The Ramsey Show
The Ramsey Show
Jan 8, 2021
We Make $125,000 but Can't Save Our $1000 Emergency Fund (Hour 3)
Play • 40 min

Debt, Savings, Budgeting, Relationships

As heard on this episode:

Sign Up for a FREE trial of Ramsey+ TODAY: https://bit.ly/31ricKt 

Tools to get you started: 

Check out more Ramsey Network podcasts: https://bit.ly/2JgzaQR

The Dr. John Delony Show
The Dr. John Delony Show
Ramsey Network
Helping Out Family, Husband's Drug Addiction, & a Struggling NICU Nurse
The Dr. John Delony Show is a caller-driven show that offers real people a chance to be heard as they struggle with relationship issues and mental health challenges. John will give you practical advice on how to connect with people, how to take the next right step when you feel frozen, and how to cut through the depression and anxiety that can feel so overwhelming. You are not alone in this battle. You are worth being well—and it starts by focusing on what you can control. Let us know what’s going on by leaving a voicemail at 844.693.3291 or visiting johndelony.com/show. We want to talk to YOU! Show Notes for this Episode * My younger brother is 32 and still lives with my parents. How do I speak into this situation? * My husband is a cocaine addict. I didn’t know when we got married. When does rehab become an option? * Teaching Segment: Books I Have Read * Lost Connections: Why You’re Depressed and How to Find Hope - Johann Hari * The Deepest Well: Healing the Long-Term Effects of Childhood Adversity - Nadine Burke Harris M.D. * Discipline Equals Freedom - Jocko Willink * Know Yourself, Know Your Money - Rachel Cruze * I'm a wife, mom and NICU nurse. How do I juggle all three? * Lyrics of the Day: "Drivers License" - Olivia Rodrigo tag: family, boundaries, substance abuse, marriage, workplace/career These platforms contain content, including information provided by guests, that is intended for informational and entertainment purposes only. The content is not intended to replace or substitute for any professional medical, counseling, therapeutic, financial, legal, or other advice. The Lampo Group, LLC d/b/a Ramsey Solutions as well as its affiliates and subsidiaries (including their respective employees, agents and representatives) make no representations or warranties concerning the content and expressly disclaim any and all liability concerning the content including any treatment or action taken by any person following the information offered or provided within or through this show. If you have specific concerns or a situation in which you require professional advice, you should consult with an appropriately trained and qualified professional expert and specialist. If you are having a health or mental health emergency, please call 9-1-1 immediately.
50 min
The Table with Anthony ONeal
The Table with Anthony ONeal
Ramsey Network
The Hard Truth About Being Black (Lecrae Drops Facts!)
I sat down and talked with Grammy award winning hip-hop artist and author of the book, I Am Restored: How I Lost My Religion but Found My Faith, Lecrae about the hard truth about being black, why he had a deep disdain for black churches, if black people are able to be 100% themselves, how to deal with racial PTSD, and we talk about his thoughts on racial tension in America. Get a money plan for real life! Start your free trial of Ramsey+: https://bit.ly/3aYm2xt S U B S C R I B E & Join the Fam: https://www.youtube.com/c/anthonyoneal?sub_confirmation=1 And if you send me a text at 615.930.3431, you’ll get connected to me and my team so we can help you get out of debt and build true wealth. This is our year! Connect with me! + Website: http://bit.ly/2LQYSPN + Instagram: http://bit.ly/313Mv6r + Facebook: http://bit.ly/313Mwr1 + Twitter: http://bit.ly/318xwrP Hey, y’all! I’m Anthony. I’m fired up about meeting you where you are in a real, relevant and relatable way. Here on this YouTube channel, we’ll be having honest conversations about all things money and relationships. After hitting rock bottom at age 19—homeless and deep in debt—I turned my life around by becoming debt-free, and I decided to spend the rest of my life helping people avoid the same money mistakes I made. Today, by the grace of God, that’s what I’m doing every day at Ramsey Solutions! You can rock with me on Instagram @anthonyoneal or online at anthonyoneal.com. S U B S C R I B E & Join the Fam
35 min
BiggerPockets Real Estate Podcast
BiggerPockets Real Estate Podcast
BiggerPockets
446: Pivoting the Goal and Swapping Doors for Cashflow with Kyle and Lauren Clugston
Have you ever had analysis paralysis? Maybe you have it right now and that’s why you’re listening to this episode! Kyle and Lauren Clugston would call that “productive procrastination”, and the only way to get out of it is to move forward! They should know, it took them over 3 years before they made their first move in real estate investing!  In college Lauren stumbled upon Brandon’s old blog about real estate investing. As she read, she gained more confidence in the craft, and knew that real estate was what she wanted to do with her money. She then started trying to convince her partner, Kyle, that real estate investing was the way to go. As someone without an investing background, Kyle was hesitant, but took a leap of faith which paid off! Now they're BRRRR-ing their way through New Jersey, with single family and multifamily properties throughout the state. Lauren and Kyle had to learn a lot before they became the real estate success stories they are now. Things like doing inspections, estimating rehab costs, getting financing, setting up systems and procedures, and getting legal documents prepared were at one point a great challenge to Lauren and Kyle. Now, they’ve got them down! Lauren and Kyle lay out everything they wish their former selves had known, and go through the things that early real estate investors should worry about, and the things they definitely shouldn’t lose sleep over. This advice could save months, weeks, or hours off of your deal analyses and might be just the thing you need to get out of analysis paralysis!  In This Episode We Cover: * Why house hacking is such a great strategy for new investors * Focusing on the right metrics, whether it be cashflow or units * Defining your specific roles as partners and investors  * The importance of weekly meetings with your team * Setting up your real estate to run like a business, not just a hobby * How to put together an “invest with us” packet for private lenders * And SO much more! Links from the Show * BiggerPockets Forums * Grant Cardone * BiggerPockets Youtube Channel * Brandon's Old Blog * BiggerPockets Webinars * BiggerPockets Rehab Estimator Calculator * BiggerPockets Podcast 398: 22 BRRRR Properties in Under 10 Hours Per Week with Tarl Yarber * Bathroom Example (file) Check the full show notes here: http://biggerpockets.com/show446
59 min
Credit Repair Business Secrets
Credit Repair Business Secrets
Daniel Rosen
5 Simple Steps to Identity Theft Resolution
Did you know that ID theft is the fastest-growing crime worldwide? Last year, 33% of adults in the United States experienced identity theft which is more than twice the global average! As a Credit Hero, you’ll run into folks that have accounts show up on their credit reports that don’t belong to them. The fraudulent accounts are usually credit cards but, lately, identity thieves are getting more creative! They may open all types of loans in your name, finance vehicles, and chop ‘em up for parts, or they could file your taxes and steal your tax refund. And they can even get medical procedures under your identity so you get stuck with the bill! When thieves get their dirty little hands on your personal information and assume your identity, the damage they can do is limitless. That is why today, I’m going to let you know how you can help your clients clear these issues from their credit reports once and for all! So stick around! Key Takeaways for This Week: * Some worrying statistics about identity theft (0:44) * One of the most harrowing identity theft stories I’ve heard (2:13) * 5 steps to removing identity theft issues from a credit report (4:43) * How to reach out to the bureaus about identity theft (8:17) * What to expect after completing these 5 steps? (10:14) Additional Resources: * Get a free trial to Credit Repair Cloud * Sign up for the Credit Hero Challenge Make sure to subscribe so you stay up to date with our latest episodes!
15 min
Real Estate Coaching Radio
Real Estate Coaching Radio
Real Estate Coaching Radio
Ready To Start A Team? Your Blueprint Has Arrived
You are about to listen to Real Estate Coaching Radio hosted by Tim and Julie Harris share with you part 3 of their series on successful teams. Today, you will learn about the proven team model that results in the most predictable profit. ' To team...or not to team...that is the question' It's a common held belief in real estate that your goal should be to form a team. Often agents are pressured to form teams as the natural progression of their real estate careers. Few agents stop to ask themselves what the goal of a team truly is. Is the goal of a team to simply sell more (and more) homes? Is the goal of a team to win awards and receive endless recognition? Is the purpose of a team to make yourself think the buying and selling public will see you in a more favorable light vs a single agent? No wonder so many teams fail. What if the only purpose of the real estate team (or individual agent) was to produce PROFIT. It might surprise you to learn that it's not uncommon for agents who 'own' big teams to make less personal profit every year vs one of their team members. In other words, the team leader...the agent who formed the team and takes all the personal risk and liability....makes LESS money, has LESS PROFIT than someone they hired to work with their buyer leads. Listen now and learn the drilled down, no BS bottom line on how to build a PROFITABLE, sustainable team. Schedule A Free Coaching CallListen on iTunesListen on SpotifyListen on Stitcher
42 min
More episodes
Search
Clear search
Close search
Google apps
Main menu