That Space in the Middle with Dr. Russell Schafer (DHS61)
Play • 25 min

The brilliant Dr. Russell Schafer joins Alan to talk about how he uses a 3D printer and digital design to find the middle ground between barely adequate treatment and the full Cadillac. Many times your patients have situations that don't allow for ideal treatment. Russell has found several situations where digital design and printing have made for a cost effective solution that works for his office AND his patients. Whether it's digital dentures, printed provisional crowns or short term orthodontics, in office 3D printing is filling a need that often goes unfilled in our offices.

Some links from the show:

NextDent 5100 Printer

Blue Sky Bio Crown and Bridge module

Microcopy Dental has always been the place to get the most amazing single patient use burs anywhere. But have you ever wondered why a person would want to go the "single patient use" route? Microcopy is offering 2 hours of free CE about this very issue at! You'll see why dental burs should be single patient use for lots of reasons and you can pick up 2 CE's on infection control as well! Go check it out at!

It’s a weird fact of being a dentist...some patients don’t think they can come to the dentist without having some kind of insurance or benefits.  Instead of lamenting this fact, why not lean into it? Why not give them benefits? That’s where our friends at Boomcloud come in. BoomCloud has been helping people create and run membership plans in their offices since 2013. You need to check out Boomcloud for yourself. Jordan and our friends have put together the “Ultimate starter guide” for membership plans at


In Your Best Interest
In Your Best Interest
How to avoid investment scams, with David Gerald, Founder, President and CEO, Securities Investors Association (Singapore) SIAS
More than $35 million was lost through investment scams in 2019. What can you do to ensure that you don’t lose your hard-earned money to one? David Gerald founded the Securities Investors Association (Singapore) or SIAS to assist and educate would-be investors from being a victim of an investment scam. In this episode, David shares some common tactics used and how investing scams prey on your greed and emotions before making a quick getaway. To help you avoid investment scams, David suggests the below resources: * SIAS website * My Money Seminars, an initiative by SIAS, ABS and MoneySense * 3 Dimensions of Successful Investing by SIAS * Register of Representatives (MAS) * Financial Institutes Directory (MAS) * Investor Alert List (MAS) * Anti-Scam Hotline phone number: 1800 722 6688 For past guests, visit If you enjoy what you've heard, we’d really appreciate it if you’d even consider leaving a quick but thoughtful review. It takes less than 60 seconds, and it really helps us make the show even better for you so that we can convince great guests to join us. Have feedback for us? Is there someone you want us to have on the show? Is there a topic you want covered? Shoot us an email at We’d love to hear your thoughts! Find StashAway on Facebook Find StashAway on Instagram Find StashAway on LinkedIn Find StashAway on Twitter Also, our lawyers would want us to tell you that the opinions of our guests are not necessarily shared by StashAway, that past performance is no guarantee of future results, and that what you heard is not investment advice.
35 min
Student Loan Planner
Student Loan Planner
Travis Hornsby
Ron Lieber, NY Times Columnist, on Debunking the Complexity of College Education and the Financial Aid System
After navigating the system and successfully applying for financial aid, New York Times columnist, personal finance expert and author, Ron Lieber made it his life’s mission to demystify the complexity and help students and their families discover smart ways that they can “beat the system” to get the best value at a reasonable cost. We also discuss his book, The Price You Pay for College, that was released today. In today’s episode, you'll find out: * How colleges financially take advantage of incoming college students * The one hack Lieber says you need to pay less for college * How to ask for a financial aid appeal to get more money for college * How financial aid is disproportionately disadvantages low-income students and people of color * What is merit aid and how did it become so popular at colleges * Why state universities have honors colleges * Whether an honors college is worth it * Why using adjuncts and non-tenured positions don’t lower tuition costs * What is ‘administrative blot’ and why it’s good for students * How college choice impacts the person your marry * Why Lieber doesn't think the tax bomb is going to be as big as you think * The reason Lieber thinks raising federal borrowing limits can help borrowers * Why you should assume your servicer will screw up the reinstatement of your loan payment * What Lieber predicts will happen to student loans in a Biden administration * Where to get a copy of Lieber’s new book, The Price You Pay for College Full show notes at: Like the show? There are several ways you can help! * Subscribe on Apple Podcasts, Spotify or Google Podcasts * Leave an honest review on Apple Podcasts * Follow on Facebook, Twitter, or LinkedIn Feeling helpless when it comes to your student loans? * Try our free student loan calculator * Check out our refinancing bonuses we negotiated * Book your custom student loan plan
44 min
The FI Show
The FI Show
Cody of Fly to FI and Justin aka Saving Sherpa
Geoarbitrage Case Studies | Diving into the Numbers with Cody & Justin
Today's episode rounds out our series on utilizing your location as a tool to financial independence and is led by just thew of us hosts. You may hear this idea called geo-arbitrage. We wanted to pick two locations where we would actually like to take a test run of financial independence in a foreign country. Cody picked Santiago, Chile and Justin picked Porto, Portugal. This episode covers an honest and holistic look at what it would cost for a couple to live in these countries while still really exploring and enjoying them. Take a listen and consider where you'd move if you had the freedom. Santiago, Chile Housing - $500 for a one BR apartment - Comes with parking, laundry, gym, BBQ and pool Utilities (Electricity, Heat, Cooling, Water, Garbage) $135 per month Cost of Flights to Other Locations - Flights around South America starting as low as $35. - $385 to get back to  Cody's home in New England Restaurant Samplings - Simple meal at inexpensive restaurant costs $5 Grocery Samplings - $30-35 per week. With mostly fish, vegetables, beans, eggs, “healthy” pasta, fruits, and smoothies Phone/Internet - $45 per month Public Transportation - Taxis will take you anywhere for less than $10 - Average of $150 per month (per expat survey) Healthcare - Ranked 33 out of 190 countries (similar to Australia and Denmark and many of the doctors speak english) - $100-120 for healthy adult expat insurance Visa Requirements (how long can I stay?) - 90 days (plus can pay $100 for another 90 day extension) Weather - Coldest months are June and July with average highs of 61 degrees Fahrenheit - Only downside is that it rains 4-5 days per week Total cost = $1650/month 500 housing 135 utilities 120 groceries 250 restaurants 45 phone/internet 100 transport 120 healthcare 400 entertainment $19,800 per year   Porto, Portugal Housing - $833 for a one BR apartment in heart of the city - Comes with parking, laundry, wifi, all utilities Utilities (Electricity, Heat, Cooling, Water, Garbage) Included Cost of Flights to Other Locations - Flights around Europe starting as low as $25. Paris: $25 Barcelona $49 Milan $53 - $670 to get back to  Justin's home in Austin Restaurant Samplings - Simple meal at inexpensive restaurant costs $6 - Anthony Bordain visited restaurant also serves $1.80 martinis Grocery Samplings - $40 per week. $2.60/lb chicken, $1.30/lb pork, $0.75 fresh bread, $0.90 apples, $2.50 bottle of wine as examples Phone/Internet - Wifi is free, 22gb data and unlimited call cell phone for $18 Public Transportation -Amazing train system for very cheap which I factor into "Travel" Healthcare - Emergency room visits are free - Research shows ~$40 per month for plans Visa Requirements (how long can I stay?) - 90 days with just the passport - Full citizenship appears attainable if you can prove you have healthcare as well as stable income source to fund your retirement Weather - Lowest highs are 57 degrees December/January - Highest highs are 77 degrees in July/August Total cost = $1770/month (for a couple) 833 housing 140 groceries 300 restaurants 18 phone/internet 80 healthcare 400 entertainment (includes transportation) $21,240 per year   Join the Community We’d love to hear your comments and questions about this week’s episode. Here are some of the best ways to stay in touch and get involved in The FI Show community! Grab our FREE Budget Planner Join our Facebook Group Leave us a voicemail Send an email to contact [at] TheFIshow [dot] com If you like what you hear, please subscribe and leave a rating/review! >> You can do that by clicking here << Learn More About Your Hosts Fly to FI (Cody’s Blog) Saving-Sherpa (Justin’s blog)
34 min
The Power Of Zero Show
The Power Of Zero Show
David McKnight
My Interview with Former US Comptroller General David Walker (Part 2)
Things may seem bleak when you look at the numbers, but there are solutions that we can implement that could help our situation and ultimately prevent the worst outcomes when it comes to the national debt. David Walker’s book was divided into three parts: a wake up call, a call to action, and a way forward. He has a number of solutions that he’s proposed that meet six principles. Any solution would have to be: pro-growth, socially equitable, culturally acceptable, have mathematical integrity, be politically feasible, and have meaningful bipartisan support. We have to agree that the real metric to measure is debt-to-GDP and we need to get it to a sustainable level within a reasonable period of time. We also have to recognize that this can’t be done one reform at a time and needs to be addressed as a package. Medicare seems like the hardest nut to crack because it is tied to demographics and health care costs grow faster than inflation, which prevents the US government from printing their way out of the problem. Most Americans agree regarding gradually increasing the age of retirement over several years which was done in the 1980s Social Security reform package. Increasing the the taxable wage base cap and adjusting the benefits paid out (e.g., higher replacement rate for lower income and somewhat lower for higher income individuals) are reasonable solutions for Social Security. When it comes to healthcare there are a number of more complex issues to deal with. The first is that the US government has overpromised on healthcare. Government needs to determine a reasonable, affordable and sustainable level of healthcare that should be available to everyone and government needs to have a budget. Government will do more for the poor, disabled and veterans. The US is the only country on the Earth that doesn’t have a budget for healthcare, which is one of the reasons that there are so many healthcare horror stories in the US. If interest rates simply return to 2003 levels, the cost of servicing our current debt quintuples. Interest rates are not going to stay low, they are going to go up. The only question is how much and how fast. David Walker believes that we will not default on the debt because federal debt is guaranteed by the U.S. Constitution. The responsibilities of the federal government envisioned by the founders took up 97% of the budget in 1912. This has fallen to 29% of the budget, and was declining as of 2019. The higher the debt-to-GDP goes, the higher that taxes are likely to be, and the lower the level of economic growth we are likely to achieve. The longer we wait to solve the problem, the higher that taxes are likely to go as well. The biggest deficit the United States has is a leadership deficit. We have too many people living for today and not enough people focused on how to create a better tomorrow. The two party system is part of the problem. 43% of voters are unaffiliated, and are largely unrepresented. It ultimately falls onto the President to make this issue a top priority. We need a mechanism that engages the American people in unprecedented ways and sets the table for tough fiscal choices in Congress (e.g., a Fiscal Sustainability Commission), and the sooner we do it the better off we’ll be. President Biden needs to deal with this problem because we only have one President at a time and one bully pulpit where the message can really make an impact. We need a number of political reforms because today we have a Republic that’s not representative of, or responsive to, the general public. David recommends redistricting reform, integrated open primaries, ranked choice balloting, campaign finance reform, and 12-year term limits. Career politicians are not what the US needs. It’s not what the founding fathers intended and it’s one of the many things that we need to change to revitalize our republic. On a personal level, we need to focus on our families and our clients. We can’t control what happens in Washington but we have to take steps to hold our elected officials accountable as much as we can.
23 min
Lessons from the Playroom
Lessons from the Playroom
Lisa Dion
Lessons from the Playroom Episode 86: Healing Touch in Play Therapy
Join Lisa Dion and guest Sonya Joyce as they discuss perhaps one of the most important topics in the play therapy process - touch! ... "Whether we like it or not, touch is a part of the play therapy experience." ... With this in mind, they explore ways to become more mindful and thoughtful about how to bring healing touch to children in the playroom, how to create a neuroception of safety around touch, how to model healthy boundaries and creative ways to bring touch into the child's experience, and the ramifications if healing touch does not happen for our child clients. Guest Sonya Joyce is a Child/Adolescent Psychotherapist in Ireland, trained in Play and Art Therapy. She offers, "I noticed that children were always leading me into play in my Art therapy sessions and this led me to study play further, firstly dipping my feet in the water with a short course in Therapeutic Play Skills, and then embarking on a 4 year Masters Course in Creative Psychotherapy and Play Therapy with the Children’s Therapy Centre, County Westmeath, Ireland. During this time I began work with an organisation working with children and young people who have experienced sexual abuse." Sonia is also a mother to 4 children, aged 17, 14 and 11 year old twins and describes this as "the greatest learning experience of all!" Come learn with us! .... for recorded play therapy training webinars for Non-Contact CE hours, introductory level SPT courses, the SPT Certification program, and free webinars to support you on your life's journey join us here:
31 min
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