#138 - Lauren Miller Rogen and Richard Isaacson, M.D.: Alzheimer’s disease prevention—patient and doctor perspectives
Play • 2 hr 12 min
Peter is joined by writer, director, actress, and founder of HFC, Lauren Miller Rogen, and previous podcast guest and director of the Alzheimer’s Prevention Clinic at Weill Cornell Medicine and New York-Presbyterian, Dr. Richard Isaacson. In this episode, Lauren tells the heartbreaking story of watching members of her family succumb to Alzheimer’s disease (AD) which motivated her to proactively address her own risk with Richard’s guidance. Richard discusses the various genetic and lifestyle factors that influence the risk of AD and uses Lauren’s unique situation to explain how he diagnoses patients and personalizes care. They go through Lauren’s protocol of preventative measures that have already produced marked results, and end with the uplifting message that one’s genetic predisposition does not seal one's fate.

We discuss:

  • Lauren’s deep family history of Alzheimer’s disease (3:10);
  • The influence of genetics, epigenetics, and lifestyle on Alzheimer’s disease risk (13:45);
  • Lauren’s mother’s disease progression and the enormous stress it causes for family members (24:30);
  • The various manifestations of Alzheimer’s disease depending on the location of pathology (29:30);
  • The three stages of Alzheimer's disease (34:45);
  • Richard’s deep exploration into Lauren’s family history revealing clues about a diagnosis and a roadmap to successful disease mitigation (39:15);
  • How exercise reduces Alzheimer’s disease risk, and the different risk between males and females (58:00);
  • Why knowing your APOE status is important, and whether certain people should be wearier of head trauma (1:08:00);
  • How Richard uses genetic testing to personalize care (1:14:45);
  • The “ABCs” of Alzheimer’s prevention, lifestyle interventions, and Lauren’s personal protocol for reducing her risk (1:21:45);
  • Unique treatment for people with the ApoE4 variant (1:36:30);
  • Richard’s mixed opinion on CBD and THC as a tool for disease prevention (1:40:00);
  • Cognitive testing procedures, and how Lauren’s tests furthered her commitment to her disease prevention protocol (1:41:45);
  • The relevance of sense of smell and hearing in Alzheimer’s disease risk and prevention (1:50:00);
  • The emotional benefit of knowing you have control over your mental and physical health (1:57:30);
  • HFC—a charitable organization founded by Lauren and Seth (2:00:15); and
  • More.

Learn more: https://peterattiamd.com/ Show notes page for this episode: https://peterattiamd.com/laurenmillerrogen-richardisaacson/  Subscribe to receive exclusive subscriber-only content: https://peterattiamd.com/subscribe/ Sign up to receive Peter's email newsletter: https://peterattiamd.com/newsletter/ Connect with Peter on Facebook | Twitter | Instagram.

The Tim Ferriss Show
The Tim Ferriss Show
Tim Ferriss: Bestselling Author, Human Guinea Pig
#494: Michael Phelps and Grant Hackett — Two Legends on Competing, Overcoming Adversity, Must-Read Books, and Much More
Michael Phelps and Grant Hackett — Two Legends on Competing, Overcoming Adversity, Must-Read Books, and Much More | Brought to you by Wealthfront automated investing, Eight Sleep’s Pod Pro Cover sleeping solution for dynamic cooling and heating, and ButcherBox premium meats delivered to your door. More on all three below. Michael Phelps (@michaelphelps) is widely regarded as one of the greatest athletes of all time. He captured 28 medals, including a record-setting 23 gold medals, and set 39 world records over the course of his career. Michael utilized his performance bonus for winning eight gold medals in 2008 to establish the Michael Phelps Foundation, which promotes water safety, healthy living (physical and mental), and the pursuit of dreams. The Foundation’s signature program — IM — is a learn-to-swim, healthy living, and goal-setting curriculum based on the principles and tools Michael utilized in his swimming career and is available through the Boys and Girls Clubs of America and Special Olympics International. His advocacy for water safety and mental health has earned the recognition of the Boys and Girls Clubs of America (Champion of Youth), American Image Awards (Humanitarian Award), Substance Abuse and Mental Health Services Administration (Special Recognition Award), The Ruderman Family Foundation (Morton E. Ruderman Award in Inclusion), and PR Week (Health Influencer 50 and 2020 Communicator of the Year), among others. Michael served as an executive producer and featured talent in the HBO documentary The Weight of Gold , which explores the mental health challenges Olympic athletes often face. In addition, he has published two autobiographies, No Limits: The Will to Succeed and Beneath the Surface, that were New York Times and USA Today bestsellers, and one children’s book, How to Train with a T-Rex and Win Eight Gold Medals. Grant Hackett (@grant__hackett) represented and captained Australia in swimming at the Olympic Games. He collected a total of 58 medals over the course of his swimming career — with 26 gold at Olympic, Commonwealth, and World Championships levels — along with 16 world records. He remained unbeaten for 11 years in his pet event, the 1500m freestyle. Grant also received prestigious honors such as the Order of Australia, Centenary Medal, and Australian Sports Medal. Grant is a member of the Sports Australia Hall of Fame and International Swimming Hall of Fame. His qualifications include an executive master's of business administration with first-class honors, a diploma of business law, and a diploma of financial services. Grant is the CEO of Generation Life, an Australia-based investment firm managing more than $1.3 billion. Please enjoy! * This episode is brought to you by Eight Sleep! Eight Sleep’s Pod Pro Cover is the easiest and fastest way to sleep at the perfect temperature. It pairs dynamic cooling and heating with biometric tracking to offer the most advanced (and user-friendly) solution on the market. Simply add the Pod Pro Cover to your current mattress and start sleeping as cool as 55°F or as hot as 110°F. It also splits your bed in half, so your partner can choose a totally different temperature. And now, my dear listeners—that’s you—can get $250 off the Pod Pro Cover. Simply go to EightSleep.com/Tim or use code TIM.  * This episode is also brought to you by ButcherBox! ButcherBox makes it easy for you to get high-quality, humanely raised meat that you can trust. They deliver delicious, 100% grass-fed, grass-finished beef; free-range organic chicken; heritage-breed pork, and wild-caught seafood directly to your door. Get ready for game day or a cozy night in with ButcherBox! Right now, new members will get one rack of St. Louis style ribs, one pack of bacon, and a pack of pulled pork for FREE in their first box by going to ButcherBox.com/Tim! * This episode is also brought to you by Wealthfront! Wealthfront pioneered the automated investing movement, sometimes referred to as ‘robo-advising,’ and they currently oversee $20 billion of assets for their clients. It takes about three minutes to sign up, and then Wealthfront will build you a globally diversified portfolio of ETFs based on your risk appetite and manage it for you at an incredibly low cost.  Smart investing should not feel like a rollercoaster ride. Let the professionals do the work for you. Go to Wealthfront.com/Tim and open a Wealthfront account today, and you’ll get your first $5,000 managed for free, for life. Wealthfront will automate your investments for the long term. Get started today at Wealthfront.com/Tim. * If you enjoy the podcast, would you please consider leaving a short review on Apple Podcasts/iTunes? It takes less than 60 seconds, and it really makes a difference in helping to convince hard-to-get guests. I also love reading the reviews! For show notes and past guests, please visit tim.blog/podcast. Sign up for Tim’s email newsletter (“5-Bullet Friday”) at tim.blog/friday. For transcripts of episodes, go to tim.blog/transcripts. Discover Tim’s books: tim.blog/books. Follow Tim: Twitter: twitter.com/tferriss  Instagram: instagram.com/timferriss Facebook: facebook.com/timferriss  YouTube: youtube.com/timferriss
1 hr 57 min
STEM-Talk
STEM-Talk
Dawn Kernagis and Ken Ford
Episode 117: Julie Anderson talks about her research into aging and neurodegenerative diseases
Our guest today is Dr. Julie Andersen, who is best known for her research into aging and age-related diseases. A professor at the Buck Institute Buck Institute for Research on Aging, an independent biomedical research institute that researches ways to extend the healthy years of life, Julie and her colleagues at Buck have focused on understanding the underlying age-related processes driving neurodegenerative diseases in order to identify novel therapeutics. Because our conversation with Julie was so fascinating and long, we have divided it into two parts. In today’s part one of her interview, we talk to Julie about her youth and early career. We also talk to her about the potential of of rapamycin to protect brain cells and mitochondria in a mouse model of Parkinson’s disease as well as her thoughts about the Amyloid Cascade Hypothesis. In part two, which will go live in a few weeks, we have an in-depth conversation with Julie about her research into the neuroprotective properties of urolithin A. In terms of Julie’s background, she received her Ph.D. from UCLA and did her post-doc in the department of neurology at Harvard. In 2000 Julie joined the Buck Institute. Show notes: [00:03:33] Dawn opens the interview asking if it is true that Julie was a quiet kid who normally sat in the back of the classroom. [00:03:52] Dawn mentions that Julie was born in Montana but that she grew up in northern Idaho. Dawn asks what it was that brought Julie’s family to Idaho. [00:04:29] Dawn asks Julie what interests she had growing up. [00:05:05] Ken remarks on the fact that one of Julie’s favorite books is a biography of Clementine, Winston Churchill’s wife, and asks where Julie’s interest in Clementine came from. [00:05:46] Dawn mentions that for Julie’s undergraduate degree, she went to Washington State University, where her father was a professor. Dawn asks if Julie knew from the start that she was going to focus her undergraduate studies on plant physiology. [00:07:03] Ken asks Julie took her to UCLA for her Ph.D. [00:08:16] Dawn asks Julie what led to travel across the country to Boston for her post-doc. [00:09:26] Julie explains why she eventually returned to California after her Ph.D. [00:11:32] Dawn asks Julie to tell the story of how meeting someone she described as “a fellow nerd” at an aging conference eventually led her to taking a position at the Buck Institute. [00:14:34] Ken remarks that Julie must like working at the Buck, given she has remained there for the last 20 years. Julie describes what is it about the Buck Institute that makes it such a special place. [00:17:51] Dawn mentions that for the past 20 years, Julie and her lab at Buck have looked at a lot of different aspects of neurodegeneration, with a heavier concentration on autophagy in the past five years. Dawn goes on to mention that Julie has especially been investigating a natural bioactive known as urolithin A. Before diving into all of this work specifically, Dawn asks Julie, what drew her to the study of neurodegeneration to begin with. [00:19:55] Ken asks what prompted Julie’s current focus on autophagy. [00:24:11] Dawn explains that degradation of damaged mitochondria via lysosomal autophagy is a key cellular pathway in the maintenance of mitochondrial homeostasis.  Disruption of this pathway contributes to the progressive cell loss that is associated with Parkinson’s disease. She goes on to mention that Julie published the results of a study in 2015that found rapamycin can protect brain cells and mitochondria in a mouse model of Parkinson’s disease. Julie explains the significance of this study and talks about the importance of rapamycin in the research of therapies for Parkinson’s disease. [00:30:44] Dawn asks Julie to explain the concept, and the significance of, transcription factor EB (TFEB), which is a protein that is encoded in humans by the TFEB gene, and is a master regulator of autophagy and lysosom...
50 min
The Daily Stoic
The Daily Stoic
Daily Stoic
Susan Straight on the Power of Story
Ryan speaks to professor and author Susan Straight about their first encounter at the University of California, Riverside, finding joy in the private process of writing, how specific books can change your life, and more.  Susan Straight is a professor of creative writing and part of the MFA faculty at the University of California, Riverside, as well as an award-winning author. Her newest book, In the Country of Women, is a memoir based on the people of California and stories from the women in her family. This episode is brought to you by Ladder, a painless way to get the life insurance coverage you need for those you care about most. Ladder makes the process of getting life insurance quick and easy. To apply, you only need a phone or laptop and a few minutes of time. Ladder’s algorithms work quickly and you’ll find out almost immediately if you’re approved. Go to ladderlife.com/stoic to see if you’re instantly approved today. This episode is also brought to you by Manly Bands, the best damn wedding rings period. Freedom for your hand to look like you want it to look. Whether you’re looking for men’s wedding rings or engagement rings, Manly Bands has you covered. Manly Bands has an insane selection of materials: gold, wood, antler, steel, dinosaur bones, meteorite, even wood from whiskey barrels. To order your Manly Band and get 20% off, plus a free silicone ring, go to manlybands.com/stoic and enter promo code STOIC. This episode is brought to you by Blinkist, the app that gets you fifteen-minute summaries of the best nonfiction books out there. Blinkist lets you get the topline information and the most important points from the most important nonfiction books out there, whether it’s Ryan’s own The Daily Stoic, Yuval Harari’s Sapiens, and more. Go to blinkist.com/stoic, try it free for 7 days, and save 25% off your new subscription, too. *** If you enjoyed this week’s podcast, we’d love for you to leave a review on Apple Podcasts. It helps with our visibility, and the more people listen to the podcast, the more we can invest into it and make it even better. Sign up for the Daily Stoic email: http://DailyStoic.com/signup Follow @DailyStoic: Twitter: https://twitter.com/dailystoic Instagram: https://www.instagram.com/dailystoic/ Facebook: http://facebook.com/dailystoic YouTube: https://www.youtube.com/dailystoic Follow Susan Straight: Homepage: https://susanstraight.com/  Instagram: https://www.instagram.com/susan.straight/
1 hr 18 min
ChooseFI
ChooseFI
The Unstuck Network
289 | The Roth 401K and Meal Planning Made Easy
* For almost 12 months, we've all been trying to do the best that we can. As frequently discussed on the show, we try to do things slightly different, optimize in the ways that we can, and make the best of the situation. * Jonathan's wife Dani has been coming up with all kinds of creative little activities for the kids. Even Jonathan was recruited for a rock painting project. * Brad has been listening to a new podcast, Ordinary Sherpa, created by Heidi, a member of Jonathan's Talent Stacker podcast. The podcast is about creating little adventures in life with your family. * At the same time, in the mastermind group Brad takes part in, he was inspired by a discussion related to dads really showing up to be a part of their kids' lives. * The podcast theme and mastermind group discussion converged for Brad when his daughter, Molly, asked him to go explore the creek with her. Rather than playing along for a minimally acceptable amount of time, Brad showed up like he really wanted to be there and they had hours of fun exploring together. * What if you started to show up for everything in your life with the attitude that you really wanted to be there? * It's difficult to be focused on growth in all areas of your life at the same time. There are different seasons when you will be able to lean into one over another but it's good to figure out a baseline you're comfortable with and recognize when it's time to rebalance. * Since Brad's financial life is on autopilot, it's not something he spends much time focusing on. However, sometimes things do backslide and he needs to return a little focus to it. Such as, he recently canceled two recurring charges for streaming services, not because their costs were going to have a significant impact, but because he was no longer getting value from them. * Relationships is an area Brad believes he could spend more time focusing on. If he were to ask himself, “Am I showing up as the best version of myself for my wife and kids every day?” his answer would be “no”. * Who should be leaning into and leveraging their Roth 401K? Sean Mullaney, The FI Tax Guy, says the Roth 401K works similar to a 401K except the funds going in are taxable today and come out later tax and penalty-free. * Those currently in a high tax bracket looking to retire early are probably better off contributing to a traditional 401K. But someone just out of college in a 10% federal tax bracket may benefit from paying 10% in taxes today rather than 20-30% later on. Even someone who may have substantial taxable income in retirement may benefit from a Roth 401K. * A Roth 401K can also be a hedge against future tax rates for anyone who prefers to lock in their tax rate today. * If your 401K plan offers it, you don't have to do all Roth 401K or traditional 401K. You can split the difference. * For example, a 60-year-old new retiree with a large 401K will be taxed on every dollar withdrawn. We don't know what future tax rates will be. * Roth 401K withdrawals don't work the same way as traditional 401K withdrawals. You can structure it in a way that you can recover tax-free contributions, From a Roth 401K, you may need to rollover into a Roth IRA. * For the early retirees who don't plan to retire at a super early age or anyone with artificially low income for a few years, the Roth 401K is a strategy to consider. * If you aren't 59 1/2 yet, Roth 401K withdrawals are subject to the cream in the coffee rule where 2/3 of the withdrawal is tax and penalty-free but 1/3 is subject to ordinary income tax and a penalty. This is different than a Roth IRA where contributions may be withdrawn at any age tax and penalty-free. * When you roll over a Roth 401K to a Roth IRA, the Roth 401K contributions go in as Roth IRA contributions, and earnings become Roth IRA earnings. You could then take out the full amount of contributions tax and penalty-free before touching the earnings. * If you aren't 59 1/2 and need to access your Roth 401 contributions, it makes sense to roll them over to a Roth IRA first. * If you have employer stock in your 401K, there may be net unrealized appreciation. You do not want to roll it over from a traditional 401K to a traditional IRA without considering a tax planning strategy. This requires assistance from a tax professional. * If you want to do a backdoor Roth IRA, rolling over 401K to a traditional IRA isn't a good idea. * The fees associated with 401K plans have gotten better over the last 10-15 years. The investment choices are better with lower fees. It may not make sense to do a rollover. * As a general rule, retirement accounts have required minimum distributions (RMDs) once you turn age 72. The exception is the Roth IRA. While RMDs from a Roth 401K are not taxable, you want to keep that money growing tax-free as long as possible for you and your heirs. If you're 72, Sean would recommend you roll your Roth 401K to a Roth IRA for that reason. * Generally, you need a separation of service to do rollovers from a Roth 401K to a Roth IRA. Look for your plan's Summary Plan Description (SPD) which details withdrawals. * 401K plans are subject to the ERISA law, where creditors cannot access the funds, except for ex-spouses and the IRS. IRA creditor protection varies from state to state. Something to consider before a rollover. * Dani and the ChooseFI Foundation are using meal planning as a financial literacy tool. Always looking for ways to get children interested and thinking bout decision-making and personal finance, they have put together Meal Planning Made Easy. * The meal planning project helps kids put financial literacy concepts into a real-world contest. The goal is to make financial literacy concepts more than just habits but to have kids take ownership and have fun doing it. * In the 3rd through 5th-grade video series, Dani talks them through meal planning. They are tasked with going into a grocery store, either in-person or virtually, and planning all three meals for one day. * The meal planning project is adaptable to fit every socioeconomic setting. * The tasks grow as children develop. High school students may plan meals for an entire week, searching the pantry first, and finding recipes to help on the budgeting side of things, just like parents have to do. * Sign up for Meal Planning Made Easy at Choosefi.com/mealplan. Resources Mentioned In Today's Conversation * The FI Tax Guy * Ordinary Sherpa * Do Inner Work * Roth 401K Withdrawals * ChooseFI Foundation * ChooseFI.com/mealplan * Get started on your own journey to financial independence at ChooseFI.com/start. If You Want To Support ChooseFI: * Earn $1,000 in cashback with ChooseFI's 3-card credit card strategy.  * Share FI by sending a friend ChooseFI: Your Blueprint to Financial Independence.
59 min
Nucleus Investment Insights
Nucleus Investment Insights
Nucleus Wealth
4.03 Will Biden cause Market boom or bust? | Nucleus Investment Insights
Will Joe Biden cause Markets to boom or bust? Nucleus Wealth's Head of Investments Damien Klassen, Chief Strategist David Llewellyn Smith and Head of Advice Tim Fuller will seek to answer this in today's episode View the presentation slides: https://nucleuswealth.com/wp-content/uploads/2021/01/Biden-boom.pptx-1.pdf President Joe plans to begin immediately unwinding his predecessor’s policies on immigration, climate and other issues on Wednesday with at least 15 executive actions. With these changes comes the promise of $1.9 Trillion in new stimulus to help the economy steady itself as it grapples with overcoming the pandemic. On the agenda: Senate impasse or not? Stimulus & Policies Minimum wage Bidencare Tax hike To listen in podcast form click here: https://nucleuswealth.com/podcasts/?utm_source=youtube&utm_medium=direct&utm_campaign=podcast Get an obligation-free portfolio recommendation to see how we would invest for you: https://portal.nucleuswealth.com/register/?utm_source=youtube&utm_medium=direct&utm_campaign=podcast Learn more about the hosts: https://nucleuswealth.com/people/?utm_source=youtube&utm_medium=direct&utm_campaign=podcast Find us on social media: https://www.facebook.com/NucleusWealth/ https://twitter.com/NucleusWealth https://linkedin.com/company/nucleuswealth Nucleus Wealth is an Australian Investment & Superannuation fund that can help you reach your financial goals through transparent, low cost, ethically tailored portfolios. To find out more head to https://nucleuswealth.com/?utm_source=youtube&utm_medium=direct&utm_campaign=podcast. The information on this podcast contains general information and does not take into account your personal objectives, financial situation or needs. Past performance is not an indication of future performance. Damien Klassen and Tim Fuller are an authorised representative of Nucleus Wealth Management. Nucleus Wealth is a business name of Nucleus Wealth Management Pty Ltd (ABN 54 614 386 266 ) and is a Corporate Authorised Representative of Nucleus Advice Pty Ltd - AFSL 515796 #biden #investing #investmentmarkets
1 hr
The Art of Manliness
The Art of Manliness
The Art of Manliness
The Value of Learning New Skills in Adulthood
When you were a kid, you not only went to school, where you did academics, art, and PE, but you probably also took extracurricular lessons in music or sports, and likely even taught yourself things like how to do magic tricks. Now that you're an adult, can you think of the last new skill you learned? My guest today explains why there's a good chance that you'll struggle to answer that question, and how that's a tragedy you ought to do something about. His name is Tom Vanderbilt, and he's the author of several books, including his latest, Beginners: The Joy and Transformative Power of Lifelong Learning. Tom and I discuss why his daughter's desire to learn chess inspired him to spend a year learning the game himself, as well as to take on a project of learning other new skills. Tom explains the reasons adults give up learning, and why, while it is harder for adults to learn new things than it is for children, it's still worth becoming a novice all over again. We then explore how to harness the beginner's mind, using Tom's experiences in learning how to sing, surf, juggle, and draw as examples. We end our conversation with Tom's takeaways from his experiment, and how becoming a lifelong learner is really all about pushing through the mental barriers that hold us back from the many possibilities for growth that remain in adulthood. Get the show notes at aom.is/lifelonglearning. See omnystudio.com/listener for privacy information.
48 min
Bulletproof Radio
Bulletproof Radio
Dave Asprey
Five Motivators That Fuel Peak Performance – Steven Kotler with Dave Asprey : 784
In this episode of Bulletproof Radio, my guest Steven Kotler believes there’s a formula for the impossible and that the answer lies in our biology. He’s spent a lifetime researching and looking for ways to achieve his own peak performance, and today we get his advice on how you can achieve yours.  In Steven’s newest book, “The Art of Impossible: A Peak Performance Primer” he’s combined neuroscience and decades of research to make a playbook for extreme performance improvement and an exploration of the frontiers of human possibility. He lays out four components to maintaining peak performance: motivation, learning, creativity and flow. He’s a New York Times-bestselling author, an award-winning journalist, and has been nominated for two Pulitzer Prizes. He’s also the executive director of the Flow Research Collective, an institute that researches the neuroscience of flow states and trains individuals to harness their own flow-state, so they can achieve more, faster. “One of the qualities of a flow state is this quality of effortless effort,” Steven says. “Bottom-up attention is really what it is instead of top-down attention. It's happening automatically.” While you can’t live in the flow state, we talk about how you can maximize your time in that state and stay in touch with your motivation. “When you talk about intrinsic drive, you're really talking about curiosity, passion, purpose, autonomy, and mastery,” Steven says. “Those five are our big five intrinsic motivators.” Once you have those five things, he explains how it becomes easier to begin setting goals and finding ways to constantly tune into your willpower in order to make them a reality. “Sometimes in peak performance you’ve got to go slow to go fast,” Steven says. “Learning to turn curiosity into passion and passion into purpose. This is one of those places where you got to go slow. Because once you get it right, these are three huge intrinsic motivators. If they're pointing in the same direction, it unlocks a tremendous amount.” Oh, and then we also talk about the time he flew a MIG-17 Russian fighter jet — without knowing how to fly.  Steven has lived an incredible life and has a ton of great knowledge, experience and insight to share. Listen on to learn about what it takes for you to achieve your own brand of impossible. Enjoy! And get more resources at https://daveasprey.com/category/podcasts/ WE APPRECIATE OUR PARTNERS. CHECK THEM OUT! SEO Skills: https://www.stephanspencer.com, use code DAVE for a special discount Personalized Nutrition: https://insidetracker.com/dave, sign up and save 25%   DAVE ASPREY’S NEW BOOK! Order “Fast This Way: Burn Fat, Heal Inflammation, and Become the High-Performing Human You Were Meant to Be” and enroll in Dave Asprey’s first ever Fasting Challenge: https://fastthisway.com
1 hr 15 min
White Coat Investor Podcast
White Coat Investor Podcast
Dr. Jim Dahle of the White Coat Investor
194: The Backdoor Roth IRA Made Easy
Everyone should be contributing to a Roth IRA every year. This is retirement account space that you can't get back. Many of us need to contribute to the Roth IRA through the backdoor, which can be confusing. In this episode we discuss what a backdoor Roth IRA is, steps for successfully contributing to a backdoor Roth IRA, and how to fix errors that occur in each step. See full show notes here whitecoatinvestor.com/the-backdoor-roth-ira-made-easy-podcast-194 For those who have mastered the backdoor Roth IRA we also answer listener questions about adding new asset classes to your investment plan, tax implications for inherited money, helping parents with financial advice, behavioral and math components to personal finance, legal issues concerning being recorded at work, and recharacterizing contributions you have made to your retirement accounts. If you have not done your Roth IRA contribution yet this year, let this episode be the motivation to get it done. If you have student loans, SoFi https://www.sofi.com/whitecoatinvestor/ practically invented student loan refinancing in 2011 and right now they have the lowest starting fixed interest rates they’ve had in years, which could help you save thousands of dollars on your student loans. Plus, they just lowered rates for physicians and dentists still in residency. If you refinance your student loans through Sofi , you’ll get a $500 cash welcome bonus just for listeners of this podcast.
46 min
The Rich Roll Podcast
The Rich Roll Podcast
Rich Roll
Mastering The Microbiome
Our bodies are comprised of about ten trillion cells. But only half those cells are human. The remainder comprise our microbiome—a vast and complex ecosystem of bacteria, viruses, and fungi that live in or on our bodies. Only now is science beginning to understand the profound impact of these microbes on human health. We choose to believe that we are fully sentient and self-governing, wholly responsible for our health, moods and decisions. But the truth is far different. In fact, to a large extent, our emotional state, propensity for disease, the nature of our cravings, and even some of our decision making can be traced back to the nature of our gut ecology. Most of these microorganisms are symbiotic. Maintaining a healthy culture of the right microorganisms is fundamental to good health. But should the quality of your microbiome go awry, health havoc ensues. To better understand the vital role these microorganisms play in our health and lives, today’s show is a veritable microbiome masterclass courtesy of the gastroenterologists, scientific researchers, and gut experts that have graced the show over the years. After 8+ years and 500+ conversations, I’ve compiled a vast library of bankable, timeless information and advice. As a steward of this archive, I feel a responsibility to convert the best of it into a more helpful, productive, accessible, and practical resource. As an initial step toward this goal, I will be periodically offering curated wisdom focused on a specific theme or subject (as opposed to a guest). This episode is an embryonic experiment in doing just that—the first in what will be an evolving series of deep dives, commencing with this microbiome intensive courtesy of the following collection of past podcast gut health expert guests (all hyperlinked to their respective full episodes): * Robynne Chutkan, M.D. * Ara Katz and Raja Dhir * Zach Bush, M.D. * Rhonda Patrick, Ph.D. * Will Bulsiewicz, M.D. The visually inclined can watch it unfold on YouTube. And as always, the podcast streams wild and free on Apple Podcasts and Spotify. I sincerely hope you find this experiment helpful and instructive. Peace + Plants, Listen, Watch & Subscribe Apple Podcasts | YouTube | Spotify | Stitcher | Google Podcasts Thanks to this week’s sponsors: Calm: The app designed to help you ease stress and get the best sleep of your life with guided meditations, sleep stories, and more. Right now, my listeners can get a special limited-time promotion of 40% off a Calm Premium subscription at calm.com/richroll. It includes unlimited access to ALL of Calm’s amazing content. Get started today! Four Sigmatic: Nutritious and delicious mushroom brews and elixirs made with only the highest quality adaptogens and easy to take on the go. To try ‘em out visit foursigmatic.com/roll and use the discount code ROLL to get 10% off your order. Public Goods: One version of every essential in one place. Healthy, high quality, sustainable and affordable home goods, personal care products, and premium pantry staples. Everything is ethically sourced and free of harmful additives. The folks at Public Goods are generously giving listeners of the show $15 to spend on their first purchase — just go to publicgoods.com/RICHROLL or use code RICHROLL at checkout. Outerknown: Founded by pro-surfer Kelly Slater, Outerknown creates high quality, sustainably produced, and great looking men’s and women’s clothes, ethically manufactured in the world’s cleanest solar-powered factory. When you’re ready to amp up your wardrobe with awesome sustainable duds, go to outerknown.com and enter my code ROLL at checkout to get 25% off your full-price order. SHOW NOTES: Guests featured in this episode (all hyperlinked to their respective episodes) include: * Robynne Chutkan, M.D. * Ara Katz and Raja Dhir * Zach Bush, M.D. * Rhonda Patrick, Ph.D. * Will Bulsiewicz, M.D. I'm proud to announce my new book 'Voicing Change'. To learn more & pre-order now, visit, richroll.com/vc There are a few simple ways you can support the show and the content we strive to craft and share every single week Subscribe & Review: Please make sure to review, share comments and subscribe to the show on the various platforms (Apple Podcasts, YouTube & Spotify). This helps tremendously! Patronize Our Sponsors: Supporting the companies that support the show! For a complete list of all RRP sponsors and their respective vanity URLs and discount codes, click the ‘Sponsors’ tab in the ‘Shop’ menu. Spread The Word: Help grow our reach by sharing your enthusiasm for the podcast and/or your favorite episodes by posting about it on social media. Thank The Team: I do not do this alone. Send your love to Jason Camiolo for production, audio engineering and show notes; Margo Lubin and Blake Curtis for video, editing and graphics; portraits by Ali Rogers & Davy Greenberg; and theme music by Tyler Piatt. Trapper Piatt & Hari Mathis. See acast.com/privacy for privacy and opt-out information.
1 hr 24 min
NZ Everyday Investor
NZ Everyday Investor
Podcasts NZ / WorldPodcasts.com / Gorilla Voice Media
It's all about Bitcoin, baby! Ep 133 / Janine Grainger
Resources: Where to buy Bitcoin? I recommend Easy Crypto for any Crypto buyer. If you're ready to get into Bitcoin, make a start here by setting up an account with Easy Crypto. Notes: There’s a lot of definitions of what Bitcoin is for the everyday person – I like this simple definition though– it’s digital money for the digital world. _What is money?_ Well one of the definitions of money is that it’s a store of value. You can go to work all week, and your income is the distillate of your own human effort. That substance, or value, can be traded with others to obtain goods and services you need. If you’re not ready to make those purchases however, or if you’re saving longer term for other things, like say retirement, you need to have confidence that the store of value you use will be durable. One of the things we need to do to ensure our value is not eroded over time, is we need to invest. Diversification is an important tool when investing, but most simply diversify _within _the financial world. Bitcoin gives us a tool to diversify _from _it. So the problem, that Bitcoin aims to solve, is that the current financial system may be dying. In my view, and bear with me here, a consistently falling interest rate over time testifies to this death. The solution may be to provide a new monetary reference point, that can ultimately rebuild a new type of system that’s built on scarcity, rather than debt and unlimited money creation by a central bank and government. Our current money we use works, because we _trust _that it will work – however, the titanic of the current financial system that we voyaging in, has just hit an iceberg. Are we simply going to listen to the band and carry on, or make a rush for the limited supply of lifeboats that others are already gathering around? Some say Bitcoin doesn’t have any intrinsic value – this is a great example of a view akin to old wine in new wine bottles. The underlying assumption here is that our current dollars will denominate_ and dominate_ our investments in the future. What if that changes though due to loss of trust? I’d suggest that Bitcoin does very much have intrinsic value – trust. ________________________________________________________________ The NZ Everyday Investor is brought to you in partnership with Hatch. Hatch, let's you become a shareholder in the world's biggest companies and funds. We're talking about Apple and Zoom, Vanguard and Blackrock. So, if you're listening in right now and have thought about investing in the US share markets, well, Hatch has given us a special offer just for you... they'll give you a $20 NZD top-up when you make an initial deposit into your Hatch account of $100NZD or more. Just go to https://hatch.as/NZEverydayInvestor to grab your top up. __________________________________________________________________ The NZ Everyday Investor would also like to acknowledge the support of kōura. Most people fixate on just fees or historical returns when trying to choose a KiwiSaver fund. But professionals know there’s the _third, arguably more essential_ component to consider - asset allocation. kōura's digital advice tools will build you a KiwiSaver portfolio that has the perfect asset allocation just for you. Of course you could also just choose your own KiwiSaver portfolio with them too. Give them a try and see what your _ideal_ KiwiSaver asset allocation looks like for you. __________________________________________________________________ Like what you’ve heard? You can really help with the success of the NZ Everyday Investor by doing the following: 1- Tell your friends! 2- Write a review on Facebook, or your favourite podcast player 3- Help support the mission of our show on Patreon by contributing here 4- To catch the live episodes, please ensure you have subscribed to us on Youtube: 5- Sign up to our newsletter here NZ Everyday Investor is on a mission to increase financial literacy and make investing more accessible for the everyday person! Please ensure that you act independently from any of the content provided in these episodes - it should not be considered personalised financial advice for you. This means, you should either do your own research taking on board a broad range of opinions, or ideally, consult and engage an authorised financial adviser to provide guidance around your specific goals and objectives. _____________________________________________________________________________
44 min
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