Got the interest rate blues? There is a solution, or even more than one. Mike Ouverson with Luminate Home Loans takes you through what a rate buy down is exactly, and how you could save a lot by simply making a smarter choice when buying a home with what to do with your money down. 

You can always find U. S. Home Talk and connect with the hosts and the community at their facebook page https://www.facebook.com/U.S.HomeTalk/ or at our website, USHomeTalk.com