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Este es un espacio de aprendizaje en temas relevantes al desarrollo humano, con mayor relevancia en entrenar en habilidades para vivir la vida que tanto queremos vivir.
Nov 8, 2020
Trabajadores Social "En las grandes ligas"
Políticas Públicas de Juventud, Educación y Desarrollo Humano, Trabajo Social en la educación: John Alexander Orjuela Morales, un trabajador social que trasciende las dificultades que tenía para financiar sus estudios, para pasar a jugar en las grandes ligas del Trabajo Social.
Plan With The Tax Man
Oct 7, 2021
Living The Dream: Planning The Non-Financial Retirement Stuff
Before you can live the retirement dream, you have to figure out what the dream looks like in the first place. Let’s talk about some of the things you need to dream about. Important Links Website: http://www.yourplanningpros.com Call: 844-707-7381 ----more---- Transcript Of Today's Show: Speaker 1: Hey, gang. Welcome in to another edition of Plan with the Tax Man with Tony Mauro from Tax Doctor, Inc. and myself hanging out, talking investing, finance, retirement, and living the dream. That is the topic this go-around of the podcast, planning the non-financial retirement because that's just as important as doing the X's and the O's, and we're going to get into that just a second. Tony, what's going on, buddy? How you doing? Tony Mauro: I'm doing well. How about you? Speaker 1: Hanging in there, not doing too bad. As a matter of fact, this is a good topic because you're getting ready to do a little goof tomorrow, the next day, golf for those of us who know what I'm talking about, but you're going to play some golf, right? Tony Mauro: I'm going to play some golf. It's getting a little cooler here. This is probably going to be it for the year for us as we're recording this at the end of September-ish. So, looking forward to that, and then it's batting down the hatches time. Speaker 1: Yeah. Are you a fall guy? Are you a summer guy? We're in the fall. This is October, so our October podcast. Do you enjoy fall? Tony Mauro: You know, I do enjoy fall. I'm a summer guy, though. I always have been. Fall, when those days start getting a little shorter and then it gets a little grayer, and it seems like to me anymore, around here anyway in the Midwest, the fall, it's hot. It's like summer, and then we don't have a much of a fall like we used to. It's changing. Speaker 1: Gotcha. I go back and forth. I think I'm spring or fall. I enjoy summer just like everybody else, as well, but where I'm at, it gets blisteringly hot. I think spring is great because you get the flowers and everything, but there's a lot of rain typically, and then fall. Speaker 1: So, maybe fall edges it out just a little bit, although the detractor is the pumpkin spice stuff. Don't hate me folks if you're a pumpkin spice person, but good Lord! Could we not start talking about pumpkin spice in August? Could we stop that and at least wait until late September? Now that it's October, it's okay, right? Tony Mauro: That's right. Now, they can start talking all that. Speaker 1: Now, you can talk about all that. So, is that part of your living the dream? So, let's talk about it. Tony's going to play some golf. That might be on your living the dream conversation. So, before you can live the retirement dream, Tony, you got to figure out what in the heck the dream is. For many retirees, pre-retirees, often the first time, maybe not the first time, but when they really get serious about some of these conversations, it's in front of an advisor like yourself. Speaker 1: Now, maybe you've had some general things. You've said, "Hey, who do you want to hang out with? You know, who's our social circle? Are we going to still hang out with the Joneses? Do we like them, or whatever the case might be. When you're starting to plan and strategize the future, it's not always just the X's and O's, right? Tony Mauro: No, it's really not. Even on our podcast show, we're always talking about getting to the dream and the numbers and sticking to the plan. Once you get there, outside of, like you say, the financial side, I like to talk to people about this. This is a great thing to talk about and just kind of get out in the open because a lot of people don't think about it. Tony Mauro: Then, what I hear sometimes is, "Well, I'm in retirement, and now I don't like it because I'm I'm bored. I've got the money I need, but my life doesn't make any sense anymore. There's no purpose." I do hear that a lot. Speaker 1: Good point. Tony Mauro: I mean, we try to have some Frank conversations about that kind of stuff, not only who you're hanging out with, but what are you going to do? Are you going to travel? Are you going to volunteer? Tony Mauro: I mean, what's your day going to look like to keep yourself busy and occupied and try to stay healthy, as well, along those lines. I've even had people where we actually put it down and put it part of the plan. Then, we do a little check-in, see if they're kind of following that or if they've gone off in a different direction. Speaker 1: Nice. I like that. Tony Mauro: It's just something kind of fun. It's not really accountability, but just kind of going over like, "Six months ago you said you were going to do this and now you're doing that but, as long as you're happy." Speaker 1: Did you do it, right? Tony Mauro: You're doing some things, yeah. Speaker 1: Well, that light dose of accountability, not a bad thing. Think about it like this. A lot of times, couples will, they'll be sitting there talking and they're saying, "Okay, we're thinking about what do we want to do in retirement? Where do we want to travel?" We'll use golf. "Well, I want to play golf." "Look, we want to go out to eat more and try a lot of the restaurants we haven't had a chance to try. Speaker 1: Okay. That's great, but that's really general. That's a general thing. So, when you're starting to talk about structure and planning and funding all of these things because, as my dad used to say, "Retirement is every day's a Saturday," and he spends the most money on a Saturday. So, every day in retirement is a Saturday. So, now you got to start kind of drilling this down. Well how often do you want to golf Tony, right? Tony Mauro: Right. Speaker 1: Two days or four days a year is a heck of a lot cheaper than two days a week. Tony Mauro: Exactly. Yeah, and for a guy like me who loves golf, I don't see me, because I would probably get sick of it if I was going to say to myself, "I'm going to do this seven days a week" and [crosstalk 00:04:49]. Speaker 1: Oh, gosh, no. I don't think I can do anything seven days a week except for sleep. Tony Mauro: Yeah. I just actually got back from a culinary thing in San Diego, and a lot of retirees were there, and they have their whole schedule planned out, and it's kind of refreshing because they feel like they're still, I mean they are busy, but they're busy with stuff they like to do, but they're very detailed about it. Most of couples I ran into, because I always ask everybody, "What do you do to occupy your day?", and, boom, they're listing it out, and it's pretty down to, really, every few hours. Speaker 1: Wow! Really? Like activities and stuff, you mean? Tony Mauro: Yeah, activities and things. Then, of course, there are travels in there and, for some of them, it's golf. For a lot of them, it's cooking and just ways to kind of keep busy and feel good. A lot of people are volunteering these days and/or kind of working that non-stressful type job just for something to do type of thing. It takes up some time. Speaker 1: If you're talking about all these different pieces, we could go through each one of these individually, but I think it's just better served as a general conversation because, to my point, a second ago, everything costs money so, if you want to go out to eat and try places more often, not that you're living on a budget, but you don't want to go super crazy. Same thing with golf or same thing with travel, "Hey, let's see the grandkids more often," and let's say the grandkids live someplace you got to fly to. Speaker 1: Well, what is more often? Is it going to be a few times a year because that stuff will start to add up and that's what your retirement money's for. Not saying, again, you have to go on a budget, just make sure that you're having these conversations and doing a little bit of strategizing with your advisor so that they know, okay, travel wise, we need to plan for X number of dollars. That's not only big travel, but the sm…
Oct 27, 2020
Conversation about cars
conversation about cars
Oct 8, 2021
[#117] Novidades do Bloco K
Nesta semana, Mauro traz as novidades que irão impactar o Bloco K, após a publicação do Ato COTEPE nº 62/2021. ✔️Blog Mauro Negruni: https://mauronegruni.com.br/ ✔️Fanpage no Facebook: http://bit.ly/2kQkzTU ✔️Patrocínio: Decision IT S.A. https://www.decisionit.com.br Titax Compliance Tributário-Contábil Aplicado https://titax.com.br/
Conversa com Bial
Jan 29, 2018
Lucio Mauro Filho brinca e diz dar autógrafo como Bruno Mazzeo nas ruas
No 'Conversa com Bial' (3/10), atores falam do filme ‘Chocante’, da amizade dentro e fora do set e falam com orgulho dos filhos
Mar 11, 2020
Bolsa: como funciona e o impacto na sua vida
A Bolsa de Valores serve para quê? E suas oscilações, o que significam? Para explicar como a Bolsa surgiu, o que querem dizer as quedas e altas das ações, Renata Lo Prete conversa com Mauro Rodrigues Jr, professor de economia da USP. Participa também Luiz Gerbelli, repórter de economia do G1, que explica como começar a investir e quais cuidados tomar para não levar sustos com as turbulências dos mercados.
Rádio Madalena - Conversa Solta de Maria Rita Kehl com Juliana Cardoso
Mauro Brasil Lambert dos Santos
Coisas de Ciência
e-Music Pelo mundo