Democracy Paradox
Democracy Paradox
Jul 27, 2021
Mallory SoRelle on the Politics of Consumer Credit
Play • 50 min

Americans are expected to take on debt, because that's how we're expected to finance everything from basic needs to a college education. And that's a function of economic policy making. That doesn't happen by accident.

Mallory SoRelle

A full transcript is available at

Mallory SoRelle is an assistant professor of public policy at Duke University and the author of Democracy Declined: The Failed Politics of Consumer Financial Protection.

Key Highlights Include

  • How the American economy depends on credit
  • A brief history of consumer credit in America
  • Details why consumer debt is a systemic problem
  • Why financial consumers do not politically mobilize 
  • Explains how public policy shapes political behavior

Key Links

Democracy Declined: The Failed Politics of Consumer Financial Protection by Mallory SoRelle

Learn more about Mallory SoRelle

Consumer Financial Protection Bureau

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