Listener Q&A Live Show + Big Anniversary Giveaway!
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#56: Today, our Host, Chris Hutchins (@hutchins) celebrates the one year anniversary of All The Hacks! This was a live Q&A recorded on May 9th, 2022 with All The Hacks listeners tuning in. Chris answers questions on earning points buying a house and car, how flexibility helps you save big on award flights, whether elite status is worth it and much more.

Full show notes at:


Partner Deals

Athletic Greens: Free 1 year supply of Vitamin D and 5 free travel packs

Masterworks: VIP access to skip the waitlist $1 trial w/ this link (and the code HACKS)

For all the deals, discounts and promo codes from our partners, go to:

Resources Mentioned

All The Hacks Episodes:

All The Hacks Upgrade Program - free upgrades, breakfast and more on paid luxury hotel stays

Savanti Travel: High end travel concierge, owned by Leigh Rowan (ATH #1 and #51) and - Award booking services

Notion: How I track all the information for podcast (and actually for our family)

Countdown to the FOMC: FedWatch Tool for interest rate hikes

CreditKarma: Free credit score and helps find cards you can get approved for

Extra.App: Debit card that helps you build credit

CardPointers: Get 20% at

Vuori: 20% off your first purchase at

Rakuten: Big Give Week with 15% cash back and free $40 for new users


Full show notes

Maximizing Points for House or Car Purchase

Last-Minute or Advance Booking with Points for Trips

Choosing Luxury Stays in London

Trip Planning in Japan with Credit Card Bonuses

Balancing Points Maximization vs. Time Savings

Importance of Elite Status

IHG vs. Hyatt for Hotel Transfers

Organizing Podcast Notes Efficiently

Earning Bonuses with Lower Income

Alternatives to BlockFi for High Yield

Credit Tips for Students

Availability of Cash Back Debit Card

Prioritizing Financial Goals with Limited Resources

Best Cards for Amazon Purchases

Benefits of Discover Cards

Optimizing Spend During Home Remodel


The Quick Hacks

  • Use your favorite card for a down payment on your new car (including Tesla!)
  • Don’t forget about “Position flights” or flying from one smaller airport to a major hub.
  • CardPointers is an amazing app for tracking and optimizing your points.
  • Don’t forget to try the “reconsideration line” if you ever get declined for a card
  • If you have an old card, don’t cancel the card, it’s helping your credit score! If it has a fee you don’t want to pay, ask to get the card downgraded to a no annual fee card.
  • When appropriate: don’t pay in cash, pay in gift cards!


Special Note

Wish Amy and Chris the best of luck; baby two coming very soon!

Connect with All the Hacks

All the Hacks: Newsletter | Website | Membership | Email

Chris Hutchins: Twitter | Instagram | Website | LinkedIn

Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

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