More Money Podcast
Jessica Moorhouse
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Want to learn how to save, earn, and do more with your money? Then welcome to the More Money Podcast!
Canadian Money expert, Accredited Financial Counsellor Canada® and podcast host Jessica Moorhouse is here to guide you on your personal finance journey and share the stories, expertise, and wisdom from top personal finance and business experts, celebrities, entrepreneurs, authors, and influencers to help simplify and demystify the "complex" world of money.
In other words, if you want to get a better handle on your money but have no idea where to start...you're in the right place.
New episodes air every Wednesday. For podcast episode show notes, visit jessicamoorhouse.com/podcast. To enquire about being a guest on a future episode, visit jessicamoorhouse.com/podcastsubmissions
Available episodes
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3 days ago
361 Who Can You Trust in the Financial Industry? - Huston Loke, Executive Vice President of FSRA
What’s the difference between a financial advisor and a financial planner? How do you know if you can trust the person selling you life insurance? My guest this week is answering these questions and so much more! Joining me today is Huston Loke, the Executive Vice President of Market Conduct at the Financial Services Regulatory Authority of Ontario (FSRA). Huston Loke, along with FSRA, aims to help protect consumers getting a mortgage, buying life insurance, and working with financial professionals. The Financial Services Regulatory Authority of Ontario (FSRA) was launched in 2019 but has already made significant progress in helping protect consumers seeking financial advice and services. Huston has previously served as a committee member of the Financial Stability Board and an advisor to the CEO of the Canada Mortgage and Housing Corporation (CMHC), and as the Director of Corporate Finance at the Ontario Securities Commission (OSC). In this episode, Huston shares what exactly FSRA is doing to help protect consumers in Ontario and the red flags to look out for when seeking financial services. Additionally, he also explains the difference in financial titles and services that tend to confuse most consumers. For full episode show notes visit: https://jessicamoorhouse.com/361
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Mar 22, 2023
360 How to Start a New Life in Canada - Bisola Tijani, WhizQueen
You might remember that a few months ago I was invited to join a YouTube accelerator program and through that, I was lucky enough to meet other Toronto-based creators. One of those creators I really enjoyed getting to know and so now she's on the show! Bisola Tijani aka WhizQueen is a YouTube and Instagram content creator whose content focuses on personal finance, being new to Canada, lifestyle and so much more! Bisola is originally from Nigeria, but in 2019 applied and was accepted to become a permanent resident in Canada. She’s a business analyst by day, but her passions include personal finance and sharing her journey of making a new life for herself in Toronto. In this episode, Bisola shares what it was like coming to Canada without any support system and how she managed to find a job, housing, and friends in a new country. We also talk about what it was like starting her financial life including opening a bank account, getting her first credit card, and building up a credit score. I’m so happy to have Bisola on the show and to hear her unique perspective on being an immigrant to Canada. For full episode show notes visit: https://jessicamoorhouse.com/360
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Mar 15, 2023
359 Climbing Out of Debt and Into Wealth - Clarissa Moore, Founder of Clarissa Explains Money
This week on the More Money Podcast, Clarissa Moore from Clarissa Explains Money joins me on the show to talk about debt, credit scores, and the importance of mental health. Clarissa is such an inspiration in the personal finance space and a great example that personal finance is for everyone and anyone can learn how to get better with their money. Clarissa is a money coach and money expert. After paying off over $38K in credit card debt in 16 months and increasing her credit score, she founded Clarissa Explains Money, LLC to help narrow the gender gap in financial literacy. Clarissa’s mission is to help women make, manage, and multiply their money so they can live their best life without going broke. In this episode, Clarissa shares the challenges she faced as a single mom of two and climbing her way out of credit card debt. She also shares the importance of talking about money and how it affects our mental health. It was such a pleasure to chat with Clarissa I know you'll love listening to this episode. For full episode show notes visit: https://jessicamoorhouse.com/359
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Mar 9, 2023
358 How to Protect Yourself Online This Tax Season - Leigh Tynan, Director of TELUS Online Security
How secure is your information online? Do you use a password manager? Cyber security is more important than ever with phishing scams and cybercrimes gaining more victims every year. That’s why my guest today is Leigh Tynan, Director of TELUS Online Security, and she's sharing how Canadians can best protect themselves online this tax season and beyond. Leigh has been with TELUS for over 17 years and is a Co-Chair for Connections, TELUS’ Women’s Network, and is part of the Connections Global leadership team. She's focused on ensuring all Canadians are able to easily protect their devices, online privacy, and most importantly, their identity. In today’s episode, Leigh shares how cyber attacks and identity theft online can happen to any of us and that’s why it’s important to have layers of protection for our sensitive information. Leigh also shares how cybercrime has become rampant in recent years and how scams are getting more clever and harder to catch these days. For full episode show notes visit: https://jessicamoorhouse.com/358
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Mar 8, 2023
357 Investing for the Next Generation - Michelle Hung, The Sassy Investor
I have the Sassy Investor, aka Michelle Hung, joining me as a guest on the show today. I was so excited to have Michelle on the podcast to talk about the power of investing and why she believes younger generations should start learning about money management and investing as soon as possible (and I couldn't agree more!). Michelle Hung is a CFA charter holder (Chartered Financial Analyst), a fee-only financial planner, and the author of The Sassy Investor, and Investing for Teens: How to Save, Invest, and Grow Money. After spending 7 years working in corporate finance and investment banking, she’s switched her focus to teaching others how to invest for their financial futures in order to build a lifetime of wealth. In today’s episode, Michelle shares her backstory and how the Sassy Investor was born out of going through a tough time in her life. She also shares why she decided to write a book specifically for teens and young adults about how to invest and the mistakes she hopes her book will help them avoid making. For full episode show notes visit: https://jessicamoorhouse.com/357
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Mar 1, 2023
356 Why There Is No Wrong Way to Budget - Jesse Mecham, Founder of You Need A Budget
If you've been a long-time listener of the More Money Podcast, then it shouldn't come as a surprise that I think budgeting is an amazing tool when it comes to getting your financial life together. That's why this week I'm so excited to have Jesse Mecham, founder of You Need A Budget, on the show to discuss how he turned his budget spreadsheet into one of the most popular budgeting platforms around. Jesse Mecham is a personal finance expert, business leader, podcast host, author, and founder of You Need A Budget. He's a self-proclaimed “recovering CPA,” passionate about budgeting and his four-rule method for keeping track of spending, saving money, and building wealth. In this episode, Jesse explains what his four-rule method is and why he thinks there is no wrong way to budget. We also discuss how to approach budgeting and money in relationships and the importance of teaching your kids about personal finance from an early age. I hope this episode gives you a boost of motivation and reassurance that everyone is still figuring it out, even the experts! For full episode show notes visit: https://jessicamoorhouse.com/356
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Feb 22, 2023
355 Generational Wealth and the Problems That Come With It - Kristin Keffeler, Author and Founder of llumination360
We talk a lot about how to build wealth on the More Money Podcast, but what happens when you've finally "made it"? In today's new episode with Kristin Keffeler, author of The Myth of the Silver Spoon, we're taking a look at the other side of money and what problems may arise after you've achieved 1% status. Kristin Keffeler, MSM, MAPP is a human capital coach, family dynamics advisor, consultant, and thought leader at the forefront of today's global shift in wealth advising, Wealth 3.0. She's the founder of Illumination360, in which she specializes in human motivation, behavioural change, and family dynamics, and helps guide affluent and enterprising families, rising gen, and the professionals who support them. Her new book, The Myth of the Silver Spoon, unpacks the hidden traps of inherited wealth and real-life challenges facing those born into affluent families. In today's episode, Kristin shares her story of being a part of a wealthy family and how that impacted her identity and career choices. She also shares what the term "rising gen" means and the most common challenges she helps them face. Kristin also shares why affluent parents need to approach parenting differently and the importance of teaching their kids character-building skills. For full episode show notes visit: https://jessicamoorhouse.com/355
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Feb 15, 2023
354 Taking Care of Your Mental and Financial Well-being - Jason Vitug, CEO of Phroogal and Author
This week I have a return guest who last appeared on the show in 2016 (Episode 64)! Jason Vitug is back on the show to give an update on what he’s been up to these past 7 years, including all the details of his new book, Happy Money Happy Life–A Multidimensional Approach to Health, Wealth, and Financial Freedom. Jason is a wellness advocate, bestselling author, entrepreneur, producer, and founder of the financial wellness website Phroogal. His first book, You Only Live Once: The Roadmap to Financial Wellness and a Purposeful Life explored how to get your financial life together through budgeting and money mindfulness. This time around Jason is tackling mental health and how it affects all aspects of our life, including money in his new book, Happy Money Happy Life. In this episode, Jason shares the 8 wellness dimensions and how they relate to our mental and financial well-being. He also explains the difference between mental and emotional health and why he is a big advocate for mental health. I’m so happy to talk about such an important topic on the show and it was great to have Jason share the insights he gained from researching for his new book! For full episode show notes visit: https://jessicamoorhouse.com/354
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Feb 8, 2023
353 Exposing the Canadian Financial Industry - Jason Pereira, CFA, CFP
The Canadian financial industry can be overwhelming, there are so many different designations, plus what's the difference between a financial advisor and a financial adviser? To help answer some of these questions about the industry and more, I have a long-time financial planner and industry advocate Jason Pereira on the show today. Jason Pereira is a CFA, CFP (in Canada and U.S.), RFP, TEP, FCSI, CIWM, PFP, and FMA, plus holds two degrees including his MBA. He's the founding President of the Financial Planning Association of Canada, a director of the Institute of Advanced Financial Planners, and a director of the Individual Finance and Insurance Decision Centre. He currently serves as a columnist and advisory board member of the Globe and Mail's Globe Advisor. In this episode, Jason answers so many questions pertaining to the industry, including the difference between fee-only and no-fee advisors, how financial designations work in Canada, and what terrible advice to avoid at all costs. Jason also explains common misconceptions about investing that could help you come tax season and when planning for retirement. For full episode show notes visit: https://jessicamoorhouse.com/353
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Feb 2, 2023
352 2023 Life Update and Q&A - Jessica Moorhouse
I haven't done a solo episode in over a year, so I thought the perfect time to do one would be to help kick off a new season of the podcast. In this episode, I wanted to share how my 2023 got off to an odd start and how that led me to reflect on what I want from 2023 in both terms of my life and my business. I’m also answering lots of questions that were asked over on my Instagram and my email list, including some personal ones like how I feel about my money, especially with a recession looming and interest rates continuing to rise. Other questions include, how to use a money windfall and how to talk to your partner about money in your relationship. Even though we’re in February, it is never too late to set some goals and intentions for the new year, especially when your finances are concerned. I hope this episode helps to give you that post-January boost to keep going so that you can have a great year! For full episode show notes visit: https://jessicamoorhouse.com/352
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Feb 1, 2023
351 Why Frugality Doesn’t Have to Be a Bad Word - Jen Smith and Jill Sirianni, Hosts of The Frugal Friends Podcast
The More Money Podcast is back for Season 16! I can’t wait to kick off the new season by interviewing TWO guests, which is a rarity and one of the reasons that I’m so excited to share this episode at the top of the season! Jen Smith and Jill Sirianni, co-hosts of The Frugal Friends Podcast, are joining me today to talk about debt and why frugality is considered the bad F-word in finance. Jen and Jill are no strangers to debt since they’ve paid off a combined total of nearly $140k with their husbands. They approached their debt differently than some of the typical financial advice you'll hear the "gurus" sharing, which proved to them that personal finance solutions are not always one size fits all. Jen’s journey even inspired her to write The No-Spend Challenge Guide, a best-seller on Amazon. They now host Frugal Friends Podcast to help people overcome their impulse spending and transform the habits that cause them to overspend to live a better, more financially free life. In this episode, Jen and Jill share their debt journeys and the shame and guilt that comes with paying them off. We also talk about how habit-forming and learned behaviours from childhood play a big role in your finances. Lastly, Jen and Jill share why FOMO and social media can be a leading cause for overspending and how to counteract the need to spend by figuring out your "Why" for your money. For full episode show notes visit: https://jessicamoorhouse.com/351
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Dec 21, 2022
350 Achieving Financial Freedom on Your Own Terms - Cindy Zuniga-Sanchez, Author and Founder of Zero-Based Budget Coaching LLC
I can’t believe we’ve come to the end of Season 15 and that 2023 is just around the corner. To help me close out this season is Cindy Zuniga-Sanchez. Cindy is joining me on the show to discuss how her background as a child of immigrants shaped her money journey and sparked her passion for learning and teaching others about personal finance. Cindy Zuniga-Sanchez is an author, speaker, and founder of Zero-Based Budget Coaching LLC. In 2015, after racking up over $200k in student loan and credit card debt from her time at law school, Cindy decided to document her debt payoff journey on social media. This is exemplified in her new book, Overcoming Debt, Achieving Financial Freedom: 8 Pillars to Build Wealth, in which she shares her money story and provides readers with the roadmap she developed and used on her journey toward financial freedom. In this episode, Cindy shares how impactful her upbringing as a child of immigrants was on her financial journey and how it was able to hel…
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Dec 14, 2022
349 How to Shred Your Debt and Become a Money Magnet - Adam Carroll, Author, TEDx Speaker, and Founder of The Shred Method
We’re so close to the end of Season 15 and I have an awesome guest to help wind down this season. Adam Carroll, the Founder of The Shred Method, is on the show today to talk about everything from debt to allowing yourself to take the time to figure out your life at your own pace. Adam Carroll is a 4-time author, two-time TEDx speaker, and the creator of Broke, Busted & Disgusted, a documentary that aired on CNBC. Adam has spent the past decade studying human behaviour, particularly as it relates to personal leadership and personal finance. He’s also an internationally recognized financial literacy expert and leadership workshop facilitator. In this penultimate episode, Adam shares his own story of getting out of debt and how debt has become normalized in our society. He also talks about the benefits of not rushing to college and acquiring student loans and the simple framework he suggests going into 2023 with a potential recession looming. For full episode show notes visit:…
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Dec 7, 2022
348 Passive Income, Real Estate and Becoming a Millionaire at 30 - Sharon Tseung, Co-Founder of Good Sweet Homes
I’m so excited to have today’s guest on the show because the last time I saw her was at FinCon in 2019! I was a guest on her YouTube channel and since then her career has skyrocketed. Over the last few years, her content has gone viral and she’s busier than ever. Sharon Tseung is joining me on the show to talk about her expansive real estate portfolio, content creation, and passive income. Sharon Tseung is a content creator and real estate investor who teaches people how to make passive income to reach financial freedom through her blog, YouTube channel, TikTok, and Instagram. She worked in marketing for 10 years at Google and other startups before she became a digital nomad for 2 years. She is now focusing on her real estate investing portfolio, which has grown to 33 cash-flowing rental units across the U.S. In this episode, Sharon shares how she got started in real estate investing at the ripe age of 22 and what led her to create content about passive income. It was so fun…
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Nov 30, 2022
347 Building Generational Wealth in an Unequal World - Cedric Nash, Author and Founder of The Black Wealth Summit
I talk a lot about why learning the basics of financial literacy, like budgeting and managing your money, is an essential part of any personal finance journey. But what happens when you’ve nailed the basics? If you’re looking to level up your finance game and start to grow your money, then listen to today’s episode all about wealth literacy. I’m joined by millionaire mentor and founder of The Black Wealth Summit Cedric Nash who shares his unique perspective on wealth building in an unequal world. Cedric Nash is an entrepreneur and investor who’s passionate about educating and inspiring the African American Community about building wealth for tomorrow and for future generations. He’s also the founder of Oakland Consulting Group Inc., an information technology consulting, software, and staffing firm. His forthcoming books Why Should White Guys Have All the Wealth? How You Can Become a Millionaire Starting from the Bottom and The Millionaire Money Moves Supplemental Investme…
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Nov 23, 2022
346 What Our Money Habits Say About Us - Emily Guy Birken, Author of End Financial Stress Now
What do our money habits say about us? Our relationship with money is just as nuanced and complicated as every other relationship in our life. That's why my guest today, personal finance freelance writer and author Emily Guy Birken is fascinated by the behaviours and habits we have with our money. Listen to today's episode to find out more about money psychology and her new book, Stacked: Your Super Serious Guide to Modern Money Management, written with Joe Saul-Sehy. Emily Guy Birken is a former educator, lifelong money nerd, and a Plutus Award-winning freelance writer and author who specializes in the scientific research behind irrational money behaviours. She has a knack for explaining complex financial topics by making them relatable and easily understandable to her readers. Her newest book, Stacked, is meant for non-money readers to help jumpstart their personal finance journey. In this episode, Emily shares how she went from English teacher to financial writer and why she…
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Nov 16, 2022
345 One Investment for Life - Myron Genyk, Co-Founder and CEO of Evermore Capital
Often I find people are hesitant to start investing because it seems overwhelming, complicated, and like you have to start day trading like all those for investing bros on TikTok. But that couldn’t be further from the truth! Investing is for everyone and can be as complex or as simple as you want it to be. My guest today, Myron Genyk from Evermore Capital, shares these same sentiments and is on the show to discuss investing for your future made simple. Myron Genyk is the Co-Founder and CEO of Evermore Capital, a new Canadian asset management company that introduced the first and only target date ETF series for self-directed Canadian investors. In this episode, Myron shares what Evermore Capital is doing differently, why he’s passionate about Canadians investing for retirement, and how to not get rattled when the market is down. Myron is also sharing why Canada always seems to be behind when it comes to our investment options and how we can combat that. For full episode show n…
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Nov 9, 2022
344 How to Cut Costs with Minimal Effort and Little Sacrifice - Gordon Stein
I’ve been getting inundated with questions about how to save money amidst higher grocery bills, interest rates, and the expectations of a recession next year. Luckily, I have a return guest on the show whose all about sharing practical tips, or rather recipes, to help you save money with minimal effort and sacrifice. Gordon Stein, who you may remember from episode 222, is back on the show to talk about the newest edition of his book, Cashflow Cookbook. Gordon Stein is an international keynote speaker, blogger, personal finance expert, and author of Cashflow Cookbook: $2 Million of Financial Freedom in 60 Easy Recipes. He’s on a mission to help improve people’s financial wellness without making them give up the things they love in order to save a buck. In today’s episode, Gordon is sharing what spurred him to write an American edition of his book and why he thinks it’s more important to track your wealth rather than your budget. I also ask him to share some practical and…
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Nov 2, 2022
343 Managing Money and Grief as a Widow - Richard Dri, CFP and Vice President of Dri Financial Group
Today I'm diving into an important topic that I've never explored before on the More Money Podcast — widowhood. When my guest, Richard Dri, lost his wife Mary in early 2020, it not only changed his life but his financial advisory business too. Richard has since switched gears to focus on helping clients navigate their finances through their grief. This episode is an incredibly important reminder to not leave estate planning until it's too late. Richard Dri is a Certified Financial Planner with close to 30 years of experience and is currently the Portfolio Manager and Vice President of Dri Financial Group. Since the loss of his wife, Richard has been on a mission to help others navigate the financial ups and downs of widowhood, which also inspired him to launch his Widowhood and Money Podcast. In this episode, Richard shares his own experience with widowhood as well as his advice for people experiencing this major life-altering event. We also get into the financial side of death,…
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Oct 27, 2022
342 How to Combat Rising Inflation and Interest Rates - Angela Iermieri, Financial Planner at Desjardins
I’m sharing a bonus episode of the podcast today! The last time I chatted with today’s guest was in 2020 and in the midst of a lockdown during the pandemic when we did a special video together. Now, two years later, Angela Iermieri joins me on the More Money Podcast to discuss inflation, rising costs, rising interest rates, and the very real possibility that a recession is coming in the near future. Angela Iermieri is a financial planner and personal finance expert with over 20 years of experience, as well as a spokesperson for Desjardins Group. She shares her expertise and educates people on personal finance by writing articles in various internal and external publications, and by putting together informational videos, webinars, and conferences. In this episode, Angela outlines the differences between inflation and interest rates (and their special relationship with each other), what inflation was like at its peak in the 1980s (and why it was a very different scenario than wha…
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Oct 26, 2022
341 Why a Degree Is No Longer a Guarantee of Financial Success - Dr. Zakiya Akerele, Educator and Author
Like many millennials, I was sold the idea that as long as I got a degree, I’d be able to secure a well-paying job and have a long and successful career. However, as I soon learned after graduation, a degree is no longer a guarantee of anything (besides years of debt repayments perhaps). That's why I knew I needed to have Dr. Zakiya Akerele on the podcast to discuss her new book, aptly named Dump Your Degree, to explore how to make the most out of your degree anyway and how to give your career a headstart if you're still working towards your diploma. Dr. Akerele is an Atlanta-based educator and speaker. She received her Ph.D. at Fordham University and has served in various capacities at higher education institutions and at social justice, political, and non-governmental organizations (NGOs) both in the U.S. and abroad. She’s also the author of Dump Your Degree: How to Repurpose Your Education, Control Your Career, and Gain Financial Freedom. In this episode, Dr. Akerele shares…
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Oct 19, 2022
340 How to Avoid Investing Clickbait - Joseph Hogue, CFA and Host of Let's Talk Money
Learning never ends when it comes to investing, which is why I’m always keen to have new guests on the show to share their unique perspectives and knowledge on the subject. This week, I’m joined by an investing expert and popular YouTuber Joseph Hogue. After serving in the Marine Corps, Joseph Hogue went on to work in corporate finance and real estate leading him to a career in investment analysis, in which he holds the Chartered Financial Analyst (CFA) designation. In 2014, Joseph left behind the corporate world to build his own online business, which included starting his wildly popular YouTube channel Let’s Talk Money (seriously, he has over 550,000 subscribers!). In this episode, Joseph shares the good and the bad about YouTube, his own investing strategy, and the terrible investing advice to avoid at all costs. Since clickbait thrives on social media platforms, Joseph also shares why you should be aware that some creators treat investing as if it's part of the entertai…
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Oct 12, 2022
339 From HGTV to Top-Rated Airbnb Host - Annie Sloan, Co-Founder and CEO of The Host Company
Have you ever wondered what it takes to run a short-term rental on Airbnb or Vrbo? Today we’re breaking down the cost, time, and skills you need to have in order to become a 5-star rated host. To help shed light on all the nitty gritty details of short-term rental ownership is Annie Sloan, the Co-Founder, and CEO of The Host Co. As an experienced host and real estate investor herself, Annie got her start working in film and TV as a producer and director for some of your favourite HTGV shows. Since then, she has also taken on Creative Director roles at both Facebook and Twitter before co-founding her company The Host Co. In this episode, Annie shares her passion for hospitality and how her early experiences (pre-Airbnb even) as a short-term rental host led her to create a one-stop shop for hosts to help monetize their AirBnBs while creating a better experience for their guests. Annie also shares her thoughts on it being a form of passive income and if this could be a way for the y…
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Oct 5, 2022
338 How to Untie the Knot & Financially Survive Divorce - Kelly LaVallie, CPA and Author of Untying the Knot
No one gets married thinking that they’ll get divorced one day. Unfortunately, not all marriages last and if you find yourself in this position, who do you turn to when it comes to getting help with your finances? This week on the podcast, I have CPA and author of Untying the Knot Kelly LaVallie who joins me to discuss how to navigate the complexities of untying your finances from your ex and how to start again on a good financial foot. Kelly LaVallie is the President of LaVallie & Associates Advisory Services Ltd. with over 25 years of experience in the accounting world. After years of seeing her clients go through divorce and only being able to provide limited financial support, she made the choice to transition her firm into one that worked exclusively with clients in the stages of divorce. Not only that, this year she released her first book, Untying the Knot - Protecting Your Emotional and Financial Health During Divorce, to help better answer people's financial questions ab…
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Sep 28, 2022
337 It's Not You, It’s Your Toxic Workplace - Alan Henry, Journalist and Author
Have you ever felt like you aren’t being seen or heard at the office? Or have you experienced micro-aggressions from your co-workers before? Unfortunately, you’re not alone. After writing an article in the New York Times called “How to Succeed When You’re Marginalized or Discriminated Against at Work,” my guest and journalist Alan Henry went on to write his newly released book Seen, Heard, and Paid, a book all about navigating toxic work environments and giving marginalized groups of people the tools they need to succeed in their careers. Alan Henry is a prominent journalist, editor, and author. He was previously the Smarter Living editor at The New York Times and the editor-in-chief of the productivity and lifestyle blog Lifehacker. He is now the author of the newly released book, Seen, Heard, and Paid: The New Work Rules for the Marginalized and is the senior editor at Wired. In this episode, Alan shares how his experiences in a toxic work environment led him to write…
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Sep 21, 2022
336 How One Man Changed Investing Forever - Eric Balchunas, Author of The Bogle Effect
If you’re an avid listener of the More Money Podcast, then you'll know that I’m a big fan of index investing and playing the long game when it comes to growing your money. But, how and when did index investing start? Luckily my guest today, author Eric Balchunas, is sharing the history of the index fund and how one man named Jack changed Wall Street forever in his new book The Bogle Effect. Eric Balchunas is Senior ETF Analyst at Bloomberg Intelligence, where he leads the ETF and fund research and contributes to Bloomberg Opinion. He is also the co-creator of the Bloomberg podcast Trillions and Bloomberg TV’s ETF IQ. He’s the author of The Bogle Effect (2022) and The Institutional ETF Toolbox (2016). In today’s episode, we learn more about the founder of the index fund and the Vanguard Group, John Clifton “Jack” Bogle. Eric deep dives into how index funds changed Wall Street, which we're still seeing the effects of in today's investing landscape. Eric is a wealth of…
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Sep 15, 2022
335 How to Shop Smarter - Jennifer LaForge, General Manager at Rakuten
The way we shop has changed significantly over the years and with the rising cost of goods and growing inflation, now is the time to figure out how best we can stretch a dollar and shop smarter! But what does shopping smarter actually mean? To answer that and more is my guest for today’s bonus episode, Jennifer LaForge, the General Manager for Rakuten Canada and expert when it comes to savvy shopping. Jennifer LaForge is the General Manager for Rakuten Rewards Canada. Before joining Rakuten in 2012, Jennifer spent a decade in the online travel space working for Fairmont Hotel & Resorts, Expedia.ca, and Globus. While at Rakuten, Jennifer has facilitated and was selected as one of the Globe and Mail’s top 50 best executives in Canada. In today’s episode, Jennifer shares why Rakuten is Canada’s number one place to save money while shopping at their favourite brands online. Jennifer explains how Rakuten works, including what affiliate marketing is and when the best time to buy…
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Sep 14, 2022
334 Becoming Miss Financially Independent - Nicole Lapin, Author, Financial Journalist and Podcast Host
Welcome back to a brand new season of the More Money Podcast! After a very busy summer, I’m so excited to be back and share lots of new episodes with you featuring some brand new guests. I’m kicking off Season 15 with a dream guest I can't believe I was able to book — author, money expert and podcast host Nicole Lapin! Nicole Lapin is a financial journalist and TV news anchor best known for appearing on CNBC, CNN, Bloomberg, and MSNBC. She is also a New York Times best-selling author of several books including Rich Bitch, Boss Bitch, and her newest book, Miss Independent. Nicole is also the host of the daily podcast Money Rehab. In this episode, Nicole shares her humble beginnings as a journalist including how she went from writing poetry to delving into the business and financial world. We also talk about the biggest pain points that are facing women in order to reach financial freedom and why the recent overturn of Roe v. Wade in the United States is all about money. I love…
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Jun 15, 2022
333 Reboot Your ETF Portfolio - Dan Bortolotti, Creator of The Canadian Couch Potato blog
We’re closing out Season 14 with my favourite topic and a return guest! On the show today is a Canadian investing expert and creator of the Canadian Couch Potato — Dan Bortolotti. Dan is back on the show to talk about his new book, Reboot Your Portfolio: 9 Steps to Successful Investing with ETFs, which you know is right up my alley! Dan Bortolotti is a former journalist, who was a full-time writer for magazines such as MoneySense. However, over a decade ago he switched careers and is now a portfolio manager and financial planner at PWL Capital in Toronto. Dan created his popular blog (then subsequent podcast) the Canadian Couch Potato in 2010 and has become one of Canada’s most trusted resources on index investing. In today’s episode, Dan shares more about the inspiration behind his new book, Reboot Your Portfolio. We dive into where you should start when you want to make a change in your investment portfolio and the downsides to having so much access to your trades. This e…
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Jun 8, 2022
332 Taking Back Your Financial Power - Julien and Kiersten Saunders, Bloggers from rich and REGULAR
I’m interviewing a duo on today's episode of the More Money podcast! I’m so excited to have fellow podcasters and newly published authors, Julien and Kiersten Saunders from rich & REGULAR on the show to talk all about their new book, Cashing Out. Julien and Kiersten Saunders currently reside in Atlanta, Georgia, and are the couple behind the popular blog and podcast, rich & REGULAR. They also have a YouTube channel in which they produce an award-winning series, Money on the Table. Today on the show they’re talking all about their new book, Cashing Out: Win the Wealth Game By Walking Away. In today’s episode, Julien and Kiersten share what rich and regular really means, as well as setting up a system for your money that gives you back the power over your life. They get into the nitty-gritty of why we should rethink how we approach growing in our careers, and why finding a community of like-minded individuals is the best thing you can do for your social life. For full epi…
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Jun 1, 2022
331 Are You on Trajectory to Reaching Financial Independence? - Tyson Koska, Founder and CEO of OnTrajectory
This podcast is no stranger to exploring the FIRE community and digging into what financial independence means to you. Today, we’re digging even deeper into how to find out if you’re on a trajectory toward financial independence and a program that can help you figure it out. Today's guest is Tyson Koska, the Founder, and CEO of OnTrajectory, the FI financial planning software tool that allows you to see your financial future more clearly. Tyson Koska’s career started when he was a helicopter pilot for the U.S. Army. After he left the Army he switched gears and became a software engineer for 25 years. After experiencing some major life events that changed his own plans for his money he decided to make a program that would be able to take the guesswork out of financial planning. In 2018 he went full-time with his side-hustle, OnTrajectory, and hasn’t looked back since. In this episode, Tyson shares what inspired OnTrajectory and the key features it offers so that you can better…
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May 25, 2022
330 How to Avoid Becoming House Poor as a First Time Buyer - Romana King, Real Estate Expert and Author
We’ve talked a lot about buying a home and investing in real estate on this podcast but what happens after you buy. What about all the costs and yearly maintenance that come with becoming a homeowner? Today those questions and so much more are being answered in today’s episode with real estate expert Romana King. Romana King has a 20-year career as a financial journalist, she currently holds the position of Director of Content at Zolo and is the former Senior Editor and real estate expert at MoneySense. She recently become a first time author and with the release of her bestselling first book, House Poor No More: 9 Steps to Grow the Value of Your Home and Net Worth. In this episode, Romana shares why she thinks everyone needs a homeowner’s cheat sheet, so she decided to write her new book, House Poor No More. She also shares overlooked inspections and audits that should be done before you buy a home and why buying a home is part of a larger long-term goal and not simply a b…
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May 18, 2022
329 A Better Way to Save for Retirement - Frederick Vettese, Author of Retirement Income for Life
I have another returning guest joining me on the podcast today to share more about his new book and his rule of thumb for saving for retirement. Frederick Vettesse is back on the podcast to talk about his new book, The Rule of 30: A Better Way to Save for Retirement, and the different approach he took to write this book as opposed to his others. Frederick Vettesse is the former chief actuary of Lifeworks and a best-selling author of books all about retirement. He’s also a regular contributor for the Globe and Mail. He first appeared on the More Money podcast in episode 262 where he chatted about how to not run out of money during retirement. In this episode, Frederick explains what the rule of 30 is for retirement, including how much to save and invest at certain ages and stages in your life and is it ever too late to start. We also talk about investing options including if real estate is still a good investment for your future. Another important topic we cover is planning for the…
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May 11, 2022
328 How to Live in the Now and Still Save for the Future - Paris Woods, Author
This week’s episode is FULL of so many interesting topics including, debt, FIRE, privilege and so much more. I’m so excited to welcome author, Paris Woods to the podcast to share how we can all learn from her mistakes in her new book, The Black Girl’s Guide to Financial Freedom. Paris Woods is a lifelong educator, first-generation and two-time college graduate of Harvard University. She’s currently completing her doctorate at the University of Texas at Austin. In her new book, The Black Girl’s Guide to Financial Freedom, Paris teaches readers how to live an abundant life now and continue to do so in the future through her simple personal finance principles. In this episode, Paris shares her approach to FIRE, why she’s so passionate about educating the black community about finance and why debt is the number one obstacle to your financial goals. I loved reading Paris’s book because it felt like having a chat with your best friend and I hope this episode leaves you with t…
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May 4, 2022
327 Putting Together Your Financial First Aid Kit - Alyssa Davies, Author & Blogger at Mixed Up Money
I’ve got a returning guest joining me on the podcast today whose new book should be added to everyone’s personal finance reading list. Alyssa Davies of Mixed Up Money is on the show to talk about her latest book, Financial First Aid, and how her approach to saving for unexpected expenses can help you with your anxiety surrounding money. Alyssa Davies currently resides in Calgary, Alberta, and is a content manager for Zolo as well as a two-time Plutus Award winner for Canadian Personal Finance Blog of the Year for . The last time she was on the show was back in 2020 to discuss her first book, The 100 Day Financial Goal Journal (which is episode 235 in case you want to listen). Now two years later, she’s back to share tidbits from her new book Financial First Aid: Essential Tools for Confident, Secure Money Management. In today’s episode, Alyssa shares what she’s been up to since our last episode, why she’s passionate about emergency funds, and how big of a role therapy and t…
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Apr 27, 2022
326 Buying Your First Home in a Hot Real Estate Market - Sandra Rinomato, Former HGTV Host and Real Estate Broker
I’m so excited to share this week's episode of the More Money podcast because I’m such a mega fan of my guest. You may also recognize her from popular HGTV shows like Property Virgins and Buy Herself — Sandra Rinomato! Sandra joins me on the podcast to share her expertise in all things real estate. Sandra Rinomato is a Toronto real estate Broker/Owner with over 25 years of experience. She has worked with hundreds of clients, many of them single women, and her book, Home Worthy: How to Buy Your Dream Home with Ease, outlines the importance of knowing yourself well, setting goals, remaining flexible, and keeping the goal of homeownership at the forefront of your search. In this episode, Sandra shares stories about helping single women purchase homes for the first time and how their fear for the future is often their biggest obstacle. I also ask Sandra why it seems like older generations are forgoing downsizing and what impact that has on the current market. So much is covered in…
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Apr 20, 2022
325 What to Know Before Investing in Canadian Fine Art - Rob Cowley, President and Co-Founder of Cowley Abbott
This season on the podcast we’ve been exploring alternative ways to invest your money and in this episode, we’re diving into the Canadian art world. To help navigate how to invest in art is Rob Cowley, a Canadian Art Specialist and the President and Co-Founder of Cowley Abbott. Rob Cowley is a Canadian Art Specialist who first started as a clerk at an auction house in Toronto in 2000. In 2013, Rob and his coworker Lydia Abbott set out on their own and founded the auction house, Cowley Abbott. Cowley Abbott bridges the gap between traditional art auction services and the online fine art marketplace. Cowley Abbott’s live and online auctions have included headline-grabbing and record-setting works while providing Canadians with the expertise they need when it comes to purchasing art. In this episode, Rob shares how the pandemic caused a boom in the Canadian fine art market. He also answers my many questions about how this sort of investment works in terms of depreciation and the o…
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Apr 14, 2022
324 Successfully Launching a Startup in Canada - Marc-André Campagna, Co-Founder and CEO of oxio
Calling all budding entrepreneurs, today’s bonus episode is for you! We often hear from the founders and CEOs from the U.S., but how different is it to start and find funding for your startup in Canada? The answer to that and so much more is covered in today’s episode. Joining me on the podcast is the co-founder & CEO of oxio, a Canadian home internet provider that offers fair and affordable pricing (and the one I currently use for my internet in case you're wondering). Marc-André Campagna is from Baie-Comeau, Quebec and as I mentioned is the CEO and co-founder of oxio. After helping his parents move and set up their internet, it sparked his interest in developing a more affordable internet provider that put Canadians' needs first. This led him to drop out of Law School at Laval University to start Accès Télécom (now oxio) along with his friend Francis Careau. In this episode, Marc-André shares what it was like to launch a successful startup in Canada including finding inve…
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Apr 13, 2022
323 How Ego Gets in the Way of Smart Investing - Gil Baumgarten, Founder and CEO of Segment Wealth Management
It seems like every other week there’s a new investment craze and before you can wrap your head around it everyone on social media is already on to the next one. In this week’s episode, I’m joined by a veteran of the investment industry to help navigate through all the investing noise. Gil Baumgarten is the Founder, President, and CEO of Segment Wealth Management and the author of FOOLISH: How Investors Get Worked Up and Worked Over by the System. Gil Baumgarten has been a part of the investment industry for over 37 years and has been the multi-year recipient of the Top 1,200 Financial Advisors in America distinction by Barron’s. He started his career on Wall Street in the 1980s but found it routinely emphasized its own interests over the clients. In 2010, Gil left the brokerage world to start Segment Wealth Management, a fiduciary firm where the interests of the client and the firm could align. He launched his first book, FOOLISH: How Investors Get Worked Up and Worked Ove…
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Apr 6, 2022
322 Breaking the Debt Cycle for Good - Erin Skye Kelly, Author and Financial Educator
This week on the podcast we’re tackling a common money problem that affects millions of people everywhere. Of course I’m talking about debt. Joining me today is an author who racked up over $2 million of personal debt, despite being the owner of a mortgage brokerage at the time. Erin Skye Kelly, is on the show to share how she paid down her debt and is now helping others do the same. Erin Skye Kelly is a bestselling and award-winning author, podcast host, educator, and entrepreneur. She’s created courses and workshops focused on financial empowerment and her book “Get the Hell Out of Debt'' teaches financial literacy through a relatable and approachable lens. In this episode, Erin shares what led her to accruing millions of dollars of debt, despite working in the financial industry and why that’s a more common occurrence than you’d think. She also shares why learning to build wealth is a part of her step-by-step guide to tackling your finances and how the pandemic has shift…
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Mar 30, 2022
321 Getting Out of Your Own Way - Joyce Marter, Author and Licensed Psychotherapist
The More Money podcast is no stranger to conversations surrounding mental health and in fact I’m always happy to keep that conversation going. In today’s episode licensed psychotherapist Joyce Marter joins me to talk about her new book, The Financial Mindset Fix, and share how it's the new guidebook for getting ahold of your mental health in order to fix your financial wealth. Joyce Marter has been a licensed psychotherapist for 25 years and has bared witness to how improving your mental health can result in an increase in your financial wealth. She’s also an entrepreneur, a national public speaker, and a mental health thought leader. She is the founder of Urban Balance, a national outpatient mental health company, and the author of The Financial Mindset Fix: A Mental Fitness Program for an Abundant Life. In this week's episode, Joyce shares the correlation between mental health and financial wealth, how her book tackles topics like abundance vs. scarcity mindset, the effects o…
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Mar 23, 2022
320 Learning to Financially Adult - Ashley Feinstein Gerstley, Author and Founder of Fiscal Femme
We talk a lot about adulting on this podcast and today we’re delving back into the topic but more specifically, financial adulting. I’m so excited for today’s guest since she wrote the literal book on the subject. Joining me is the author of Financial Adulting: Everything You Need to be a Financially Confident and Conscious Adult, Ashley Feinstein Gerstley. Ashley Feinstein Gerstley is an author, money coach, and founder of the money platform Fiscal Femme. She has over 15 years of experience in the financial services industry from investment baking to corporate finance. Her new book, , is a guide that breaks down everything you need to be a financially confident and conscious adult. In this episode, Ashley shares how she went from investment banker to money coach, why privilege is multi-faceted, and how to overcome financial overwhelm. I really enjoyed my chat with Ashley and her positive approach to personal finance and I think you will too! For full episode show notes visit…
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Mar 16, 2022
319 How Much It Really Costs to Have a Pet - Katie Blakeley, Head of Pet Insurance at MetLife
Were you one of the many people who adopted a pet during the pandemic? You wouldn’t be alone because the number of pet adoptions significantly rose during the last couple of years. My husband and I have also been toying with the idea of adopting a pet, which is why I’m so excited about today’s episode. Today’s episode is all about the real cost of owning a pet, including whether it's worth it or not to get pet insurance. To help me with this topic is Katie Blakeley, Head of Pet Insurance at MetLife. Prior to joining the MetLife team through acquisition, Katie was the CEO of PetFirst Pet Insurance. She had been with the organization since it was founded in 2004 serving in a variety of roles including Marketing Director and Vice President of Business Development. Prior to joining PetFirst, Katie worked in the thoroughbred racing industry. Katie lives in Louisville, Kentucky with her husband Chris, daughters Maddie and Charlotte, and terrier-mix (Franklin). In this episode, Katie…
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Mar 9, 2022
318 Why You Should Ask More Questions About Your Money - Lisa Hannam, Executive Editor of MoneySense Magazine
Calling all Gen Zs, this is the episode for you! I’m so happy to welcome today’s guest on the podcast today since I’ve been an avid reader of MoneySense Magazine for over a decade. Lisa Hannam, the Executive Editor for the digital magazine, joins me today to share what Gen Z should be looking out for when it comes to getting personal finance advice. Lisa Hannam has worked in publishing as a journalist and editor for 17 years. She is a leading force in the success of MoneySense, creating some of the publication's most viewed and sought-after content. She writes and edits popular articles about personal finance, insurance, banking, investing, practical money tips, and more. In this episode, Lisa and I talk about why you should always question the sources of the financial advice you follow and how the tone of personal finance education has changed for the better. We also discuss why understanding how your values play into how you manage your money. Lisa was such a great guest and…
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Mar 2, 2022
317 How to Retire on Your Own Terms - Ryan Goldsman, President of Monkey Credits
If you’ve ever been curious about what it takes to become a CFP, how to get your foot in the door of the Canadian financial industry, or how to set yourself for a successful retirement in Canada...then this episode is going to be just what you've been looking for. In this episode, I’m joined by Ryan Goldsman, the President of Monkey Credits and the author of Elmer's Nine & Dine: A Guide to Retirement Planning. Ryan Goldsman is a Certified Financial Planner, has worked for some of Canada’s largest banks, and has taught at George Brown College in their financial planning program. He is now focused on growing his continuing education platform, Monkey Credits Inc. which offers courses to help future CFPs. Ryan shares how Monkey Credits was never meant to be a business, but 5 years on he’s looking to expand its offerings to help further the education of financial planners across Canada. We also talk about his book Elmer's Nine & Dine, which is a succinct guide to retirement planni…
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Feb 23, 2022
316 Should Wine Be Part of Your Investment Portfolio? - Atul Tiwari, CEO of Cult Wines Americas
Right now the investing space has been taken over with talk of cryptocurrencies and NFTs, but those aren't the only alternative investment options for investors. Heck, there are some alternative investments that even include physical things attached to them...like wine! That’s why I've got Atul Tiwari, CEO of Cult Wines Americas, back on the show to discuss all the ins and outs of investing in a portfolio of fine wine (and yes, you can actually drink the wine if you want too!). You may remember Atul from episode 170, when he was CEO of Vanguard Canada. Back then, he came on the show to share how he helped pioneer ETF investing in Canada and some of the benefits of index funds. Now, he's in a very different role, focused on educating and helping investors diversify their portfolios even more by investing in fine wine. Cult Wines originated in the U.K. in 2007, and Atul has taken on the task of bringing the company over to North America, making wine investing more accessible to Canadia…
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Feb 16, 2022
315 The Evolution of The Budget Mom - Kumiko Love, The Budget Mom
This week’s episode has a little bit of everything, including talking about budgeting, investing, and defining success on your own terms. Joining me on the show today is The Budget Mom aka Kumiko Love, whose new book My Money My Way: Taking Back Control of Your Financial Life is such a great read that is chock-full of practical finance tips. In 2015, Kumiko found herself in $77,000 worth of debt while making a yearly salary of only $24,000 as a single mom. She managed to pay off the debt in record time, while also sharing the journey on her blog, The Budget Mom. She now has 2 million highly devoted followers that love her personally designed budget planners. Her new best-selling book, My Money My Way: Taking Back Control of Your Financial Life, shares her story, as well as others to show that you too can take control of your money. Kumiko wants people to ask themselves once they finish the book if their glass is half empty or half full when the correct answer is actually that it’…
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Feb 9, 2022
314 How to Get Rid of Debt and Level up Your Financial Life - Anthony ONeal, Author, Speaker and Podcast Host
I always find by February, the initial buzz of the new year and all those goals we’ve made have subsided. That’s why today’s episode is the perfect injection of motivation to get us all excited about our goals again. Joining me on the podcast today is bestselling author Anthony ONeal to inspire you to get rid of your debt and start living your life on your terms Anthony ONeal is an author and speaker who has helped over 250,000 people set out on a path towards a debt-free life with his chart-topping book Debt-Free Degree. He’s also reached over 15 million people in 15 different countries through his podcast The Table. In addition to helping people climb out of debt, he's also on a mission to help singles maximize their single season with both intention and grace with his new course The Single’s Blueprint: 8 Pillars to Maximize Your Single Season. In this episode, Anthony explains the starting points for getting out of debt, including having a vision for your money and zeroing…
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Feb 2, 2022
313 The Gamestop Craze One Year Later - Spencer Jakab, Author and Financial Journalist
January 2021 marked the 1-year anniversary of the Gamestop stock going viral, which led to the birth of meme stocks. To help make sense of what happened during that craze and the time since is my guest, Spencer Jakab whose new book “The Revolution That Wasn't: GameStop, Reddit, and the Fleecing of Small Investors” tells the story of what led to those events and what it says about investing in today’s social media culture. Spencer Jakab is an author, award-winning financial journalist, and a former top-rated stock analyst at Credit Suisse. He also edits the Wall Street Journal’s “Heard on the Street” segment. In today’s episode, Spencer talks about the rise of people turning to social media for investing advice and the danger of confusing investing with speculating or get-rich-quick schemes. Spencer also explains the initial purpose of the takeover of the Gamestop stocks and why it only made the rich richer. I thoroughly enjoyed talking to Spencer and hearing his take on…
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Jan 26, 2022
312 Is Investing in Real Estate Still Possible in This Housing Market? - Griffin Milks, Entrepreneur and Youtuber
If you’ve been a listener for any amount of time then you know investing is one of my favourite topics. I’ve talked a lot about investing in stocks and index funds, but I haven't really tackled investing in real estate...until today’s episode! Joining me on the podcast is entrepreneur and real estate investor Griffin Milks. Griffin is 25 years old and has already bought 15 houses and flipped 3 of them. After landing a government job after graduating from the University of Ottawa, where he studied business and commerce, Griffin started his YouTube channel that focuses on personal finance, stock, and real estate investing. As his YouTube channel and real estate portfolio grew, he was able to leave his 9-to-5 and become a full-time entrepreneur. In this episode, I pick Griffin’s mind about how he’s been able to build up a real estate portfolio at such a young age, and what his long-term strategy is. Griffin also shares his investing philosophy for building wealth and why he…
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Jan 19, 2022
311 Money Advice for the Real World - Erica Alini, Author and Incoming Personal Finance Reporter for The Globe and Mail
Welcome back to a new season of the podcast! I hope you’ve had a nice winter break and like me are ready to get this year started. To kick off Season 14, I’m joined by author and personal finance reporter Erica Alini, whose new book Money Like You Mean is the perfect new year read. Erica Alini lives in Toronto and is the incoming personal finance reporter for The Globe & Mail after being a financial journalist at Global News for several years. She was also the face and creator of the Global News' Money123 personal finance series, which aired on Global National every Saturday evening for nearly two years. In this episode, we cover so many topics that Erica writes about in her new book, Money Like You Mean It, such as the trouble with buy now, pay later apps, renting vs. owning, how to increase your income, and why the pandemic is partially the reason behind the growing popularity in investing. For full episode show notes visit: https://jessicamoorhouse.com/311
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Dec 22, 2021
310 Balancing Wealth, Health & Happiness - Andrew Hallam, Author of Millionaire Teacher
It's the season finale for Season 13 of the More Money Podcast, can you believe it? Soon, we’ll all be ringing in the new year and hopefully see 2022 be the fresh start we all need. Joining me again on the podcast for this very special episode is the international best-selling author behind one of my all-time favourite personal finance books Millionaire Teacher, Andrew Hallam. Andrew is on the podcast today to talk about his new book Balance, which explores how to spend and invest in happiness and why our definition of success needs to be redefined. Andrew is a speaker, author, and personal finance writer. He’s given personal finance talks in more than 32 countries but still finds time to travel the world, explore jungles and climb volcanoes with his wife. His new book, Balance, is a combination of personal anecdotes and behavioural scientific studies that aim to share how we can get happier and wealthier. Balance is available for pre-order now but will be available on January 18…
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Dec 16, 2021
309 How Not to Be a Fool When Investing in Stocks - Iain Butler, Chief Investment Advisor at The Motley Fool Canada
We all know I’m a hardcore index fund investor and love to talk about the benefits of passive investing for building long-term wealth. But I’m also often asked if I invest in individual stocks, to which I answer "Yes, I do actually." One of the ways that I learn about potential stocks to invest in is Motley Fool Canada, and Chief Investment Advisor Iain Butler joins me on today’s bonus episode of the podcast to talk stocks in-depth. Motley Fool Canada offers financial and investing research and education, and Iain has been an employee with them since 2012. He is a Chartered Financial Analyst (CFA) and the Lead Advisor on Fool Canada's flagship Stock Advisor Canada product. His investing interests are centered on scouring the market for interesting businesses that trade at under-valued prices and offer an appealing risk/reward relationship. In this episode, Iain shares why you should still have your overall portfolio in mind when investing in individual stocks and how having a l…
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Dec 15, 2021
308 Trauma, Privilege & Diversity in Personal Finance - Parween Mander, Money Expert and Founder of the Wealthy Wolfe
As the podcast starts to wind down before a short winter break, I’m so glad that before the end of the season I get to share today’s episode. Today we’re tackling some important topics like privilege, money trauma, and how to build generational wealth as a child of immigrants. To help navigate these topics is my guest and fellow Accredited AFCC® Parween Mander. Parween is a South Asian money expert and founder of the Wealthy Wolfe. She holds the Accredited Financial Counselor Canada® designation and is also a certified Trauma of Money Facilitator. She’s on a mission to provide honest and relatable financial coaching for women of colour. From her upbringing as a child of immigrants, she has been determined to help other WOC overcome their financial traumas and build generational wealth. Parween shares how her money journey began at 16 and why privilege is often a big part of people’s money journey that isn't acknowledged. There needs to be more diversity in this industry a…
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Dec 8, 2021
307 Canada's Housing Boom...Is There an End in Sight? - John Webster, President and CEO of Scotia Mortgage Corporation
As someone who decided to sell her townhouse and buy a new house in Toronto this year, I can vouch for how crazy the Canadian housing market is right now. Although my experience is specifically in Toronto, talking to people across the country every single day...I know that people have similar experiences from coast to coast. Since real estate has become such a hot topic, especially because of the pandemic, I wanted to gain some further insight into why the housing market has exploded in the past two years and hear some predictions for what we can expect in the future. To provide that insight, I've got John Webster, President & CEO of Scotiabank Mortgage Corporation, joining me for this episode. John has 30+ years of experience in mortgage lending, and in addition to being the President & CEO of Scotiabank Mortgage Corporation, he's also the Head of the Real Estate Secured Lending Unit at Scotiabank which includes Scotia Mortgage Authority and Home Financing Solutions. John was previou…
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Dec 1, 2021
306 The Real History of Index Funds & Passive Investing - Robin Wigglesworth, Author and Journalist for The Financial Times
In today’s episode, we’re being treated to a history lesson on index funds from my guest who wrote the book all about it. Robin Wigglesworth’s new book, Trillions: How a Band of Wall Street Renegades Invented the Index Fund and Changed Finance Forever, gives a broader history of index investing and how that has influenced the current markets. Robin Wigglesworth is an author and the global finance correspondent at the Financial Times since 2008. He focuses on the biggest trends reshaping markets, investing, and finance across the world by sharing long-form features, profiles, and columns. Robin’s new book is a fascinating look at the financial history of index funds and why it was the invention that Wall Street initially never wanted. In this episode, Robin shares how he fell into financial journalism and how his work allows him to be paid to learn. I was excited to talk to Robin because I thoroughly enjoyed his book, which is now going on my list as one of my favourite inve…
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Nov 24, 2021
305 Why We Should All Plan to Be Financially Single - Ardelle Harrison, Author of Bank on Yourself
Being single shouldn’t have to mean that you can’t achieve all your financial goals, like owning your own home or retiring early. That’s why this week I’m talking with Ardelle Harrison who wrote a book all about how to be financially independent and why we should plan to be, even if we’re not currently single. Ardelle’s book “Bank on Yourself: Why Every Woman Should Plan Financially To be Single, Even If She's Not” was spurred by her interest in personal finance and out of the necessity of wanting to travel, pay for post-secondary education, and purchase a property. Ardelle is now a retired teacher and has been able to achieve all of her financial goals without relying on a partner. Ardelle’s book explains the importance of knowing the ins and out of your finances, despite your marital status, and how to best plan for your financial future. Ardelle shares how she’s handled the critics in her life who thought her financial goals were unattainable and why you need to…
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Nov 18, 2021
304 How to Fit Thematic ETFs into Your Investment Portfolio - Michael Kovacs, Founder, President and CEO of Harvest Portfolios Group
You know that I love talking about investing on the podcast, especially when I can get different perspectives about the topic. For today’s bonus episode, I’m joined by Michael Kovacs, the founder, president & CEO of Harvest Portfolios Group. Michael Kovacs got his start as a stockbroker in the '80s, which would later influence his decision to start Harvest Portfolios Group in 2009. Michael believes that the best way to create wealth is to invest in quality companies for the long term. This is reflected in the ETFs developed by Harvest, which are focused on investing in strong businesses that have the potential to grow and generate steady income over time. In this episode, Michael shares why Harvest is different from other ETF portfolio companies and breaks down how they also use options in some of their ETFs in order to generate income and growth. For full episode show notes visit: https://jessicamoorhouse.com/304
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Nov 17, 2021
303 The Deep Connection Between Money and Trauma - Morgan Blackman, CEO of Holistic Bucks Coaching Inc.
For this week’s episode, we’re getting deep. We’re talking about the intersection of trauma and money. To help talk about how the two subjects connect is holistic wealth coach Morgan Blackman. Morgan is the CEO of Holistic Bucks Coaching Inc. and is a certified Trauma of Money facilitator. The aim of Morgan's wealth and wellness coaching business is to help female business owners and leaders better understand their relationship with money in order to become financially secure and build generational wealth. In this episode, Morgan explains how past traumas, regardless of their severity, can affect every part of our lives including our money. She also delves into the different trauma healing methodologies she uses in order to tackle those money-limiting beliefs. Morgan is a big believer that by taking care of your mental well-being, the rest of your life, including your wealth, will feel the healing effects. I'm a huge advocate for mental health (you know I've mentioned several…
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Nov 10, 2021
302 Navigating Your Finances as a Small Business Owner - Joe Collins, CPA, and Partner & Owner of Avalon Accounting
I’m so excited for this week’s episode of the podcast because we’re talking about the money side of owning a small business and going freelance. I’m joined by Joe Collins, CPA, who is the partner and owner of the accounting firm Avalon Accounting. Joe's accounting firm Avalon Accounting focuses on working with Canadian small businesses because he believes they have a significant positive impact on our world (and I'd have to agree with that!). After some failed attempts at entrepreneurship, Joe still wanted to be a part of that world and decided to merge his passion for entrepreneurship with his affinity for numbers. This led him to go back to school and start his own accounting firm. As you can tell from his interview with me, he’s passionate about helping Canadian small business owners get to grips with their finances so that they can focus more on growing their bottom line. What you can look forward to in this episode is Joe answering small business owners' most pressin…
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Nov 4, 2021
301 What to Know About Getting a Mortgage (and Using a Credit Union) - Michael Borrelli, Branch Manager, Alterna Savings Credit Union
BONUS EPISODE! This episode is incredibly apt if you’ve been following along on my house hunting journey because it’s all about mortgages! I’m joined by the Branch Manager of the Bay Street Branch in Toronto for Alterna Savings, Michael Borrelli. Michael has been in the financial services industry for over 19 years with expertise in retail banking, product management, and acquisition. Michael is passionate about financial literacy and giving people transparent advice from a caring place so that they can better their financial wellbeing. In this episode, Michael fields my laundry list of questions all about mortgages and what to know for first-time buyers, how to set a budget to buy a property, and explains what all that mortgage jargon means in real terms. This episode is great for people who are thinking of getting into the real estate market and buying a home for the first time or already seasoned homeowners since I even learned some incredibly useful, new things! For full…
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Nov 3, 2021
300 Why We Need to Redefine Wealth - Patrice Washington, Author, Coach and Host of The Redefining Wealth Podcast
This week we hit a major milestone on the More Money Podcast! Today is the 300th episode of the podcast and I almost can’t believe we’ve made it this far. Yes, we! I couldn’t have done it without you all listening every week, so I want to say a BIG thank you to all who’ve listened and supported the More Money Podcast over the past 6 years. For today’s episode, I am joined by author, podcast host, and hope-restoring coach Patrice Washington. Her book “Redefine Wealth for Yourself: How to Stop Chasing Money and Finally Live Your Life's Purpose” really amplifies her holistic approach to building wealth and why it’s intertwined with our physical and mental health. Patrice’s podcast “The Redefining Wealth Podcast” aims to change our money mindsets and she uses her Certification in Financial Psychology to help people beyond budgeting. Patrice has built a large community of people wanting to get to the heart of their money struggles so that they can achieve the life th…
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Oct 27, 2021
299 Budgeting for Your Big Day - Jeffra Trumpower, Senior Director of Creative Marketing at WeddingWire
This week I’m tackling a subject that I’m shocked I’ve never talked about before, weddings! I love weddings but I also know how stressful it was when I was planning my own 8 years ago. To help me talk about all things wedding planning I’m joined by Jeffra Trumpower, Senior Director of Creative Marketing at WeddingWire. Jeffra has been part of the wedding industry for more than a decade, with a focus on marketing and content development. She has expanded her role at WeddingWire to all facets of marketing including, design, video production, live and virtual events, and more. She currently resides in Bethesda, Maryland with her husband, daughter, and Jack Russell terrier. WeddingWire was a site I used religiously when I was planning my wedding years ago, so I was so excited to have Jeffra on the podcast to get her great insight into the industry. Jeffra shares expert tips on wedding planning including where to start when it comes to planning, how to decide on a budget, and ho…
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Oct 20, 2021
298 How to Talk to Your Kids About Money - Robin Taub, CPA and Author of The Wisest Investment
This week I have a returning guest on the podcast! I’m joined for a third time by Robin Taub who's here to share everything about her new book The Wisest Investment, an update to her bestselling book, A Parent’s Guide to Raising Money-Smart Kids. I was so happy to have Robin back on the show to share how her book aims to help parents and kids navigate the world since the pandemic hit. Robin is a Chartered Professional Accountant by trade, who then transitioned into real estate then derivative marketing at Citibank Canada. Robin is now a professional speaker and author, whose new book The Wisest Investment is for parents who are strapped for time but want to teach their kids to become responsible and money-savvy adults. In this episode, we chat about everything from what age should we start getting kids interested in personal finance to where the best information for kids to learn is, and spoiler alert it's probably not TikTok. Since the world has changed dramatically in the pa…
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Oct 13, 2021
297 How to Break the Money Silence - Kathleen Burns Kingsbury, Wealth Psychology Expert
It’s no surprise that I love talking to friends, family, or basically anyone about money. But that’s not the case for a lot of people. Today’s guest on the podcast is trying to make talking about money easier. I’m joined by the author of Breaking Money Silence and wealth psychology expert Kathleen Burns Kingsbury. Kathleen has a background in banking and finance but after completing her Master’s degree in psychology, she decided she wanted to merge the two and create her own business. Breaking Money Silence®: How to Shatter Money Taboos, Talk More Openly about Finances, and Live a Richer Life is Kathleen’s fifth book and it aims to teach how to approach talking about money with the people in our lives. In this episode, Kathleen shares why negotiation is an essential tool in everyone’s money arsenal, how to approach talking to your parents about money, and why being money compatible is essential to a successful relationship. Kathleen is a wealth of knowledge (pun intend…
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Oct 6, 2021
296 How Mental Health Affects Financial Wealth - Zandile Chiwanza, Personal Finance Journalist
This week I’m so excited to be joined by someone who I met at one of my live events 5 years ago and since have had the privilege to see them thrive as an important voice in the Canadian personal finance space. Zandile Chiwanza is a personal finance journalist and self-proclaimed “budget warrior”. In this episode, Zandile takes us through how she navigated debt, and how Twitter was the catalyst for her career. Originally from Zimbabwe, Zandile came to Canada as an international student in 2010. Through her own struggles with debt and trying to pay for school and bills, her personal finance journey began. Zandile’s writing as a financial journalist aims to empower people and reassure them that financial wealth is attainable, no matter your circumstance. Her work focuses on the intersection between mental health, financial wellness, and race. I love Zandile’s writing and I was so excited to have her on the show. Our chat was so motivational for anyone who’s worried about…
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Sep 29, 2021
295 How to Change Careers at Any Age - Jennifer Turliuk, CEO of Makerkids and Author
I’ve seen so many people either quit their job or reconsider their current profession over the course of the pandemic. It’s not completely surprising that with so many changes in the last 18 months, everyone is taking stock of their life. That’s why today’s podcast episode is so timely. I’m joined by Jennifer Turliuk, entrepreneur and author of How to Figure Out What to Do With Your Life (Next). Jennifer Turliuk is an entrepreneur, writer, and speaker that resides in Toronto. Jennifer is the CEO of MakerKids, which started the first and largest makerspace for kids in the world and now runs award-winning virtual programs, camps, and parties on Coding, Robotics, and Minecraft. Her book, How to Figure Out What to Do With Your Life (Next) breaks down her strategy of how to make a career change at any age and what led her to her own change in career path. My career path has not been linear and I’m always excited to have guests on the show that further reinforce the idea that i…
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Sep 23, 2021
294 Freelancing, Hustle Culture & Leaving the 9-5 - Jessica & Sarah Moorhouse
For today’s episode, I’m being interviewed by my younger sister and virtual assistant, Sarah Moorhouse! We dive into never-before-heard stories about how I went from being a corporate employee to a business owner, why freelancing is not for everyone, hustle culture, and my tips for newbie freelancers. When I was back home in Vancouver over the summer, I brought all my podcast equipment with me without knowing what this episode would be about. Sarah had the great idea to turn it around and interview me on all things freelance since she has joined the self-employment club this past year. We also talk about what success means to me, and of course, some money talk. We had a lot of fun recording this episode and I enjoyed sharing more about my journey than I ever have before. I really hope you enjoy this episode too! For full episode show notes visit
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Sep 22, 2021
293 Bite-Sized Personal Finance Tips - Chris Browning, Financial Analyst & Host of Popcorn Finance and This Is Awkward
I may have found another internet twin in my guest on the podcast today! Fellow podcast host and Financial Analyst Chris Browning is joining me today to talk about his false start as an art major in college, which led him to eventually pursue a career in finance (and podcasting!). Chris is the creator and host of Popcorn Finance, a short-form personal finance podcast, as well as the co-host of the call-in money advice show This is Awkward. Chris began producing podcasts in 2017, which led him to create his own show, Popcorn Finance, a podcast discussing finance in about the time it takes to make a bag of popcorn. Chris and I talk about how he started his career in finance and why he wanted to make his own podcast. We also talk about the pitfalls of being in a time of information overload and why that can be dangerous when it comes to misinformation about investing and get rich quick schemes. I really enjoyed having Chris on the show and would love to have him be a guest again i…
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Jul 9, 2021
292 Season 12 Round-Up & Personal Update - Jessica Moorhouse, Host of the More Money Podcast
That’s a wrap on season 12 of the More Money podcast! I can’t believe that I’ve been recording this podcast for 6 years, which leads me to say a HUGE thank you to all my listeners, new and old of this podcast. It’s because of you that I’ve been able to continue to grow in both knowledge and confidence and host amazing guests on each episode. Today’s final episode is a solo one, I wanted to do a round-up of all that was discussed this season, as well as what's new in my business and personal life. I love being able to have an episode where I can just update and chat with all of you about what's been going behind the scenes in my life. I wanted to share how my 2021 has been and some plans I have going forward. I’m looking forward to my summer break and finally being able to see and hug my family and friends in Vancouver. You can always keep up to date with what I’m doing on my or and don't forget I have a channel, which I will still be posting to this summer, so be sur…
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Jul 8, 2021
291 Why Budgeting Is a Form of Self-Care with Allison Baggerly, Founder of Inspired Budget
Today is the penultimate episode of season 12 of the More Money Podcast, can you believe it? In today’s episode, I’m joined by Allison Baggerly from Inspired Budget to discuss all things budgeting. Allison is a blogger, influencer, podcast host, and the founder of Inspired Budget blog and now podcast! Allison started Inspired Budget in 2017 when she was still an elementary school teacher with 10 years of experience. In 2019 she was able to go full-time with her business and share her combined passion for teaching and finances to help others learn how to start budgeting. She has built a community of over 119,000 Instagram followers that turn to her for budgeting advice and inspiration to take control of their finances. In this episode, we discuss Allison’s money journey, which started when she decided to explore budgets in preparation for the arrival of her firstborn son. We also discuss the importance of mental health in regards to money management and how budgeting is not one-si…
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Jul 7, 2021
290 Why Sustainable Investing is the Future with Jessica Robinson, Author, Sustainable Finance Expert, Founder and Managing Director of Moxie Future
For the final week of Season 12, I've got not one, not two, but three amazing episodes to share with you before I go on summer break. And for the first episode this week, we’re talking about sustainable investing and financial feminism! To discuss this topic with me, I am joined by an expert in the field (and a fellow Jessica) Jessica Robinson. She is an expert in sustainable finance and has over 15 years of experience in the industry. Her career has taken her all over the world resulting in quite the résumé. Jessica is a global expert in sustainable finance and the Founder and Managing Director of Moxie Future — the world’s first insights, education, and community platform empowering women as responsible, sustainable, and impact investors. She also has a newly published book, Financial Feminism: A Woman’s Guide To Investing For a Sustainable Future. In this episode, she talks about what sustainable investing actually means and how it goes deeper than solely investing in gree…
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Jun 30, 2021
289 What You Should Know About Investing in ETFs with Alfred Lee, Director, Portfolio Manager, and Investment Strategist at BMO ETFs
Like I mentioned in my last More Money episode (ep. 288), today I’m sharing another bonus episode and we’re talking all about ETFs. I’m joined by Alfred Lee, who is the Director, Portfolio Manager, and Investment Strategist at BMO ETFs. I love any chance I can get to talk about investing and was super excited to go in-depth about ETFs (one of my personal favourite investment products). Alfred is a senior portfolio manager with BMO ETFs and has been a part of their ETF business since its inception over 10 years ago. He currently manages their index-based equities ETFs but also previously managed their fixed income ETF lineup. He also serves as the investment strategist for BMO ETFs and is involved with product design. There is so much to cover with ETFs, including all the different types of index funds, taxation, and the major differences between them and mutual funds. Alfred helps answer all these questions and more in today’s episode. If you want to go even more in-depth when…
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Jun 30, 2021
288 How to Marry and Divorce Well - Leanne Townsend, Family Law Attorney and Podcast Host
Today’s episode has been so highly requested that I’m so excited to finally share it with you today. My guest joining me today is Leanne Townsend, a family law attorney based in Toronto and today she’s tackling the long list of questions sent in by you, the listeners on all things divorce! Leanne Townsend is the Counsel & Chair of the Family Law Group at Mills and Mills LLP where her practice is focused on family law, domestic violence and victim advocacy. She’s a regular guest expert in the media on topics including abusive relationships, divorcing a narcissist, and co-parenting. She’s also the host of the Divorcing Well podcast and the Youtube show, The Dish on Divorce. Leanne answered everything from common mistakes that people make before they get married, to the difference between marriage contracts and cohabitation agreements to how much getting a divorce actually costs. Leanne also shares the wide range of topics and guests you can expect while tuning into her podcas…
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Jun 23, 2021
287 How To Be A Money-Smart Solopreneur - Laura Adams, Podcast Host, Author and Spokesperson
This week I’m so excited to be talking to an OG personal finance podcaster who started her show in 2008 and has now amassed over 40 million downloads! I am joined by none other than Laura Adams, the host of the Money Girl Podcast. Laura joins me to chat about her new book, Money-Smart Solopreneur: A Personal Finance System for Freelancers, Entrepreneurs, and Side-Hustlers as well as how she ended up in a career in personal finance. Laura Adams is a leading insurance and finance analyst with over a decade of top-level experience. She’s a writer, podcast host and award-winning author and spokesperson, which has led her to become one of the top leading finance, insurance and small business authorities in the U.S. In today’s episode, Laura shares the money mistakes she made early in her adult life and the lessons that her book aims to teach budding solopreneurs so that they may achieve long-term success in their businesses. Laura also shares the key protections every self-employed pe…
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Jun 16, 2021
286 The Procrastinator's Guide to Retirement - David Trahair, CPA, CA, Author and President of Infowin Inc.
Today’s podcast episode is on one of my favourite subjects…retirement! I’m joined by David Trahair, author of The Procrastinator’s Guide to Retirement. We chat about the great practical advice in his book and its overall message of hope for people 50+ who haven’t yet saved for retirement David Trahair is a CPA, CA, personal finance writer, trainer, speaker, and eLearning developer. David is the author of several personal finance books and currently operates his own personal finance training and eLearning development firm. He also offers live webinars and online courses to people through organizations including the CPA provincial and territorial bodies. David is a wealth of knowledge and I’m so glad I was able to ask him so many questions when it comes to retirement. Our conversation covered everything from practical advice like the difference between RIFFs vs. annuities to why running out of money in retirement shouldn’t be as big of a worry as financial institutions…
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Jun 10, 2021
285 How to Invest with Options - Bryan Rogers, Client Education Instructor at TD Direct Investing
Hurray, today is a special bonus episode for you as we get ready to wrap up Season 12 in the coming weeks! In today’s episode, we’re celebrating the fact that June is Options Education Month. I have Bryan Rogers from TD Direct Investing joining me today to share and answer all questions relating to investing with options. Bryan is the Client Education Instructor at TD Direct Investing, who has 20 years of experience in the industry with a Master’s Degree in Business. During his Master’s he became interested in personal finance and once he started working at TD he discovered his passion for helping others with their finances leading to his current role. Investing has long been a favourite topic on the podcast and I was so happy to have Bryan share his expertise on an alternative kind of investing, and one that is more complex. In this episode, Bryan answered what options are, how they work, common terms, and misconceptions. If you’re interested in investing in options or…
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Jun 9, 2021
284 Why Getting Good with Money Doesn't Have to Be Complicated - Tiffany Aliche, Founder of The Budgetnista and Author of Get Good with Money
This week I have Tiffany “The Budgetnista” Aliche on the podcast! I have been following Tiffany for years and throughout that time have seen her and her brand grow exponentially. We chat about everything from her new book, Get Good with Money to how she took her business from one-on-one budget coaching to helping millions of women save and manage their money. Hailing from New Jersey, Tiffany is a personal financial educator and former teacher of over 10 years with a Master’s degree in Education. She was instrumental in getting The Budgetnista Law (A1414) passed in January 2019, making financial education mandatory for middle school students in New Jersey. Her new book Get Good with Money, was published earlier this year and is a New York Times Bestseller. In this episode, Tiffany gives insight into how her business grew over time and how her past as a teacher made her into the successful personal financial educator that she is today. I hope this episode drives home the fact…
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Jun 2, 2021
283 How to Become Your Own Financial Advisor - Mark Seed, Founder of My Own Advisor and Co-Founder of Cashflows & Portfolios
This week’s guest is one that I’m shocked that I haven’t already had on the podcast. I’ve known Mark Seed for years and I was am so happy to be able to talk with him about his approach to FIRE, as well as his investing philosophy (FIWOOT) and what it means to be a hybrid investor. Mark Seed is the founder of My Own Advisor, personal finance and investing blog that he started in 2009. He is also the co-founder of Cashflows & Portfolios, which is a new, free resource providing a beginning-to-end guide for DIY investors. Mark has been featured in MoneySense magazine, The Globe and Mail, and The Winnipeg Free Press and is currently working towards semi-retirement with his wife. As a successful DIY investor, Mark was able to share both great tips and the mistakes he’s made along the way. Mark also outlines how the 2008 financial crisis was the spark that lit the path for his financial journey and blog. If you’re just as curious about other people’s approach to investing a…
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May 26, 2021
282 Why Women Continue to Earn Less Than Men - Annabelle Williams, Author of Why Women Are Poorer Than Men and Financial Journalist
For years the conversation around women and wealth has centred on the gender pay gap in the workforce, but is that really the only reason why women are earning significantly less than men? Today’s guest is here to answer that question and give amazing insight into why women are statistically the poorer sex. Annabelle Williams joins me today from the United Kingdom and is a financial journalist and newly published author. Annabelle has had two weekly columns in The Times of London and has recently released her first book, Why Women Are Poorer Than Men and What We Can Do About It, which explores the inequality in money and wealth between the sexes. It includes examples from all over the world including large sections focused on North America. Annabelle gave such amazing hard-hitting facts and statistics on why women have historically been unable to attain the same wealth as men. We talked about several topics that are more thoroughly discussed in her new book, but topics covered tod…
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May 19, 2021
281 The Clever Girl's Path to Financial Empowerment - Bola Sokunbi, Founder of Clever Girl Finance, Author & Certified Financial Education Instructor
For this week’s episode, I have the pleasure of welcoming the founder of Clever Girl Finance, Bola Sokunbi. Clever Girl Finance is one of the largest financial education platforms in the U.S, which is centred around empowering women to achieve financial wellness and live life on their own terms. In this episode, topics range from the importance of women investing, to the need for the financial education space to hear more from minorities. As well as the founder of Clever Girl Finance, Bola is a Certified Financial Education Instructor (CFEI), finance expert, bestselling author, and speaker. Her third book Clever Girl Finance: The Side Hustle Guide comes out in June 2021. Investing and financial advice have long been dominated by an older generation of men that tends to not account for the barriers that women face in their financial journey. Today’s episode highlights why that needs to change and why women need to prioritize their wealth-building journey. Bola also urges the f…
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May 12, 2021
280 Seven Things We Need to Unlearn About Money - James Otteson, Author of Seven Deadly Economic Sins and John T. Ryan Jr. Professor of Business Ethics at the University of Notre Dame
This week’s episode seems more relevant than ever since we’ve been living during a pandemic and that’s why I’m so glad I get to share it with you all. My guest this week is the author of the newly released book The Seven Deadly Economic Sins, James Otteson. Our conversation explores everything from the impact of generational wealth to the economic history behind it. James has an undergraduate degree from the University of Notre Dame and a Ph.D. in philosophy from the University of Chicago. He’s currently the John T. Ryan Jr. Professor of Business Ethics in the Mendoza College of Business at the University of Notre Dame. His specialties include moral philosophy, the history of economic thought, and business ethics. Our conversation delves into the relationship between philosophy and economics and what kind of impact that has in the real world. James echoes a lot of my own feelings of wealth, in that it is a tool and not an end goal. This episode is full of food for thought,…
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May 5, 2021
279 A Dragon's Secrets to Success - Manjit Minhas, Investor on Dragon's Den, Serial Entrepreneur & Podcast Host
On today’s podcast, I’m interviewing entrepreneur, Dragon investor, and new podcast host Manjit Minhas! I’d be lying if I said I wasn’t starstruck while interviewing Manjit since I am a huge fan of CBC’s Dragon’s Den. I couldn’t be more excited to share with you our conversation from how she became an entrepreneur as a young engineering student, to behind the scenes of Dragon’s Den as well as her newest venture as host of her podcast, The Manjit Minhas Podcast. Manjit Minhas is the co-founder and owner of Minhas Breweries, Distilleries, and Wineries with her brother Ravinder Minhas. Since starting her business at the ripe age of 19 years old, Manjit has gone on to grow her business portfolio, which includes over 30 Canadian businesses stemming from the 6 seasons she’s been a Dragon investor on CBC’s Dragon’s Den. In November 2020 she decided to hit record on her conversations with fellow business leaders and CEOs by way of her podcast, “The Manjit Minhas Podcast…
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Apr 28, 2021
278 How to Think Like a Breadwinner - Jennifer Barrett, Author of Think Like a Breadwinner and Chief Education Officer at Acorns
This week on the podcast we’re asking the question, what does it mean to think like a breadwinner? How would your approach to spending, saving, and investing in your future change if you thought like the primary earner in your life? Luckily, the answers to those questions are exactly what my guest, Jennifer Barrett, author of the upcoming book Think Like a Breadwinner will be tackling. Jennifer Barrett is the Chief Education Officer at Acorns, a saving and investing app with more than 9 million users. She’s also a contributor to Forbes, as well as an advisor to three female-led startups and a featured money expert in the media. She lives in Brooklyn with her family, of which she is also the breadwinner. Following Jennifer’s own wake-up call to change her money mindset, she wants all women to know that they don’t have to think small when it comes to wealth-building. We discuss everything from what women should be investing in (spoiler alert, it’s not handbags and clothes)…
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Apr 21, 2021
277 Finding Your Financial Joy - Ken Okoroafor, Founder and CEO of The Humble Penny and Financial Joy Academy
This week I have a first on the More Money Podcast…a guest from across the pond! In today’s episode, I welcome Ken Okoroafor, a first-generation immigrant from Lagos, Nigeria who at age 14 moved to the UK to start a new life. Ken is a trained Chartered Account with 15 years of experience working in both Asset Management and Venture Capital. In April 2020, he took the big leap to go full-time with his passion project turned business, The Humble Penny, which he started with his wife in 2017. In today’s episode, we dive into The Humble Penny’s early beginnings and the whirlwind 18-month journey Ken has been on from starting The Humble Penny Youtube channel. Furthermore, we chat about his new platform, Financial Joy Academy, which seeks to help 10,000+ families achieve financial independence and money joy in their lives by 2030. Ken shares that his decision to step outside his comfort zone was the best thing he could’ve done for his business and his life. So, if you’r…
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Apr 14, 2021
276 Budgeting for Baby: How to Afford Starting a Family - Vivian Leung, Senior Principal of Taxation at CPA Canada
Have you ever wondered how much it really costs to have a baby? We’ve all heard having a kid can be expensive but what do those numbers actually look like? Whether you’re planning on having a baby in the near or distant future or like me, are curious about getting to know the nitty-gritty of how much raising a kid in Canada is then today’s episode should pique your interest. Joining me on the podcast today is Vivian Leung, Senior Principal, Taxation at CPA Canada. Prior to her current role, Vivian was the Program Director for Tax Education where she was responsible for developing and implementing the strategic direction of CPA Canada income tax education. As quoted in Babies: How to Afford Your Bundle of Joy, Vivian shares from both personal and professional experience what it costs to have a family today. We dive into whether advice from our mothers holds up to today’s standards and what having a baby looks like on your finances in the short-term, like parental leave and…
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Apr 7, 2021
275 Enjoying the Journey to Financial Independence - Jamila Souffrant, Podcaster, Writer, Money Coach & Founder of JourneytoLaunch.com
A lot of the time when you start reading about F.I.R.E. (Financial Independence Retire Early), the stories you hear about how people achieved it can be pretty insane. Many people in the community can take living on less and saving and investing every extra dollar to the extreme, which can seem pretty intimidating or just unrealistic. Why can't you enjoy the journey to financial independence? Why can't you work towards building wealth and having more financial security without making so many sacrifices? Luckily I have Jamila Souffrant on the show, founder and podcast host of Journey to Launch, who shares that it is possible to work towards financial independence and enjoy yourself at the same time. In this episode, she shares what inspired her to achieve F.I.R.E. and how her strategy is a bit more sustainable (and fun!) than some of the more strict paths others may take. Because at the end of the day, life is short and we need to enjoy every bit we can! It doesn't have to be an all-or…
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Mar 31, 2021
274 How to Become a Master Negotiator - Jean-Nicolas Reyt, Negotiation Expert & Assistant Professor of Organizational Behaviour at McGill University
Negotiation is such an important part of setting yourself up for financial success and helping you build wealth over time. Just think, by negotiating your salary a few thousand dollars higher at the beginning of your job, that could have a major impact on future bonuses, raises, and salaries! Unfortunately, most of us weren’t taught how to negotiate and the examples we see on TV do not work in the real world. That’s why I have Jean-Nicolas Reyt on the show, who is a negotiation expert and Assistant Professor of Organizational Behaviour at McGill University. He teaches students every day what to do, and not to, when negotiation in every situation. Unlike what we may think, it’s not about being aggressive or manipulating the other party. It’s about doing your research, being confident in what you’re asking for, and ultimately finding a middle ground in which you, and whoever you’re negotiating with, find a happy outcome. As mentioned in the show, Jean-Nicolas has so many grea…
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Mar 24, 2021
273 How to Be an All-Star in Your Financial Life - Courtney Stephen, Financial Educator & Professional Football Player for the CFL
It’s not every day you get a celebrity sports star on your podcast…who also doubles as a financial educator who is passionate about helping more Canadians become empowered through personal finance! For this episode of the show, I have professional football player (he plays defensive back for the Hamilton Tiger-Cats of the CFL) and financial literacy advocate Courtney Stephen as my special guest to discuss his career and his mission to help others better manage their money and understand the importance of generational wealth. Although you may not think that sports and finance go hand in hand, they actually really do! As we discuss in this episode, they can both seem intimidating, but at their core, they are quite simple. For sports, it's about understanding the rules, practicing, and then implementing what you've learned. The same goes for money. It's really just simple math, understanding some best practices and rules for money management, then actually putting into action what you…
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Mar 17, 2021
272 Balancing Money & Covid One Year On - Kelley Keehn, Personal Finance Educator, Speaker & Author of Talk Money to Me
One year ago I had Kelley Keehn, financial educator, speaker, media personality, and author, on the show to discuss her latest book Talk Money to Me. And then a few weeks later the pandemic hit and everything changed. Well, she's back on the show with a new edition of her book that includes passages specifically talking about Covid-19 and its impact on people's finances. Some people had the roughest year in 2020, and are still struggling in 2021. Many people lost jobs, racked up debt, and have struggled to earn an income and keep up with their bills. And others have experienced the opposite in that they never experienced a significant change in their income or jobs (aside from working from home) and have actually been able to save more money than usual by spending more time at home with less stuff or experiences to spend their money on. So...what does this mean? What should you do or change in terms of managing your money if you're in either camp? How has this pandemic changed personal…
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Mar 11, 2021
271 Using Your Dollars to Keep Her on the Map - Larkin MacKenzie-Ast, Chair of the Business Women’s Network at Coast Capital Savings
With International Women’s Day happening this past Monday, I’ve partnered with Coast Capital Savings on their Keep Her on the Map campaign to put a spotlight on the disproportionate social and economic impacts that the COVID-19 has had on women, and women-owned businesses, and hopefully inspire action. To discuss this more in-depth, I have Larkin MacKenzie-Ast on the show, who is currently the Chair of the Business Women’s Network at Coast Capital Savings. Throughout the almost 6 years of this podcast, I’ve tried to emphasize the importance of using your dollars as votes for change. Of course it’s important to be frugal and find deals to save money, but it’s also important to be mindful of what your spending says about your values and realize how big of an impact your spending has on the bigger picture. For instance, maybe instead of using Amazon for everything or always going to the big box stores, seeking out local, women-run businesses instead. Especially since they’…
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Mar 10, 2021
270 How to Protect Yourself & Loved Ones Financially - Nicole Simons, Wealth Management Advisor at CPN Financial Services
When we think of financial planning, often we just focus on budgeting, debt repayment, and investing. But another important element of a complete financial plan is protection. Specifically protecting yourself and/or your loved ones if something happens. That’s why I’ve got Nicole Simons on the show, who is a Wealth Management Advisor at CPN Financial Services. For the past decade, she’s worked with clients in all aspects of financial planning, but especially when it comes to having the right insurance in place. In this episode, we discuss the important things everyone should know about life insurance, critical illness insurance, and disability insurance. Hopefully, this episode will serve as a timely reminder to review how you’re currently protected and to ensure if you don’t have the right protections in place, to get it sooner rather than later. For full episode show notes visit https://jessicamoorhouse.com/270
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Mar 4, 2021
269 Filing Your 2020 Taxes: All Your Questions Answered - Susan Watkin, Accountant, Educator & Spokesperson for TurboTax Canada
It’s that time again…tax time. But this tax season may feel a bit different than other years. And that’s because 2020 sure was a weird year. Many Canadians earned income through various benefit programs or started earning self-employment income for the first time. So what’s the best way to navigate this new tax season so it can be the least stressful possible? That’s why I’ve got Susan Watkin, accountant, educator, and spokesperson for TurboTax Canada on the show! I took some time to gather all the key questions people had about taxes for this year, and Susan graciously answers all of them. Hopefully, you’ll feel a bit better about filing your taxes this year, because it doesn’t have to be a pain. Just take some time to organize your documents (feel free to download my Tax Prep Checklist), pick a route to get your taxes done (click here to get 20% off TurboTax Assist & Review or Live Full Service), then choose a date and time to get it done. Remember, the sooner yo…
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Mar 3, 2021
268 Is Now the Time to Invest in Cryptocurrency? - Ayelen Osorio from Netcoins, and Elliot Johnson from Evolve ETFs
Well, this episode is a big first for me! Not only is this the first-ever double episode, in which I share not one, but two guest interviews. But this is also the first episode I’ve ever done on cryptocurrency. With all the talk in recent weeks about Bitcoin, I’ve finally given up thinking that cryptocurrency is just a trend or an asset that only tech bros or get-rich-quick investors are interested in. Even though it’s still very new, in my view it’s safe to say that cryptocurrency is here to stay. I’m still an ardent promoter of passive investing using index ETFs, however, I think it’s important to talk about other types of investing too. So the first interview is with Ayelen Osorio, the Content & Community Manager at Netcoins. Netcoins is one of the leading cryptocurrency trading platforms in Canada, providing access for people like you and me to invest in cryptocurrencies like Bitcoin, Ethereum, and Tether. Going from zero crypto knowledge now teaching others all about…
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Feb 24, 2021
267 Budgeting Your Way into Millionaire Status - Sarah Wilson, Founder of Budget Girl
I’m so excited to have Sarah Wilson from Budget Girl on the podcast! I got to know Sarah when we met at FinCon in 2019, and since then we’ve become friends and are even in a mastermind together with some other amazing women in the personal finance community. It was high time I had Sarah on the show because she has crushed some major milestones since our first meeting. As she shares in this episode, she started out her personal finance journey with five-figures of debt while living on a very low income. But by learning more about the fundamentals of money management, living frugally, and taking on some side hustles to earn extra money on top of her day job, she not only paid off all her debt in 3 years, she was also able to buy a house that she partially rents out, and has just reached a $100,000 net worth. Sarah’s story should serve as an important reminder that where you start doesn’t determine where you’ll end up. It may not be easy to crush your debt and grow your wealth…
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Feb 17, 2021
266 The History of Money - Frederick Kaufman, Author of The Money Plot and English Professor
Although I’ve done 265 episodes of this show (well, more if you count any of my solo episodes), shockingly I’ve never done an episode on the history of money. As important as it is to discuss the management of money, it’s just as important to understand currency’s history. Especially as we enter this new age of currency with the rise of cryptocurrency. Luckily, I was able to get Frederick Kaufman on the show, who authored The Money Plot: A History of Currency’s Power to Enchant, Control, and Manipulate, and is also a much distinguished English professor who has spent the last decade focused on researching the fiction that is money. If you’re a money nerd and history buff like me, you’re going to love this episode and Frederick’s latest book! For full episode show notes, visit https://jessicamoorhouse.com/266
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Feb 10, 2021
265 Practicing Mindfulness to Get Clarity with Your Money - Meaghan Smith, Money Mindset and Life Coach
Before I get into some details about my wonderful guest for this episode, I want to share more about what I said right at the top of the show since it’s pretty important. As of last week, I have put to rest the old name for this podcast, the Mo’ Money Podcast, and have officially changed the show’s name to the More Money Podcast. As I explained in the intro for this episode, it was very much time for this change and I feel really good about it. As you know, especially from episode 244, I am an ally of BIPOC and am a supporter of Black Lives Matter. I’ve also been putting more effort to have a more diverse guest list for the show to ensure there are more voices being heard that need to be. I want to be part of the solution, not the problem. Still, I had never really stopped to think that my podcast name may actually be part of the problem and may come off as offensive to some people until recently. To give you some background, when I first started my blog in 2011, I called it Mo…
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Feb 4, 2021
264 Is Your Money Safe at the Bank? - Peter Routledge, President and CEO of CDIC
Is your money safe at the bank? It’s a question I get asked all the time. Same with is it safe to use an online bank. And that’s thanks to the Canada Deposit Insurance Corporation (CDIC). I’ve personally partnered with CDIC for years because I believe it’s so important to spread awareness about how our deposits are protected at the bank. In other words, if your bank goes bankrupt, you won’t lose any of your money at that bank. And just so you know, there hasn’t been a bank failure in Canada for 25 years. And even when there was a bank failure in Canada, as long as CDIC has been around, not a single Canadian has lost a dime! To share more about this, so you too can spread the word and feel confident that your money is safe at the bank, I’ve got Peter Routledge, President & CEO of CDIC on the show to explain what CDIC is, how it works, and what you should know. For full episode show notes visit https://jessicamoorhouse.com/264
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Feb 3, 2021
263 Navigating Tough Money Conversations - Erin Lowry, Author of Broke Millennial Talks Money
What a treat of an episode I have for you! Back for a 3rd time on the podcast, and to celebrate the final installment of her Broke Millennial series, I have Erin Lowry back on the show. Her new book, Broke Millennial Talks Money, is available now and that’s what we get talking about in this episode. How to navigate touch money decisions, be it with your friends, partner, or parents. What are the scripts we should use and what are some tips to make those conversations even a little bit less awkward? I can’t believe it’s been almost two years since Erin was in Toronto to do a live event with me to celebrate her 2nd book, Broke Millennial Takes on Investing. What a fun event that was, and boy do I look forward to being able to do events again (maybe I can get her back to Toronto!). I can’t wait to see what Erin has in store next now that her book series is done. So I guess we all have to stay tuned! For full episode show notes visit https://jessicamoorhouse.com/263
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Jan 27, 2021
262 How Not to Run Out of Money in Retirement - Frederick Vettese, Author of Retirement Income for Life
I've had so many guests on the show over the years to talk about the wealth accumulation stage of investing, but I haven't had any, besides Mike Drak from episode 208 who wrote Victory Lap Retirement, to talk about what happens when you actually retire. What happens when you have to start decumulating your nest egg? That's why I've got Frederick Vettese on the show for this episode. He is the former Chief Actuary of Morneau Shepell, a major Canadian human resources firm. He's also a frequent contributor to the Globe and Mail on retirement issues. And lastly, he's the author of three books, including his latest book that we talk about in this episode, Retirement Income for Life: Getting More Without Saving More. Even if retirement is decades away for you, it's so important to know what to expect when it's right around the corner. How do you ensure you don't drain your retirement savings in the first few years? What strategies should you use to decumulate your savings in a sustainable wa…
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Jan 20, 2021
261 How to Get Back to Business After a Career Pause - Nancy Jensen & Sarah Duenwald, Co-Founders of The Swing Shift & Co-Authors of Back to Business
We’ve all heard the statistics. If you’re a woman and you decide to take time off of your career to raise a family, go back to school, or travel the world, it will set you back both professionally and financially. Although it’s not fair, these are the facts. But that shouldn’t scare you from taking that career pause when you need to. And luckily I have two guests on the show to discuss how to get back into the workforce, and not just get back on track but accelerate your career into an even better, more successful one. I’ve got Nancy Jensen and Sarah Duenwald on the show to discuss this topic in-depth. They teamed up to found their company, The Swing Shift, and co-author their new book Back to Business, after working with hundreds of women struggling with this exact thing. Not only that, both Nancy and Sarah experienced this themselves when taking maternity leaves, and that’s what inspired them to come together and create a solution for women so we can see a change in thos…
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Jan 13, 2021
260 Designing Your Freedom Years - Stephanie Myers & Gillian Batt, Founders of Our Freedom Years
Happy New Year! And welcome back to the Mo’ Money Podcast! After taking a few weeks off to rest and recharge, I am so excited to be back to drop Season 12 of the Mo’ Money Podcast today. Not only that, I thought I’d start with an episode that will get you excited about the future again! 2020 was rough on us all, some more than others, and we’re still in the thick of it. But I’ve got hope for 2021. And when you’ve got hope, you can make plans for better days to come. That’s why I’ve got the wonderful Stephanie Myers and Gillian Batt from Our Freedom Years on the show. I’m a big fan of their YouTube channel, and not only did they achieve financial independence and retire early in their 30s/40s, but they are also Canadian! I haven’t had many Canadians FIRE people on the show, so this is a big treat. And I sure asked them all the questions I know you would have asked yourself, like what to do with taxes when you’re a nomad, how much to save, how to ensure you won’…
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Dec 23, 2020
259 Money Conversations to Have Before You Commit - Wallace Howick, CPA & Author of Love and Money: Conversations To Have Before You Get Married
Talking money with your partner is never easy. Wouldn’t it be great if there was a book with conversation starters and examples to use to get things going? Good thing Wallace Howick, CPA thought just the same thing and wrote his book Love and Money: Conversations to Have Before You Get Married. But the conversations he shares in his books can actually be applied to so many different relationships, such as when you’re dating or common-law. And the thing is, although technically it’s not difficult, most couples have no idea where to start. Luckily in this episode, Wallace shares his expertise and insight with his 30 years of being a Chartered Professional Account and working with a wide range of clients. This book is such a great read (and not too long), if you’re looking for a way to approach the subject with your partner, maybe put this episode on in the background or grab a copy and try out some of his conversation starters for yourself! For full episode show notes visit ht…
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Dec 17, 2020
258 A Smarter Way to Do Passive Investing - Brendan Wood, Co-Founder & CTO of Passiv
DIY investing has always been a popular topic on the show, so I’m thrilled to have Brendan Wood on the show, who is the co-founder and CTO of Passiv. As he shares on the show, he grew up in New Foundland and then studied engineering at the University of New Brunswick. After managing his own investment portfolio like so many others do, using Questrade and spreadsheets, he started to wonder if there was an easier way to do it. Realizing that others on forums like Reddit wondered the same thing, he went to work to develop Passiv, an app that works with a number of discount brokerages to make it easier and saving you precious time managing your own portfolio. The best part? Currently, Passiv is free to use for all Questrade clients, so you can try it out yourself and see how much easier it is to use compared to your traditional spreadsheet. This is great news because the one thing I hear all the time is that after listening to my podcast, so many people want to try out DIY investing bu…
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Dec 16, 2020
257 The Power of Financial Literacy - Dr. JeFreda Brown, Financial Freedom Strategist & CEO of Provision Financial Education
You know how I came up with the title for this episode? It was actually from a listener who shared with me that she never knew the power of personal finance (and financial literacy) before she discovered books, blogs and podcasts like mine. And once she realized how powerful it can be, it changed her whole perspective on things. My next guest Dr. JeFreda Brown shares a similar realization in this episode. Before helping individuals with their money, she worked on the institutional side of things. But her passion for personal finance and motivation to teach others the powers of financial literacy led her to start her own company, Provision Financial Education, and dedicate her time to empowering others through her financial wellness programs. Seeing as discovering the world of personal finance changed my life and path forever, I couldn’t agree more that financial literacy is one of the most important things we need to bring more to the forefront. So if you like this episode, share…
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Dec 9, 2020
256 How to Secure Your Dream Job During a Pandemic - Isi Aladejobi, Salary Growth & Career Strategist and Founder of Powerful Women Make Power Moves
Is it a smart move to think about asking for a raise, switching employers (or careers), or searching for your dream job during a pandemic? Well…why not? Employers are still recruiting, so why can’t you be the one recruited? That’s why I’ve got career growth strategist Isi Aladejobi on the show to share her expertise on how to navigate the career landscape during these still uncertain times. Through her Power Women Make Power Moves program, which is a community of over 10,000 Black women, she been able to help countless people win in their careers and lives, even during the pandemic. She believes that with the right tools, mindset, and strategies, women can 100% successfully achieve their purpose, find the right career (that pays their true value), level the playing field, and of course, smash that damn glass ceiling already. Career growth is always one of the most popular topics on this podcast, so I know you’re gonna love this episode! Isi is so inspirational, she’ll mak…
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Dec 2, 2020
255 Opting Out to Live a More Intentional Life - Cait Flanders, Author of Adventures in Opting Out
I can’t believe Cait Flanders has been on the podcast 4 times now! Not only that, she truly helped launched the podcast as my first real guest for episode 3. Well, she’s back on the show because after releasing her first book The Year of Less, she has a second book that’s recently come out called Adventures of Opting Out. As a short bio in case you haven’t followed Cait since she started her original personal finance blog (Blonde on a Budget) in 2010 like me, she was able to pay off all her debt, do a 2-year shopping ban, and eventually published her first book in 2018 sharing her journey in 2018. To me, she always will be one of the OG personal finance bloggers in Canada. Now, she’s moved away from personal finance and into the intentional living and minimalism space, but she still talks about money quite a bit in her books (which I thoroughly enjoy). In her first book, she wrote about her life and experience doing her shopping ban which changed her life forever. For her…
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Nov 25, 2020
254 Investing for Your Future After Becoming Debt-Free - Jully-Alma Taveras, Founder of Investing Latina
We’ve all seen the stats…if you started investing in your teens you’d end up significantly wealthier than if you wait until your 20s or 30s. But most of us have no idea where to start or even have the confidence to invest our first dollar before we’re fully ready. Well, as my next guest Jully-Alma Taveras (a.k.a. Investing Latina) shares in this episode, you’ll never be fully ready. And that’s ok! She started investing at 19 and now in her 20s, she’s much further ahead on her financial journey because of it. And now, she creates financial literacy content on your Instagram and YouTube channel, in addition to being a contributing editor at Next Advisor and public speaker, to empower and educate other young women to start investing as soon as possible. Because the thing is, you’ll never be completely ready to start investing and you may make mistakes. But that shouldn’t scare you off from getting started because you can change your investment strategy as you become…
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Nov 18, 2020
253 How to Become a Mindful Millionaire - Leisa Peterson, Author of The Mindful Millionaire, Money Expert & Mindset Coach
You may remember my next guest from episode 104 in which we discussed money and mindfulness. Well, I’ve got Leisa Peterson back on the show to discuss her new book The Mindful Millionaire! In case you don’t know, Leisa is an author, business growth strategist, money expert, mindset coach and host of The Art of Abundance podcast and the Mindful Millionaire podcast. You see, it’s all about having a millionaire mindset, or having an abundance mindset, to guide you to make better financial choices for your future. Not only that, but she also shares why it’s so important to practice mindfulness and how taking care of your mental health plays into your financial health. I know you’ll love this episode as much as I loved recording it, so make sure to listen, share, and grab a copy of Leisa’s new book! For full episode show notes visit https://jessicamoorhouse.com/253
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Nov 11, 2020
252 How to Be the Architect of Your Financial Future - Kassandra Dasent, Financial Wellness Engineer & Speaker
I’m so excited to share this episode! I was told by others that Kassandra Dasent, a financial wellness engineer, Certified Financial Education Instructor, and speaker, would be an amazing guest…and she did not disappoint. As she shares in this episode, she is immigrated with her mom from Trinidad to Quebec, Canada as a child, and now lives in Florida, USA. And as immigrants to a new country, money was always tight. This led Kassandra to do, as I see so many financial counselling clients do, to rebel as an adult and spend without a plan and eventually get into debt. But everything changed in 2009 when she realized she was in serious consumer debt. Something needed to change if she wanted to live a more balanced, fulfilled, and financially secure life. So, in June 2009, she created a plan to pay off $55,000 of debt in five years. By November 2012 she became debt-free. And now she is on the show to not only share her journey of becoming debt-free, but to explain how she did it, how s…
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Nov 4, 2020
251 Advancements in Responsible Investing - Tim Nash, Sustainable Investing Expert & Founder of Good Investing
I can’t believe it’s been almost 3 years to the day since I last had Tim Nash, a sustainable investing expert and founder of Good Investing, on the show! You may remember Tim from episode 129 because not only does he know his stuff, but he was the first guest I had on to talk about responsible investing. Since then, a lot has happened! Notably, Tim Nash became a Certified Financial Planner (CFP®) and founded his investment coaching company. He also has been featured in the media regularly to discuss the changes in the sustainable investing landscape. But in terms of the financial industry, more and more companies are developing ETFs and mutual funds that follow ESG criteria (ESG standing for environmental, social, and governance). This is good news because sustainable investing is becoming less of a niche and more the norm. And as I’ve learned over the years, it is critical that we all become more mindful of what companies we invest in for our futures. For full episode show n…
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Oct 28, 2020
250 Budgeting for Your Best Life - Mykail James, Founder of BoujieBudgets.com
Maybe talking about your spending shouldn’t make you feel bad? Maybe a hobby doesn’t have to become a side hustle? Maybe striving towards early retirement by living extremely frugally isn’t the ideal path? These are just some of the fresh takes about personal finance I discuss with my next guest Mykail James, founder of BoujieBudgeter.com. Having had her interest in personal finance sparked in her early school days, Mykail naturally went on to obtain her MBA in accounting and become a Certified Financial Literacy Instructor. But what’s unique about Mykail is she likes to use her fresh take on finance to reach people outside of the normal personal finance bubble. That’s why she uses pop-culture references, relatable language, and Instagram as one of her main platforms to help her audience understand confusing concepts like budgeting, saving, and investing…and actually feel good about it at the same time! Because living your best life shouldn’t be about doing something extr…
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Oct 21, 2020
249 Retiring at 30 During a Pandemic - A Purple Life, Award-Winning Blogger & Early Retiree
I’ve been following A Purple Life on Twitter for a while now. So, when I saw her tweet about finally quitting her job because she’d reached her financial independence number of half a million dollars this summer, I knew I needed to have her on the show to share her story! Purple (that’s what I’ll call her to keep things simple) started her personal finance blog back in 2015 when she was only 25 to document her journey of becoming financial independent and eventually retiring early. Originally, her plan was to have enough saved up to retire by 2025 when she would be 35. But, as she saved and invested her money, and lived well below her means, she was able to achieve FIRE five years early! Not only that, she made the decision to follow through with her plans during the pandemic. From the outside looking in, that seems like a fairly bold move, but not by Purple. As she explains in our interview, it didn’t have much effect on her plan to retire at 30. She had a solid investment…
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Oct 14, 2020
248 The Effects of a $70k Minimum Wage Increase - Dan Price, CEO of Gravity Payments & Author of Worth It
I almost never slide into anyone’s DMs, but if I do…it’s to beg them to be on my podcast. So when I saw some news articles online talk about Dan Price, CEO of Gravity Payments, and the effects of the $70,000 minimum wage increase he implemented 5 years ago (a story that went viral globally!), I thought this was my chance to just ask and see what happens. And it worked! Not only that, Dan has since written a book called Worth It all about his journey of becoming an entrepreneur, going from no money to millionaire status, and then making the radical decision to cut his million-dollar salary to $70,000/year so he could increase the wages of all his staff. In this episode, we talk about his relationship with money, his experiences mingling with the 1%, income inequality, universal basic income, and what he hopes to achieve with his $70,000 minimum wage into the future. All I can say is I hope more CEOs take a page out of his book (pun intended) because people not only deserve a livin…
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Oct 7, 2020
247 Baby-Proofing Your Finances - Shannon Lee Simmons, CFP & Founder of The New School of Finance
Ask and you shall receive! Having a guest on to talk about starting a family and what to do with your finances has been a popular request from listeners, so I’m excited to finally share this episode! I of course thought of having Shannon Lee Simmons on the show to talk about this. Not only is she an amazing guest (listen to her on episode 151 and episode 184), she’s also a mom and offers baby-proofing your finances services as part of her financial planning firm – The New School of Finance. Shannon mentions in this episode that as a financial planner, she works will people all the time who come to her worried that they have to achieve a certain amount of wealth before they can start a family. But the truth is, people all around the world have kids in different circumstances, and they make it work with little or a lot! It’s all about your expectations and figuring out how to balance them with your income. Moreover, you don’t need to buy all the things! Although having kids…
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Sep 30, 2020
246 Reaching Financial Independence If You're Single - Jackie Porter, CFP & Author of Single by Choice or Chance
Oh my goodness, what a week last week was! But I’ll get to that in a bit. I’ve got one hell of a guest this week though. Jackie Porter, a financial planner, author and speaker, joins me on the show to share her incredible story of getting into financial planning but also to discuss her book Single by Choice or Chance. Over the years of having the podcast, I’ve gotten so many questions from single people asking what should they do differently with their money? What are some important considerations they should be aware of? Jackie shares her wisdom because not only has she gone through it herself but she’s also worked with numerous clients over the years. Ok, back to last week. Not only was the launch of Season 11 my best ever (I got the highest amount podcast episode downloads on launch day than any other day in the history of my podcast!) but I have some very exciting news to share…I passed! As I shared at the end of the episode, I’ve been studying all summer for the Cana…
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Sep 23, 2020
245 How to Be a Go-Giver - Bob Burg, Motivational Speaker & Author of The Go-Giver
Well, that was a much-needed break that I needed from the podcast…how about you? This year has been intense to say the least. And it’s still going. I ended Season 10 on what I thought was a hopeful note. Amongst all the chaos we’re experiencing, I do believe there is also a lot of light. With that, I’ve been recording guests for Season 11 all summer to make this my best season yet. Full of inspiring interviews, diverse voices, and actionable takeaways we can all use to turn these uncertain times into that wake-call many of us need to do more and live more intentional and positive lives. That’s why I wanted to kick off this season with a very inspiring and positive guest, Bob Burg, author of The Go-Giver. As I shared in this episode, I’d previously heard of his book, but it wasn’t until I did a call-out on Twitter about what everyone’s favourite personal finance books were that I was introduced to Bob. Although it’s not a personal finance book in the traditional sense…
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Jul 11, 2020
Big Announcement - Live Masterclass Starting July 15 & New Shop Page
I've got some big news to share! Starting Wednesday, July 15, I'll be doing my Fix Your Finances Masterclass LIVE for 6 weeks. Enroll now and join me this summer to make some big moves with your money (because let's be honest, we're all still stuck at home, so why not make the most of it?). For more info visit https://jessicamoorhouse.com/fixyourfinances Not only that, I've just unveiled my Shop page on my website, that have 7 new budget spreadsheets and a bunch of other helpful financial resources to check out. Check it out at https://jessicamoorhouse.com/shop Hope you're having a great summer so far!
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Jun 4, 2020
244 How to Support BIPOC Right Now - Jessica Moorhouse, Host of the Mo' Money Podcast
Hello wonderful podcast listener! This is my final episode of Season 10 of the Mo’ Money Podcast, and I want to end this season by discussing something very important to me and quite honestly the human race right now. There are global protests both online and offline to fight against the systemic racism that exists in Canada, the U.S., and the rest of the world. It’s 2020, and despite all the progress and innovation we’ve made as a society, racism still exists. Inequality still exists. Injustice still exists. I have been so emotional all week. I’m heartbroken about the innocent lives that have been lost due to police brutality. I’m heartbroken that people of colour have suffered for so long while their white allies (like me) have done nothing to help. Enough is enough. I believe what’s happening right now is a tipping point leading to major change. And I for one want to take action. One of the things I’ve done is made a choice to no longer support FinCon, a financial conf…
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Jun 3, 2020
243 Making Sense of Money During the Pandemic - Lauren Silbert, VP, General Manager of The Balance
We're here! This is it! We've arrived at episode 243, the last interview episode of Season 10 of the Mo' Money Podcast...and my 5-year anniversary of starting this podcast! It is actually insane that I started this show half a decade ago, have interviewed hundreds of guests, and am still going. I do want to acknowledge that things have been very difficult in the world right now. I have a solo podcast episode that I will drop tomorrow to talk more about it, but if you follow me on Twitter or Instagram, then you already know my stance and my feelings about everything. It's been a trying week trying to focus on anything, but I think what's going on right now is so important for us to progress as a society. But, that's not what this episode is about. For this last interview of the season, I have the amazing Lauren Silbert, VP, General Manager of The Balance (one of my favourite personal finance resources). I recorded this episode a month ago at the beginning of May, and we discussed how to…
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May 27, 2020
242 How to Master the Art of Self-Promotion - Meredith Fineman, Author of Brag Better, Speaker, Media Expert & Founder of FinePoint
Brag isn’t a dirty word! Or at least, it shouldn’t be. That’s what Meredith Fineman, author of Brag Better, shares in this episode all about how to master the art of self-promotion. Meredith is the founder of FinePoint, a leadership and professional development company focused on training women on bragging, a systemic issues issue she hopes to eradicate. She is also an entrepreneur, media expert and freelance writer who has written for outlets like the Harvard Business Review, Forbes, FastCompany, and Inc. You see, if you don’t promote yourself and tell others what you’re good at and what you’ve achieved, no one’s going to ask! The advice that your work will speak for itself, unfortunately, isn’t true anymore (and who knows if it ever was true!). In today’s society, if you want to succeed in life and you’re career, you need to brag about yourself. And no, that doesn’t mean being arrogant or boastful in the negative way you may think. It means knowing who you are,…
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May 20, 2020
241 How to Write Your Own Money Story - Tara Falcone, CFP, CFA, Founder of ReisUP
Money influences us all in different ways. Our childhoods and backgrounds specifically have a big impact on how we think, feel and manage money later in life. But ultimately, money is just a tool. It’s up to us to decide how to use it to write our own money story. And my guest Tara Falcone knows this all too well. As she shares in this episode, she grew up in a low-income household in which money was scarce, compelling her to start working and earning money at a young age. Realizing that she didn’t want money to have such a tight hold on her adult life, she worked hard in school to get accepted to Yale and enter a career as an investment analyst in New York City. After 4 years in the industry, she left to dedicate her time and knowledge to a larger audience by starting her financial literacy company ReisUP. She also got her Certified Financial Planner™ designation and became a Certified Financial Analyst® charterholder. Now, she offers financial literacy programming to universi…
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May 13, 2020
240 Managing Your Debt During the Pandemic - Doug Hoyes, Licensed Insolvency Trustee & Author of Straight Talk on Your Money
It’s been way too long since I first had Doug Hoyes, licensed insolvency trustee and co-founder of Hoyes Michalos, on the show! I’m talking years! He was first on the show to talk about consumer proposals and bankruptcies back in May 2016 for episode 49, and he’s back to talk about things to consider if you’re dealing with mounting debt during this pandemic. Not only that, but he is now also an author with his book Straight Talk on Your Money, which we also discuss in this episode. What I enjoyed most about his book is his very unique perspective on some of the money myths or traditional financial advice we’ve all heard over the years. Since Doug has worked with a number of clients over the course of his career, he has seen almost every situation possible first-hand. If you haven’t read it yet, I’d highly recommend it. There are some great sections on day-to-day money management and dealing with debt that I found so different in their take. For instance, a common piece…
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May 6, 2020
239 Financial Relief for Canadians - Preet Banerjee, Personal Finance Commentator & Author of "Stop Over-Thinking Your Money"
Many Canadians are feeling the financial effects of the pandemic and as a response the federal government as launched several financial relief programs to help out. To explain what the different programs are and how eligibility works, I’ve got personal finance expert and author Preet Banerjee finally back on the show! If you’re a longtime listener of the Mo’ Money Podcast, then you’ll remember that Preet was one of my first ever guests on episode 17 in which he talked about his book Stop Over-Thinking Your Money, and made sure I got life insurance and a will after our recording (it works because I did!). For full episode show notes, visit https://jessicamoorhouse.com/239
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May 1, 2020
Is Right Now a Good Time to Invest? - Money Minute with Jessica Moorhouse
Is right now a good time to invest? Yes! But also...so was a 6 months ago, a year ago, 10 years ago (you get the picture). Remember this famous Chinese proverb: “The best time to plant a tree was 20 years ago. The second best time is now.” – Chinese Proverb The same goes for investing! Don't try to time the market, just get into the market and stay there. One of the best things I ever did was start investing when I thought it was the wrong time (in 2010 when the stock market started to recover). I thought I missed the boat and I was doing it all wrong. Cut to a decade later and no, I didn't do it wrong. I did it right by starting to invest as soon as I could afford to, and making regular contributions to my investments during all the ups and downs we saw in the past 10 years. So if you want to get started with investing, I highly recommend you start educating yourself more about it, gain some financial confidence, then go for it!
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Apr 29, 2020
238 From NFL Player to Financial Planner - Jedidiah Collins, CFP, Ex-NFLer & Author of Your Money Vehicle
Have you ever watched the show Ballers with Dwayne Johnson? I know, that doesn’t sound like the type of show I’d watch (I know nothing about sports!), but my husband was watching it one night and told me it was about an ex-NFL player who becomes a financial planner. Now that’s my kind of show! Well, cut to present day and I have basically a real-life “baller” on the podcast! Jedidiah Collins played for the NFL for seven seasons, and studied to become a CFP on the off-season. Post-NFL career, he now owns his own financial services company, does public speaking and is on a mission to educate others how to make their money work better for them. We get into what it was like playing for the NFL, earning those big game cheques, and how he was able to avoid being another sports star who ended their career with no savings in the bank. We also dive into his new workbook Your Money Vehicle that he developed to be an actionable guidebook for others to build their own financial pla…
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Apr 17, 2020
More Flexible Criteria for the Canada Emergency Response Benefit (CERB) - Money Minute with Jessica Moorhouse
This week, new (and more flexible) criteria for the Canada Emergency Response Benefit (CERB) was announced. That means that if you weren't originally eligible to receive the $2,000 benefit payout, you might be now! Important Resources Apply for CERB: https://www.canada.ca/en/services/benefits/ei/cerb-application.html FAQs about CERB: https://www.canada.ca/en/services/benefits/ei/cerb-application/questions.html Scenarios for Eligibility: https://toronto.citynews.ca/2020/04/01/faq-canada-emergency-response-benefit/ Info on COVID-19 Economic Response Plan: https://www.canada.ca/en/department-finance/economic-response-plan.html
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Apr 15, 2020
237 Managing Your Money in Uncertain Times - Katie Dunsworth-Reiach, Author & Co-Founder of Smart Cookies
Life is crazy sometimes. Back in 2009, when I was struggling to find a full-time job after university thanks to the Great Recession, I got an on-call job as a teleprompter operator for Global News thanks to my dad putting a good word in for me (he’d worked there for over 20 years). It was honestly a god send because it meant I could earn a little money, pay off my student loan and start saving to eventually move out of my parent’s basement. Anywho, while I worked there (and I ended up keeping that job as a side hustle for 3 years) I would sometimes see the ladies from Smart Cookies appear on the news and share their personal finance wisdom. Cut to 2020, as we enter possibly another recession, I’ve got Smart Cookies co-founder Katie Dunsworth-Reiach on my podcast to talk about how to navigate your money during these uncertain times. And since her personal finance journey was majorly impacted from the last recession too, she has some amazing advice and food for thought in this ep…
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Apr 10, 2020
Canada Emergency Response Benefit (CERB) - Money Minute with Jessica Moorhouse
This Monday, April 6, applications opened up to anyone eligible for the Canada Emergency Response Benefit (CERB). Even though the application process is incredibly simple and easy, finding out if you're eligible...not so much. I go through exactly how to find out if you're eligible for the $2,000/month benefit in this episode. Important Resources Apply for CERB: https://www.canada.ca/en/services/benefits/ei/cerb-application.html FAQs about CERB: https://www.canada.ca/en/services/benefits/ei/cerb-application/questions.html Scenarios for Eligibility: https://toronto.citynews.ca/2020/04/01/faq-canada-emergency-response-benefit/ Info on COVID-19 Economic Response Plan: https://www.canada.ca/en/department-finance/economic-response-plan.html
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Apr 9, 2020
Special Episode - Financial Relief in the U.S. - Erin Lowry, Author of Broke Millennial & Broke Millennial Takes on Investing
Since so much is going on and many of you listening are looking for some financial relief during this pandemic, I thought I would do another special episode with my pal Erin Lowry who is a money expert in the U.S. and the author of Broke Millennial and Broke Millennial Takes on Investing. Erin has been hard at work compiling a number of resources in a massive Google spreadsheet (link below) to help you during these uncertain times, and she joins me in this episode to share what you need to know about applying for unemployment insurance and getting your stimulus check if you're living the U.S. Unemployment Insurance Department of Labor website: https://www.dol.gov/general/topic/unemployment-insurance Career One Stop website: https://www.careeronestop.org/ Stimulus Check https://www.irs.gov/newsroom/economic-impact-payments-what-you-need-to-know Broke Millennial's Coronavirus/Recession Relief Hub https://docs.google.com/spreadsheets/d/13OdpUwbi_VytzS4trSsGx25FxElrozbegPZK8KnSLpU/edit#g…
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Apr 8, 2020
236 How to Become More Financially Self-Reliant - Chris Guillebeau, New York Times Bestselling Author & Host of the Side Hustle School podcast
I can’t believe it’s been over 2 years since I’ve had Chris Guillebeau on the show to promote his book Side Hustle, and of course to share his expertise about side hustles. Well, he’s back with a brand-new book, and this time his first work of fiction, called The Money Tree. This book is actually pretty timely, since it focuses on characters dealing with some tough times financially, so you’ll definitely be able to relate to the story. But since it’s still a book about money, it also offers some solutions and helpful advice on how to overcome these obstacles, how to think differently about your money and earning potential, and how to not let the outside world determine the course of your future. I personally found his book super inspiring, so I hope you enjoy this podcast episode and of course pick up a copy of Chris’ new book! For full episode show notes visit https://jessicamoorhouse.com/236
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Apr 3, 2020
How to Manage Your Anxiety with the Stock Market & Pandemic - Money Minute with Jessica Moorhouse
It's totally normal to feel anxious about everything going on right now. Just like you, I've been battling with my anxiety for the past several weeks, but I've started to do a few things to manage it better. It's no good feeling worried and anxious for weeks or months on end, so here are some things I'm doing to control my anxiety so I can live a relatively normal life until the stock market stops being an up and down rollercoaster and there's a solution to this health crisis. Set up a new normal routine (shower, dressed, breakfast, to-do list, etc...) When working from home, set up a dedicated work station Take breaks, such as using the Pomodore Technique, which involves working for 25 minutes (set a timer) then taking a break. https://francescocirillo.com/pages/pomodoro-technique Limit your info intake each day from the news and social media Exercise daily Journal each day or week Meditate Sleep at least 8 hours per day and have a set sleep schedule Socialize online Avoid/limit alco…
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Apr 2, 2020
Special Episode - Deferring Your Mortgage Payments in Canada - Richard Moxley, Credit Expert & Author of The Credit Game
Due to the tanking stock market, mass job layoffs, and the pandemic, many Canadians are finding themselves in a situation where they are no longer earning an income (or now have a reduced income) and don't have an emergency fund. If you don't have any new money coming in and you don't have any money saved up, what can you do? Recently it was announced that some lenders, including the big banks, in Canada will be providing mortgage borrowers the opportunity to defer their mortgage payments. To explain more about what this actually looks like and what this could do to your credit score, I'm joined with credit expert and author Richard Moxley for this special timely episode. More info about mortgage deferrals: https://www.cmhc-schl.gc.ca/en/finance-and-investing/mortgage-loan-insurance/the-resource/covid19-understanding-mortgage-payment-deferral Make sure to support Richard and grab a copy of his new book The Credit Game: https://amzn.to/2y5UjeA
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Apr 1, 2020
235 How to Achieve Different Types of Financial Goals - Alyssa Davies, Author of The 100 Day Financial Goal Journal & Blogger/YouTuber at Mixed Up Money
I know revising or even setting new financial goals may seem like the last thing you want to do right now (I get it, there’s a pandemic going on!), but right now is actually the perfect time to sit down and take a hard look at your finances. If you don’t have a budget, this is the time to make one. And if you do, it’s time to make a new one because you can stop those auto-contributions to your travel fund. To discuss this and her new book The 100 Day Financial Goal Journal I’ve got Alyssa Davies on the show, blogger and YouTuber at Mixed Up Money. Aside from talking about the importance of having a budget and tracking your spending, we also discuss how to set and plan for different types of financial goals like homeownership and starting a family, and Alyssa shares some tips and techniques to help you get started. For full episode show notes visit https://jessicamoorhouse.com/235
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Mar 27, 2020
My Top F.I.R.E. Book Picks You Need to Read - Money Minute with Jessica Moorhouse
Since this week’s episode featured another guest who was able to achieve F.I.R.E. in his 30s, I thought it would be a great topic for this week’s Money Minute! Since we are currently in a bear market, similar to the one that happened from 2007-2009, this is actually the best time to build wealth. From all the guests I’ve had on my show, that’s how they were able to achieve financial independence and retire early…they invested during the last recession and reaped the rewards. If you have dreams of reaching financial independence, a great first step is to pick up one of these great books: Financial Freedom by Grant Sabatier Your Money or Your Life by Vicki Robin Quit Like a Millionaire by Kristy Shen and Bryce Leung Work Optional by Tanja Hester The Simple Path to Wealth by J.L. Collins How to Retire Early by Robert and Robin Charlton Millionaire Teacher by Andrew Hallam Since we’re all being told to practice social distancing, that doesn’t mean you have to stop talking to…
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Mar 25, 2020
234 How to Reach FI at 32 & Why Not to Pay Your Mortgage Early - Kornel Szrejber, Host of the Build Wealth Canada Show
I finally have Kornel Szrejber from Build Wealth Canada on the show! As a Canadian, I’m always considering what the right financial advice is so I can, in turn, curate the best personal finance content for you guys. Kornel’s mission is very similar to mine, only he’s FI and paid off his mortgage by 32, which is of course incredible! On the podcast today we’re talking about how to become financially independent (FI) and learning a little more about what the path is toward FI. Kornel and his wife lived together in their twenties and focused their dual-income household toward paying off any debts and their mortgage. In achieving his goals he is now focused on his early retirement and navigating life as a young retiree. Toss the headphones on and tune it for this energetic interview with Kornel and learn a few ways on how you can create a financially independent life for yourself! For full episode show notes visit https://jessicamoorhouse.com/234
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Mar 20, 2020
My Thoughts on the Stock Market & Pandemic - Money Minute with Jessica Moorhouse
We are still dealing with a volatile stock market and health crisis, and everyone, understandably, is feeling anxious and panicked. Even though we’re in an uncertain time, here are some of my tips for what to do based on some of the messages I’ve been getting recently. First off, if you’re currently investing and feel like your job is fairly stable, then don’t do anything differently than what you’re currently doing. Continue to make your regular contributions to your investments to practice dollar-cost averaging and ride out this wave because the stock market will recover. And if you have some extra money laying around and feel comfortable doing so, you can even increase your investment contributions. If you want to try your hand at investing in individual stocks or ETFs, this is a good time to buy, however, it is still risky and you need to understand what you’re doing and the risk you’re taking on. The stock market will most likely continue to plummet, so as long as yo…
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Mar 19, 2020
233 What to Know About Filing this 2020 Tax Season - Gerry Vittoratos, UFile Tax Specialist
Can you believe it’s been 4 years since I had tax expert Gerry Vittoratos on the show? That’s right, he was the guest for episode 44 of the Mo’ Money Podcast, so I think that means he’s one of my OG guests! Well, it’s a new season and new decade, and it’s also tax season so I thought I’d bring him back on the show to talk about taxes. In case you don’t know Gerry, he really knows his stuff when it comes to taxes. He’s been working for Thomson Reuters for over 10 years as a trainer and tax support resource person. In his capacity as head trainer, Gerry has been providing training sessions to tax professionals all over Canada. He has also made several radio and TV appearances on BNN and Global TV as the UFile tax specialist discussing a multitude of tax topics. He has also served as the main resource person for the tax support department of Thomson Reuters, resolving complex tax issues and questions for tax professionals using the DT Professional Suite. Lastly, Gerry…
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Mar 18, 2020
232 How to Be Smart with Your Money During the COVID-19 Pandemic - Janna Herron, Personal Finance Editor at Yahoo Finance and Cashay
So…it’s been a crazy few weeks (understatement of a lifetime)! I almost never do “timely” podcast episodes. I typically record all my episodes a few months or weeks in advance, so it’s hard to do an episode that is about what’s going on in the news and it still be fresh or on trend by the time it’s published. But, since what’s going right now with COVID-19 and the stock market is something I have never seen or experienced before, I knew I needed to have an episode to talk about it. That’s why I’ve got Janna Herron, Personal Finance Editor for Yahoo Finance, on the show today to discuss what exactly is happening, how we should react and how best to manage our money in these uncertain times. Here are some of her top tips which I completely agree with. 1. Don’t Panic I know you’ve probably been hearing this a lot, but honestly it’s the best advice you can take. I understand it’s easier said than done. I myself am trying not to panic. A lot has changed in my l…
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Mar 13, 2020
What's Going on with the Stock Market (and How You Should React) - Money Minute with Jessica Moorhouse
So...what the heck is going on with the stock market right now? Because everyone is freaking out from all the headlines, Twitter hashtags and conversations around the water cooler. Here’s the thing, we are currently experiencing a market correction, not a crash. That being said, this market correction could lead us into a bear market, which means interest rates and stock prices may sit at a lower point than we’ve experienced for a while. That’s okay. It’s part of the natural market cycle. We’ve had one of the longest bull markets in history, so we were overdue. The key thing to know is not to panic. Make sure you have an investment plan and are sticking to that plan. Make sure you continue to practice dollar-cost averaging and are still contributing regularly to your investments (do not hit pause!). Do not sell off everything because you’re afraid. That’s how you lose money. You make money during a correction or crash when you don’t sell, or if you continue to buy at…
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Mar 11, 2020
231 Her Husband Died Suddenly at 34, Here's How She Came Out On Top - Keisha Blair, Economist & Author of Holistic Wealth
Keisha and her husband at a young age were very focused on early retirement and nurturing their brand new family. At 34, Keisha and her husband welcomed a brand new baby into the world and becoming an executive was just in sight for Keisha. When their baby was eight weeks old, her husband became very ill and died suddenly. They later came to the conclusion that he had a very rare disease. This disease was so rare that a year after her husband died, an international medical team had to get together to diagnose the disease. This series of events shook Keisha’s world and drove her straight into writing. There she was able to share her struggles and deepest thoughts surrounding the tragic experience she went through. In this episode we talk about her new book, Holistic Wealth: 32 Life Lessons To Help You Find Purpose, Prosperity, and Happiness. Keisha walks us through her financial journey and the types of teams she worked with, in creating a healthy financial future for her childr…
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Mar 6, 2020
Robo-advisors in Canada & USA - Money Minute with Jessica Moorhouse
I get asked all the time "What's a good robo-advisor?" to which I always answer "It depends on what you're looking for." You see, even though I've got my personal preferences, that doesn't mean they are right for you. Instead, know what robo-advisors are out there then do your own research and due diligence to make the right decision for you and your investment needs. That's what this episode is all about, helping you start your research. I share some of the robo-advisors available in both Canada and the U.S., and if you're Canadian I'd also suggest checking out robo-advisor comparison sites like AutoInvest and HardBacon too.
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Mar 4, 2020
230 How Financial Therapy Can Help You Tackle Your Money - Lindsay Bryan-Podvin, Financial Therapist & Author of The Financial Anxiety Solution
You’re gonna love this episode. You’re gonna feel so good after listening to it! Why? Because there’s just something about my guest, Lindsay Bryan-Podvin of , that puts you at ease. Which is probably why she’s a financial therapist. She makes you open up, get deep, and eventually get to the crux of what’s going on with your money so you can start building a solid, happy and successful financial life. In this episode, we discuss what exactly a financial therapist does (and how it differs from some other financial designations), why talking about money is one of the most important things we can all do to improve our financial situations, and how impactful our past is on our financial futures. Besides working with individuals and couples as a financial therapist, Lindsay is also the author of The Financial Anxiety Solution. If you want to grab a copy of her book, make sure to visit to also get a free video training on values-based spending and saving. For full episode show no…
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Feb 28, 2020
What Is CDIC & How Does It Work? - Money Minute with Jessica Moorhouse
Do you know what the Canada Deposit Insurance Corporation (CDIC) is, or why it was created? I go through the history, how it protects banking customers and their deposits, and how exactly (and how much) you’re protected.
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Feb 27, 2020
229 What You Need to Know About Responsible Investing - Guy Cormier, CEO of Desjardins
A few weeks ago, I got to co-host a really special event called “A Greener Dollar” with Desjardins CEO Guy Cormier, and after that event, he sat down to do a podcast episode with me so we could dive deeper into the topic of responsible finance and investing. Something you should know about Desjardins is that they have been at the forefront of responsible investing going back 25 years with the launch of their first SocieTerra funds. Since then, they’ve built a number of responsible mutual funds and ETFs, and hope to be a leader in promoting responsible investing to the masses. As Guy mentions in the podcast, more business leaders need to step up and take more action when it comes to sustainable growth in the financial industry and in the greater economy. Although many leaders and companies are profit-first thinkers and simply focused on getting high returns, things need to shift in the investing world. There needs to be more transparency, inclusivity, and we need to protect our f…
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Feb 26, 2020
228 How to Feel Good About Money - Kelley Keehn, Personal Finance Expert & Author of Talk Money to Me
It's been well over 2 years since I've had well-known personal finance expert Kelley Keehn on the podcast (she was featured on episode 131 back in Nov. 2017 if you want to check that out), and she's back to chat with me about her new best-selling book Talk Money to Me. If you are looking for a new book, specifically for Canadians, about all the things you should know about money management, debt, credit and mindset, you'll definitely want to grab a copy of her book. It's not written like your typical personal finance advice book, telling you what to do and not to do. Instead, Kelley weaves in his wisdom by sharing stories and scenarios based on all of the people she's been able to talk to and help over the years in her career as a financial literacy advocate. The reason she wanted to write this book is because she wanted to write a book to open up the conversation and to just make people not only feel good about their money, but about money in general. Our pasts really do have a big im…
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Feb 21, 2020
What is Wealthsimple Cash All About (and Is It Safe)? - Money Minute with Jessica Moorhouse
For this Money Minute episode, after much listener demand, I’m going to be sharing what is Wealthsimple’s new savings/chequing account Wealthsimple Cash all about, is it safe, and how does it compare to other high-interest savings accounts offered by Motive Financial, EQ Bank and LBC Digital. FYI, Wealthsimple Cash is only available in Canada currently.
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Feb 19, 2020
227 No-BS Financial Education for Women - Amanda Holden, Financial Educator & Speaker
For this episode of the Mo’ Money Podcast, I have someone on who is making some major waves in the personal finance space – money writer, speaker and educator Amanda Holden (a.k.a. Dumpster Doggy). I’ve been following her on social media and reading her blog for a while now, but I was lucky enough to finally meet her this past fall at FinCon 2019. She has such a positive energy, it's no wonder she's been able to cultivate a community of super-engaged followers who want to empower themselves through financial literacy. Amanda has such an amazing story too of how she decided to become a financial educator. She was first introduced to the world of finance when she starting working for an investment firm in San Francisco. But after a few years helping the rich get richer, she realized that was not the path for her. So, she started living extremely frugally (hence why she has the nickname Dumpster Doggy) to save up enough money to leave her job and travel around South America. On her…
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Feb 14, 2020
What Is RRSP Season? - Money Minute with Jessica Moorhouse
What is RRSP season? And why is every bank, financial institution, robo-advisor and discount brokerage telling you "Quick, the deadline is looming! Don't forget to contribute to your RRSP before it's too late!" That's because March 2, 2020 is the deadline for you to contribute to your RRSP to count towards the 2019 tax year (typically it's March 1, but this year March 1 is on a Sunday). So if you are trying to figure out to reduce your taxes owing for 2019, you may want to take this opportunity to contribute to your RRSP now before the deadline to use as a tax deduction when filing your 2019 taxes.
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Feb 12, 2020
226 How to Make Money as a Full-Time YouTuber - Marko Zlatic, Host of the WhiteBoard Finance YouTube channel
You hear all the time that these YouTubers started a channel just for fun, then a few years later…BAM they’re doing it full-time and raking in the dough! Is it true or is it just hype? Wanting to get to the bottom of this, for this episode of the podcast I talk to Marko Zlatic, the YouTuber behind the popular WhiteBoard Finance channel, to find out how he was able to quit his day job in finance to run his channel full-time in just a few years. I was lucky enough to have met Marko at FinCon 2019, and I was shocked to learn later that his channel was huge! Not only that, the advice he gives in his video is actual quality, with tons of well-researched and explained videos. A rarity with all the click-bait hype channels that are really just trying to sell you something or promote some get-rich-quick dream. So, how does he do it? Putting in the work for years without seeing a dollar, creating quality videos on topics people want the answers too, and of course, there’s the X factor tha…
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Feb 7, 2020
Stop "Saving" for Retirement - Money Minute with Jessica Moorhouse
If there's one thing that grinds my gears it's when people use the wrong terminology! And people, journalists, even some financial experts keep saying this and it is WRONG: "Save for retirement" Nope. You can't. You cannot save for retirement. Because saving is the act of putting cash in a savings account, keeping it liquid, and earning very little interest. So stop saving for retirement, and instead start investing for retirement. Investing is the only way to build your wealth for retirement. So stop saying "save" and start saying "invest" for retirement, because it more accurately describes the steps you need to take to get to that $1 to $3 million dollars you'll probably need to retire by 65.
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Feb 5, 2020
225 How to Be a Common Sense Investor - Ben Felix, MBA, CFA, CFP, Portfolio Manager & host of the Common Sense Investing YouTube channel
For this episode of the podcast, I interview someone who I’ve been getting a ton of requests by listeners to be on the show…Ben Felix! Not only is he a well-respected portfolio manager at PWL Capital with more letters behind his name than anyone I know, he is also the popular YouTuber behind the Common Sense Investing channel as well as the co-host of the Rational Reminder podcast. Benjamin took a fairly unique path to the investing world. Whereas many guests I have on the show had a strong passion for personal finance early on, Ben first studied mechanical engineering before deciding to pivot and get his MBA in Finance (because it was the most difficult program offered at Carleton University’s Sprott School of Business!). While doing his MBA, he got the chance to work at an investment firm and soon realized the culture and strategies used by a traditional institution did not align with his own values and research. But before deciding to ditch the whole thing he was hired at…
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Jan 31, 2020
How Much You Should Have in Your Emergency Fund - Money Minute with Jessica Moorhouse
For this money minute, I'm going to answer to questions I get all the time. 1) Why should I have an emergency fund? 2) How much should I have in it? An emergency fund is simply cash you have in a savings account you don't touch unless there's an emergency, and the typical rule of thumb is to have 3, 6 or 9 months' worth of your living expenses (which you can find by having a budget and tracking your spending!).
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Jan 29, 2020
224 How to Be Brave with Your Money - Kara Perez, Founder of BravelyGo and Financial Feminist Educator
For this episode of the Mo’ Money Podcast, I’ve got my friend Kara Perez on the show. She is the founder of Bravely Go, a feminist financial education company. Her company focuses on bringing actionable and accessible financial education to people through pop up events and an online community. Kara is also the co-host of the award-winning The Fairer Cents podcast and if that wasn’t enough she’s also a money coach! In this episode, we talk about why there is such a need to hear diverse voices in the personal finance world so we can all learn from each other, what it means to be a financial feminist, and Kara shares her tips on how to negotiate like a pro so you can level up your money (a skill I sure wish I had back in my 20s). Kara also shares her story of graduating soon after the recession with an English degree, and living on a low income for many years while struggling to pay off her debt. By taking the time to educate herself about money and being disciplined with liv…
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Jan 24, 2020
How to Check Your Credit Scores for Free - Money Minute with Jessica Moorhouse
For another edition of Money Minute with Jessica Moorhouse (that's me), I'm going to share with you the different ways that you can check your credit scores for free in both Canada and the US. An important thing to note, in Canada we have 2 credit bureaus: TransUnion and Equifax. In the US, there are 3 bureaus: TransUnion, Equifax and Experian. No matter if you're in Canada or the US, you must check all of your scores. These bureaus are different companies, they do not share information or talk to each other, and the scores will be different.
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Jan 22, 2020
223 What the Banks Don't Want You to Know About Investing - Larry Bates, Author of Beat the Bank
Having spent 35 years in the investment business in both Toronto and London, Larry Bates knows a thing or two about how the banks operate and how to be a savvy investor. Which is what inspired him to write his book Beat the Bank, which is all about how to beat the bank at their own game…namely getting rich off you, not helping you get rich! In his book, Larry provides insight into how the investment industry in Canada works, and how best to achieve higher returns through the use of better investment products. In other words, it’s time to stop investing in high-fee actively-managed mutual funds from the bank in favour of index funds or index-ETFs using a robo-advisor or self-directed investing using a discount brokerage. Seeing as this podcast is in its 10th season, I’ve interviewed hundreds of authors and money experts on this show, but I’ve gotta say, if you’re Canadian and you’re looking for a good intro to investing book, this is it! This is my new go-to recommendation…
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Jan 17, 2020
No-Fee Banks in Canada & USA - Money Minute with Jessica Moorhouse
Welcome to my new weekly series on the Mo' Money Podcast called "Money Minute with Jessica Moorhouse"! I love doing interviews for this show, but sometimes I just want to talk to you directly and share some tips or pieces of wisdom that I think could help you on your personal finance journey...all in just a few minutes per episode. This first episode is me sharing 5 different banks that offer no-fee chequing accounts in both Canada and the US. If you're paying monthly bank fees, I challenge you to calculate how much you're spending on bank fees in a year. You may be surprised! Just think of what you could do with that money instead if you switched to a no-fee bank.
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Jan 15, 2020
222 How to Save $13,000 Per Month - Gordon Stein, Author of Cashflow Cookbook
I can’t believe we’re already celebrating Season 10 of the Mo’ Money Podcast, which is why to kick off this new season I wanted to share a special episode that will hopefully inspire and motivate you to take a good look at your spending and see how you can save some money with minimal effort. The perfect guest to talk about this with me is Gordon Stein, author of Cashflow Cookbook. In his book he shares 60 different ways you can save between $25 and $900 per month! If you add all of those ways up, you could save $13,000 per month total! You know the old adage “A penny saved is a penny earned”? Well, it’s true! If you can find a way to cut down on costs or save money on things you’re already spending money on, that means there’s more money leftover for you to put towards your emergency fund, a future vacation, or your retirement investments. And what’s great about Gordon’s book and the tips he shares in this episode is they are all fairly simple to implement and don…
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Jan 7, 2020
Big Announcement - Live Masterclass & Season 10 Start Date
I've got something very special to share with you that I needed to jump on here to tell you before the start of Season 10! I am launching my LIVE 6-Week Fix Your Finances Masterclass next week and registration is now open...but not for long. Registration closes on Tuesday, Jan. 14 and the masterclass officially starts on Wednesday, Jan. 15. To learn more and to sign up, visit https://jessicamoorhouse.com/fixyourfinances And if that's not exciting enough, Wednesday, Jan. 15 will be the day Season 10 drops. I'll also be doing something very special this season, but you'll just have to wait and see what that is!
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Dec 18, 2019
221 How to Be a Value Investor - Danielle Town, New York Times Bestselling Author of Invested
I can’t believe we’re already here but this is the last episode of 2019 and Season 9 of the Mo’ Money Podcast! And what better way to end it than with an episode all about value investing with New York Times bestselling author Danielle Town. Although I’ve done a ton of episodes on the podcast on investing, if you’re a long-time listener then you may have found that most of the guests I have on the show tend to say pretty much the same things: keep fees low, diversify and invest in low-cost index funds or index ETFs. Not Danielle! As a value investor following the path of Warren Buffet and Charlie Munger, she has an altogether different strategy for reaching financial indepence. Instead of buying investment products that replicate a broad market index, she believes in investing in just a few stocks strategically, buying low, holding on to them, then eventually selling them when they are priced high to earn a nice profit. There’s obviously quite a bit to know about value inve…
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Dec 11, 2019
220 The Life-Changing Reason You Need Emergency Savings - Sharon Epperson, Author & CNBC Senior Personal Finance Correspondent
When I heard Sharon Epperson, CNBC Senior Personal Finance Correspondent, speak at this year’s FinCon, I knew I needed to have her on the show. Her keynote about surviving a brain aneurysm and the importance of having the right insurance and emergency savings made the entire ballroom at the conference so quiet a pin could drop and you’d hear it. Not only that, my mentee who I was connected with as a speaker at the conference, stood up at her speech to share her own health emergency story that I had no idea about. Sharon’s story of why it’s so crucial we all slow down and take care of ourselves moved me, so I hope you feel the same way after listening to this episode. Below are links to some of the resources we mentioned in this episode, but if there’s one big takeaway I want you to leave with after listening it’s this: nothing is more important in this world than your well-being and health. And personal finance isn’t just about money. It’s about taking care of yourself…
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Dec 5, 2019
219 How to Tackle Debt & Better Understand Credit - Millennial Money Meetup #6 Live Recording
For my 6th Millennial Money Meetup that took place on Nov. 19, 2019, in Toronto, I was able to once again celebrate and promote Financial Literacy Month in Canada thanks to the help of event sponsor Capital One. For this meetup, I was joined by a panel of financial experts: money expert and financial journalist Rubina Ahmed-Haq, credit expert and author of The Credit Game Richard Moxley, and Patrick Ens, Head of Customer Acquisitions at Capital One. The theme for this event will be debt & credit, something we’ve all struggled with (or still are) and can learn more about. For full episode show notes visit https://jessicamoorhouse.com/219
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Dec 4, 2019
218 The Link Between Behaviour & Investing - Dr. Daniel Crosby, Author, Psychologist & Behavioural Finance Expert
Learning how to invest isn’t just figuring out the difference between stocks and bonds, choosing between being a passive or active investor, or deciding to hire an investment professional, going with a robo-advisor or doing DIY investing. Investing is so much more than that. Why? Because we’re humans, not robots or computers. Emotions and behaviour dictate so much about why the stock market goes up and down and what decisions we end of making. Which is why I’ve got Dr. Daniel Crosby on the show who recently authored the book The Behavioral Investor. In this episode we talk about what the 4 behavioural risks that crush your investment returns: Ego – We believe we are special and succumb to confirmation bias. Conversativsm – We like to stick to things we know and thus tend to hold on to losing positions. Attention – We pay too much attention stories put out by the media or our personal networks, and not enough to stats and simple math. Emotion – We tend to let our emotion…
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Nov 28, 2019
217 What to Know About Health Care & Insurance - Camille Stewart, Vice President of Strategy and Digital Experience at Manulife
There’s a lot of information out there about health care in the U.S., but what about Canada? Is it actually free? What isn’t covered by our government? And does it make sense to get private health insurance? I sit down with Camille Stewart, Vice President of Strategy and Digital Experience at Manulife Canada, to discuss all of this and more. Camille became interested in working in insurance because of a personal family experience that she shares in this episode. Ever since then, she’s felt a deep passion for educating others about how to properly protect themselves in terms of their health. For more helpful resources on health care in Canada and health insurance in Canada, check out the show notes for this episode. Visit jessicamoorhouse.com/contests to enter to win a copy of one of the books featured on this season of the podcast! For full episode show notes visit https://jessicamoorhouse.com/217
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Nov 27, 2019
216 Understanding Financial Abuse - Jana Lynch, Financial Abuse Awareness Advocate
I’ve been following Jana Lynch for years ever since she was a fellow personal finance blogger (now she is an editor at DollarSprout). And although we’ve crossed paths a number of times at previous FinCons, this year we finally got to spend some time together and I couldn’t help but feel inspired by her knowledge and passion for educating others about financial abuse. I knew I needed to have her on the show to share what she knew because for whatever reason in my 200+ podcast episodes, not once have I interviewed anyone about the very important topic of financial abuse. But what is financial abuse exactly? According to the Canadian Bankers Association, “Financial abuse occurs when someone tries to take or control what belongs to you for their own benefit, not yours.” Or, as per VeryWellMind, “Financial abuse involves controlling a victim’s ability to acquire, use, and maintain financial resources.” In other words, financial abuse may be hard to see from the outside…
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Nov 20, 2019
215 How to Master Your Money - Sandy Yong, Author of The Money Master
I met Sandy Yong, author of the soon-to-be-released book The Money Master: Inside Secrets On How to Make Your Money Grow and Stay Safe, about a year ago at the 2018 Canadian Personal Finance Conference. She told me she was working on a book and I soon found out we had very similar personal finance journeys. Having been brought up in a very frugal family, and having finished her business degree during the Great Recession, Sandy worked hard to pay off her student loan and make her way in the corporate world. She soon realized that being frugal was only one part of mastering your money. You also needed to set financial goals, invest wisely and have a clear action plan for all your hard-earned money. That’s what led her to discover personal finance books which eventually inspired her to write her own book to reflect her journey and key things young Canadians should know about managing their money better. In this interview, we touch on what some of those key things are, such as the benefi…
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Nov 14, 2019
214 How to Be Smart with Credit - Jay Acharya, Vice President of Card Partnerships & Customer Management at Capital One
This week is Credit Education Week, which is why I don’t just have one, but I’ve got two podcast episodes to share with you! Yesterday, I had Richard Moxley on the show to talk about how to win the credit game (or how to understand and be good at managing credit). For today’s episode, I’m talking to Jay Acharya, Vice President of Card Partnerships and Customer Management at Capital One, because Capital One is the sponsor of Credit Education Week, as well as my upcoming Millennial Money Meetup next week! Every year, there’s a different theme for Credit Education Week. Last year, as you may remember, I had Patrick Ens from Capital One to talk about the theme last year-money mindfulness. This year the theme is #MyMoneyVision, which just means on top of being mindful with your money, it’s important to have a vision for your money. Just like with anything in life, we won’t change any of our habits without a good reason for doing so. We won’t just start working out becau…
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Nov 13, 2019
213 How to Play the Credit Game - Richard Moxley, Credit Expert & Author of The Credit Game
I think we can all agree, the world of credit and credit scores can sometimes feel like a bit of a mystery. That’s why I’ve got credit expert and author of The Credit Game Richard Moxley on the show to finally make sense of things for all of us. Now, part of the reason there’s a lot of mystery in the credit industry is because the two credit bureaus in Canada, Equifax and TransUnion, aren’t completely transparent and like to keep private a lot of information surrounding how they score consumers when it comes to credit. Luckily, Richard has taken it upon himself to try to find out some of their hidden secrets and test things out so he can help consumers like you and me, and of course share everything he knows in his latest book The Credit Game. For full episode show notes, visit https://jessicamoorhouse.com/213
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Nov 6, 2019
212 Money and Its Effect on Your Mental Health - Melanie Lockert, Author of Dear Debt & Founder of Lola Retreat
Money and mental health, have you ever wondered if there is a connection? Because there absolutely is. And surprisingly, even though this is something I’ve known for a while, and even experienced in my personal life, I’ve never had anyone on the podcast to talk about it with me. Luckily, I know people. Like Melanie Lockert, who was on episode 21 of the podcast all the way back in 2015. A lot has happened since we recorded that episode. She published a book called Dear Debt, moved from Portland to L.A., and founded a women’s financial literacy event called Lola Retreat. She’s also become very well known as not only a debt expert, but also a money and mental health advocate. And that’s what we’re talking about on the show, hopefully to shed some light on a topic not many people are talking about. If you or someone you know is struggling with financial issues, mental health issues, or both, here are some resources we mentioned on the show that you may want to look into for…
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Oct 30, 2019
211 The New Rules of Couponing - Joanie Demer, Co-Founder of The Krazy Coupon Lady
Is couponing still as easy to save money doing as it used to be when people would go shopping with their big coupon binders à la Extreme Couponing? Yup, and honestly couponing is so much easier now than it used to be. That’s what Joanie Demer, co-founder of The Krazy Coupon Lady, explains in this episode of the Mo’ Money Podcast. Because so much has changed in the couponing world, if you really want to save on everyday purchases, you’ve got to learn about the new rules (and chuck out the old ones). Since we’re now living in a very digital world, that’s where you’d start. Sure, you can still get paper coupons and get some savings, but the time and effort may not be worth it. Instead, using apps and browser extensions at check out may be a better way to save money because, well, they take no time and little effort on your part. As mentioned in this episode, here are some ways to get started saving money through coupons and promo codes online: Honey Shopgatr Rakuten The Kr…
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Oct 23, 2019
210 How to Become a Master Networker - AJ Harbinger, CEO & Co-Founder at The Art of Charm
You may not know this about me, but I’m actually a huge introvert that used to be terrible at networking, or heck, even making new friends! I would get anxious, nervous and would never know how to start or end a conversation. But, I knew that networking and being a good conversationalist was a key component to advancing in life. Your network is your net worth as AJ Harbinger says, and since he’s the CEO and co-founder of The Art of Charm…he would know! In this episode, we dive deep into what we all should know about having the right social skills to help us advance in our social lives, relationships and of course career. I know for a fact that because I started practicing and just putting an effort into socializing more, that’s why I’ve now got a fairly large network of friends, acquaintances and work-related connections all over the world. If you know this is something that’s been holding you back from reaching your full potential, luckily this is a learned skill that any…
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Oct 17, 2019
209 What You Should Know About Self-Directed Investing - Bruno Sandre, Associate Vice President - Client Education at TD Direct Investing
Happy Investor Education Month! You may not have that’s what October is…but it is! And that’s why I am currently doing a 5-part video series on my YouTube channel as well as doing a bonus episode for the podcast. For this episode, I’m interviewing Bruno Sandre, Associate Vice President of Client Education at TD Direct Investing. As you can guess from his title, his role is all about improving the financial literacy of TD Direct Investing clients. He doesn’t sell any products, and actually TD Direct Investing can’t try to sway you to do anything when it comes to your investments because they are a discount brokerage. All a discount brokerage can do is provide the tools and platform you need to invest on your own. That being said, they can still provide free and unbiased education to clients, which they do in their Learning Centre which houses a bunch of video courses, masterclasses and webinars. So, since Bruno knows quite a bit about educating people about investing, I w…
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Oct 16, 2019
208 Victory Lap Retirement, A New Path to Financial Independence - Mike Drak, Author of Victory Lap Retirement
I read a lot of personal finance books. I also read a lot of niche books on retirement planning. And I’ve gotta say, most of them are so dry it takes me months to finish them. Not Victory Lap Retirement by Mike Drak though. I was given this book (the 1st edition) by Mike’s co-author Jonathan Chevreau at the Canadian Personal Finance Conference a few years ago, and even though it took me until last winter to finally read it…I loved it! I’d say the only other book that I whipped through in record time was Andrew Hallam’s Millionaire Teacher. So, once I finished reading it, on top of telling everyone I know to read it, I made a plan to get Mike on the show. And here is that episode! Mike Drak is a 38-year veteran of the financial services industry, so when he started his victory lap in 2014, he felt compelled to write a book about what he knew on the subject. That and he found that all the retirement books out there only talked about saving up enough for retirement, not what l…
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Oct 9, 2019
207 Women, Money & Healthcare - Jean Chatzky, Author, Money Expert & Founder of HerMoney
I’m so excited to have the one-and-only Jean Chatzky on the show to talk about women, money and healthcare in the United States. In case you aren’t in the loop, Jean Chatzky is the founder of Her Money Media, an organization that strives to promote financial literacy amongst women. She is also an award-winning editor of NBC Today, and has appears on shows like Oprah, MSNBC, CNN, The View, The Talk just to name a few. She also has her own podcast called HerMoney with Jean Chatzky which has received shout outs from The New York Times, Yahoo Finance and Refinery29. If that wasn’t enough, she is also the best-selling author of 11 books, including her latest book (that I’m doing a book giveaway for) called Women with Money: The Judgement-Free Guide to Creating the Joyful, Less Stressed, Purposeful (and Yes, Rich) Life You Deserve. As you may expect, Jean and I chat about women and money in this episode, since that is a big focus in her writing and her podcast. We also discuss one…
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Oct 2, 2019
206 How to Talk to Your Parents About Money - Cameron Huddleston, Author of Mom & Dad, We Need to Talk
This episode is a must a listen because it’s about something we all need to think about. I’m talking about having that important yet awkward conversation with our parents about their financial situation. As we get older, it’s only natural for us to think about the future, and the future of our parents. Although they worry about us as their children, we also worry about them and want to make sure they’ve got everything organized and prepared too. But, we’re still their children, so it’s a weird path to navigate. We want to respect them, but we also want to protect them. Which is why I’ve got Cameron Huddleston on the show to share her insight into this topic. She is an award-winning journalist with more than 17 years of experience writing about personal finance and she also recently wrote the book Mom & Dad, We Need to Talk about this very subject. As she explains in our interview together, she had a personal experience with her mother that inspired her to write this boo…
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Sep 25, 2019
205 Who Can You Trust? Financial Designations Explained - Matthew Siwiec, Founder of Friendly Financial Coach & CFP Candidate
I'm back! After taking some time off this summer, I am so excited to be back with Season 9 of the Mo' Money Podcast! With 4 years under my belt, I can't believe how much this podcast has evolved...and grown. Over the summer I crossed the 1 million download threshold, and currently I'm at 1.1 million total downloads! That's a ton of amazing people like you listening to the show, how crazy is that!? To kick off season 9 of the podcast, I thought this would be the perfect episode. One thing I hear often from listeners is "I want to work with a financial planner, but who can I trust or how can I find a good one?" If you've listened to several episodes of my show, I am not a fan of going to the bank and working with their advisors because they ARE NOT giving you unbiased advice. They work for the bank, and no matter how they are compensated (salary, commission, both), they are incentivized to sell their bank's financial products first, and advice second. That's why I'm such a big fan of fee…
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Jun 6, 2019
204 Your Investing Questions Answered - Jessica Moorhouse
For my final episode of Season 8 of the Mo’ Money Podcast, I’ve got a solo episode for you, and it’s all about answering your investing questions. I get investing questions all the time at events I organize or speak at, via email or even through social media. So, since I just did my Level Up Your Moneyevent with Erin Lowry which included a Q&A (but wasn’t part of the recording we did), I thought I would do an episode focused solely on answering all your most pressing investing questions. Now, as a disclaimer, nothing in this episode should be considered financial or investing advice. Heck, nothing on this website or any content I create should be considered advice. It is simple information, facts and opinion. And when it comes to investing specifically, it’s hard to even give a straight answer. You may have noticed that in the panel discussion recording, and some attendees voiced their frustration. I totally get it, but unfortunately, there’s no such thing as one-size-fits…
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Jun 5, 2019
203 Solutions for Your Student Debt - David Carlson, Author & Founder of Young Adult Money
For the last interview episode of Season 8, I talk with David Carlson, the founder of Young Adult Money, and the author of Student Debt Solutions. And his book and student debt (and finding solutions to paying it down) are exactly what we chat about in this interview. This is pretty timely too since many students are graduating university with student debt and don’t know where to start in paying it back. If you are a student and are in this situation, just remember you are not alone. So many other new post-grads are in the same exact situation, but that doesn’t mean you shouldn’t take them seriously. The sooner you start paying them back, the sooner you’ll be debt free and can allocate that money towards something much more fun like traveling, buying a home or investing. If you know of a new post-grad freaking out because they’ve got a five or six figure student debt burden looming over them, share this episode with them! Where to Start with Student Debt Student debt is the u…
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May 30, 2019
202 Why You Need to Make a Will - Erin Bury, CEO & Co-Founder of Willful
For this bonus episode of the podcast, I interview Erin Bury, who you may remember from episode 70 of the show. Back then, in 2016, she was the Managing Director at 88 Creative. She’s since switched paths and co-founded the online will-making software Willful with her husband and has recently become the company’s CEO. Since making a will is a very important element in having a complete financial plan, I wanted to have her on the show to shed some light about what the process looks like. I hope this episode inspires you to get a will if you don’t have one too! For full episode show notes, visit https://jessicamoorhouse.com/202
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May 29, 2019
201 How to Become Your Best Self - Mike Bayer, NYT Bestselling Author & Life Coach
There’s no point in talking about investing strategies or tips on how to stick to a budget if you don’t like who you are or the direction your life is going in, am I right? Personal finance is important, but being your authentic self and striving to be your best self is something I personally believe you need to work on first, otherwise you won’t have a strong enough reason to be smart and responsible with your money. And that’s why I’ve got Mike Bayer a.k.a. Coach Mike on the podcast. He just came out with his New York Times best-selling book Best Self: Be You Only Better, and you may recognize him from his frequent guest spots on the Dr. Phil show. He joins me to talk about how we can all choose now to take action, start living more authentic lives and moving forward to fulfilling our full potential. For full episode show notest visit https://jessicamoorhouse.com/201
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May 22, 2019
200 Why You Need to Show Up for Yourself - Natasha Koifman, President of NKPR
If you’re looking for some motivation to set your goals and actually do something about them, then this episode is for you! I interview Natasha Koifman, founder and president of NKPR, one of North America’s top PR and marketing companies, about how she was able to go from young single mom to one of Canada’s most powerful and innovative women. For this episode, we talk about what it means to show up for yourself (and others) and why it’s so important. What it really means, to break it down, is to put yourself forward and not be afraid to take risks or try new things. You only have one life to live, so get out there, take action and achieve your potential! Being Introverted Shouldn’t Stop You from Reaching Your Goals One thing I’ve been noticing lately is a lot of successful entrepreneurs and celebrities even are coming out and sharing that they are introverts. I find that so fascinating because I used to think that introverts were shy and hated things like networking and pu…
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May 16, 2019
199 How to Level Up Your Money - Jessica Moorhouse, Erin Lowry, Barry Choi & Diana Stoparic
Last Tuesday, I had the pleasure of joining forces with Erin Lowry (author Broke Millennial and Broke Millennial Takes on Investing) in Toronto for a special event we called Level Up Your Money! It was a sold-out event sponsored by TD Direct Investing and was all about how to inspire and educate millennials about how to get started with investing. We were joined by money expert Barry Choi and TD Direct Investing Education Facilitator Diana Stoparic for a panel discussion on the key things we all need to know about getting started with investing. Here is the live recording of our panel discussion, and as promised in this episode I’ll be doing another episode with the Q&A! For full episode show notes visit https://jessicamoorhouse.com/199
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May 15, 2019
198 A Beginner's Guide to Investing - Erin Lowry, Author of Broke Millennial Takes on Investing
It’s been a few years since I first had Erin Lowry on the show to talk about her first book Broke Millennial (that’s episode 109 if you want to listen), and she’s back with a brand new book called Broke Millennial Takes on Investing! She’s still on her book tour, but we recently teamed up to co-organize our Level Up Your Money Torontoevent last week, and while she was in town I got to do an in-person interview for this episode of the podcast. Since her new book is about investing, but specifically a guide for beginner/millennial investors, that’s what we talk about in-depth in this episode. As we shared, we often get asked investing book recommendations, and there isn’t a whole lot out there as a good starter book. You can find some of mine on my recommendations page, but still many of those books can seem too advanced and thus do more harm than good. Investing shouldn’t feel intimidating or scary, and the only way to feel more comfortable with investing is to educa…
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May 8, 2019
197 The Leverage Equation to Reach Financial Independence - Todd Tresidder, Author & Founder of FinancialMentor.com
I love having repeat guests on the show, especially when it's been years since their last interview with me. For this episode, I have FinancialMentor.com founder and author Todd Tresidder back on the show to talk about his new book The Leverage Equation. If you're a longtime listener, you'll remember him from episode 46 where we talked about his journey of reaching financial independence at 35. For this episode, we talk more about the topics he discusses in his book, namely how to reach financial independence by using leverage. So, what is leverage? It's not a negative word at all! It actually means using different processes and strategies to reach your goals. For instance, we talk a lot about how many investment experts will share how passive investing is the way to go. And although Todd agrees this strategy has merit, he doesn't believe can reach millionaire status quickly by doing this alone. In order to reach financial independence at an early age, you need to take advantage of oth…
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May 1, 2019
196 Looking at the "Why" of Financial Independence - Grant Sabatier, Author of Financial Freedom
What was going to be an interview about how Grant Sabatier, blogger at Millennial Money and new author of Financial Freedom, was able to become a million in only 5 years, sure turned into something quite different! Maybe it’s because I’ve interviewed so many guests on the show about how they’ve reached millionaire status at such a young age, or because Grant majored in Philosophy, but in this episode we dive deep and talk about the “Why” behind wanting to reach financial independence. For Grant, saving up a million dollars meant freedom. All he wanted was freedom. He wanted to be able to dictate his own schedule and essentially not be forced to make life decisions based on the balance in his bank account. I know many other people working towards F.I.R.E. also seek freedom, but for others it’s security or a way of laying a foundation to take more calculated risks in life. What I’d suggest after listening to this episode is to define your financial independence “Why”…
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Apr 25, 2019
195 Empowered Entrepreneurs Empower Entrepreneurs - Devon Fiddler, Founder of SheNative
For this episode of the podcast, I have Devon Fiddler, founder of SheNative, with me to talk about her journey into entrepreneurship and she not only hopes to grow her business, but to empower more indigenous women to become entrepreneurs too. Devon founded SheNative in 2014, and since then has received numerous awards such as the 2015 CBC Future 40 Under 40 designation, 2015 Start-up Canada Young Entrepreneur of the Year Award, the 2016 YWCA Women of Distinction Award Under 29 category and is a top 5 SheEO Venture of 2016. After experiencing her own personal struggles, and seeing other issues in the indigenous community, after graduating with her B.A. in Aboriginal Public Administration from the University of Saskatchewan, Devon started her own business as a way to empower herself and other indigenous women too. Every person in her company is from the indigenous community, and the products she creates also promote messaging of positivity, confidence and pride in the community. To lea…
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Apr 24, 2019
194 Millennial Retirement Planning: How to Save Enough - Ron Haik, Financial Planner at Nicola Wealth
A topic that I think we millennials all need to focus more on is retirement planning. And the reason I think so is because traditionally retirement planning seemed like something for older generations, and what us younger generations needed to focus on was debt-repayment and homeownership. Listen, I know us millennials have a lot going on, but NOW is the time to start planning for retirement, not when we’re nearing it. That’s why I have Ron Haik, Senior Financial Planner & Regional Manager, Ontario at Nicola Wealth on the show to talk all about how to plan for retirement in Canada and as a millennial. Here are some things we discussed. Where Do You Even Start? A common question I get, because planning for retirement either seems too simple or too complicated. Where you start is determining what your retirement will look like. Everyone’s retirement is different, but essentially you need to answer what kind of life do you want to lead after you’ve finished your full-time career.…
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Apr 17, 2019
193 Startup Money Made Easy - Maria Aspan, Editor-at-Large at Inc. Magazine
For anyone interested in startups or starting their own business (no matter how big or small), I’ve got an episode for you! For this episode of the Mo’ Money Podcast, I’m joined by Maria Aspan, the editor-at-large of Inc. Magazine and the author of the new book Startup Money Made Easy. Maria has a unique perspective on entrepreneurship because she isn’t sharing her own entrepreneurial journey. She’s sharing what she’s learned by interviewing hundreds of entrepreneurs about their journeys. And what’s really interesting is they all have very different journeys. Sure, they are some similarities and patterns, but in general no story is alike. That’s why there can never be a one-size-fits-all guide to entrepreneurial success. What may skyrocket one person’s business may be the downfall for someone else. In her book, she dives deep about the financial aspects of starting a business, and here are some key things she shared in this episode. Never Invest More Than You’re Wi…
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Apr 10, 2019
192 Planning for a Successful Retirement - Larry Swedroe, Author & Director of Research for Buckingham Strategic Wealth
I don’t know why exactly, but lately I’ve been hearing from my millennial clients their big concern about not being able to afford retirement. I’m talking 20 and 30 years olds freaking out because they have no idea how they’ll ever be able to save up $1 million (or most likely more) for retirement, plus pay of their student loans, buy a home, start a family, and just simply live! So, I thought I would bring on a retirement expert who can shed some light on the most important things we all need to know about retirement. My guest for this episode is Larry Swedroe, the author of Your Complete Guide to a Successful and Secure Retirement, as well as the director of research for Buckingham Strategic Wealth and the BAM Alliance. Here are a few things we discussed in this episode. What People Forgot to Plan – What to Do in Retirement Most people focus on the money part. How much do I need? How should I invest to reach that number? Will it be enough? But really, you should start by ou…
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Apr 3, 2019
191 Women, Money & Financial Success - Robin Taub, CPA, Speaker & Author
If you’re a long-time listener of the Mo’ Money Podcast, you’ll remember when I had Robin Taub on for episode 32 to talk about her book A Parent’s Guide to Raising Money Smart Kids. Well, that was a few years ago now so I thought it was time to have her back on the show, but to talk about something very different. As I mentioned at the beginning of the show, we bumped into each other at Melissa Leong’s book launch for Happy Go Money and started talking about the different ways both genders think, talk and manage money. It’s a subject that Robin has been researching quite a bit lately, and one that I thought would make for a great conversation on the podcast since gender roles is a fairly hot topic right. As humans, we all deal with money differently from one another. As the saying goes, personal finance is personal so there’s really no such thing as a one-size-fits-all financial solution. But, not only do we deal with money different as individuals, there’s a lot o…
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Mar 27, 2019
190 The Latte Factor (What It Really Means) - John David Mann, Best-Selling Author of The Go-Giver, The Red Circle & The Latte Factor
This is by far one of my favourite interviews on the podcast…ever! For this episode, I chat with John David Mann, and award-winning author whose books have sold more than 3 million copies, including titles such as The Go-Giver with Bob Burg and the New York Times bestseller The Red Circlewith Brandon Webb. For his latest book The Latte Factor, which he co-authored with best-selling author and OG personal finance expert David Bach, they discuss the term that Bach coined several years ago in his popular book The Automatic Millionaire. You see, even though pretty much everyone has heard of “the latte factor,” most people don’t really know what it means. Surprisingly, it doesn’t mean you should ditch your morning coffee to save money. It’s actually bigger than that. It’s less about coffee and more about how we all need to spend our money more in line with our values, and how little bits of money over-time can have a major impact on our financial futures. What I loved mo…
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Mar 20, 2019
189 Credit Card Reward & Travel Tips for Canadians - Barry Choi, Personal Finance & Travel Expert
Can you believe it’s been almost 4 years since Barry Choi from Money We Have on the show? We’ve been friends for years now, and he was guest number 7! Since so much has happened in our lives since that interview, I needed to have him back on the show now that he works full-time for himself as a personal finance & travel expert. As I mentioned at the beginning of this episode, I’ve done a few unofficial meetups with podcast listeners the past few months, and the feedback I got was to have someone on the show to talk about credit card reward programs and travel tips specifically for Canadians. Well, of course I thought of Barry who is always in the news or on TV sharing his wisdom on how to get the most value out of your credit cards and how to travel on a budget without it feeling like you’re doing budget travel. Here are some great tips and resources he shared on the show. Include Travel in Your Budget If travel is one of your big values in life (it is for me!), then you need t…
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Mar 13, 2019
188 How to Get Rich by 30 - Lesley-Anne Scorgie, Author & Personal Finance Expert
It was one fateful day when a 17-year-old Lesley-Anne Scorgie went viral because of her financial acumen. Not only did she get featured in newspapers across Canada, she also landed a spot on the Oprah Winfrey show because she aspired to become a millionaire by 25 and was well on her way to reaching that goal. As Lesley-Anne says in our interview together, the Oprah effect is real and her short segment on the show catapulted her career into one Canada’s top money experts today, with four books under her belt, regular TV appearances and speaking gigs. Not only that, she launched her own money coaching business called MeVest, and focuses on teaching others how they can take control of their financial future like she did. In this episode, we discuss what inspired her to get into personal finance at such a young age, what she learned from striving towards an aggressive goal in her 20s (spoiler, she wishes she enjoyed her 20s a bit more), and what some of the most common concerns and stru…
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Mar 7, 2019
187 How Your Money Is Protected at the Bank - Brad Evenson, Director of Communications at CDIC
Have you ever heard from someone that if a bank fails (goes bankrupt), you’ll lose all the money you had their? Because that is 100% false! You see, there’s a little thing called the Canada Deposit Insurance Corporation (CDIC) and Brad Evenson, the Director of Communications and Public Affairs of CDIC joins me for this bonus podcast episode to discuss in-depth how all Canadians are protected. For full episode show notes, visit https://jessicamoorhouse.com/187
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Mar 6, 2019
186 Starting a Successful Business with Little to No Money - Nathan Latka, Entrepreneur & Author of How to Be a Capitalist Without Any Capital
For this episode of the show, I interview young entrepreneur Nathan Latka who has released his first book (like…today!). It’s called How to Be a Capitalist Without Any Capital, and it’s his guidebook on how to successfully start a business or side hustle without that much money at the beginning. You see, Nathan has a pretty interesting story. He basically realized that because of the Internet and social media, the possibilities and opportunities for making money were limitless. He’s started many businesses himself, his first being one where he built and sold Facebook pages (back when you could add apps and widgets to Facebook pages). The reason I wanted Nathan on the show was to talk about a very important, though sometimes overlooked, topic of personal finance — making money. So many personal finance books (or experts) give advice assuming you’re an employee at a company and you’re limited by your salary. Well, that doesn’t have to be the case if you don’t want it to…
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Feb 27, 2019
185 How to Make Work Optional - Tanja Hester, Author of Work Option & Blogger at Our Next Life
I had Tanja Hester from Our Next Life on the show back in November 2017 for episode 133. Back then, Tanja was still an anonymous blogger who hadn’t yet quit her job yet to retire early with her husband. Well, a few months after we recorded that episode she left her job and has been officially retired ever since! Not only that, she finally revealed her full name on her blog and the news literally went viral, being picked up by MarketWatch. Because of this, Tanja has had a very busy retired life, that includes doing speaking, writing for MarketWatch, and of course publishing her first book Work Optional: Retire Early the Non-Penny-Pinching Way. Since so much has happened with Tanja since that first episode, I wanted to have her back on the show to talk more about what life is like in early retirement, and how you can strategize to retire early too! Retiring Early Isn’t About Opting Out Planning to retire early doesn’t start with the number crunching (or at least it shouldn’t…
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Feb 20, 2019
184 Living Debt-Free with Shannon Lee Simmons, Author, CFP & Founder of The New School of Finance
I’ve got another repeat guest on the show, who first appeared on the Mo’ Money Podcast this time last year in episode 151 to promote her first book Worry-Free Money. I’m talking about the lovely Shannon Lee Simmons, and she’s back with her second book all about debt called Living Debt-Free. Since her first book was essentially the feel-good personal finance book we were all looking for, Shannon’s second book does the same thing for debt. There are so many negative emotions surrounding debt, such as shame and guilt. Debt is bad right? Well, guess what…real people have debt. And they shouldn’t feel shame or guilt for having it. Shame and guilt aren’t exactly motivators to doing anything, so why would we think making people feel bad about their debt will help them get out of it. Having a Positive Mindset for Debt Repayment Is Key Instead, Shannon shares stories and advice on how to tackle your debt by adopting a new positive mindset and asking yourself some of these h…
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Feb 13, 2019
183 Tax Time Prep Like a Pro - Lisa Zamparo, CPA & Founder of The Wellth Company
It’s that time of year again. You know, the time to start thinking of getting your taxes done. Most people dread it, I love it (because I’m a weirdo), but as the saying goes taxes is one of the two certainties in life. To give you a head start this tax season, and to help you change your mindset so you don’t hate it, I’ve got Lisa Zamparo (CPA & founder of The Wellth Company) back on the show. You probably remember her from episode 137 where she joined me to discuss how to be responsible with debt and credit. Well, she’s back and is sharing some amazing tips on how to do some tax time prep like a pro! Also, as Lisa mentioned, if you want to get one of her tax season self-care kits, sign up to work with Lisa before February 21! 4 Steps for Tax Prep Tax prep is super easy, you just need to give yourself some time and know what to do. Here are 4 steps you can take to get prepared like never before! Step 1 – Download my tax prep checklist. Step 2 – Get some stationa…
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Feb 7, 2019
182 Making an Impact with Your Investments - Trish Nixon, Managing Director & Head of Capital at CoPower
Since it’s launch week for Season 8 of the Mo’ Money Podcast, I’ve got a bonus episode for you! Last season, CoPower sponsored my podcast. So, I thought it would be fun to bring on Trish Nixon, Managing Director & Head of Capital of CoPower, to discuss impact investing with me. You may or may not have heard about impact investing before, but that could be because it goes by so many different names: socially responsible investing, green investing, sustainable investing, ethical investing (you get the picture). No matter what the name, what this episode is about is being a more mindful and conscious investor. You see, with every dollar you invest you are saying you want the companies you’re investing in to become more profitable and successful. There’s nothing wrong with that…unless the companies you’re investing in aren’t actually very ethical or don’t align with your personal values. That’s why we need to be more aware of what companies are in our mutual funds or E…
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Feb 6, 2019
181 How to Get Happy with Your Money - Melissa Leong, Author of "Happy Go Money" & Money Expert
Welcome to Season 8 of the Mo’ Money Podcast y’all! I know, I know…where have I been? For the past 3 years I’ve always started a new season of the show the first week of January. Well, to tell you the truth, I only had this episode recorded before I took off to Vancouver to enjoy Christmas with my family. In other words, I wasn’t ready! And I didn’t just want to put a season together quick, I wanted to make sure this season is one of my best yet! I believe it is, starting with having the amazing Melissa Leong on the show for my first episode. You probably are already familiar with Melissa. She was my favourite financial journalist at the Financial Post for years, then transitioned into an entrepreneur herself as a speaker, host, TV personality on The Social and now personal finance author with her new book Happy Go Money. This book has been a decade in the works because although Melissa shares some great advice and research in it, it is also very personal. What inspired…
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Dec 12, 2018
180 Retirement Planning & Pensions - Tim Thomson, Financial Services Commission of Ontario (FSCO)
For my 5th Millennial Money Meetup (and my only event for 2018), I hosted the event in downtown Toronto selling out tickets in only a few weeks to 50 attendees. This event was sponsored by the Financial Services Commission of Ontario (FSCO) to celebrate Financial Literacy Month. I was joined by technical consultant and pensions expert Tim Thomson of FSCO, and we dived deep into the topics of retirement planning and pensions in Canada. This is the live recording of Tim and I’s discussion on the subject, but as we’ve mentioned throughout the event, make sure to learn more at fsco.gov.on.ca/retirement. For full episode show notes visit https://jessicamoorhouse.com/180
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Dec 5, 2018
179 8 Major Money Takeaways from 2018 - Jessica Moorhouse
Well, we’re almost at the end of another podcast season! Just like last year, for my second to last episode I wanted to do a special solo episode. I wanted to just chat one-on-one with you about some of the things I’ve been up to and have realized this year. Then, I wanted share some of the biggest money takeaways from both Season 6 and 7 of the Mo’ Money Podcast. My Personal Realizations from 2018 Let’s first start with some of my personal realizations this year. This year has been truly amazing. I’ll do a longer blog post closer to the end of the year really reflecting on all that happened, but two keys things I’ve realized this year: my mission/purpose is to help others, and the only way to do that is to talk to real people like you (meaning, don’t get stuck in my little personal finance bubble). Going back to when I was a missionary in Africa at 18 (you can learn more in Ep. 20), I’ve been looking for a way to have a career that isn’t just personally meaningful,…
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Nov 28, 2018
178 Improving the Wage Gap & Boosting Financial Confidence - Brynne Conroy, Author of The Feminist Financial Handbook
For this episode I chat with Brynne Conroy, the blogger behind Femme Frugality and the new author of The Feminist Financial Handbook, about women, money, the wage gap, financial confidence and what we can all do as a society to make the future a more financially equal one. Long description: I hope you’re ready for a deep dive into women, oppression, victim blaming, leaning in, financial confidence and the wage gap, because that’s exactly what my next guest and I discuss for this episode of the Mo’ Money Podcast. I’m joined by Brynne Conroy, the blogger behind Femme Frugality and the new author of The Feminist Financial Handbook. And as you can guess from the title of her book, instead of writing another how-to finance book, Brynne decided to look at some of the big problems women face when it comes to finance and what we can do about it. I love this interview so much (as you can tell from my many tangents), because I obviously can relate a ton to the content of Brynne’s bo…
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Nov 21, 2018
177 Investing, Making Money & Budgeting in Canada - Tom Drake, Blogger & Podcaster at Maple Money
I don't know how I've had this podcast for over 3 years and haven't had one of the OG Canadian personal finance bloggers on the show yet, but here he is! The one and only Tom Drake, blogger and podcaster at Maple Money! He's been in the game for almost 10 years, and he's dropping all types of knowledge bombs in this podcast on investing, making money and budget like a pro! Long description: My next guest was supposed to be on my podcast 3 years ago! That’s when myself and Tom Drake from Maple Money first talked about him getting on my show. Well, I don’t know what happened, but at least I got my act together and finally got him on the show. And honestly, he was worth the wait! A lot has changed for Tom in the past 3 years. He has been blogging for almost a decade, and recently rebranded his blog to Maple Money and started his own podcast called the Maple Money Show. As I mention at the beginning of this episode, Tom is literally the nicest guy. Which could be why he’s one of my p…
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Nov 14, 2018
176 How to Build Wealth by Investing in ETFs - Som Seif, Founder & CEO of Purpose Investments
Want to start investing, but not sure how? Or maybe you are investing, but aren't completely sure if you're doing it right? You're in luck, because I've got the king of ETFs Som Seif on the show to discuss how to build wealth by investing in ETFs and following a few of important rules of thumb too. Long description: I hope you’re ready to get your investing knowledge on, because for this episode I’m joined by the king of ETFs Som Seif! To give you some background on Som in case you’re unfamiliar with his importance in the investing world, he is currently the founder and CEO of Purpose Investments Inc., which he formed after he sold his first company Claymore Investments to Blackrock Inc. in March 2012. You may be familiar with Blackrock as they offer a number of great ETFs you’re probably already invested in, and the same goes for Som’s new company Purpose Investments. Now, Som started his Claymore Investments in 2005 because although he had been an investment banker with R…
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Nov 7, 2018
175 Being Intentional with Your Money - Patrick Ens, VP Strategy & Brand at Capital One Canada
Money isn't just about the numbers. And having money struggles doesn't mean you're lazy or "bad" with money. Money is about habits, experiences and what tools we're working with. One of the ways to fix our struggles and become less stressed out about money is adding mindfulness into the mix. Being intentional with your money can make all the difference in your life, and that's what I discuss with my guest Patrick Ens, VP of Strategy & Brand at Capital One Canada. Long description: Capital One Canada is one of the sponsors for this year’s sponsors of Credit Education Week from Nov. 13-16. There are tons of free financial literacy events happening for Credit Education Week, so visit cewc.ca to find out what’s happening in your city! Like I mentioned in the intro of this episode, I was 100% living my best life this past weekend. Not only did I attend the Canadian Personal Finance Conference (I’ve gone to this conference every year since 2013!), but I also got to moderate the fi…
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Oct 31, 2018
174 Why You Need a F*** Off Fund - Paulette Perhach, Author of Welcome to the Writer's Life
Do you have a f*** off fund? You know, a bit of money you've got in a savings account for emergencies. But I'm not just talking about when your car breaks down or you lose your job. I'm talking about when you need to quit your job because you're being harassed by your boss. Or when you need to leave your abusive boyfriend and need a place to stay. I talk with the woman who coined the term for this episode, and you are definitely going to want to set up a f*** off fund after this. Long description: Before you even listen to this episode of the show, please read my guest Paulette Perhach’s article that went mega-viral — A Story of a Fuck Off Fund. As I mention in this episode, I had a very emotional reaction to her article. It was just such an amazing visual story of why we all need to take care of ourselves by having an emergency fund, so I highly recommend you read it, then listen to our chat together. I know myself and any other personal finance experts out there talk about t…
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Oct 24, 2018
173 How to Pay Off Meaningful Debt (and Stay Debt-Free) - Jessi Fearon, Financial Coach
Jessi Fearon was able to pay off $55,000 in debt in 2 years! Yes, I know, we've all seen headlines like this before, and usually you find out after reading the full news article that they were able to pay off that debt because they got a windfall, their parents helped them, or they earn over 6 figures at their job. Well, that's no Jessi' story. Her and her husband were able to pay that debt off by making some major sacrifices and hustling to make it happen. Now Jessi is a financial coach on mission to help others conquer their finances too! Long description: For this episode of the Mo’ Money Podcast, I chat with another Jessica who is also a financial coach! I’m talking about Jessi Fearon, who was able to pay off $55,000 in 2 years with her husband, while raising a family of 3 little ones. After being a stay-at-home more for a few years, Jessi now spends her days coaching others how they too can build a solid financial foundation and kick their debt to the curb (for good!) just l…
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Oct 17, 2018
172 How to Earn $10,000 Per Month as a Virtual Assistant - Kayla Sloan, Virtual Assistant Coach
Want to earn 5-figures per month as a virtual assistant? No, this isn't a scam. This is the true story of how Kayla Sloan, a former personal finance blogger, started a side hustle as a virtual assistant that led her to earn $10,000/month. Now, she trains others how to become virtual assistants so they can earn extra money on top of their day jobs to reach their financial goals sooner. Long description: As a sort of companion episode to last week’s interview with Amanda Abella (sales coach & CEO of Make Money Your Honey), in which we talked in-depth about how to get over feeling guilty about earning money, this week I’m chatting with Kayla Sloan, a virtual assistant coach. And guess what, the topic of earning guilt pops up yet again. To be fair, I’m the one who brings it up. I’m pretty sure I recorded these episodes close together and it was something I was thinking about a lot. In any case, I’m excited to share this episode with you because I really want to emphasize the mess…
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Oct 10, 2018
171 Why You Should Feel Good About Making Money - Amanda Abella, CEO & Founder of Make Money Your Honey
Do you feel bad or guilty about making money? You're not alone. This is a very common feeling that myself and my guest Amanda Abella (CEO & founder of Make Money Your Honey) have had to confront head-on in our financial lives. Here's the thing, earning money isn't bad. It's actually an amazing, empowering thing! Learn why in this very raw episode with Amanda and myself. Long description: I’ve been in some of the same circles as my next guest, Amanda Abella (CEO and founder of Make Money Your Honey), for the past 7 years. Still, I hadn’t gotten to know her properly until we officially met at a party at FinCon in 2017, and then went to the same retreat back in the spring. Once I got to know her, I just loved her! Her personality is infectious, she’s so positive and energetic, and she makes you feel like you can reach any goal you set your sights on. That could be why after I had her on the podcast, she convinced me to hire her for some sales training. Yeah, she’s that good. To be…
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Oct 3, 2018
170 ETFs, Index Funds & Passive Investing in Canada - Atul Tiwari, Managing Director of Vanguard Canada
ETFs, index funds...oh my! I talk with Vanguard Canada Investments Managing Director Atul Tiwari about all things passive investing. If you want to dive into a great conversation with an investing pro, this is the episode for you! Long description: For this episode of the podcast, I chat with Atul Tiwari, the managing director of Vanguard Investments Canada. He seriously has such a wealth of knowledge, it was such a treat to ask him pretty much anything and everything about Vanguard, passive investing and some key things us Canadians need to know about how to invest for our futures. To give you a little background on Atul, he joined Vanguard in 2011, but before that was the senior vice president of BMO Asset Management and founding president of BMO Exchange Traded Funds. Before that, he was president of BMO’s U.S. subsidiary mutual fund business, Harris Insight Funds. If that wasn’t impressive enough, he used to practice law. Why Low Fees Are So Important This is a subject that co…
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Sep 26, 2018
169 How to Make Big Change with Your Spare Change - Leena Patidar, Founder & CEO of Coin Up
Want to find a way to automatically donate money to charity without affecting the rest of your budget? Check out my interview with Coin Up founder & CEO Leena Patidar all about how you can make big change with your spare change. Long description: The other week, a member of my Facebook group asked how people automate (or try to automate) their charitable giving. Well, talk about good timing because for my latest podcast interview I have Leena Patidar on the show, and she’s the founder and CEO of Coin Up. It’s literally an app to help you automatically give money to charity without you having to put much effort in, but still giving you those handy charitable tax receipts and making you feel like you’re doing some good in the world! As you’ll find out in the interview, Leena is a serial entrepreneur with a killer resume. She could honestly have continued her career and become a very successful and high paid CEO if she wanted to, but giving back was always something that she…
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Sep 19, 2018
168 Canada Pension Plan: Will It Be Around When You Retire? - Mei Maven, Director of Global Communications for CPPIB
We all pay into the Canada Pension Plan (CPP), but most of us have no idea what the heck it is! I talk with CPPIB spokesperson Mei Maven to get the facts. Long description: We all pay into the Canada Pension Plan (CPP), but most of us have no idea what it is, who manages it, or if it will even exist by the time we retire in the next 40+ years. That’s why for this episode I talk with Mei Maven, the Director of Global Communications for the Canada Pension Plan Investment Board (CPPIB). I ask her all the important questions we all should know about CPP so we can understand how this pension plan can (and should) work into our individual retirement savings plans. So…Will CPP Still Exist in the Future? Since I was a young adult, I remember hearing conversations from my parents about how CPP wouldn’t be around by the time I would retire. I think that’s a big reason why I was so set on saving and investing for retirement as soon as I got a full-time job. This is actually a fairly commo…
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Sep 12, 2018
167 What It Means to Be a Financial Grownup - Bobbi Rebell, CFP, Author & Podcast Host of Financial Grownup
I chat with Financial Grownup best-selling author & podcast host Bobbi Rebell about what it means to be a financial grownup, the difference between high achievers and dreamers, and her story of going from journalist to entrepreneur focused on educating others about finance and success. Long description: Back in the spring, I had the opportunity to attend a women in business retreat called Statement that was organized by money expert Stefanie O’Connell and writer Emma Pattee. It was held in the Catskills and was 3 days of intense workshopping with other women entrepreneurs. It was honestly one of the best things I’ve experienced all year, especially since it gave me the chance to meet so many amazing women (many of whom will be on the podcast this season) One of those women is Bobbi Rebell. Bobbi is a CFP® and host of the Financial Grownup podcast. She is also the author of the best-selling self-help/personal finance book How to Be a Financial Grownup: Proven Advice from High Ac…
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Sep 5, 2018
166 From Teen Mom to Millionaire Entrepreneur - Farrah Abraham, Teen Mom Star & Entrepreneur
To kick off Season 7 of the Mo' Money Podcast, I chat with Teen Mom star & entrepreneur Farrah Abraham about success, overcoming obstacles & balancing work with being a single mom. Long description: It’s the first episode in Season 7 (yes, 7!!!) of the Mo’ Money Podcast, and boy do I have a treat for you! This episode has been a long time coming. If you know me, then you know I’m a huge reality TV junkie. And one of the shows I’ve watched from the beginning is MTV’s 16 & Pregnant and its subsequent spin-off series Teen Mom. I’ve followed the cast members over so many years, I feel like I practically know them. Since I have been such a long-time fan, when I first started this podcast over 3 years ago, I made a list of dream guests. These were guests I hoped to have on the show once I hit a level of popularity that I could realistically get them to come on. Well, one of those dream guests was Teen Mom‘s Farrah Abraham. If you’re watched the show, or read celebrity new…
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Jun 27, 2018
165 Get Paid Your Worth: Negotiation Tips - Kathlyn Hart, Salary Negotiation Coach
For my Season 6 finale episode, I chat with Kathlyn Hart, podcast host of The Big Leap Show and salary negotiation coach. We talk about earning what you deserve, practical ways to ask for a promotion and/or raise, and recognizing when it's time to jump ship for the chance at a higher salary with a different company. As I mentioned in this episode, I'll be taking the next two months off for a much needed break, but I'll be back for Season 7 in September! Long description: It’s the Season 6 finale episode, but I’m ending things off with one hell of an inspiring and motivating episode! I chat with salary negotiation coach Kathlyn Hart about what to do (and not to do) to negotiate a higher salary so you can be paid your worth. It’s actually pretty funny timing this episode because this time 2 years ago is when I asked my boss for a promotion and a raise. I thought I took all the right steps to level up my job and income, but little did I know I actually made a ton of mistakes. So m…
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Jun 20, 2018
164 How to Know If You're Investing Right - Pauline Shum Nolan, Co-founder & CEO of Wealthscope
One of the most common questions I get from people when it comes to investing is "Am I even doing it right?" It was also a question that my next guest Pauline Shum Nolan (Finance Professor) also gets, which is why she co-created Wealthscope, a website that helps investors understand their investments so they can feel more confident about what they're doing. Long description: It’s not every day I get to chat with a professor of finance! But that’s exactly why I sometimes have to pinch myself because my job as a podcast host can sometimes be so unfairly fun. For this episode of the Mo’ Money Podcast, I sit down with Pauline Shum Nolan, Professor of Finance at the Schulich School of Business at York University and the co-founder and CEO of Wealthscope. Basically, when it comes to investing, she really is an expert. She not only teaches finance at York University, she also manages the school’s pension program. And if she wasn’t busy enough, she developed an website called Wealths…
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Jun 13, 2018
163 How to Achieve FIRE in Your 20s - Gwen Merz, Blogger at Fiery Millennials & Co-host of FIRE Drill Podcast
For this episode, I talk with Gwen Merz, the blogger behind Fiery Millennials and the co-host of FIRE Drill Podcast. As you may have guessed, we go in-depth about FIRE, chat about Gwen achieving financial independence in her 20s, and some terms you may not have her of from the FIRE community. Long description: For this episode of the podcast, I chat with a new friend I made recently at an event called Statement. It was a women in business retreat for women in the financial blogging space, and I can’t even tell you how life changing it’s been. But that’s not what I want to share anyway. I want to share that at this event, I got to meet the amazing Gwen Merz who was able to achieve something not many 20-year-olds can! I’m talking about achieving financial independence. We chat in-depth about what that actually means, and no, it doesn’t mean she’s retired. For her, it means she saved up enough money to afford to leave her corporate job, move cities and then focus on her blog…
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Jun 6, 2018
162 Why Your Money Matters - Jen Hemphill, Author & Money Confidence Coach
It's been a few years since I had Jen Hemphill on the show (episode 48, check it out!). And a lot has happened since that first interview. Jen is now an author, having recently published her first book entitled Her Money Matters, and we discuss three big components in her book for this episode: finding your "Why", financial confidence and practicing value-based spending. Long description: For this episode, I’m bringing back a guest who hasn’t been on the show since 2016 (episode 48 if you want to check it out), and boy has a lot happened since then. I’m talking about the wonderful Jen Hemphill, who is a money confidence coach and Accredited Financial Counselor®, as well as the podcast host of Her Money Matters. But she also has a new title she just added, and that’s author. She recently published her first book, also called Her Money Matters, and we dig in to some of the big topics she discusses in her book in this episode. Finding Your “Why” Is Key for Your Money I am…
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May 30, 2018
161 How Mindfulness Leads to Better Money Decisions - Laurie J. Cameron, Author of The Mindful Day
If we're not mindful with our money, that's when mistakes happen. Stupid mistakes. Mistakes that are 100% avoidable. Mindfulness plays a bit role in our financial lives, which is why for this episode I interview Laurie J. Cameron, author of The Mindful Day, to explore this topic in-depth. Long description: It was such a treat to have Laurie J. Cameron on the show to talk in-depth about mindfulness, and what role it plays in our financial lives, and our lives in general. Mindfulness, as you may already know, has become a sort of buzz word lately. Millennials especially are desperate for a solution to their digital anxiety, and mindfulness practice is being adopted at a very high rate (for a very good reason). I myself have been trying to practice mindfulness. As I mentioned in this episode, I sometimes feel like I’m always chain to a computer, my phone and there are just a million things to do. What’s worse is because I feel perpetually busy, most of the time I’m just working on…
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May 23, 2018
160 How to Avoid Student Debt with Scholarships - Jocelyn Paonita, Founder of The Scholarship System
You don't have to get into debt to go to school. Even though it looks as if everyone has student debt these days, there are actually people out there that go to go to school for free! And no, it's not because they are trust-fund kids, it's because they applied to scholarships and were able to secure enough funding to pay for their tuition. I was able to get my first year paid because of scholarships, and Jocelyn Paonita, founder of The Scholarship System, was able to get her degree paid from scholarships too. Now, she's on a mission to help others prevent themselves from getting into student debt by teaching others about scholarships through her online community, courses and book. Long description: I met Jocelyn Paonita Pearson over 2 years ago at FinCon in San Diego. And ever since that first meeting, I remember thinking that I needed to interview Jocelyn on my podcast. Well, it took me a while to finally get around to ask her, but I’m so glad I did wait because she has been able to…
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May 16, 2018
159 How to Become Financially Independent by 35 - Chris Reining, Early Retiree & Writer
Another inspiring interview to get you excited about FIRE! I interview Chris Reining in this episode, who was able to achieve financial independence by 35 (meaning he saved up $1million), and retire comfortably at 37. Now, he spends his days working out, doing yoga and meditating, and writing on his blog at ChrisReining.com. So, how did he do it? He shares how in this interview, so check it out! Long description: I’ve been chatting to a lot more guests this season who’ve been able to achieve financial independence in their 30s, and wow is it inspiring! Because really, they didn’t do anything crazy to achieve financial independence. They just made that their main goal and went for it! And Chris Reining, who was able to reach financial independence at 35 and retire at 37, is no different. He didn’t come from wealth, and although near the end of his career his was earning money, he was by no means “rich”. He worked in cyber security in Madison, Wisconsin and did two main th…
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May 9, 2018
158 Practical Investing for Canadians - John Robertson, Author of The Value of Simple
For the second time on the podcast (I had him on the show in 2015, episode 25 if you want to check that out after), I chat with The Value of Simple author John Robertson about his tips for practical investing for Canadians. Long description: It’s crazy to see how fast time flies…like when I interviewed John Robertson, author of The Value of Simple and personal finance blogger at HolyPotato.net, for the first time for episode 25 of the Mo’ Money Podcast back in Nov. 2015. That was almost 3 years ago! And that was also back when I got my guests to come over to my tiny apartment in Toronto to record with me in person. How is it already May 2018 and I’m at episode 158? HOW?! A lot has changed since that first interview. Not only has my own life and career changed significantly, but my investing knowledge too. When I first interviewed John, I’m almost embarrassed to admit how little I understood about investing. But then again, that was the whole point of interviewing him! So I…
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May 2, 2018
157 Building Confidence to Live Your Best Life - Lauren Ferraro, Speaking Coach
Confidence doesn't just mean walking in the room and feeling powerful. It's what can help us get that job on the first interview, get that raise or promotion, network more authentically, or even start your own money-making venture. For this episode of the podcast, I chat with Lauren Ferraro, a speaking coach and instructor in Toronto (and also my speaking coach), about how to be more comfortable on stage, how to lean in and not be afraid to make your voice heard, and be the best version of you that you can be. Long description: The minute I met speaking coach Lauren Ferraro for our first lesson together, I new I needed to have her on the podcast. And not just because she’s an expert speaker (a podcaster’s dream!), but because she just exudes confidence. I’m not talking about puff out your chest, hold your head up high kind of confidence. I’m talking about genuine confidence in yourself. Something I think most of us wish we had more of. So, for this episode of the show, she jo…
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Apr 25, 2018
156 Life After Wall Street: From Investment Banker to Entrepreneur - Alex Grodnik, Podcast Host at Wall Street Oasis
Ever wondered what it's like to work on Wall Street? Then you'll love this episode! I chat with former investment banker Alex Grodnik who worked in the finance industry for almost 10 years, but eventually left to pursue an MBA then become an entrepreneur to live life on his terms. Beyond sharing what life is like as an investment banker, Alex also shares some great tips on how to invest your money and how to be your authentic self. Long description: I’ve always been curious what it’s like to be an investment banker. I mean, is it really like Wolf of Wall Street, The Big Short or the classic Wall Street? Or is that all dramatized and it’s really just another office job? After talking with Alex Grodnik, host of the Wall Street Oasis podcast, I feel like it might be a mix. Alex worked in investment banking for just under a decade, and left to pursue an MBA and start his own business, a fintech startup in LA called Payclub. But before he transitioned into entrepreneurship,…
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Apr 18, 2018
155 Practical Strategies to Pay Down Debt and Retire Early - Deacon Hayes, Author & Founder of Well Kept Wallet
Want to learn how to become debt-free and financially independent? It doesn’t have to be one or the other, you can dig yourself out of debt and retire early. Just take it from Deacon Hayes from Well Kept Wallet who was able to pay of $52,000 in debt in only 18 months, then become financially independent and retire early with his family. If he can do it, why not you? Long description: Deacon Hayes, the blogger and podcaster behind Well Kept Wallet, was knee deep in debt to the tune of $52,000 in 2010. But instead of digging himself further and further into the whole, he decided to take responsibility and dig himself out. He started by looking to the experts, other bloggers and authors that offered personal finance advice, and was able to implement their strategies to become debt-free in only 18 months! Now, he’s all about educating others to do the same. But he doesn’t just focus on helping others become debt-free, he also wants to share how they can become financially independen…
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Apr 11, 2018
154 The Best Hacks for Your Wallet - Jim Wang, Blogger at Wallet Hacks
For this episode of the podcast, I talk with veteran personal finance blogger Jim Wang about how he was able to sell his first blog (Bargaineering) for 6-figures after having it for just 5 years, and what some of his best wallet hacks are that he shares on his current blog, the aptly named Wallet Hacks. Long description: For this episode of the podcast, I talk with veteran personal finance blogger Jim Wang about how he was able to sell his first blog (Bargaineering) for 6-figures after having it for just 5 years, then we dive into some of his top wallet hacks that he now shares on his current website, Wallet Hacks. First, let’s go back to the part where he shares that he was able to sell his first blog for a million dollars. There aren’t too many bloggers out there that I know have who have been able to do this (aside from JD Roth of Get Rich Slowly), so this is pretty impressive. What’s even more impressive is how frickin’ humble Jim is! You would never know that he’s fina…
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Apr 4, 2018
153 Real Estate Investing & Becoming a Leader - Scott McGillivray, HGTV Star & Real Estate Investor
I chat with HGTV star & host of Buyers Bootcamp Scott McGillivray about how to become a real estate investor in Canada, and how to go against the grain, take risks and go after what you truly want in life. Long description: It’s not every day you get to talk someone you’ve binge-watched on TV before. And man have I binged (okay, now it sounds like I’m a stalker). It’s just that I’m such a huge HGTV fan and have 100% watched every single episode of Scott McGillivray’s Income Property. As I mentioned at the end of the episode, I loved that show so much I even bookmarked a webpage application to be on the show. But I never applied. Partially because I was way too much of a scaredy cat, and partially because I didn’t own a house to transform into an income property (that’s probably the main reason actually). Although that dream may have gone by the wayside, the dream of one day talking to the one and only host of Income Property, and now Buyers Bootcamp, Scott McGillivra…
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Mar 28, 2018
152 How to Get Money (in More Ways than One) - Kristin Wong, Journalist & Author of Get Money
Do know how to get money (as in earn), and do you truly get money (as in understand)? I talk with Kristin Wong, financial journalist and new author of the book Get Money about all things getting money! We talk about why people have such a hard time taking action on bettering their financial situation, setting financial goals, money and relationships, and being in the driver's seat of your investments. Long description: 2018 is the year of the woman personal finance author, and I’m all about it! Just to recap, for season 6 of the Mo’ Money Podcast, I’ve interviewed the following fabulous female authors who’ve published books this year: Shannon Lee Simmons (author of Worry-Free Money), Elizabeth Willard Thames (author of Meet the Frugalwoods), and Cait Flanders (author of The Year of Less). And for my latest episode, I’m interviewing first-time author Kristin Wong of Get Money. You may already be familiar with her YouTube channel or maybe you’ve see some of y…
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Mar 21, 2018
151 Worry-Free Money - Shannon Lee Simmons, Author, CFP & Founder of The New School of Finance
At the end of the day, money shouldn't be something you worry about, or feel guilty about, or don't even want to think about. We all deal with money. We all earn it. We all spend it. But it shouldn't be something we're ashamed of or hate talking about. Which is why I loved reading Shannon Lee Simmons' new book Worry-Free Money, which takes a unique and refreshingly positive approach to how to manage your money and feel good about it. Long description: I know I say this for almost every episode, but this seriously is one of my favourite interviews. And it could be because when I met Shannon Lee Simmons, author of Worry-Free Money and founder of The New School of Finance, for the first time, I immediately clicked with her. There aren’t too many financial planners out there who make money fun and cool, but she does and I’m so glad she was able to share her wisdom and personality on the podcast! We talk about a lot of different topics in this episode, but there are two main points…
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Mar 14, 2018
150 Building a Successful Freelance Business - Matt Inglot, Host of Freelance Transformation
Is it even possible to build a successful freelance business without taking on debt and without sacrificing all balance in your life? Yes there is, and Matt Inglot shares how. Long description: Before I went full-time self-employed, I had this crazy idea in my head that freelancing meant you’d always be worried about money coming in, would be living from gig to gig and would have no balance in your life. Well, a year later and I was definitely proven wrong, but this episode isn’t about my story, it’s about Matt Inglot from Freelance Transformation. Not only does he host his own podcast all about freelancing, he runs a successful freelance business himself building websites for high-level clients. But as you might imagine, it wasn’t always smooth sailing for Matt. For him to achieve the success he has now, he made a number of mistakes along the way. Luckily, he’s open to sharing all of them on the show and has a lot of other nuggets of wisdom to share, such as don’t quit you…
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Mar 7, 2018
149 Living Your Best Life Through Sustainable Frugality - Elizabeth Willard Thames, Blogger & Author of Meet the Frugalwoods
Your path may not be to quit city living and move to the woods, but that's not what Liz's (a.k.a. Mrs. Frugalwoods) story is about. In her new book, Meet the Frugalwoods, she shares how defining your life can help lead you to your best life, whether that’s living simply in the country, living it up in the city, or being nomadic and travelling the world. Not matter what path you end up on, the most important things to always remember is being true to yourself and making sure you’re living a life with more intention. Long description: Joining me again on the podcast, and now no longer an anonymous blogger at Frugalwoods, Elizabeth Willard Thames is the newly published other of Meet the Frugalwoods. Not a “how-to” book on living that frugal life or reaching financial independence, but her personal story of how she was trying to check-off life’s checklist only to realize, that checklist wasn’t making her happy and didn’t align with her values anyway. I’m pretty sure most…
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Feb 28, 2018
148 Why You Should Be the CFO of Your Life - J.D. Roth, Blogger at Get Rich Slowly
You take so much care and consideration at your day job, why aren't you doing the same with your financial life? I chat with early retiree & big-time blogger about why everyone should be the CFO of their life. Long description: In the personal finance blogging community. J.D. Roth is considered a very big deal. He started his blog, Get Rich Slowly, early on, became one of the go-to resources for personal finance information, and he was able to sell it for I believe 7-figures, helping reach his goal of early retirement. And during his early retirement, he started a second blog focused more on being the CFO of your life called Money Boss, which also took off and was always nominated for Plutus Awards at FinCon every year. Well, at a certain point, J.D. realized he wanted his original blog back. Since he was in the financial situation to afford it, in the fall of 2017 he bought it back and now he’s back at it (and I’m loving it!). So, that’s a little bit of what we talked abou…
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Feb 22, 2018
147 What You Should Know About Prepaid Cards - David Eason, Chair of CPPO
Do you know the difference between open-loop and closed-loop prepaid cards? Learn that & more in my interview with CPPO chair David Eason. Long description: Back in October 2017, I did a really crazy thing. I participated in the Money 20/20 Payments Race and it truly was an adventure I’ll never forget. The best part was being able to meet so many amazing people, and one of those people was a woman named Heidi who works for an agency that represents the Canadian Prepaid Providers Organization (CPPO). She was nice enough to offer me a free night’s stay in her home when I was in Denver, and to say thank you, I said I would gladly interview an expert from CPPO to talk about prepaid cards. I mean honestly, I think I won all around because I haven’t done an episode about prepaid cards and I actually really wanted to learn more about them from none other than David Eason, the chair of CPPO. Here are some of the things we talked about in the episode, and don’t forget to watch my entir…
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Feb 21, 2018
146 How to Afford a Life That Fits Your Purpose - Pete McPherson, Blogger & Podcaster at Do You Even Blog
Don’t think you can afford to live a life you’ve designed yourself? Think again! Pete McPherson from Do You Even Blog shares how he risked it all to live a life with more meaning. Long description: As I mentioned at the beginning of this episode, I ended up randomly meeting Pete McPherson from Do You Even Blog at a party at FinCon this past October. I liked him right away. He was so friendly, funny and full of energy. So when he non-pitched me to be a guest on my show, I couldn’t resist! And what’s even better, I was a guest on his show, the Do You Even Blog Podcast (listen to my episode here). In this episode, we talk about how Pete made the risky move of leaving his cushy corporate job to do something crazy and start his own online business. Now, you may be thinking, why did he do this? Especially when he has a family? Well, it really came down to him wanting to start living a life that had more purpose and that he designed himself. Up until he made that change in his li…
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Feb 15, 2018
145 Listener Series - Overcoming a Home Foreclosure - Lindsay VanSomeren, Blogger at Notorious D.E.B.T.
For this Listener Series episode, I'm joined once again by past guest Lindsay VanSomeren, also a blogger at Notorious D.E.B.T. Last time we talked she was about to finally get rid of her home from hell. But catching up, that's not exactly what happened (though there is a happy ending!). Long description: For my first "Where Are they Now?" Listener Series episode, I check back with Lindsay VanSomeren who was one of my first Listener Series guests. Lindsay, who also blogs at Notorious D.E.B.T., was featured on episode 57, and shared how her and her husband bought their first home in Alaska together but had nothing but trouble with it. You see, it was built on a foundation of permafrost and they had to shell out $30,000 in repairs (that they couldn't afford). Literally pretty much the same storyline as the movie The Money Pit. We ended off that episode with some good news though, because she had just received two offers buy the house. One of those offers would help them say goodbye to the…
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Feb 14, 2018
144 The Year of Less - Cait Flanders, Author & Blogger
How can a year of less change your life? Just listen to my episode with The Year of Less author Cait Flanders to learn how a shopping ban, getting rid of most of her belongings & being more mindful with her money helped her regain focus and control of her present and future. Long description: She was my first ever guest (excluding my husband) on the podcast when I launched it almost 3 years ago, and now my friend and blogger pal Cait Flanders is back to chat about what has happened since Episode 3 of the podcast. Well, a lot! For starters, she’s a full on author now, having just published her first book The Year of Less. And she’s not just a first-time author, her book is a hit. As she mentions in the episode, it’s still hard to find a copy at most book stores because they ran out of copies, so if you do still want to buy a copy, check Amazon first. When we sat down for Episode 3 of the show, Cait was just about to finish her one-year shopping ban. I still remember her shar…
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Feb 7, 2018
143 How to Manage Your Money as a Professional Beauty Blogger - Jessica Desjardins, Founder of Beautezine
It's not easy to become a professional beauty blogger, but it's not impossible. And it doesn't mean you have to spend all of your money on beauty products to do it. Just take it from Jessica Desjardins, the founder of popular beauty website Beautezine. Long description: I’ve always been fascinated by beauty bloggers and vloggers, and not just because I have no clue how they transform their faces into beautiful masterpieces (and I can barely do my own mascara without smudging), but because the beauty space is so competitive! Believe me, every time I meet a new hair stylist or makeup artist, they usually share that they have their own blog or YouTube channel. I sometimes find it competitive in the personal finance community, I couldn’t imagine trying to build an online business in the beauty industry. But, there are people out there like Jessica Desjardins, founder of Beautezine, who are proof that it is in fact possible to make a good living and have a broad reach as a full-time b…
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Feb 1, 2018
142 Listener Series - Becoming Location Independent & Working Abroad
Ever dreamed of becoming a digital nomad, able to work from anywhere and travel on your off time? That’s what my listener Grace was able to do, and she explains how in this Listener Series episode. Long description: One of my big aspirations in life is to become completely location independent and to travel abroad more. So when my next guest, podcast listener Grace (who also runs the blog Gracefully Expat) emailed me about being on the show, I knew I needed to talk to her to find out how she was able to leave Canada, set up shop in Ireland and run her own business. What’s funny is Grace is also from Vancouver (like me), but she didn’t move to Ireland directly. She first went to the US for university, then when she got a job opportunity that would take her to Ireland, she lept at the chance to live somewhere new. After a few years working the corporate life, Grace starting making plans to leave and start her own online business as a tax consultant for expats like herself. Now, sh…
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Jan 31, 2018
141 Deconstructing FIRE (Financial Independence Retire Early) - Bob Lai, Blogger at Tawcan
Have you heard of the FIRE movement before? In this episode I chat with Bob Lai from Tawcan about what it means to be financially independent and how make an investment strategy to get there. Long description: For anyone who wanted a deep look into the FIRE movement, and to get the low down on how to become financially independent, this is an episode you are gonna love! I chat with Bob Lai, the blogger behind Tawcan, about his plans to reach financial independence while being a single-income family with his wife and two kids. He even shares what his personal investment strategy looks like: a mixture of dividend paying stocks (a.k.a. blue-chip stocks), index ETFs, and a small percentage of growth stocks. Now, if you’re just getting started with your investment journey, before getting into DIY investing like Bob, a good place to start is by investing in index mutual funds, like the portfolios that Tangerine offers. It’s actually what I started investing with, as they track the ind…
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Jan 25, 2018
140 Listener Series - Why You Should Try Out a No Spend Challenge
Looking for some inspiration to get your spending under control? There's no better time than the present to try something new, like a no spend challenge. That's why I'm chatting with two of my podcast listeners for this episode, so they can share their experience and tips on how to save money and conquer their bad spending habits by doing a no spend challenge. Long description: For my first Listener Series episode for Season 6, I've got not one, but two podcast listeners on the show to share their experience and tips for doing a no spend challenge. Michaela and Dan are a couple, engaged and saving up for their wedding, and they got the idea to try out a no spend challenge by seeing someone do something similar on Instagram. Feeling like they never truly knew where they money was going, they embarked on this no spend challenge that would mean they could only spend money on their essentials, and try to live as frugally as possible. Their hope was that it would help them reign in their sp…
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Jan 24, 2018
139 How Perez Hilton Bounced Back from Bankruptcy in a Major Way - Perez Hilton, Celebrity Blogger, Author & Media Personality
Yes, you can bounce back from bankruptcy. More than that, you can take it as an opportunity to get your financial life together, never get in debt again, launch a successful business and be on your way to financial independence. Don't believe me? Well, just take it from my guest Perez Hilton, the go-to celebrity blogger who has created an empire for himself as an actor, author, blogger, podcaster, reality star & more. Long description: I can’t even believe this is really life right now, because somehow I was able to get the one-and-only Perez Hilton to chat with me on the podcast! Many of you may already know this about me, but I am a total celebrity news junkie. I know it’s silly, but I think I just like the fantasy of it all. Plus, that life is just so far removed from my own, it’s kind of like watching an episode Teen Mom. It’s fascinating and entertaining, but I’m really glad that it’s not my own reality. With that said, I’ve been a long-time reader of PerezHilton.com…