There are all sorts of rules of thumb that many financial "gurus" tell you that you should do.... Have an emergency fund. Save 15% of your income. Create a budget. On this week's Marcus Warren show, Marcus breaks down the important financial goals for people who are just starting out and those in or near retirement. If you have a question for Marcus or if you want to schedule a quick 15-minute phone call to discuss your personal financial situation, just visit https://www.talktoMarcus.com.