Radical change was a central theme of Romi Savova's childhood. From the Soviet streets of Bulgaria, to post-Apartheid Pretoria in the 90s, she witnessed the spectacular demise of two of the 20th century's established - yet undeniably oppressive - regimes. 
 
 Now, as the CEO of PensionBee, Romi joins our Three Things podcast to explain how those experiences instilled in her a powerful sense of purpose and an understanding that change for the better is not only possible, but necessary. 
 
 Listen in to hear how - and, indeed, why - Romi and her team are challenging the established order of the pension market to place the power firmly in the palm of the customer.