When You're in a Huge Debt Hole, You Need a Big Shovel (Hour 3)
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Debt, Relationships

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The Dr. John Delony Show
The Dr. John Delony Show
Ramsey Network
Drug Addiction, Fallout from Bipolar Disorder, & Communication in Marriage
The Dr. John Delony Show is a caller-driven show that offers real people a chance to be heard as they struggle with relationship issues and mental health challenges. John will give you practical advice on how to connect with people, how to take the next right step when you feel frozen, and how to cut through the depression and anxiety that can feel so overwhelming. You are not alone in this battle. You are worth being well—and it starts by focusing on what you can control. Let us know what’s going on by leaving a voicemail at 844.693.3291 or visiting johndelony.com/show. We want to talk to YOU! Show Notes for this Episode * 4:38: My 22-year-old daughter is addicted to meth and homeless. How do I help her? * 20:18: How do you let go of shame and regret when it cost you your husband and children because you were undiagnosed bipolar? * 34:41: How do I listen to my wife without trying to solve her problems? * 47:50: Lyrics of the Day: "The Heart of the Matter" - Don Henley tags: parenting, substance abuse, boundaries, money, bipolar disorder, marriage, guilt/shame, grief, communication, relationships These platforms contain content, including information provided by guests, that is intended for informational and entertainment purposes only. The content is not intended to replace or substitute for any professional medical, counseling, therapeutic, financial, legal, or other advice. The Lampo Group, LLC d/b/a Ramsey Solutions as well as its affiliates and subsidiaries (including their respective employees, agents and representatives) make no representations or warranties concerning the content and expressly disclaim any and all liability concerning the content including any treatment or action taken by any person following the information offered or provided within or through this show. If you have specific concerns or a situation in which you require professional advice, you should consult with an appropriately trained and qualified professional expert and specialist. If you are having a health or mental health emergency, please call 9-1-1 immediately.
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Massive Agent Podcast
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Most people design their lives around their job or career. But the happiest and most interesting people design their life first, and then choose a job or career that fits their lifestyle. Jimmy Rex did the latter. He travels the world (often!), writes books, participates in rescue operations to save kids from child trafficking, owns restaurants, supports countless charities, throws pool parties that Donovan Mitchell of the Utah Jazz drops in to... all while running one of the top few real estate teams in the State of Utah.  Jimmy Rex is easily the most interesting man in real estate; and if there's someone more interesting, I'd love to meet them! :). Instagram The Jimmy Rex Show Podcast Book:  You End Up Where You're Heading by Jimmy Rex  -- CLICK HERE to get our new "what to post on social media" app, the Massive Agent Daily. ********************** Recommended Products or Services: Witly: the fully automated Facebook Ad management system for real estate agents and loan officers. Get a 14 day free trial HERE Wise Agent: The real estate CRM I use - 14 Day Free Trial PLUS get my drip campaigns for free Shop my Amazon Store: podcasting equipment, my favorite books, cool stuff for Realtors, etc Massive Agent Society: Our "One Agent Per Market" Real Estate Lead Gen Coaching Program and online course - Claim Your Market Now Buzzsprout: Affordable, user-friendly podcast hosting for real estate agents - New users get a $20 Amazon Gift Card Follow us on Instagram *The Massive Agent Podcast is a production of the Industry Syndicate podcast network
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GSD Mode
GSD Mode
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Main Steps for REO and Short Sales That Real Estate Agents Must Know | GSD Mode Podcast
This is "Part 3" in the "How To Have Success in REO & Short Sales" Series (if you missed Part 1 and/or Part 2, there are links below to check those out)...  In the last episode we discussed our top strategies and tips on "How To Get Into REO & Short Sales" and in this episode we are breaking down the important things you need to know and be prepared for once you get a REO Listing and/or a Short Sale Listing... The process & steps are much different for REO & Short Sales, in regards to the Listing Agent, compared to Traditional Real Estate, so it is essential to know the differences so you can then make sure you are prepared...     "The Main Overall Steps for REO and Short Sales That Real Estate Agents Must Know"... Think of these as the order in which things need to happen when you get a REO Listing Assignment and/or take on a Short Sale Listing as the Listing Agent...     Part 1 - "Why It Is Important For Realtors To Get Into REO & Short Sales" (link below to check out)     Part 2 - "Top Ways For Realtors To Get Into REO & Short Sales" (link below to check out)     *Check Out Part 1 Here: https://youtu.be/LUFvW2f8znk     *Check Out Part 2 Here: https://youtu.be/R6wwc57nXS0       00:00 - Introduction   3:00 - The REO process   10:00 - ‘Days in inventory’   17:00 - Managing an REO listing   24:30 - The REO process is different in every state   27:10 - The short sale process   34:30 - What to do when listing a short sale property         To learn more about "REO University" Go To: http://reomasteryuniversity.com/     *IMPORTANT: If you decided to join REO University, make sure to use PROMO CODE:  REOUNIVERSITY  , all one word and all caps, this will save you $500 so you can get the entire Training Program for Only $997 or 3 Monthly Payments of $333!     Ben’s Contact Info:     https://www.facebook.com/barbergrouprealty/     https://www.facebook.com/ben.barber.90260     https://homeisawesome.com/       📚  For a TON of FREE Tips, Methods and Strategies to help you DOMINATE Your Real Estate Business, make sure to snag my new 100% Free Digital Book (it will be emailed to you within seconds) - Joshua Smith's Free Book "DOMINATE Your Real Estate Business - Top Tips From a Top Producers" go to: http://www.JoshuaSmithFREEBook.com/     👉 Looking for help in your Real Estate Business, Check out Joshua Smith's Coaching Program "Mastery Bootcamp" at: http://www.MasteryBootcamp.com     👉 Want to learn more about Joshua Smith's Coaching Program, see if the program is a fit for you, etc... Schedule a 100% Zero Pressure/Zero Hassle Discovery Call, Click Here:  http://www.MasteryBootcamp.com     👉 "Triple Your Real Estate Business In 90 Days" [FREE In-Depth 3 Hour Online Masterclass with Joshua Smith] - http://bit.ly/2WQHBqM     GSD Mode Podcast Sponsors/Supported By:     Perfect Storm (The most Effective and Affordable Real Estate CRM in the Real Estate Industry) - http://www.PerfectStormNow.com     Mastery Bootcamp (Joshua Smith's personal Coaching/Mentorship Program) - http://www.MasteryBootcamp.com     REO Mastery University (REO and Short Sale Real Estate Agent Training) - https://reouniversity.wpengine.com/     Connect With Joshua Smith On Social Media:     Facebook - https://www.facebook.com/JoshuaSmithGSD     Instagram - https://instagram.com/joshuasmithgsd/
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162: Finance Friday: High Salary - But Nothing to Show For It. Cutting Unnecessary Expenses with Engineer Tracy
As you go further along in your career, you should (hopefully) make more and more money, but does that justify spending more money? Most times, it doesn’t. We’re joined by Tracy, experienced engineer and retirement super saver to go through her budget, expenses, and investment portfolio. Tracy has had a bit of a struggle with spending and expense tracking. A purchase here, some grocery shopping there, and by the time she added up her payments, she was consistently overspending by close to a thousand dollars, every month! Scott and Mindy have some great strategies to limit this type of random spending, and put your budget in the driver’s seat! Tracy is also interested in acquiring a rental property in mid/late 2021, but she doesn’t have the cash savings she needs to do it. That doesn’t mean Tracy lacks money. Quite the contrary, Tracy has a very respectable amount of money stored between her different retirement accounts. She was lucky enough to take advantage of her company’s 15% 401(k) match (seriously, 15%)!  Now the question is: does she limit her contributions so she can save up for a rental property or does she continue to max out her retirement accounts so she has a big cushion when she decides to stop working? This is a very common question we get from listeners and members of the BiggerPockets community. You may be in the exact same position, all we can suggest is to tune in to hear what Mindy and Scott have to say! In This Episode We Cover * Why employee match programs are so valuable for retirement investing * Whether or not you should keep an expensive car loan (or sell and get a cheaper option) * How to fight lifestyle creep and focus on your spending and investing  * The importance of manual expense tracking and budgeting * How bigger shopping runs can minimize your food budget every month * What type of savings you should have before buying a rental property * And So Much More!
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435: Why Successful People HATE Losing, But Aren’t Afraid to Lose with Scott McGillivray (Part 2)
Scott McGillivray is back for this second part of his amazing interview. Last time we talked about the nitty gritty of Scott’s investments, how he started to acquire houses, and building his empire. Now we’re touching more on the mindset of what makes Scott so successful, and how you can put yourself in his shoes. Many people may know Scott from his HGTV shows, but maybe you didn’t know he was once in a boy band. Seriously. He took dance classes, convinced his friends to join him, and sold out some shows, but the takeaway from this short-lived boy band was priceless. If you see someone else finding success with something, use their blazed trail to find success yourself. From his boy band, to being on student council, and even the passing away of a loved one, Scott learned valuable lessonsthat he took with him for the rest of his life, and now gets to share with the BiggerPockets audience. Scott goes on to share a story that made him pivot the direction of his life as a teenager, and lead him to become the real estate mogul he is today. Scott goes through his top pieces of advice for young people and proves how planting seeds for investments early leads to acres upon acres of residual fruits for decades to come. In This Episode We Cover: * How Scott manages his hectic life between companies, shows, and family * Why successful people aren’t afraid of failing * What young or inexperienced investors should do when they feel scared of taking a risk * Why Scott says you “can’t lose money in real estate” * The importance of talking to those who are older and have more experience than you * Scott’s top pieces of advice for young people just starting out their careers * How Scott runs his companies and what he’s doing to be a better leader * How you can be the MVP of your company  * And So Much More! Links from the Show * BiggerPockets Podcast * BiggerPockets book store Books Mentioned in this Show: * E-Myth by Michael Gerber * Built to Sell by John Warrillow Click here to check the full show notes: https://www.biggerpockets.com/show435
1 hr 15 min
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