Philippe Regazzoni and Alexander Sanders, TONI Digital
Play • 35 min

Welcome to the MGA Founders Podcast, where Socotra CEO Dan Woods chats with innovative MGA founders to learn their stories, challenges, and visions.


In this episode, Dan chats with Chairman Philippe Regazzoni and CTO Alexander Sanders from TONI Digital, an insurtech MGA based out of Zurich offering an insurance-as-a-service platform that provides white-label insurance solutions to large, established companies and other MGAs. 


Hear how Philippe and Alexander launched TONI Digital as an insurance-as-a-service provider and broke into the competitive Swiss insurance market (4:25). Listen to Philippe, a long-time reinsurance executive, explain the competing challenges of fundraising and gaining reinsurance (8:31), and Alexander, a technology expert with no prior insurance experience, discuss the importance of finding a flexible core platform that enables rapid product development and iteration (9:17). Hear how TONI Digital partnered with Migros, the largest retailer in Switzerland, to offer an embedded household liability product, with plans to expand into other lines of business (11:26).


Philippe and Alexander also share how TONI Digital brought its first white-label product to market (14:19), the essential technology considerations for white-label solutions (17:30), and the challenges of international expansion (20:50). Additionally, they discuss the single greatest challenge of building an insurtech MGA and how it can impact organizational success (26:22). 


Connect on LinkedIn with Philippe Regazzoni ( and Alexander Sanders(, or visit Connect with Dan Woods on LinkedIn (


This podcast is brought to you by Socotra, the modern core platform bringing unparalleled speed and ease to insurance technology. With Socotra, global insurers and insurtech MGAs can accelerate innovation, reduce costs, and improve customer experiences. Visit to see why more insurtechs trust Socotra than any other core platform.

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