078 - Painkiller for P2P Real Estate Investing | Gustas from Evoestate
1 hr 1 min
Hello FI Europeans! Today Mathias interview Gustas Germanavičius, an entrepreneur from Lituania. He is the CEO of Evoestate, a P2P lending aggregator - think of it as the Mintos of real estate. With Evoestate right now you can diversify across projects of 18 other deal providers like Bulkestate, Brickstarter, Crowdestor, Bergfürst. It all starts with an investment amount of just 50 euros, and you can not only invest in loans but also rental property and buy real equity shares. Lots of food for thought, and a nice bonus as well: if you choose to try Evoestate after listening to this episode you can get a 15€ bonus after your first investment. Interested? Head over to https://financial-independence.eu/evoestate!

We also talk about:

  * geographical restrictions
  * Importance of evaluating the collateral
  * How Evostate makes life easier for investors
  * Why you should trust them and how they are making their money
  * Platform economy within P2P investing space
  * Gustas entrep…
The Disruptive Entrepreneur
The Disruptive Entrepreneur
Rob Moore
11 Ways To Reinvent Yourself Fast
Now more than ever is it essential to be able to reinvent yourself, to disrupt your market and to grasp opportunities. Listen in as Rob shares with you 11 proven ways to reinvent yourself, how to embrace change, see the upside and downside in challenges and opportunities and learn how to disrupt yourself before being disrupted.    New Book Launch - 3rd December 2020  ‘Reinvent Yourself’ With Gerald Ratner   KEY TAKEAWAYS   View the upside in the downside. When you feel challenged and disrupted you’re not seeing the upside, but when you can change your mindset to view the positive in the negative you will be able to reinvent yourself and earn more money in your industry.   The ability to reinvent yourself is not reacting to what happens, it’s already having that skillset in your armoury so that when something drastic happens you have a model and a process to combat it with. Whether it’s forced upon you or you desire it, reinvention is vital. As an entrepreneur, you need to reinvent yourself all of the time and understand marketing, finance, sales and more to run your own business and have multiple streams of income. The only constant in business is change and by embracing change and seeing the opportunity in challenges and the changing environment around you will enable you to reinvent yourself and build a bigger, business a bigger brand and pivot towards growing trends that will give your business momentum, movement and velocity of where customer behaviour is going. Always stay curious. By learning, continuously testing, disrupting yourself, being uncomfortable and by building assets you adopt a curious mindset and will see more opportunities, spot more trends and be more successful. Disrupt yourself. Do not wait for the outside environment to disrupt your business, aim to challenge yourself, monitor your competitors and constantly and consistently compete with the best version of yourself so that you can create a better product or service, serve your customers better and disrupt yourself before you are disrupted.   BEST MOMENTS “You’ll probably need to reinvent yourself 3 or 4 times in your lifetime” “You’re going to need to have many more than just one career to achieve multiple streams of income” “We’re in exponential growth territory now and because of these we face exponential challenges” “Always want to ask question” “To reinvent yourself you must unlearn what you no doesn’t work” “What we know holds us back from what we need to know” “Stand on the shoulders of giants” VALUABLE RESOURCES bit.ly/Robsupporter   ABOUT THE HOST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller "Life Leverage" Host of UK's No.1 business podcast "The Disruptive Entrepreneur." "If you don't risk anything, you risk everything." CONTACT METHOD Rob’s official website: https://robmoore.com/ Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn: https://uk.linkedin.com/in/robmoore1979   See omnystudio.com/listener for privacy information.
37 min
The Good Life - The Investor's Podcast Network
The Good Life - The Investor's Podcast Network
The Investor's Podcast Network
TGL039: How I Invest My Money with Brian Portnoy (Finance Podcast)
Today’s guest, Brian Portnoy, writes extensively on personal finance and investing. He has a new book out with Josh Brown entitled, "How I Invest My Money." It's a collection of 25 personal essays from financial advisers and experts, where they share the details of how they save, spend, and invest their own money. In this episode, Brian explores happiness, contentment, risk, indexing versus active management, behavioral finance, equities, bonds, and real estate. It's a fascinating look at something we don't often get a chance to explore the details of how experts in finance use money to get what they want out of life. IN THIS EPISODE, YOU'LL LEARN: * Why we should “fix the goalposts” * What it means to achieve “funded contentment” * How wealth creates options for how to spend our time * Why we should all define what wealth means to us * How to ”Plan with Purpose” BOOKS AND RESOURCES * How I Invest My Money by Brian Portnoy & Josh Brown * The Geometry of Wealth by Brian Portnoy * All of the HSA benefits. None of the hassle. Make the most of your health savings account with BendHSA. * Capital One. This is Banking Reimagined. What’s in your wallet? * Browse through all our episodes (complete with transcripts) here. * Support our free podcast by supporting our sponsors. CONNECT WITH BRIAN PORTNOY * Brian's Twitter Account * Brian's Website GET IN TOUCH WITH SEAN MURRAY * Sean's Twitter Account * Sean's LinkedIn Account * Email: Sean@TheInvestorsPodcast.com * Website: RealTime Performance, Inc. * Weekly Newsletter: RealTime Performance Newsletter
43 min
Invest Like a Boss
Invest Like a Boss
Sam Marks & Johnny FD
162: Farmland Investing with AcreTrader CEO Carter Malloy
Carter grew up in a farming family and has a lifelong passion for investing and agriculture. Prior to AcreTrader, he was part of an equity investment firm for 5 years. Before joining in 2013, Carter was a Managing Director with Stephens Inc., a large private investment bank, where he was an equity research analyst focused on the Internet, Data & Analytics and Real Estate Processing sectors. Prior to Stephens, he owned small businesses focused on internet marketing and sustainable fuel technologies. He graduated from the University of Arkansas with a bachelor’s degree in Physics and has previously held Series 7, 63, 86 and 87 licenses with the Financial Industry Regulatory Authority (FINRA). Listen to ILAB 162 on iTunes here or subscribe on your favorite podcast app. Where we are: * Johnny FD – Sri Lanka / IG @johnnyfdk * Sam Marks – North Carolina / IG @imsammarks * Derek Spartz - Los Angeles / IG @DerekRadio Sponsor: * Indeed Get a $75 credit to boost your job post and find your next hire faster * Support Invest Like a Boss: Join our Patreon Discussed: * AcreTrader Like these investments? Try them with these special ILAB links: * ArtofFX – Start with just a $10,000 account (reduced from $25,000) * Fundrise – Start with only $1,000 into their REIT funds (non-accredited investors OK) * Betterment – Get up to 1 year managed free * Wealthfront – Get your first $15,000 managed free * PeerStreet – Get a 1% yield bump on your first loan *Johnny and Sam use all of the above services personally. Time Stamps: * 07:50 – How did you get into farmland and agriculture? * 08:30 – Before AcreTrader, how was farmland purchased? * 10:22 – What is the usual size of these farms? * 12:02 – Why farmland and not commercial or residential real estate? * 15:15 – How does farmland outperform other asset classes? * 18:25 – How long do you hold onto the land for? * 18:39 – Are you concerned about the land depreciating because of bad farming practices? * 20:26 – How long do farmers usually rent the land? * 21:09 – How does it work for investors? * 23:06 – How often does the investor get paid? * 25:45 – Does the rental change depending on the farm? * 27:03 – Do you normally list farms weekly? * 28:09 – What is your investment range? * 30:06 – What crops are the most profitable? * 34:30 – How long are the investments? * 37:48 – How are the taxes treated? * 36:55 – Who can invest? * 39:48 – Johnny & Derek Recap If you enjoyed this episode, do us a favor and share it! Also if you haven’t already, please take a minute to leave us a 5-star review on iTunes and claim your bonus here! Copyright 2020. All rights reserved. Read our disclaimer here.
56 min
Be Wealthy & Smart
Be Wealthy & Smart
Linda P. Jones
5 Tech IPO's Coming That Survived and Thrived After Coronavirus
Learn about the 5 tech companies about to go public that survived and thrived after coronavirus. Airbnb, DoorDash, Roblox, Affirm and Wish will soon have an IPO. What makes them special? How did they survive the pandemic? The article is here. Are you investing well for financial freedom...or not? As we live our lives, we have seen enormous money be made in real estate, technology stocks, etc. and have seen wild swings in markets before. They can feel scary at the time, but in hindsight are often tremendous opportunities for future financial success. If you only knew where to invest for the long-term, what a difference it would make, because the difference between investing $100k and earning 2% or 10% on your money over 30 years, is the difference between it growing to $181,136 or $1,744,940, an increase of over $1.5 million dollars. Your compounding rate, and how well you invest, matters! INTERESTED IN THE BE WEALTHY & SMART VIP EXPERIENCE? -Asset allocation model with ticker symbols and % to invest -Monthly investing webinars with Linda -Private Facebook group with daily insights -Weekly stock market commentary email -Lifetime access -US and foreign investors, no minimum $ amount required For a limited time, enjoy a 50% savings. More information is here or have complimentary consultation with Linda to answer your questions click here: https://2909395.survey.fm/application-for-vip-experience PLEASE REVIEW THE SHOW ON ITUNES If you enjoyed this episode, please subscribe and leave a review. I love hearing from you! I so appreciate it! SUBSCRIBE TO BE WEALTHY & SMART Click Here to Subscribe Via iTunes Click Here to Subscribe Via Stitcher on an Android Device Click Here to Subscribe Via RSS Feed WEALTH HEIRESS TV Please subscribe to Wealth Heiress TV YouTube channel (it’s not just for women, it’s for men too!), here. PLEASE LEAVE A BOOK REVIEW Leave a book review on Amazon here. Get my book, “You’re Already a Wealth Heiress, Now Think and Act Like One: 6 Practical Steps to Make It a Reality Now!” Men love it too! After all, you are Wealth Heirs. :) Available for purchase on Amazon. International buyers (if you live outside of the US) get my book here. WANT MORE FROM LINDA? Check out her programs. Join her on Instagram. WEALTH LIBRARY OF PODCASTS Listen to the full wealth library of podcasts from the beginning. Use the search bar in the upper right corner of the page to search topics. TODAY'S SPONSOR I want to take a few seconds to tell you about how I “read” more books and stay ahead of the curve. It’s by not reading books, but instead listening to them – like you are right now! With Audible, there are over 150,000 titles to choose from for your iPhone, Android, Kindle or mp3 player and…your first audiobook is FREE! I suggest you get the audio book of Think and Grow Rich, or you can check out my website Resources page where I list all of my favorite financial books and you see exactly what books I have read and recommend you read. Then get started with Audible by visiting https://lindapjones.com/FreeBook and order your first audio book free! Get Think and Grow Rich or another book from my recommend list, and be sure to get started checking off the books you want to read with your free book from Audible! Be Wealthy & Smart,™ is a personal finance show with self-made millionaire Linda P. Jones, America’s Wealth Mentor.™ Learn simple steps that make a big difference to your financial freedom. (Some links are affiliate links. There is no additional cost to you.)
15 min
The Rational Reminder Podcast
The Rational Reminder Podcast
Benjamin Felix & Cameron Passmore
(Rationally) Investing in Technological Revolutions, Human Capital, and Asset Allocation (EP.125)
On today’s show, we explore rational explanations for pricing bubbles, how the concept of human capital relates to financial decisions, and a whole lot more! We kick things off with a discussion of Ashley Whillans’ book Time Smart, which explores proven strategies for improving your ‘time affluence’. Diving into this week’s portfolio topic, we use a previous discussion about Carlota Perez’s model for technological revolutions as a springboard to introduce Lubos Pastor and Pietro Veronesi’s mathematical arguments that present a rational explanation for pricing bubbles. Perez maintains that prices get bid up too high during technological revolutions due to ‘frenzy’ but we unpack two papers by Pastor and Veronesi where they argue differently, drawing on the concepts of uncertainty and discount rates. From there, we dive into the relationship between human capital, life insurance and asset allocation for our planning topic. We provide some definitions for the term ‘human capital’ and discuss how it differs from other forms of capital. A key idea we explore here is that the more risky your human capital is, the less life insurance you should take out. Along with this, you’ll hear a few quick suggestions for how you should approach life insurance and bonds depending on age, financial wealth, risk aversion, and other factors. Tune in today! Key Points From This Episode: * Talking COVID, next week’s guests and Rational Reminder Community updates. [0:0:18] * Book of the week: Rethinking conventional notions of time well spent in Time Smart. [0:04:07] * News updates: Stories about Bitcoin, marijuana stocks, and more. [0:08:56] * Portfolio Topic: Whether pricing bubbles are caused by rational behaviour. [0:14:19] * Unpacking Pastor and Veronesi’s paper connecting uncertainty to high prices. [0:18:25] * Pricing bubbles as caused by discount rates; a second Pastor and Veronesi paper. [0:27:48] * ‘IPO waves’ connected to the bubble discussion in a third Pastor and Veronesi paper. [0:37:58] * Planning topic: How the concept of human capital relates to financial decisions. [0:44:45] * The importance of considering asset allocation decisions and life insurance needs together. [0:54:46] * Bad advice of the week: ‘The Market’s Invisible Guardrails Are Missing’. [1:01:16]
1 hr 10 min
The Nomad Capitalist Audio Experience
The Nomad Capitalist Audio Experience
The Nomad Capitalist
Eliminate Everything That's Not Working For You
Marie Kondo talks about decluttering things, and Derek Halpern talks about decluttering people. At Nomad Capitalist we believe that decluttering sacred cows is just as important for organizing your life. Most people are holding on to ideas about the best places to live, bank, and invest that worked in the last century but no longer work today. https://nomadcapitalist.com/lifestyle-design/ Andrew Henderson and the Nomad Capitalist team are the world's most sought-after experts on legal offshore tax strategies, investment immigration, and global citizenship. We work exclusively with seven- and eight-figure entrepreneurs and investors who want to "go where they're treated best". Work with Andrew: https://nomadcapitalist.com/apply/ Andrew has started offshore companies, opened dozens of offshore bank accounts, obtained multiple second passports, and purchased real estate on four continents. He has spent the last 12 years studying and personally implementing the Nomad Capitalist lifestyle. Our growing team of researchers, strategies, and implementers add to our ever-growing knowledge base of the best options available. In addition, we've spent years studying the behavior of hundreds of clients in order to help people get the results they want faster and with less effort. About Andrew: https://nomadcapitalist.com/about/ Our Website: http://www.nomadcapitalist.com Subscribe: https://www.youtube.com/subscription_center?add_user=nomadcapitalist Buy Andrew's Book: https://amzn.to/2QKQqR0 DISCLAIMER: The information in this video should not be considered tax, financial, investment, or any kind of professional advice. Only a professional diagnosis of your specific situation can determine which strategies are appropriate for your needs. Nomad Capitalist can and does not provide advice unless/until engaged by you.
12 min
Financial Education Podcast
Financial Education Podcast
Financial Education
The Stock Market is Valued Here so DO THIS NOW in depth valuation charts
Application form to apply & try and get in my Private Stock Group/Financial Fortress  http://scaleyourstockportfolio.com/ Well today we are going to go into the current valuation of the stock market.  I am going to discuss with you if the stock market is overvalued, undervalued, or fairly valued.  I am also going to discuss the reasons why this is important to know.  I will go into depth and show you guys valuation charts that are important to look at.   Hope you enjoy this video where I explain to you why valuation of the stock market is so important.  Leave me a comment with your opinion on this video! Are you buying stocks right now?  Or are you holding off until the valuation drops more? Would love to hear your opinion on this topic!  Want to join our free STOCKHUB discord chat? Here is the link   https://discord.gg/SVWd2qq  This is where you can chat for free with other investors in the stock market about individual stocks or things going on in the market. Enjoy! Want to see the stock I own? I will show you them all here  https://jeremystockportfolio.com/current How To Make Your First $100,000 in the Stock Market  https://yourfinancialfortress.com/100k-video   How we grew from $0-$800,000+ in 3 years in a brand new stock account  https://0to800kcasestudy.com/8-to-800k    *My Instagram is : FinancialEducationJeremy Financial Education This is a Jeremy Lefebvre Production Created by Jeremy Lefebvre
27 min
The Property Podcast
The Property Podcast
Rob Bence and Rob Dix from The Property Hub
ASK263: What are my options if the market falls? PLUS: Will high-LTV mortgages come back?
This week on Ask Rob & Rob the guys are answering two questions that we’re pretty sure are on everyone’s minds right now.  First up this week we’ve got Joe.  Joe has bought his properties the opposite way round to most people. He bought a buy-to-let property first and is now onto purchasing his own residential property.  He thinks he’s got himself a good deal as it’s in need of some renovation, but he’s trying to weigh up his options because he’s considering relocating when the world returns back to some normality. He knows the obvious thing would be to sell the property, but he wants to know what other options would be open to him. Especially if the market falls and he ends up in negative equity on his property.  What should he do? Our second caller this week is Sassi.  Both Sassi and her partner are both working professionals in the construction sector. Before lockdown they’d agreed to purchase a property however they had issues with mortgages due to the condition of the house.  They managed to secure a mortgage product, but when it expired six months later due to the pandemic, the lenders revalued it and wouldn’t grant them a mortgage - they said the property would be better suited to a HMO.  As a result they’re now struggling to afford another property with the loan-to-value being so high compared to what it was at the beginning of the year.  So what Sassi wants to know is, will the stamp duty holiday restore the banks’ confidence enough to bring back higher loan-to-value mortgage products that first time buyers can benefit from? What do Rob & Rob think? Will higher loan-to-value mortgage products make a comeback, or are they now a thing of the past? Tune in to find out.   Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).  Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours.  Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself. See omnystudio.com/listener for privacy information.
9 min
Cash Chats Money & Personal Finance podcast
Cash Chats Money & Personal Finance podcast
Andy Webb
#150 How to get the best price when shopping online
With lockdown measures forcing non-essential shops to close through England and some other parts of the UK, we're going to be doing most of our shopping online over the next few weeks - and that means Black Friday and most Christmas shopping. In this episode I share how you can make sure you get the best price when shopping online. Plus a competition to celebrate 200,000 downloads of the show! * Please do leave a review and rating if this saves you money. * LINKS Sign up for new cashback site member bonuses https://becleverwithyourcash.com/cashback-sites-boost-savings-sign-bonus/ ABOUT CASH CHATS Cash Chats is presented by money blogger and broadcaster Andy Webb. In 2020 the podcast has been featured as one of the top finance podcasts by Apple, Good Housekeeping and the Independent. In 2019 it was awarded Best Money Podcast at the SHOMOS - the UK Money Bloggers community annual awards. On each Cash Chats episode you can hear Andy share ways to get the most from your money. He's often joined for friendly and accessible conversations by a friend from the UK Money Blogger community to cover topics as diverse as freebies and investments. Andy also runs the award-winning website Be Clever With Your Cash, presented Channel 5’s Shop Smart Save Money and founded the community ukmoneybloggers.com. To contact Andy email Andy@Becleverwithyourcash.com ANDY ON SOCIAL Andy's handle is @AndyCleverCash and you can follow him over at: twitter.com/AndyCleverCash instagram.com/andyclevercash GET ANDY'S WEEKLY NEWSLETTER You'll also get a free Quidco bonus for signing up https://becleverwithyourcash.com/newsletter/ MUSIC The music is Easter Island by Lonely Punk and provided on a creative commons licence
28 min
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