10 21 20 Harvest Updates
59 min
10 21 20 Harvest Updates by Ag PhD
Rabbi Daniel Lapin
Rabbi Daniel Lapin
Blaze Podcast Network
Ep 92 | Finding and Using The Right Tools To Fix…Your Life
You wouldn’t accept laziness or greed in yourself, would you? So why accept unhappiness? Far from the benign maternal spirit fondly imagined by environmentalists and secular fundamentalists, “Mother Nature” is actually trying to kill you. It might be malaria or diphtheria, it could be mosquitoes or mountain lions. Getting lost on a hike and dying of thirst happens to more people than being mysteriously rescued by Gaia or Mother Nature. So we come up with cures for diseases and we build seawalls to protect us from hurricanes. Overcoming nature and defeating her homicidal tendencies is what we are to do. And nothing is harder and nothing is more valuable than learning how to defeat our own internal lower natures. Jeep cars and Craftsman tools (Don’t buy them now!) and the real financial value of reputation, yes yours! The very best place to purchase tools. Think you were just unlucky? Think again. Think you were lucky? Think again. Look younger by identifying the number one culprit that causes lines and wrinkles on your face. Develop your potential with this: https://rabbidaniellapin.com/product/chart-your-course-journal/ How to get into the happy habit.  Sorry about this, but Hollywood is dead wrong! There is not only one person whom you can marry and live happily ever after with. The secrets of making it work. Guys, it really is not about finding the right girl. It is about becoming the right man. Failing a commitment to yourself is just as serious as failing a commitment to someone else. Learn more about your ad choices. Visit megaphone.fm/adchoices
1 hr 24 min
Farm4Profit Podcast
Farm4Profit Podcast
Tanner Winterhof & David Whitaker
Updates for Tax Planning Season w/ Kyle Woiwood CPA
The tax planning habits of elite farmers? www.granular.ag - free DEMO www.farm4profit.com - gift guide www.walkaboutmotherbin.com - to learn more! * Introduction * What’s happening * Commercial (one minute) * Walkabout Motherbins The Walkabout Mother Bin is an essential piece of harvest equipment offering a large, portable grain storage solution (4,000-bu capacity) and a 22″ Elmer’s unload auger. * When in operation, the Walkabout Mother Bin allows the combine to run continuously, eliminating the need to stop and unload. * Keep the combine running. Reduce trucks, labor and grain cart cycle times. * Has the ability to blend grain with front and rear flow gates. * The Mother Bin will allow you to keep up if you are not keeping up in your current harvest situation or if you are keeping up it will allow you to reduce your machines, trucks and labor. * What’s working for Ag – GRANULAR (20 minutes) * Profitability is the primary goal of all business ventures. Without profitability the business will not survive in the long run. So measuring current and past profitability and projecting future profitability is very important. * Whether you are recording profitability for the past period or projecting profitability for the coming period, measuring profitability is the most important measure of the success of the business. A business that is not profitable cannot survive. “ If you aren’t farming for profit, then you won’t be farming for long” * To Guest: What ways do you know of farmers monitoring and recordings their profitability and break-even? * (1)What could our listeners accomplish by having good detailed records? * Making a profitable crop choice * Saving on inputs * Compare and or Benchmark * Have speed in decision making * Derecho * Purchases * Opportunity * Control * Clear goals * Task oriented * Making changes on the fly * (2) Increasing profitability is one of the most important tasks of business managers. Managers constantly look for ways to change the business to improve profitability. * What changes have you seen farmers making to increase their profitability? * Variable rate technology/field scripts * Analyzing delivery locations, dates, basis * Watching expenses and invoices * Can Granular’s programs help with this? * What are some examples of how Granular can help monitor break even and profit margins? * Farm by farm – acre by acre levels * Tracking harvest * Talks with Deere and others * Schedule tasks for employees * Others * (3) Who should be paying attention or monitoring? * Farms of all sizes * Owners and employees, who else? * Who off the farm? * Accountant * Banker * Advisors? * Can monitoring be used to create incentive packages? * If you can track effectively how well your farm is doing. Could employees be rewarded for doing a good job? * Give ownership and develop responsibility * Have any users of Granular used the program for this? * Our topic for today is tax preparation. Is Granular a program that can help with this process? * Remind our listeners we have a partnership in place for 10% off up to $1000 * Taxes ….they still matter A LOT (Kyle Woiwood) * Introduce the guest. * Kyle is a Tax Director at LWBJ focusing on tax compliance & consulting. He is a CPA, graduated from UNI in 2011, & has lived in Ames since 2015. He works with many different types of clients & industries, including technology, real estate, ag, & bio-science. He enjoys visiting family and friends, golfing, all whiskey’s, and trying new craft breweries. * Why is it important to have a tax planning meeting before the end of the year? * When you sit down with a client what is key for the farmer or ag business owner to bring with them to your meeting? * Before Year End * After Year End * Why is it important to work with a CPA? * What are some of the updates we are facing this year as it relates to ag and ag business? * 2018 Farm Bill – ARC County/PLC Payments (GI) * Market Facilitation Payment (GI) * CFAP1 & CFAP 2 Payments (GI) * Syngenta Lawsuit Settlement Payment * Crop Insurance Proceeds * PPP or EIDL Loans * Most farmers work to prepay expenses to help mitigate income levels….As an accountant what is your take on section 179? * Can be used for purchases and leases * Where do you see the tax code for AG headed if the election stands as called? * Estate tax, Others, etc…. * For those who either don’t believe in tax planning, regularly take losses, or who haven’t been tax planning “winging it” what would you say to them or advice you would give them to get started? * If a farm operation or farmer is reaching 3-5 years from wanting to retire, what advice would you give to begin working on that plan? * Suggestions for transferring assets to the next generation * Gifting levels? * What are some questions our listeners should have prepared for their meetings with their tax preparers? * What do you see your top tier of clients doing that your believe got them there or keeps them there. Both financially and on their farms in general. * Are there any other points you’d like to share with our listeners? * Summarize * Challenge * Reminder * Granular.ag 10% off up to $1000 * Outbackwraps.com 20% off your whole order code FARM4PROFIT
52 min
Frequent Miler on the Air
Frequent Miler on the Air
Greg Davis-Kean
Rocking Cyber Monday | Ep74 | 11-28-20
0:27 Reader feedback: The opposite of the "joy of free" is "the pain of fees". 6:11 What crazy thing did Citi do this week? First up: ThankYou points devaluation https://frequentmiler.com/citi-devalues-thankyou-points-transfers-to-shop-your-way-lose-20-bonus/ 12:04 Next crazy thing: Amex hides away 10x earnings on Platinum card. 14:17 link: https://frequentmiler.com/yes-your-new-platinum-card-is-earning-10x-where-appropriate/ 16:59 What crazy thing triple header! What happened to Delta this week? 21:10 Mattress running the numbers: Choice promo for 2K / 5K points for 2 or 3 night stays https://frequentmiler.com/choice-hotels-promo-stay-2-nights-earn-2000-points-stay-3-nights-earn-5000-points/ 23:32 Rocking Cyber Monday: Avoid the stress, beware the hype https://frequentmiler.com/amazon-discount-with-membership-rewards-points/ https://frequentmiler.com/awesome-amex-offer-get-8-points-per-dollar-at-amazon/ https://frequentmiler.com/awesome-amex-offer-get-8-points-per-dollar-at-amazon/ https://frequentmiler.com/targeted-3x-10x-chase-spending-offers-on-a-plethora-of-cards/ https://frequentmiler.com/citi-cards-5-back-for-online-shopping-november-24-30/ 51:41 Post Roast Feeling thankful: https://frequentmiler.com/feeling-thankful-in-2020/ 57:00 Question of the Week: Can you take back a suite night award and then get a do-over on the upgrade request? Should you? Music credit: Annie Yoder Don't forget to like, subscribe, and leave a comment!
2 hr 14 min
Money! with Stacy Johnson
Money! with Stacy Johnson
How to Get Thousands More in Social Security
For more than half of Americans, Social Security will be providing more than half of their retirement income. Since Social Security is a government program available to virtually all Americans, you'd think there would be no secrets to "game" the system: no tips or tricks that could result in bigger monthly checks. But there are things you can do to squeeze more out of the Social Security program, especially if you have a spouse who's also eligible. Claiming at the right time, for example, can lead to thousands more in monthly payments over your lifetime. In this week's "Money" podcast ( https://www.moneytalksnews.com/podcasts/ ) , we're going to explore techniques to maximize your Social Security. We're also going to talk about whether our younger listeners should expect to receive the benefits when their time arrives. As usual, I share the broadcast booth with longtime financial journalist and fellow podcaster Miranda Marquit ( https://www.moneytalksnews.com/author/mirandamarquit/ ). Joining us this week is Jeff Miller, a former professor of economics at Gallaudet University, and founder of Social Security Choices ( https://www.moneytalksnews.com/solutions/social-security/ ) , a company providing personalized reports to help consumers decide when to claim Social Security in order to maximize lifetime income. Links: * 13 Ways to Get More Social Security ( https://www.moneytalksnews.com/13-ways-to-get-more-social-security/ ) * A Simple Way to Maximize Your Social Security ( https://www.moneytalksnews.com/solutions/social-security/ ) * 5 Simple Steps to an Awesome Retirement ( https://www.moneytalksnews.com/5-simple-steps-to-an-awesome-retirement/ ) * The Only Retirement Guide You'll Ever Need ( https://www.moneytalksnews.com/courses/the-only-retirement-guide-youll-ever-need/ ) Hosts: * MoneyTalksNews ( https://www.moneytalksnews.com/ ) * MirandaMarquit.com ( https://mirandamarquit.com/ ) Ask us a question ( https://www.moneytalksnews.com/contact/ ) Hey Money! listeners if you have a question, topic or life lesson you want to share with everyone, leave us a voice message by calling 1-833-669-8557 then press 0 to leave a message. We'd love to hear from you. Support this podcast at — https://redcircle.com/money/donations Advertising Inquiries: https://redcircle.com/brands
38 min
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