Teenage Money Management Tips (and How Parents Can Help) - with Ed Vargo
Play • 39 min

Want to help your teen become money-savvy?

Ed Vargo, a money expert and father to 5 daughters, knows first-hand how to navigate this difficult terrain. 

He shares practical tips for parents in helping their teens have a healthy relationship with money. 

 

 

The David Bach Show
The David Bach Show
David Bach
026: How & Why You Must Protect Yourself and Your Family
What do you need to do financially to protect yourself and your family? If you’ve followed me for any length of time, you’ve heard me talk about my 3-basket approach to financial planning. Basically, Grandma always said not to put all your eggs in one basket. Well, she was right. And this same principle applies to your finances too! Today specifically, I want to go over The Security Basket — which is all about protecting you and your family against the unexpected (such as a medical emergency, the death of a loved one, or the loss of a job.) In this episode, you’re going to be reminded why the security basket is so critical. I’m going to help you commit to getting financially organized and teach you the 4 things you must do to protect you and your family. Are you ready to make this the year that you finally fix your finances? Then don’t miss this episode! In this session, here’s what we cover: * The single most important piece of advice for making financial progress. * The importance of knowing your net worth. * What happens if you die without a will? HINT: BAD IDEA! * Why life insurance is critically important - and the fastest/cheapest policy you can buy to protect your family! * Setting up a security account to survive emergencies - and why you should have enough savings to cover at least 6 months of expenses. * The 100-day financial challenge that will push you to set up a security account that will be there when you need it most. * The reason I’m retiring soon, and how we can spend more time together this year. Your Invite to GrowthDay Coaching David Bach now offers his monthly coaching on GrowthDay, where you get David and a dozen other world-class personal growth teachers LIVE every month, all year long. CLICK HERE to get LIVE coaching from David and other experts for less than $1/day! Interview Resources * GrowthDay Coaching with David Bach * The Best Life Insurance Companies * Smart Women Finish Rich * Smart Couples Finish Rich * The 3 Minute Sunday Newsletter * The Latte Factor: Why You Don’t Have to Be Rich to Live Rich * 11 Ways to Improve Finances * The Best Life Insurance Companies * Personal Capital * Clarity Money App * Mint.com Get Access to More Great Content! To get access to the best financial tools, resources, and advice to help you LIVE RICH NOW, visit www.FinishRich.com Connect with David Bach * Instagram * Facebook * Twitter * YouTube
25 min
Student Loan Planner
Student Loan Planner
Travis Hornsby
Feeling Frustrated About Your Student Debt? Here’s the High Cost of Student Loan Complexity
It’s no secret that student loan debt affects people’s lives — and not in a good way. The ever-increasing student loan debt is a major cause of frustration and stress for many college graduates in America. Why is that? Who benefits from student loan complexity? Join me as I discuss why you need to know the complexity behind student loans and who are the biggest beneficiaries. In today’s episode, you'll find out: * Why you need to know the complexity behind student loans * How student loan complexity can benefit borrowers * Why student loans are as complex as they are * When the student loan interest rate is irrelevant * How borrowers overestimate the accumulated interest * Why student loan interest isn’t the real problem - and what is * How knowing the rules can give you control over your student debt * The myth that says you can’t control your own future * How your student loan balance grows with capitalized interest * How forbearance can double your student loan balance every 10 years * The one-step plan to making sure your debt doesn’t stress you out anymore * Why student loan debt cancellation will never happen * How dental service organizations profit off the high cost of education * The way banks profit off the system by offering private student loans * The role of loan servicers in student loan complexity * Why student loans don’t have to be scary or frustrating and what to do about it Full show notes at: http://studentloanplanner.com/112 Like the show? There are several ways you can help! * Subscribe on Apple Podcasts, Spotify or Google Podcasts * Leave an honest review on Apple Podcasts * Follow on Facebook, Twitter, or LinkedIn Feeling helpless when it comes to your student loans? * Try our free student loan calculator * Check out our refinancing bonuses we negotiated * Book your custom student loan plan
40 min
Frugal Friends Podcast
Frugal Friends Podcast
Jen Smith & Jill Sirianni
144: Creative Ways to Declutter
Do you like the idea of decluttering but find it difficult to get started? Sometimes we need to weave a little fun and creativity into this process to help us find motivation. On this episode we're exploring some unique ways to tidy up our living spaces.  Sponsors:  The Frugal Friends Workbook Flash Sale! FFWB a digital workbook with 6 week-long challenges that turn improving your finances into a game. You’ll get 60 pages of teaching and implementation guidance on topics ranging from decluttering and increasing your income to having healthy conversations about money. And while it can be completed on your own, it’s created to be gone through in pairs or small groups that’s why every purchase comes with two downloads. Head to Frugalfriendspodcast.com/workbook to learn more and this week only you can get the workbook for 40% off. That is the lowest we’ve ever offered it for so if you’ve been thinking, now is your chance. No code needed that’s https://www.frugalfriendspodcast.com/workbook Hand-Me-Downs - as the middle child in my family I survived off of my sisters (or any one else's for that matter) used clothing/toys/furnishings (...probably food) you name it! I used to hate, but like anything that sticks around long enough I began to grow a fondness and understanding for it. Hand-me-downs: it’s not what you want, it’s what you need Other episodes on minimalism and decluttering: 61- How to Achieve Digital Minimalism (https://www.frugalfriendspodcast.com/episode-61-how-to-achieve-digital-minimalism/) 69- Create a Fulfilling Minimalist Lifestyle (https://www.frugalfriendspodcast.com/episode-69-create-a-fulfilling-minimalist-lifestyle/) 99- Contentment, Gratitude, & Flexible Minimalism in Frugality (https://www.frugalfriendspodcast.com/episode-99-contentment-gratitude-flexible-minimalism-within-frugality/) 109- How to Maintain a Minimalist Lifestyle (https://www.frugalfriendspodcast.com/ep-109-how-to-maintain-a-minimalist-lifestyle/) Notable Notes: What the internet has to say: This article from The Mostly Simple Life (https://www.themostlysimplelife.com/simple-home/make-decluttering-fun/) gives us some great ideas on how to make decluttering fun What Jen + Jill have to say: 1. Take before and after pictures: it’s fun to see the transformation, and it’s very motivating! 2. Set a timer  3. Do it with a friend 4. Compete (with spouse, roommate, etc) 5. Do a declutter challenge (find one that resonates with you on pinterest) - a few common themes are decluttering a certain room, or getting rid of X amount of items 6. Listen to a great audiobook or podcast ;) 7. Sell things! (for fun money... or another financial goal) 8. Give yourself a reward More from the Internet: This article from Sloww (https://www.sloww.co/slow-living-challenges/) gives us some more tips on simple ways to approach decluttering and incorporate this into our regular frugal routine More from Jen + Jill: Getting rid of something every month One time use 90/90 rule Reverse hanger trick BILL OF THE WEEK - Thank you Jess from Victoria Australia for sharing your internet bill and how you negotiated your bill to $15 less for the same amount of data! If you want to submit your bill of the week visit frugalfriendspodcast.com/bil (https://www.frugalfriendspodcast.com/bill) l to leave us a bill Lightning Round  One thing you need to get rid of. Jen- snorkeling gear, bowling ball Jill - lamps Wrap-Up: Thanks so much for listening! Keep leaving us reviews on iTunes or Stitcher, and sending the screenshot to frugalfriendspodcast@gmail.com (mailto:frugalfriendspodcast@gmail.com) . AND share our most recent episode on social for a chance to win a copy of the Frugal Friends Workbook! Thanks for listening! See you next week!
41 min
Real Estate & Financial Independence Podcast
Real Estate & Financial Independence Podcast
Chad Coach Carson
#149 - Under Contract How a New Investor Found Tied Up His First Deal
Episode #149 - A new investor named Scott Palmer just got his first rental property under contract! This is his 3rd coaching call with Chad where you get to look over Coach's shoulders and listen to their discussion about how Scott found, analyzed, and put this deal under contract. You'll also learn some of Scott's concerns about the next steps with due diligence, financing, and closing and Chad's feedback to help him. Free Webinar with Coach "My 5-Step Process to Confidently Close on Investment Properties" - http://coachcarson.com/webinar Show notes: https://www.coachcarson.com/ep149-under-contract/ 🏘️REAL ESTATE IN YOUR RETIREMENT ACCOUNT? This is a strategy I've used successfully for years, but you've got to make sure you have a custodian that specializes in this type of investment. I personally use and highly recommend my friends at American IRA. You can watch a short video, get an information guide, or set-up a free consultation at https://coachcarson.com/americanIRA __________ 🎧SUBSCRIBE to the podcast for more episodes about how to achieve financial independence and do what matters using real estate investing! https://coachcarson.com/podcast ---------------- ▶️WATCH my YouTube channel - Coach Carson TV - for tutorials, tips, strategies, and interviews https://www.youtube.com/user/CoachChadCarson?sub_confirmation=1 ---------------- 📋 GET MY FREE REAL ESTATE INVESTOR TOOLKIT https://coachcarson.com/reitoolkit ---------------- FOLLOW ME ON INSTAGRAM 📸 https://www.instagram.com/coachcarson1/ ---------------- READ MY BOOK ON RETIRING EARLY 📚 https://www.coachcarson.com/retirementbook ---------------- 👋👋 SAY HI ON SOCIAL https://www.facebook.com/coachchadcarson/ https://twitter.com/CoachChadCarson
42 min
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