The Ramsey Show
The Ramsey Show
Jan 21, 2021
How Do I Invest When I Don't Make a Big Salary? (Hour 3)
Play • 40 min

Debt, Taxes, Retirement, Business

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BiggerPockets Real Estate Podcast
BiggerPockets Real Estate Podcast
BiggerPockets
446: Pivoting the Goal and Swapping Doors for Cashflow with Kyle and Lauren Clugston
Have you ever had analysis paralysis? Maybe you have it right now and that’s why you’re listening to this episode! Kyle and Lauren Clugston would call that “productive procrastination”, and the only way to get out of it is to move forward! They should know, it took them over 3 years before they made their first move in real estate investing!  In college Lauren stumbled upon Brandon’s old blog about real estate investing. As she read, she gained more confidence in the craft, and knew that real estate was what she wanted to do with her money. She then started trying to convince her partner, Kyle, that real estate investing was the way to go. As someone without an investing background, Kyle was hesitant, but took a leap of faith which paid off! Now they're BRRRR-ing their way through New Jersey, with single family and multifamily properties throughout the state. Lauren and Kyle had to learn a lot before they became the real estate success stories they are now. Things like doing inspections, estimating rehab costs, getting financing, setting up systems and procedures, and getting legal documents prepared were at one point a great challenge to Lauren and Kyle. Now, they’ve got them down! Lauren and Kyle lay out everything they wish their former selves had known, and go through the things that early real estate investors should worry about, and the things they definitely shouldn’t lose sleep over. This advice could save months, weeks, or hours off of your deal analyses and might be just the thing you need to get out of analysis paralysis!  In This Episode We Cover: * Why house hacking is such a great strategy for new investors * Focusing on the right metrics, whether it be cashflow or units * Defining your specific roles as partners and investors  * The importance of weekly meetings with your team * Setting up your real estate to run like a business, not just a hobby * How to put together an “invest with us” packet for private lenders * And SO much more! Links from the Show * BiggerPockets Forums * Grant Cardone * BiggerPockets Youtube Channel * Brandon's Old Blog * BiggerPockets Webinars * BiggerPockets Rehab Estimator Calculator * BiggerPockets Podcast 398: 22 BRRRR Properties in Under 10 Hours Per Week with Tarl Yarber * Bathroom Example (file) Check the full show notes here: http://biggerpockets.com/show446
59 min
The Dr. John Delony Show
The Dr. John Delony Show
Ramsey Network
A Life-changing Car Accident, a Dull Sex Life, & a Panhandling Mom
The Dr. John Delony Show is a caller-driven show that offers real people a chance to be heard as they struggle with relationship issues and mental health challenges. John will give you practical advice on how to connect with people, how to take the next right step when you feel frozen, and how to cut through the depression and anxiety that can feel so overwhelming. You are not alone in this battle. You are worth being well—and it starts by focusing on what you can control. Let us know what’s going on by leaving a voicemail at 844.693.3291 or visiting johndelony.com/show. We want to talk to YOU! Show Notes for this Episode * My son was in a car accident in the fall. His hand was crushed and his career as a diesel mechanic is done. He is struggling, how can I help him? * After 22 years of marriage, our sex life is not very good. How do I convince my husband to see a sex therapist with me? * I asked my brother if he would be my power of attorney if something happens to me. He said he doesn't want that responsibility. What should I do? * My mom has been seen panhandling. It’s very embarrassing. How do I talk about this with her? * Lyrics of the Day: "Terry's Song" - Bruce Springsteen tags: workplace/career, sickness/illness, grief, sexuality/intimacy, marriage, counseling/therapy, family, money These platforms contain content, including information provided by guests, that is intended for informational and entertainment purposes only. The content is not intended to replace or substitute for any professional medical, counseling, therapeutic, financial, legal, or other advice. The Lampo Group, LLC d/b/a Ramsey Solutions as well as its affiliates and subsidiaries (including their respective employees, agents and representatives) make no representations or warranties concerning the content and expressly disclaim any and all liability concerning the content including any treatment or action taken by any person following the information offered or provided within or through this show. If you have specific concerns or a situation in which you require professional advice, you should consult with an appropriately trained and qualified professional expert and specialist. If you are having a health or mental health emergency, please call 9-1-1 immediately.
49 min
Suze Orman's Women & Money (And The Men Smart Enough To Listen)
Suze Orman's Women & Money (And The Men Smart Enough To Listen)
Suze Orman Media
Ask Suze (and KT) Anything: February 25, 2021
On this edition of Ask Suze (and KT) Anything, Suze answers questions from Women & Money listeners Kelly, Joyce, Nicole, Kim, Marcia, Tommy, Jessica, Robert, Zoya, Lori, Laura, Paul and Tony, selected and read by KT.   This week’s questions: Is it true that I’m wasting money if I get a tax refund? If I have NerdWallet, should I still pull my credit report annually? Should I buy out my car lease outright, or finance it? My company’s 410(k) plan is ending, what should I do? Should we sell the second home we rent out, to pay off debt? Should my wife take the 100% or 50% option on her pension? Should we update our trust, after 10 years? I think my partner’s brother may be pushing him to do something he doesn’t want to do financially.  Should I stay out of the way? Is the Bitwise 10 Crypto Index Fund a good investment? Why does the nursing home I am moving into keep calling me, asking me for my Social Security number? At 56, should I open a ROTH IRA? What should I do with the ashes I have, from loved ones? This week’s Quizzie (from Lance): What should I do with the 401(k) I have from my last job? Take advantage of the Ultimate Opportunity Savings Account with Alliant Credit Union by clicking here! Join Suze’s Women & Money Community for FREE and ASK SUZE your questions which may just end up on her podcast! To ask Suze a question, download by following one of these links: CLICK HERE FOR APPLE   CLICK HERE FOR GOOGLE PLAY See omnystudio.com/listener for privacy information.
34 min
Real Estate Coaching Radio
Real Estate Coaching Radio
Real Estate Coaching Radio
Ready To Start A Team? Your Blueprint Has Arrived
You are about to listen to Real Estate Coaching Radio hosted by Tim and Julie Harris share with you part 3 of their series on successful teams. Today, you will learn about the proven team model that results in the most predictable profit. ' To team...or not to team...that is the question' It's a common held belief in real estate that your goal should be to form a team. Often agents are pressured to form teams as the natural progression of their real estate careers. Few agents stop to ask themselves what the goal of a team truly is. Is the goal of a team to simply sell more (and more) homes? Is the goal of a team to win awards and receive endless recognition? Is the purpose of a team to make yourself think the buying and selling public will see you in a more favorable light vs a single agent? No wonder so many teams fail. What if the only purpose of the real estate team (or individual agent) was to produce PROFIT. It might surprise you to learn that it's not uncommon for agents who 'own' big teams to make less personal profit every year vs one of their team members. In other words, the team leader...the agent who formed the team and takes all the personal risk and liability....makes LESS money, has LESS PROFIT than someone they hired to work with their buyer leads. Listen now and learn the drilled down, no BS bottom line on how to build a PROFITABLE, sustainable team. Schedule A Free Coaching CallListen on iTunesListen on SpotifyListen on Stitcher
42 min
The Jordan Harbinger Show
The Jordan Harbinger Show
Jordan Harbinger
475: Is It Possible to Assuage Narcissistic Rage? | Feedback Friday
Your significant other of six years has a narcissistic personality disorder and an unhealthy relationship with alcohol. Even when sober, she can turn on a dime and engage in narcissistic rage, which includes venomous, disrespectful rants and the destruction of expensive artwork. It seems obvious that you should break up with her, but she's unemployable and unable to care for herself, and living arrangements for whoever leaves would be difficult to secure in the midst of the pandemic. What's your next move? We'll do what we can to help assuage narcissistic rage and more here on Feedback Friday! And in case you didn't already know it, Jordan Harbinger (@JordanHarbinger) and Gabriel Mizrahi (@GabeMizrahi) banter and take your comments and questions for Feedback Friday right here every week! If you want us to answer your question, register your feedback, or tell your story on one of our upcoming weekly Feedback Friday episodes, drop us a line at friday@jordanharbinger.com. Now let's dive in! Full show notes and resources can be found here: jordanharbinger.com/475 On This Week's Feedback Friday, We Discuss: * What are you avoiding just because the desired outcome would take longer than you'd like? * What do you do when your significant other ruins your stuff in fits of narcissistic rage but breaking up is logistically difficult? [Thanks to friend and therapist Kim Seltzer for helping us field this one!] * You're excited about becoming a first-time parent, but you're worried it won't allow you the time to do your full-time job and pursue a career in competitive golf. Does this make you a selfish jerk? * An opening for advancement has come up at your company, but you're not sure you're ready for it just yet. Should you go for it anyway, or wait until you've got more experience under your belt and hope that opportunity knocks again? * While you're not currently disabled, you do have multiple sclerosis that will gradually incapacitate you to some degree over time. Are you obligated to disclose this on a job application? [Thanks to once-adversary, now-friend, and attorney Jeremy Golan for helping us with this one!] * Have any questions, comments, or stories you'd like to share with us? Drop us a line at friday@jordanharbinger.com! * Connect with Jordan on Twitter at @JordanHarbinger and Instagram at @jordanharbinger. * Connect with Gabriel on Twitter at @GabeMizrahi. Sign up for Six-Minute Networking -- our free networking and relationship development mini course...
51 min
The Table with Anthony ONeal
The Table with Anthony ONeal
Ramsey Network
The Hard Truth About Being Black (Lecrae Drops Facts!)
I sat down and talked with Grammy award winning hip-hop artist and author of the book, I Am Restored: How I Lost My Religion but Found My Faith, Lecrae about the hard truth about being black, why he had a deep disdain for black churches, if black people are able to be 100% themselves, how to deal with racial PTSD, and we talk about his thoughts on racial tension in America. Get a money plan for real life! Start your free trial of Ramsey+: https://bit.ly/3aYm2xt S U B S C R I B E & Join the Fam: https://www.youtube.com/c/anthonyoneal?sub_confirmation=1 And if you send me a text at 615.930.3431, you’ll get connected to me and my team so we can help you get out of debt and build true wealth. This is our year! Connect with me! + Website: http://bit.ly/2LQYSPN + Instagram: http://bit.ly/313Mv6r + Facebook: http://bit.ly/313Mwr1 + Twitter: http://bit.ly/318xwrP Hey, y’all! I’m Anthony. I’m fired up about meeting you where you are in a real, relevant and relatable way. Here on this YouTube channel, we’ll be having honest conversations about all things money and relationships. After hitting rock bottom at age 19—homeless and deep in debt—I turned my life around by becoming debt-free, and I decided to spend the rest of my life helping people avoid the same money mistakes I made. Today, by the grace of God, that’s what I’m doing every day at Ramsey Solutions! You can rock with me on Instagram @anthonyoneal or online at anthonyoneal.com. S U B S C R I B E & Join the Fam
35 min
Credit Repair Business Secrets
Credit Repair Business Secrets
Daniel Rosen
5 Simple Steps to Identity Theft Resolution
Did you know that ID theft is the fastest-growing crime worldwide? Last year, 33% of adults in the United States experienced identity theft which is more than twice the global average! As a Credit Hero, you’ll run into folks that have accounts show up on their credit reports that don’t belong to them. The fraudulent accounts are usually credit cards but, lately, identity thieves are getting more creative! They may open all types of loans in your name, finance vehicles, and chop ‘em up for parts, or they could file your taxes and steal your tax refund. And they can even get medical procedures under your identity so you get stuck with the bill! When thieves get their dirty little hands on your personal information and assume your identity, the damage they can do is limitless. That is why today, I’m going to let you know how you can help your clients clear these issues from their credit reports once and for all! So stick around! Key Takeaways for This Week: * Some worrying statistics about identity theft (0:44) * One of the most harrowing identity theft stories I’ve heard (2:13) * 5 steps to removing identity theft issues from a credit report (4:43) * How to reach out to the bureaus about identity theft (8:17) * What to expect after completing these 5 steps? (10:14) Additional Resources: * Get a free trial to Credit Repair Cloud * Sign up for the Credit Hero Challenge Make sure to subscribe so you stay up to date with our latest episodes!
15 min
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