Reduce Debt Increase Wealth
MIsterchuck
Subscribe
Debt reduction to achieve financial freedom takes commitment, confidence, determination.
Available episodes
Newest first
Oldest first
5 days ago
Credit
What the difference between credit and debt, then how does each affect your financial life. Debt can be good and bad, but all credit must be good to have a healthy financial life. This episode is about good debt vs bad debt and having good credit.
Article Links:
https://www.experian.com/blogs/ask-experian/credit-education/score-basics/what-is-a-good-credit-score/
https://www.investopedia.com/articles/pf/12/good-debt-bad-debt.asp#:~:text=Good%20debt%20has%20the%20potential,for%20the%20purpose%20of%20consumption. By Lisa Smith
Comments, Questions, Requests, contact by email below
Reducedebtincreasewealth at gmail.com
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
playlist_add
Jun 12, 2022
Financial Freedom
Still working on getting credit cards debt reduced. Now the time to start tracking net worth. This will help in determining the progress made in debt reduction. W hat is financial freedom, is it worth the effort?
Treat all credit cards as cash, only charge what can be payoff every month. Put extra money into emergency fund, once have 6 months expenses the remaining into investments.
Article Link:
https://www.spaceship.com.au/learn/the-seven-stages-of-financial-freedom/ By Nicole Webb
https://financebuzz.com/us-net-worth-statistics By Kerry Murray
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
playlist_add
Jun 5, 2022
Saving Vs Investing
Having an emergency fund is essential in keeping on track with any goals and plans. Increasing the emergency fund is important as the debt reduced this will help keep the debt under control in the future. Once the emergency fund is large enough then start investing first in a high yield saving, then in the market.
Article Links:
https://www.investopedia.com/articles/basics/06/invest1000.asp By Chad Langager
https://www.investopedia.com/articles/investing/022516/saving-vs-investing-understanding-key-differences.asp By Lauren WelchWeiss Advice
Learning from the Best in Real Estate, Business, and Beyond.
Listen on: Apple Podcasts Spotify
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
playlist_add
May 29, 2022
Debt Reduction
How to get started in reducing debt no matter what type of debt. Credit cards, student loans, Line of Credit, personal loans, and payday loans getting out of debt can be difficult to get started. It can be done without any outside help if you know how and what to do.
Quit using Credit
Make minimum payment on debt
Start or Increase Emergency Fund
Apply excess emergencies fund money to debt
Article Links:
https://www.investopedia.com/best-debt-reduction-software-4844305 By Holly JohnsonWeiss Advice
Learning from the Best in Real Estate, Business, and Beyond.
Listen on: Apple Podcasts Spotify
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
playlist_add
May 22, 2022
Budgeting
How to budget, the basics using the tracking software to get reports and grouping. How to reduce overall spending on items. Review the budget to remove items not using or no longer needed.
Article Links:
https://studentaid.gov/resources/prepare-for-college/students/budgeting
https://www.consumer.gov/articles/1002-making-budget#!what-to-doWeiss Advice
Learning from the Best in Real Estate, Business, and Beyond.
Listen on: Apple Podcasts Spotify
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
playlist_add
May 15, 2022
Spending Tracking
Why tracking is important both to know how much debt is owe, and when due. Tracking checking, credit cards, savings knowing what is due when and the amount in emergency fund.
Article Links:
https://www.nerdwallet.com/article/finance/tracking-monthly-expenses By Courtney Neidel
https://files.consumerfinance.gov/f/documents/cfpb_your-money-your-goals_spending_tracker_2018-11_ADA.pdfWeiss Advice
Learning from the Best in Real Estate, Business, and Beyond.
Listen on: Apple Podcasts Spotify
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
playlist_add
May 8, 2022
Retirement Planning
Why plan for retirement social security will be enough to live on, I hope. Don’t plan on having someone else to take care of you, plan on taking care of yourself.
Article Links:
https://www.investopedia.com/articles/retirement/11/5-steps-to-retirement-plan.asp By Julia Kagan
https://www.dol.gov/sites/dolgov/files/ebsa/about-ebsa/our-activities/resource-center/publications/top-10-ways-to-prepare-for-retirement.pdfWeiss Advice
Learning from the Best in Real Estate, Business, and Beyond.
Listen on: Apple Podcasts Spotify
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
playlist_add
May 1, 2022
Financial Planning
Take the time to look ahead in life, then plan for whatever is coming. This is what most people fail to do, failing to plan is planning to fail.
Article Link:
https://www.themuse.com/advice/50-personal-finance-tips-that-will-change-the-way-you-think-about-money By Alden Wicker
Weiss Advice
Learning from the Best in Real Estate, Business, and Beyond.
Listen on: Apple Podcasts Spotify
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
playlist_add
Apr 24, 2022
Pawn Shop
Is it a good place to get a loan, it depends on what the use of the loan is going to be. Be careful and know the interest rates and all fees before accepting this type of loan.
Article Links:
https://www.policygenius.com/loans/news/5-risky-loans-to-avoid-at-all-costs/ By Paul Sisolak
https://www.investopedia.com/articles/personal-finance/111815/8-possible-risks-unsecured-personal-loans.asp By Tim ParkerWeiss Advice
Learning from the Best in Real Estate, Business, and Beyond.
Listen on: Apple Podcasts Spotify
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
playlist_add
Apr 17, 2022
Living Paycheck to Paycheck
Feeling overwhelmed with bills, it seems there never enough money to pay all. How to get out of this cycle and have money to save. The first thing to do in this process is to review…
Article Links:
https://www.gobankingrates.com/money/jobs/10-reasons-living-paycheck/ By Christina LavingiaWeiss Advice
Learning from the Best in Real Estate, Business, and Beyond.
Listen on: Apple Podcasts Spotify
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
playlist_add
Apr 10, 2022
Debt Management Plan
What is a debt management plan, is it the same as a debt reduction plan what is the difference between these plans. Should a debt management plan be something in place before borrowing money.
Article Links:
https://www.bankrate.com/personal-finance/debt/what-is-debt-management/ By Raychelle Heath
https://www.moneymanagement.org/debt-management/what-is-a-debt-management-planWeiss Advice
Learning from the Best in Real Estate, Business, and Beyond.
Listen on: Apple Podcasts Spotify
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
playlist_add
Apr 3, 2022
Credit Card Debt Consolidation
Before getting a debt consolidation loan the first thing to do is to have a debt reduction plan. This way getting that loan will be easier and perhaps not even required. There are many apps that help with getting finances under control. They may not help until the user has a better understanding of getting spending under control.
Article Links:
https://www.nerdwallet.com/article/loans/personal-loans/consolidate-credit-card-debt-personal-loan By Steve Nicastro, Jackie Veling Weiss Advice
Learning from the Best in Real Estate, Business, and Beyond.
Listen on: Apple Podcasts Spotify
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
playlist_add
Mar 27, 2022
How to Budget
This is a quick and easy way to get started with a budget. Knowing categories and the percentages of each is key in keeping a successful budget.
Article Links:
https://www.quicken.com/blog/budget-categories By John Worley
https://familybudgetexpert.com/budget-categories/ By Rob Bertman CFA, CFP
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
playlist_add
Mar 20, 2022
Tax Refund
How to use your tax refund to reduce your debt. Many people think by using tax refunds to pay down debt is the best thing to do. This may not be the best way to use a tax refund.
Article Links:
https://www.cnbc.com/2021/04/13/here-are-some-smart-and-also-fun-things-to-do-with-that-tax-refund.html
https://www.thebalance.com/ways-not-to-spend-tax-refunds-4126876
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
playlist_add
Mar 13, 2022
Paying off Credit Card Debt
Bye now the Christmas spending is showing up on credit card statements. Now the time to start planning to avoid the same debt problems next year. How to quit using credit cards to pay for Christmas.
Article Links:
https://www.cnbc.com/2021/11/29/holiday-shopping-2021-more-than-half-of-americans-are-going-into-debt.html By Jessica Dickler
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
playlist_add
Mar 6, 2022
Percentage of Americans living paycheck to paycheck
Many Americans are living paycheck to paycheck don’t feel alone. This is a common problem among middle income and high earners making over $ 100,000 per year. So, it not the income that the problem perhaps spending too much with too much debt.
Article Links:
https://www.investopedia.com/articles/personal-finance/091015/why-high-earners-still-live-paychecktopaycheck.asp By Rebecca Lake
https://www.investopedia.com/articles/pf/10/budgeting-when-broke.asp By Reyna Gobel
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
playlist_add
Feb 27, 2022
F I R E Retire
Retirement is not an age but should be when finances allow retirement to happen. Retire early is only limited to income, debt owed, and the ability to pay all the bills. Having wealth in abundance at an early age solves this long-time problem.
Article Links:
https://www.ramseysolutions.com/retirement/what-is-the-fire-movement
https://www.cnbc.com/select/lessons-from-people-who-retired-in-their-30s/
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
playlist_add
Feb 20, 2022
Personal Finance
What is personal finance, it more than paying off debt or creating a budget. It is planning, managing money as well as savings and investing. Also, the protection of assets plus protection of income. This podcast focuses on reducing debt, but personal finance is much more.
Article Links:
https://www.credit.com/personal-finance/
https://corporatefinanceinstitute.com/resources/knowledge/finance/personal-finance/
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
playlist_add
Feb 13, 2022
Wealth
Getting debt under control is the first step in building wealth. It takes more than getting out of personal debt. Building wealth takes investing to the max and maybe even starting a business to help create the wealth wanted.
Article Links:
https://youngandtheinvested.com/how-to-build-wealth/ By Riley Adams, CPA
https://www.tonyrobbins.com/business/building-wealth/
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
playlist_add
Feb 6, 2022
Financial Plan
The final process is to create a financial plan. Getting here has been a lot of work tracking income and expenses, creating a budget, getting a debt reduction plan in place. Now the final step is to put down on paper your financial plan.
Article Links:
https://www.franklintempletonindia.com/investor/investor-education/video/importance-of-financial-plannng-io04og31
https://www.investopedia.com/terms/f/financial_plan.asp
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
playlist_add
Jan 30, 2022
Debt Reduction Plan
Started tracking expenses and income, setup a budget now knows where the money is going, the next step is a debt reduction plan. This is the next step towards getting credit card and all debt under control.
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
playlist_add
Jan 23, 2022
Personal Budget Template
New year maybe good time to setup a new budget. Already have budget good time to review and make changes to reflect the changes in life. Adding new categories, removing old ones is an ongoing process.
Request a budget worksheet already setup by going to ReduceDebtIncreaseWealth.com face book page send instant messenger request budget worksheet giving your email address will send.
Article Link:
https://investedwallet.com/personal-finance-statistic/
https://www.debt.com/statistics/
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
playlist_add
Jan 16, 2022
Tracking Expenses
What is tracking and how does this work with a budget. First a budget only shows what you should be spending. Without tracking how would a person know if on track or spending too much. The most important part of your personal financial life should be tracking.
Article Links:
https://www.thebalance.com/how-to-track-your-expenses-2385695 By Miriam Caldwell
Small Expenses That Can Add up to Overspending Issues (thebalance.com) By Miriam Caldwell
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
playlist_add
Jan 9, 2022
How to stop using Credit Cards
Unable to pay off credit card balance every month a problem is developing. To solve this problem stop using credit cards to made purchases. This is how to stop using credit cards, the rewards are not worth the interest and fees that may be paid.
Article Links:
https://www.forbes.com/advisor/credit-cards/how-to-get-off-the-cycle-of-using-your-credit-card-for-everything/ By Kelly Anne Smith
https://www.consumerismcommentary.com/10-steps-to-break-the-2credit-card-habit/ By Abby Hayes
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
playlist_add
Jan 2, 2022
How to Build Credit
Building credit is important for everyone. Having a bad credit score will hurt the chances of getting a loan, and even increase cost of insurance.
Article Links:
https://www.experian.com/blogs/ask-experian/credit-education/improving-credit/building-credit/ By Stefan Lembo Stolba
https://www.bankrate.com/personal-finance/credit/how-to-build-credit/ By Nicole Dieker
https://www.bankrate.com/finance/credit-cards/how-to-report-rent-payments-to-credit-bureaus/ By Raychelle Heath
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
playlist_add
Dec 26, 2021
When and How to Debt Consolidate
Debt consolidation may be a good idea, can you get the loan with lower interest rate. Is your credit rating improving or getting worse since the last loan or new credit was issued. Getting a higher interest rate loan does not make sense so beware before getting a loan consolidation.
Article Links:
https://www.forbes.com/advisor/personal-loans/pros-and-cons-of-debt-consolidation/ By Kiah Treece, Jordan Tarver
https://www.nerdwallet.com/article/loans/personal-loans/debt-consolidation-loans-bad-credit By Jackie Veling
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
playlist_add
Dec 19, 2021
Relief From Credit Card Debt
Companies offer you relief from credit card debt if it sounds to good to be true then beware. What to know before doing anything. Do it yourself to reduce the cost and time to get out of debt.
Article Link:
https://www.consumer.ftc.gov/articles/0145-settling-credit-card-debt
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
playlist_add
Dec 12, 2021
How to Budget for Inflation
What can be done to lessen the impact of inflation on household budgets. What is inflation and how to tell if it is affecting your budget.
Article Links:
https://pocketsense.com/budget-inflation-2221946.html By William Adkins
https://www.theadvertiser.com/story/money/business/2021/08/07/how-account-inflation-your-budget/5499935001/ By Mary Fox Luquette
All episodes now on ReduceDebtIncreaseWealth.com Facebook page look for podcast tab.
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
playlist_add
Dec 5, 2021
Review Debt Reduction
Having some type of debt reduction plan is a must to get rid of credit card debt. There are things to do to help and things to avoid at all costs.
Article Links:
https://www.nerdwallet.com/article/finance/find-debt-relief By Bev O’Shea
https://www.consumer.ftc.gov/articles/0150-coping-debt
All Episodes now on Facebook, go to ReduceDebtIncreaseWealth.com to find. Look for podcast tab.
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
playlist_add
Nov 28, 2021
Financial Plan Reviewed
Planning is an ongoing process that must be review and updated every year. It only takes a few minutes to do this but is important as things may have change over time.
Article Links:
https://www.nerdwallet.com/article/investing/what-is-a-financial-plan By Kevin Voigt, Alana Benson
The 5 Times When You Should Review Your Financial Plan | Kiplinger by: Eric Roberge, Certified Financial Planner (CFP) and Investment Adviser
All episodes are now on Facebook go to ReduceDebtIncreaseWealth.com in facebook and look to the podcast tab.
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
playlist_add
Nov 21, 2021
Plan Ahead Using A Budget
Once the budget is set and perfected than it can be used to plan for a new loan, retirement, investing or saving for that new home, wedding, child or automobile.
Article Links:
A Better Way to Budget: The Fiscal Fitness Plan Ahead Method (fiscalfitnessphx.com)
All episodes are now on Facebook go to ReduceDebtIncreaseWealth.com in Facebook and look to the podcast tab.
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
playlist_add
Nov 14, 2021
Line of Credit
Should you use a Home Equity line of credit HELOC what are the benefits and disadvantages. Maybe an Equity loan is a better way to improve the home. Personal loan line of credit is another option maybe but will cost more interest.
Article Links:
https://learn.financestrategists.com/finance-terms/loc/equity-line-of-credit/ by True Tamplin, BSc, CEPF®
https://www.experian.com/blogs/ask-experian/best-and-worst-ways-to-use-heloc/ * *by Karen Axelton
All episodes are now on Facebook go to ReduceDebtIncreaseWealth.com in Facebook and look to the podcast tab.
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
playlist_add
Nov 7, 2021
Retire Early
The FIRE movement is strong with the younger generation wanting to retire early. Maybe at age 35 to 40 is this possible and how is it done. Then what will a person do in retirement, most likely work of some kind.
Article Links:
https://www.playingwithfire.co/whatisfire
https://www.businessinsider.com/personal-finance/why-ditched-traditional-fire-movement-2021-6 By Michelle Jackson
All episodes are now on Facebook go to ReduceDebtIncreaseWealth.com in Facebook and look to the podcast tab.
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
playlist_add
Oct 31, 2021
Saving for a House
What to buy that first home or move up into another home? The first thing you need to do is save up a down payment. But that still not enough, so MisterChuck expands on things to do to get into that home.
Article Links:
https://www.rocketmortgage.com/learn/how-to-save-for-a-house By PATRICK CHISM
https://time.com/nextadvisor/banking/savings/how-to-save-for-a-house/ By *Kendall Little**,**Raina He**
*All episodes are now on Facebook go to ReduceDebtIncreaseWealth.com in Facebook and look to the podcast tab.
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
playlist_add
Oct 24, 2021
Is Credit Good
Having credit is good but having too much debt can be bad. How to manage credit so you do not have to manage debt.
Article Links:
https://pocketsense.com/advantages-disadvantages-consumer-credit-8063.html By Cam Merritt
https://www.nerdwallet.com/article/credit-cards/credit-card-tips-everyone-should-know By Lindsay Konsko
https://www.marketplacefairness.org/blog/personal-finance-statistics/
https://mint.intuit.com/blog/financial-literacy/financial-statistics/
All episodes are now on Facebook go to ReduceDebtIncreaseWealth.com in Facebook and look to the podcast tab.
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
playlist_add
Oct 17, 2021
Investing in Stocks
How to increase your net worth, investing into stock for the long term is one way. The other is to reduce your debt. Doing both at the same time may increase your net worth faster. This episode is the basic on investing in stocks and the benefits.
Article Links:
https://www.investopedia.com/articles/basics/06/invest1000.asp By Chad Langager
https://www.investor.gov/introduction-investing/investing-basics/investment-products/stocks
All episodes are now on Facebook go to ReduceDebtIncreaseWealth.com in Facebook and look to the podcast tab.
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
playlist_add
Oct 10, 2021
Budget Categories
What are budget categories, and the percentages should be when determining how much to spend. MisterChuck goes over this information and much more.
Article Links:
https://www.chime.com/blog/recommended-budget-category-percentages/ By Chonce Maddox
https://www.credit.com/blog/12-top-budget-categories-you-need-in-your-plan/
All episodes are now on Facebook go to ReduceDebtIncreaseWealth.com in Facebook and look to the podcast tab.
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
playlist_add
Oct 3, 2021
Debt Reduction
What does it take to reduce debt? MisterChuck goes over the method to get debt under control and over time get out of debt.
Articles Links: No articles used
All episodes are now on Facebook go to ReduceDebtIncreaseWealth.com in Facebook and look to the podcast tab.
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
playlist_add
Sep 26, 2021
Debt Relief Programs
How to avoid using debt relief programs and determine what was the cause of getting too much debt. Before using any debt relief program you must understand why your debt is a problem. MisterChuck talks about these plus other things people do that are personal finance mistakes.
Articles Links:
https://www.bankrate.com/uk/current-accounts/personal-finance-mistakes/ By Marianne Curphey
https://www.forbes.com/advisor/personal-finance/tips-to-avoid-common-budget-mistakes/ By E Napoletano, Daphne Foreman
All episodes are now on Facebook go to ReduceDebtIncreaseWealth.com in facebook and look to the podcast tab.
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
playlist_add
Sep 19, 2021
Holiday Budget
Christmas is not far off, now the time to set aside money for your Christmas shopping.
Article Links:
https://www.moneycrashers.com/create-holiday-budget/ By Amy Livingston
All episodes are now on Facebook go to ReduceDebtIncreaseWealth.com in Facebook and look to the podcast tab.
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
playlist_add
Sep 12, 2021
Job Interview Questions
When your income is too low the need for a new job is required. What are the job interview questions and how to handle is covered in the episode.
Article Links:
https://www.indeed.com/career-advice/interviewing/top-interview-questions-and-answers By: Indeed Editorial Team
https://www.themuse.com/advice/51-interview-questions-you-should-be-asking By The Muse Editor
All episodes are now on Facebook go to ReduceDebtIncreaseWealth.com in Facebook and look to the podcast tab.
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
playlist_add
Sep 5, 2021
Investing in stock market
What to know before investing in the stock market, the basics that are important.
1.Assets Classes
2.Diversification
Article Links:
https://corporatefinanceinstitute.com/resources/knowledge/trading-investing/asset-class/
https://www.nerdwallet.com/article/investing/diversification By Tiffany Lam-Balfour, James Royal, Ph.D., Elizabeth Ayoola
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
playlist_add
Aug 29, 2021
Habits
Spending habits some are good, but most are bad. Mister Chuck discuss this topic and how to break these bad habits.
A. Good Habits
B. Avoiding Bad habits
Article Links:
https://www.mentalfloss.com/article/532663/9-good-money-habits-you-can-form
https://www.developgoodhabits.com/good-financial-habits/
https://www.frugalconfessions.com/spend-less/list-of-spending-habits/ By Amanda L Grossman
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
playlist_add
Aug 22, 2021
Budget self-employed
If you are self-employed or thinking about starting your own business here how you should do a budget. Included are the percentages for each category to consider when reviewing your monthly budget.
Article Links:
https://www.gobankingrates.com/saving-money/budgeting/recommended-budget-percentages/ By Kathy Evans
https://www.thebalance.com/how-to-figure-out-budget-percentages-for-money-goals-4171689 BY REBECCA LAKE
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
playlist_add
Aug 15, 2021
Personal Finance
What is personal finance? Why personal finance is important, and how does it affect everyone's life. This episode Mister Chuck goes over the basic things that personal finance includes.
Article Links:
https://www.investopedia.com/terms/p/personalfinance.asp By WILL KENTON
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
playlist_add
Aug 8, 2021
Budgeting Tips
Budgeting is not all that hard; it is easy after understanding the basic concept. It is a plan for your money nothing else. Failing to plan is planning to fail.
Budget Categories
1.Housing
2.Transportation
3.Food & Dinning
4.Entertainment
5.Cloths
6.Savings
Article Links:
https://mint.intuit.com/blog/budgeting/tips/
https://bethebudget.com/budgeting-tips/
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
playlist_add
Aug 1, 2021
Debt Reduction Service
A plan is needed to reduce debt. No matter how much is owed or the number of credit cards or loans. A plan will help organize all debt and determine the order of payment.
1.Create Budget
2.List All Debt
3.Stop Creating New Debt
4.Put money into Emergency Fund (Saving Account)
Article Links:
https://www.investopedia.com/best-debt-reduction-software-4844305 By HOLLY JOHNSON
https://dfi.wa.gov/documents/financial-education/budgeting/debt-reduction-plan.pdf
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
playlist_add
Jul 25, 2021
Financial Plan
A simple approach to getting a financial plan in place. Financial plan will help track goals, set spending limits and get an emergency fund into place. Financial plan help identify your short comings with finances and directs movement to a better place.
Article Links:
https://www.schwab.com/resource-center/insights/content/10-steps-to-diy-financial-plan By Carrie Schwab-Pomerantz
https://savology.com/6-benefits-of-financial-planning By Sam Jones AFC
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
playlist_add
Jul 18, 2021
Bankruptcy
Types of bankruptcy and what the requirements may be to file and get bankruptcy relief. Note I am not an attorney, and this is not legal advice
.Articles Links:
https://www.credit.com/debt/filing-for-bankruptcy-difference-between-chapters-7-11-13/ by Gerri Detweiler
https://www.creditkarma.com/advice/i/chapter-7-bankruptcy-means-test By Lance Cothern, CPA
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
playlist_add
Jul 11, 2021
Taxes
Before you can start tax planning, knowing about taxes is a must. Mister Chuck go through an Individual tax return breaking down each part of the return.
Articles Link:
Publication 17, Your Federal Income Tax (For Individuals)
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
playlist_add
Jul 4, 2021
Plan to Retire
Two questions to ask yourself, how long will my retirement savings last? How much will be lost to Income Taxes?
Article Links:
https://www.westernsouthern.com/learn/financial-calculators/retirement-withdrawal-calculator
https://www.investopedia.com/articles/personal-finance/062615/10-little-known-ways-reduce-your-401k-taxes.asp By TIM PARKER
HTTPS://WWW.KIPLINGER.COM/TAXES/TAX-BRACKETS/602222/WHAT-ARE-THE-INCOME-TAX-BRACKETS-FOR-2021-VS-2020 by: Rocky Mengle
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
playlist_add
Jun 27, 2021
Start A Business
Once your debt has been paid off, the need to make money work becomes important. One way is to start a business or invest in a business what to do?
Article Links:
http://www.angelscorner.com/articles/12_rules_for_inv.htm
https://www.investopedia.com/articles/personal-finance/120815/4-most-common-reasons-small-business-fails.asp By MELISSA HORTON
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
playlist_add
Jun 20, 2021
Spending
How to reduce your spending. Get spending under control is the most important thing to do when reducing debt. First make a Financial Plan, and a Debt Reduction Plan.
Article Links:
https://www.clevergirlfinance.com/blog/how-to-stop-spending-money/ By Bola Sokunbi
https://www.fool.com/the-ascent/banks/articles/how-stop-spending-money-you-cant-afford/ by Christy Bieber
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
playlist_add
Jun 13, 2021
Type of Expenses
What are types of expense that should be in a budget? Mister Chuck explain the types and the categories in making a simple budget
.Article Links:
https://fiscalfitnessphx.com/know-your-expenses-know-your-budget-four-types-of-expenses-and-how-to-plan-for-and-cut-them
https://www.quicken.com/blog/budget-categories By CRAIG TSUCHIYA
5 Signs You're Doing Better Than You Think When it Comes to Your Money (fiscalfitnessphx.com)
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
playlist_add
Jun 6, 2021
Pay off credit card debt?
Mister Chuck helps a friend pay down and then pay off all their credit cards debt. How to get started, what to do every month and the important thing to stay focus on getting all the debt paid off.
Article Links:
https://www.creditcardinsider.com/learn/reducing-debt/ By Brendan Harkness
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
playlist_add
May 30, 2021
Prepaid Debit Cards
Should you use a prepaid card, what are the fees and advantages. Prepaid cards better than a checking account with debt card.? Mister Chuck looks into these and other questions.
Article Links:
https://www.higherpurposefinance.com/advantages-and-disadvantages-of-having-a-debit-card/ By Kathy Ngo
https://www.thebalance.com/should-you-spend-with-debit-or-credit-cards-315480 BY JUSTIN PRITCHARD
Advantages and disadvantages of prepaid cards - reliablecounter blog Posted by Izabela Kurzeja
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
playlist_add
May 23, 2021
Borrow Money
Need to borrow money, not sure where to go, or how. Misterchuck explains what to do and consider before borrowing any money.
Article Links:
https://www.thebalance.com/borrow-money-without-going-broke-3964542 BY JUSTIN PRITCHARD
https://www.discover.com/personal-loans/resources/learn-about-personal-loans/borrowing-money/
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
playlist_add
May 16, 2021
Student Loan Debt
Difference between Federal and Private Student loans. Who can get loan forgiveness though the Federal Government? What you need to do and can student loan be discharges through bankruptcy.
Article Links:
https://studentaid.gov/manage-loans/forgiveness-cancellation
https://www.investopedia.com/articles/younginvestors/09/private-or-federal-student-loans.asp By KATIE ADAMS
32 people qualified for full student-loan forgiveness in gov't repayment plan (businessinsider.com) By Lauren Frias
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
playlist_add
May 9, 2021
Investing Principles
Getting started in investing, when to start, how to get started. What you need to do and know before starting to invest in the market. It best to start early in life and it will pay the rewards.
Article Links:
https://www.arborinvestmentplanner.com/investing-principles-fundamental/ By Ken Faulkenberry
https://www.schwab.com/investing-principles
https://grow.acorns.com/melissa-jean-baptiste-worst-money-advice/ By Shawn M. Carter
Getting started - Bogleheads
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
playlist_add
May 2, 2021
How to Pay off Credit Card Debt
Get out of credit card debt, is it a sprint or marathon. Misterchuck describes his method of getting out of debt in detail.
1.What to do first
2.How to start
3.Stay focus and stay on track
Article Links:
https://www.creditcardinsider.com/learn/reducing-debt/ By Brendan Harkness
https://www.nerdwallet.com/article/credit-cards/6-tricks-to-kick-credit-card-debt-quicker By Claire Tsosie
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.comCountabout
playlist_add
Apr 25, 2021
Extreme Cost Cutting
Thinking about getting started with the Fire Movement, here are extreme ways to cut your spending. The whole family must do all of these costs cutting to save maximum money.
Article Links:
https://www.accounting-degree.org/resources/extreme-ways-to-save-money/ Written by Accounting-Degree.org Staff
https://thekrazycouponlady.com/tips/money/40-borderline-extreme-ways-to-save-serious-money-in-2017 By Evelyn
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.comCountabout
playlist_add
Apr 18, 2021
FIRE Movement
What is the FIRE Movement and is it for you? Should you try to retire early, then what will you do with no purpose in life.
1 What is Fire.
2 Should you try to achieve Fire.
3 Is this something that can be achieve for your lifestyle.
4 Why not to completely retire early.
Article Links:
https://www.moneyunder30.com/the-fire-movement By Lance Cothern
https://www.marketwatch.com/story/why-we-ditched-the-fire-movement-and-couldnt-be-happier-2019-09-30 By Lisa Mad Money Monster here
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.comCountabout
playlist_add
Apr 11, 2021
Increase Pay or Side Hustle
Working for a pay increase at work or start a side hustle which is best option. Mister Chuck look into both of and discuss the advantages of both.
1.Asking for Raise at Work?
2.Starting a Side Hustle
Article Links:
https://www.thebalancecareers.com/how-often-should-you-ask-for-a-raise-2062775 By ALISON DOYLE
https://thecollegeinvestor.com/14608/make-money-fast-side-hustling/ By Robert Farrington
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.comCountabout
playlist_add
Apr 4, 2021
Why budgeting is Important
Mister Chuck answers this question, also reviews different types of budgets.
1.Types of Budgets
2.Mister Chucks battle with budgets
3.Importance
Article Links:
https://www.thebalance.com/how-many-budgeting-techniques-can-you-choose-from-453627 BY PAULA PANT
https://www.thebalance.com/reasons-to-budget-money-2385699 BY MIRIAM CALDWELL
Quote:
Opportunity is missed by most people because it is dressed in overalls and looks like work. –Thomas Edison
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.comCountabout
playlist_add
Mar 28, 2021
Cash Or Plastic, Which to Use?
Should You use cash or plastic to buy things like gasoline, groceries, meals when out and about. Mister Chuck will discuss this option,
1.Pay with Cash or Plastic
2.Review Envelope Budgeting method
3.Tips to protect from theft.
Article Links:
Cash vs. credit cards: How either option can help you save money (acorns.com) By Shawn M. Carter
How to Use the Envelope Budgeting Method Without Using Cash (thepennyhoarder.com) By Nicole Dow
Quote:
Being frugal does not mean being cheap! It means being economical and avoiding waste. - Catherine Pulsifer
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.comCountabout
playlist_add
Mar 21, 2021
Real Estates Investing
Location and valuation how to pick a location and what is the value of the property. You need to be able to determine both of these before purchasing a home or rental.
1.Location
2.Determine Value
Article Links:
https://www.investopedia.com/financial-edge/0410/the-5-factors-of-a-good-location.aspx By Tara Struyk
https://www.lendinghome.com/blog/property-valuation-for-real-estate-investors/ By G. BRIAN DAVIS
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.comCountabout
playlist_add
Mar 14, 2021
Increase Emergency Fund
Once you have the budget, and debt reduction plan in place it’s time to increase the emergency fund. Increase or getting one started is step one to financial freedom.
Article Links:
https://www.foolproofme.org/articles/332-strategies-for-saving-more , By Remark Sutton
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.comCountabout
playlist_add
Mar 7, 2021
Keep It Going
Year two in doing this podcast Mister Chuck reviews what he has done in the first year. Then review everything that you need to do to achieve financial freedom.
1.Review first year podcasting experience
2.What is Financial Freedom
3.Keep it going
Article Link:
https://www.chicagotribune.com/business/ct-richest-people-in-the-world-20160121-story.html
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.comCountabout
playlist_add
Feb 28, 2021
Debt Reduction Plan
Mister Chuck giving his debt reduction plan made simple. This is a simple plan to follow and to achieve your financial goals no matter how much you earn.
Articles Links:
https://www.moneyunder30.com/no-more-budgets Written byDavid Weliver
pdf-1020-make-budget-worksheet_form.pdf
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.comCountabout
playlist_add
Feb 21, 2021
Financial Plan made Simple
Everything start with a plan, saving for retirement, reducing debt, buying a home. Without a plan nothing will get completed on time or in the correct order. Mister Chuck will explain.
https://www.clevergirlfinance.com/blog/ten-steps-to-creating-a-solid-financial-plan/
https://www.wikihow.com/Write-a-Personal-Financial-Plan
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.comCountabout
playlist_add
Feb 14, 2021
Breaking Bad Spending Habits
Mister Chuck discuss how to break bad spending habits. Identity what you are doing that is creating more debt and how to break that spending.
Article Links:
https://www.loanme.com/blog/the-seven-worst-bad-spending-habits-and-how-to-break-them By Ricky Baizas
https://www.everydollar.com/blog/create-better-spending-habits
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.comCountabout
playlist_add
Feb 7, 2021
Pay YourSelf First
Finish with Christmas debt saving tips. Pay yourself first reason why to do this, then how to achieve on a regular basis. Setting up budget is easy, consider the reverse budgeting is the way to get started paying yourself first.
ARTICLES LINKS:
https://www.investopedia.com/ask/answers/12/pay-yourself.asp By AARON LEVITT
https://www.nerdwallet.com/blog/finance/pay-yourself-first-reverse-budgeting-explained/ By Lauren Schwahn
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.comCountabout
playlist_add
Jan 31, 2021
Christmas Credit Cards
How much did you spend for Christmas was place on a credit card? Do you expect to pay this off in one month or longer? Want to avoid this same problem next year now is the time to plan and solve this yearly problem.
1 How long does it take to pay off
2 How to pay off faster
3 Plan for next year
Article Links:
https://www.marketwatch.com/story/heres-how-long-it-will-take-americans-to-pay-off-their-christmas-debt-2017-12-29 By Kari Paul
https://www.investopedia.com/financial-edge/0113/how-to-pay-off-christmas-debt.aspx By ANGIE MOHR
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
playlist_add
Jan 30, 2021
Finance Software Review
Contabout 15-day free trial review the program. I had no problems learning and using this program. Easy to use! Easy to figure out! A great program for the starting price of $ 9.99 per year.
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
playlist_add
Jan 24, 2021
10 Steps to Buying a Home
Mister Chuck goes over what to expect when buying your first home. What to do first when getting started. From looking for a home, to making an offer to the closing.
1. Intro
2. Review the process of buying a home
3. Summary
Articles Links:
https://www.zillow.com/home-buying-guide/10-steps-to-buying-a-home/
https://www.discover.com/home-loans/articles/10-steps-to-buying-a-home/
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
playlist_add
Jan 17, 2021
Investing Keeping It Simple
Mr. Chuck follows up on last episode with more information to help the new investors. Before getting started review why budget apps can help those with bad spending habits.
What are the different market segments an overview nothing to deep.
Articles Links:
https://awealthofcommonsense.com/2013/02/keep-investing-simple/ By Ben Carlson
https://awealthofcommonsense.com/2015/03/whats-considered-long-term-in-the-stock-market/ By Ben Carlson
https://etfdb.com/etf-education/the-10-sectors-of-the-stock-market By Justin Kuepper
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
playlist_add
Jan 10, 2021
Investing {for millennials}
Getting started can be a hard decision as you save the money and really do not want to lose any. You may know some basic investing such as stocks, bonds, CD’s, money markets but not sure what to do or how to get started.
Mister Chuck go over this to help you with investing where to start.
Articles Links:
https://www.annuity.org/financial-literacy/investing-for-beginners/
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
playlist_add
Jan 3, 2021
Increase Savings
Have you setup a budget using an app, but it still does not help you save more money. Mr. Chuck discuss why budgeting apps don’t work, then give you way to increase your savings.
1 Budgeting Apps not working
2 How to fix apps if that don’t work
3 Increase Savings
4 Overspending
Articles Links:
https://blog.qubemoney.com/5-reasons-budgeting-apps-dont-work/ By Jennifer Calonia |
https://blog.qubemoney.com/6-causes-of-overspending-that-are-holding-you-back By Camilo Maldonado
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.comCountabout
playlist_add
Dec 27, 2020
Budgeting
What are the budgeting benefits and is it worth the time and effort to setup a budget? Below are some links to worksheets to help you get started with setting up a budget. Mr. Chuck discuss these benefits and expands on why budget can help reduce debt, or increase investments.
Article Links:
*https://moneyandmountains.com/benefits-of-budgeting/* by Kathryn Mancewicz
https://thesavvycouple.com/benefits-of-budgeting/ by Brittany Kline
pdf-1020-make-budget-worksheet_form.pdf
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.comCountabout
playlist_add
Dec 20, 2020
Happy Numbers
Personal Finance is based on knowing your numbers. What number should you always know and why. Mister Chuck look into these numbers to give you the information so you know your happy numbers.
1. Net Income
2. Monthly Expenses
3. Debt Interest Rates & Amount
4. Savings Interest Rates (also Rate of savings)
5. Net Worth
6. Years to Retirement
Article Links:
https://www.thesimpledollar.com/financial-wellness/the-personal-finance-number-that-matters-the-most/ by Trent Hamm
https://www.moneysavedmoneyearned.com/8-critical-personal-finance-numbers-you-need-to-know/ By Tawnya Redding
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
playlist_add
Dec 13, 2020
Mortgage Calculator
Mortgage calculator is used to see how much interest can be saved by making extra payment. But credit card debt is reduce by making larger payment, Debt consolidation, or going to debt consulting are the common ways to reduce your debt. But one thing is missing Mister Chuck explain how to avoid these common ways and still get out of debt.
Does paying extra on mortgage every month help or should you be making extra payments?
Article Links:
https://inspiredbudget.com/4-reasons-people-dont-pay-off-debt/ BY ALLISON BAGGERLY
https://www.bankrate.com/mortgages/prepaying-your-mortgage/ By Zach Wichter
https://www.mortgagecalculator.net/advanced/
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
playlist_add
Dec 6, 2020
Investing
A overview on how to get started investing. What you should be doing in the investing world, make your money work for you.
Then what does it take to become a above average investor. Using Robo Advisor maybe the easy way to get started.
Article link:
https://millennialmoney.com/start-investing/ By *GRANT SABATIER
*https://www.motilaloswalmf.com/knowledge-centre/5-keys-of-investing
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.comCountabout
playlist_add
Nov 29, 2020
Mistakes
We make mistakes in personal finances. Here are some of those mistakes and how to solve this problem. Mister Chuck talks about these and just knowing about these mistakes can help your finances. There are 22 Mistakes listed in this article and I cover them all.
Article Links:
https://www.listenmoneymatters.com/financial-mistakes/ By Candice Elliott
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
playlist_add
Nov 22, 2020
Cash Out Refinance
Mister Chuck discuss should you do a cash out refinance or get a Line of credit. First does this fit into your debt reduction plan and should this be done.
1 What is your debt reduction plan
2 How will cash out refinance fit into this plan
3 Have you used the 30 Day rule
4 What are the costs and how much could you cash would you get
5 How are you using the cash
Article Links:
https://www.nerdwallet.com/article/mortgages/refinance-cash-out By Deborah Kearns, Holden Lewis
https://themortgagereports.com/68932/cash-out-refinance-guide-rules-rates-requirements By *Erik J. Martin** *
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
playlist_add
Nov 15, 2020
Lifestyle
Mister Chuck discuss changing your financial lifestyle to improve your credit score and get out of debt. Apply 60 simple rules of Personal Finance.
1 Why improve credit score
2 How improve credit score
Article Links:
https://www.myknowledgebroker.com/blog/personal-insurance/how-to-raise-your-credit-score-by-100-points-in-45-days/ Posted by Steph Schreiber
https://www.incharge.org/blog/can-my-credit-score-go-up-100-points-in-a-month/ by Joey Johnston
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
playlist_add
Nov 8, 2020
Debt to Income Ratio
Mister Chuck explores this ratio debt to Income plus other things to know about using this to your advantage.
1 What it is and what is means
2 How to compute this ratio
3 Why is good to Know and Who uses Ratio
Article Links:
https://www.consumerfinance.gov/ask-cfpb/what-is-a-debt-to-income-ratio-why-is-the-43-debt-to-income-ratio-important-en-1791
https://www.investopedia.com/terms/d/dti.asp By CHRIS B. MURPHY
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
playlist_add
Nov 1, 2020
Debt Reduction Possible Scams
Mister Chuck covers the warning signs of possible scammers concerning debt settlements providers. Then covers the basics of how to set up a budget and discussed if this is a process that any do it yourself can do to save the fees of debt reduction services.
1. Warning Signs
2. Don’t do these things
3. Can you do it yourself before using a service
Articles Links:
https://www.moneyunder30.com/10-things-you-should-know-about-debt-management-programs by David Weliver
https://www.moneymanagement.org/budget-guides/create-a-budget
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
playlist_add
Oct 25, 2020
Net Worth, Tax Planning, Estate Planning
What is net worth and why it important. Mister Chuck explain and why important to keep track of once a year. Also covers tax planning and Estate planning in this episode everyone needs to have a knowledge on these topics even at a young age.
1 Net Worth
2 Tax Planning
3 Estate Planning
Article Links:
https://www.thesimpledollar.com/financial-wellness/how-to-calculate-your-net-worth/ By Trent Hamm
https://www.nerdwallet.com/article/taxes/tax-planning by Tina Orem
https://www.estateplanning.com/What-is-Estate-Planning/
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
playlist_add
Oct 18, 2020
What is Financial Distress
Rule #1 Spend less than you earn seems a simple rule but that really does that mean. How do you achieve this habit? There are times maybe it not appropriate to follow. Mister chuck discuss this rule in detail. What is financial distress and how to recognize when you are becoming distress.
Articles Links
https://www.fca.org.uk/insight/understanding-financial-distress By Benedict Guttman-Kenney
https://lifehacker.com/spend-less-than-you-earn-is-useless-unhelpful-financ-1710042416
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
playlist_add
Oct 11, 2020
Debt snowball spreadsheet
Mister Chuck explores spreadsheets to use to help those trying to get out of debt. Finding what he believes is the best one to use, plus more.
1 Review past episodes
2 Why to use spreadsheets
3 Ones to use to help
Articles Link:
https://www.thebalance.com/free-debt-reduction-spreadsheets-1294284 *BY*
*SHELLEY ELMBLAD*
https://www.vertex42.com/Calculators/debt-reduction-calculator.html
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
playlist_add
Oct 4, 2020
Simple rules of personal finance part 2
Mister Chuck goes over rules that can help everyone with personal Finance. There are total of sixty rules the remaining 36 in this episode. Following just some of these rules can help everyone get a grip on their money and make life easier.
Article Link:
https://www.thesimpledollar.com/save-money/sixty-simple-rules-of-personal-finance/ By
Trent Hamm
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
playlist_add
Sep 27, 2020
Simple Rules of Personal Finance Part 1
Mister Chuck goes over rules that can help everyone with personal Finance. There are total of sixty rules the first 24 this episode. Following just some of these rules can help everyone get a grip on their money and make life easier.
Article Link:
https://www.thesimpledollar.com/save-money/sixty-simple-rules-of-personal-finance/ By
Trent Hamm
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
playlist_add
Sep 20, 2020
How to Save Money
Many struggle to save money, it not hard, Mister Chuck discuss how to get saving into your budget.
1. Reason not to save
2. Set Goals
3. Reach Goals
Articles Links:
https://www.thebalance.com/how-to-set-and-reach-savings-goals-2386115 By
*MIRIAM CALDWELL*
https://www.thebalance.com/overcome-excuses-and-save-money-4129534 By *MATT REINER*
https://www.thebalance.com/best-reasons-to-keep-your-savings-account-4307372 By *JUSTIN PRITCHARD*
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
playlist_add
Sep 13, 2020
Insurance
Everyone needs insurance whether you want insurance or not some are required by lenders. Some types of insurance should be consider just in case something bad happens.
1. Insurance Required
a. Auto
b. Home
2. Needed Insurance
a. Health
b. Disability
c. Life
3. Consider Insurance
a. Renters
b. Pet
c. Travel
Overview on reducing debt recap.
Article links:
https://millennialmoney.com/types-of-insurance/ by
*GRANT SABATIER*
https://www.igrad.com/start/start-here-insurance by
by Cory Sarver, Expert
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
playlist_add
Sep 6, 2020
Buying A house
E: 25 Buying A house
Mister Chuck talk first time home buyers what is needed before getting that first home.
1 Are you Ready
2 Shop for loan
3 Type of Loans
4 Down Payments
5 Real Estate Agent
6 Inspection & Escrow
7 Closing
Article Links:
https://www.thebalance.com/how-to-buy-your-first-home-2385826 By *MIRIAM CALDWELL*
https://www.nerdwallet.com/article/mortgages/tips-for-first-time-home-buyers By Emily Starbuck Crone
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
playlist_add
Aug 30, 2020
Best buy credit card
Mister Chuck looks into the details of having a best buy credit card. Rewards vs deferred interest
1 Best Buy
2 Better Rewards or deferred interest
3 other retail store credit cards
4 Credit cards Stats
5 Review Debt Reduction Plan
6 My Debt reduction progress
Articles Links
https://wallethub.com/d/best-buy-credit-card-1449c/ By Citibank
https://wallethub.com/credit-cards/store/
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
playlist_add
Aug 23, 2020
Investing for Dummies
Misterchuck talk about getting started in investing in the stock market. Explains what is investing, what are investments, and when to start.
What is investing
What are Stocks, bonds, mutual funds, ETF,
Understanding the process
Use Financial planner
Articles links:
https://thecollegeinvestor.com/22975/investing-for-dummies/ By Robert Farrington
https://www.listenmoneymatters.com/investing-for-beginners/ By Andrew Fiebert
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
playlist_add
Aug 16, 2020
Best budgeting apps
Mister Chuck review the best budgeting apps to use today. Starting out this episode review the Personal Finance Plan and Reduce Debt Plans which both rely heavy on using a budget. So, what is the easy way to start a budget.
1. Personal finance Plan
2. Reduce Debt Plan
3. What to look for in budget app
4. Review different apps
5. Summery
Articles Links:
https://www.forbes.com/advisor/personal-finance/best-budgeting-apps/ by Kristin Stoller
Forbes Staff
https://www.thebalance.com/best-budgeting-apps-4159414 *BY* *ERIC ROSENBER**
*https://www.moneyunder30.com/best-budgeting-tools By *Lauren Barret*
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
playlist_add
Aug 9, 2020
Debt Consolidation
Mister Chuck discuss getting a consolidation loan if you have bad credit. This episode explains what to do
if your credit score is below average to get consolidation loan.
1. How to Improve Credit Score
2. What is Consolidation Loan
3. Where to find Consolidation loan
4. What to look out for
Articles Link:
https://www.bankrate.com/loans/debt-consolidation-loans-with-bad-credit/ by Elizabeth Aldrich
https://www.nerdwallet.com/article/finance/consolidate-debt?trk_channel=web&trk_copy=What%20Is%20Debt%20Consolidation%2C%20and%20Should%20I%20Consolidate%3F&trk_element=hyperlink&trk_elementPosition=0&trk_location=PostList&trk_subLocation=list By Amrita Jayakumar
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
playlist_add
Aug 2, 2020
What is 401K Roth; Financial Advisor
Mister Chuck discusses what is a 401 K Plan and who should be using this benefit. Then talks about Financial advisor or Planner who need this be using this service.
1. 401 K What it is.
2. Who offers this plan?
3. Who should be contributing?
4. Financial Advisor or Planner
5. Fees charged
6. Why it important to use this service
Articles Link
https://www.investopedia.com/terms/1/401kplan.asp by: JULIA KAGAN
https://www.creditkarma.com/advice/i/what-is-a-financial-adviser by: Ashley Chorpenning
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
playlist_add
Jul 26, 2020
Reverse Mortgage
Mister Chuck reviews using a reverse mortgage in retirement. The question is should a reverse mortgage be included in your Personal Finance Plan. What is a reverse mortgage and how does a reverse mortgage work.
Article Links:
https://www.bankrate.com/mortgages/reverse-mortgage-guide/ By Holly D Johnson
https://www.investopedia.com/mortgage/reverse-mortgage/5-signs-reverse-mortgage-bad-idea/ By AMY FONTINELLE
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
playlist_add
Jul 19, 2020
Budgeting Plan; Food and Clothing
Mister Chuck help determine the percentages to use in setting budget. Food and clothing are the 3rd and 4th largest items we spend money on, so it is important to budget the proper amounts. Personal Finance is important so knowing how much to budget before spending is key.
Article:
https://theweek.com/articles/648521/how-much-money-should-budget-food by Alexis Boncy
https://jseverydayfashion.com/home/2012/05/how-to-set-clothing-budget.html By Jeanette Johnson
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
playlist_add
Jul 12, 2020
Budgeting Plan; Housing and Transportation
Mister Chuck exams how much you should be spending on Housing, and Transportation. This is key in getting your budget setup correctly. Personal Finance Plans are important in getting started as housing is 1st in amount paid and Transportation is 2nd in amount of your budget.
https:/www.fool.com/millionacres/real-estate-basics/articles/how-much-my-income-should-i-spend-housing/ By *Maurie Backman*
https://www.nerdwallet.com/blog/loans/auto-loans/much-car-payment/ By *PHILIP REED*
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
playlist_add
Jul 5, 2020
What Causes Debt, Get out of Debt
Mister Chuck review the causes of getting into too much debt. Then goes over the reason why it hard to dig yourself out. You need to create a Personal Finance Plan and stay the course.
Articles Link:
https://www.lifehack.org/articles/money/7-causes-people-get-into-debt.html By Anya Bennet
https://www.thebalance.com/hard-to-pay-off-debt-960855 *BY* *LATOYA IRBY*
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
playlist_add
Jun 28, 2020
Money Management Tips: Credit Cards for Bad Credit
Mister Chuck discuss about the three accounts needed for Personal Finance. Then continues with what to know about credit cards. Credit cards for bad credit what you need to know about credit cards that may help.
Articles Links:
https://www.usatoday.com/story/money/personalfinance/2020/04/10/savings-accounts-checking-retirement-3-essential-places-for-money/5115654002/ By Adam Shell
https://www.creditcards.com/credit-card-news/help/8-things-to-know-about-credit-card-debt-6000.php By Erica Sandberg
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
playlist_add
Jun 21, 2020
Do It Yourself Debt Reduction Plan, Can You go it Alone?
Mister Chuck discuss can you go it alone in reducing your debt. Covers some management programs plus review his plan. To create your personal finance solutions, review the links below.
Articles Link:
https://www.incharge.org/debt-relief/debt-management/debt-management-program-template-debt-relief/
https://www.mydebtreliefplan.com/2017/09/avoidable-mistakes-everyone-repaying-debt-makes.html
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
playlist_add
Jun 14, 2020
How To Budget More Details
Mister Chuck goes into detail on how he does budgeting. It a simple and easy method so listen today and get your budget started.
Articles:
https://www.daveramsey.com/blog/the-truth-about-budgeting/ by Rachel Cruze
#Personal Finance Basic #Financial Basic # Finance Basic # Stress # Debt #Wealth
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
playlist_add
Jun 7, 2020
Plan Ahead for Social Security
Misterchuck Discusses planning ahead before claiming Social Security. Then talk about his Social Security related problems and how he solving them.
Articles Link:
https://www.fool.com/retirement/2020/03/12/5-social-security-tips-for-2020-and-beyond.aspx by Kelly Hagen
#Personal Finance Basic #Financial Basic # Finance Basic # Stress # Debt #Wealth
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
playlist_add
May 31, 2020
Reasons to Reduce Debt
MisterChuck talks reasons to get out of debt, the benefits of doing so.
Reasons to get out of Debt top 4 Reasons
* 1 More Free Income
* 2 Earlier Retirement
* 3 Less Risk
* 4 Better Credit Score
Article:
https://www.moneycrashers.com/reasons-get-out-debt/ By Amy Livingston at Money Crashers.com
Listen today to find out all the reasons
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
playlist_add
May 24, 2020
Other Sources of Income Con't
MisterChuck talk about other sources of Income:
* Ecommerce
* Podcast, Video
* Multi Level Marketing
Articles: MLM Companies ShowBiz.com by Megan Elloitt
#Personal Finance #Reduce Debt #Stress #Podcast #Education
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
playlist_add
May 17, 2020
Investing, Other Sources of Income
MisterChuck talk about what to do with your saving once debt is reduced.
* Investing How
* Robo Investing
* MLM
* Real Estate
Giving all the choice what to do with money you have, to invest or start a business in order to gain additional income. That is this weeks topic.
Articles: 9 Thing to Know about Robo Advisors in US News.com by Wayne Dugan
No Sponsors this week.
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
playlist_add
May 10, 2020
Income Taxes, Building Wealth
MIsterChuck former accountant talks this week does paying high mortgage interest reduces your taxes.
* Income Taxes Review
* Ways To build Wealth
Articles:
Best Way to Invest your Money in 2019 At BankRate.com by Kendall Little
Sponsor : http://www.isotonix.com/lantianbaiyu
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
playlist_add
May 2, 2020
Refinance, Debt Consolation, Debt Cancelation
Episode 7: Reduce Debt Increase Wealth ; Mister Chuck discuss the following when trying to get out of debt once your plan is in place.
* Refinance your home
* Get a debt consolation loan
* Use a debt cancelation service
Articles:
* How to know when to refinance your mortgage:Bankrate.com By Libby Wells
* Truth about Debt Consolation by Dave Ramsey.com
Unable to find the links to these articles but found online.
Sponsor: http://www.isotonix.com/lantianbaiyu
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
playlist_add
Apr 26, 2020
What's A Credit Score
Mister Chuck explain what a credit score is all about, and how to make improvements. Once you know what the credit reporting agencies are looking at, you can make changes in your habits to improve your score.
Sponsor: http://www.isotonix.com/lantianbaiyu
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
playlist_add
Apr 19, 2020
Budgeting and Method of Payoff
Mister Chuck easy no hassle budgeting method! This is the easy way to do and keep a budget almost a no brainer. Then Mister Chuck explains the different methods of paying down debt.
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
playlist_add
Apr 12, 2020
Debt Reduction Plan, AKA The Plan
Mister Chuck explains his plan on Reducing debt. How he is getting debt free the easy way. Do not miss this episode give detail on how you can become debt free.
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
playlist_add
Apr 9, 2020
Avoid Financial Crisis
Mister Chuck talk about business restarting or not, will your employer go out of business. What to do if you are getting the unemployment plus $ 600 every week to work or not. Maybe it time to change careers.
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
playlist_add
Apr 5, 2020
Good Debt Bad Debt
Mister Chuck talks about what is good debt and what is bad debt in this episode plus refinance loans, debt cancellation and more.
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
playlist_add
Mar 27, 2020
Getting Started Reducing Debt
Mister Chuck is a retired accountant, turned truck driver, who talks about how to get started in getting your debt reduced. This Episode he talks about his background and how to start getting rid of debt to gain financial freedom.
All episodes are now on Facebook go to ReduceDebtIncreaseWealth.com in Facebook and look to the podcast tab.
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
playlist_add