What Are Savings Goals AFTER Retirement? (Hour 1)
40 min

Retirement, Debt, House Buying

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The Dr. John Delony Show
The Dr. John Delony Show
Ramsey Network
Dealing With Past Childhood Trauma & Setting Boundaries with an Alcoholic
The Dr. John Delony Show is a caller-driven show that gives you real talk on life, relationships and mental health challenges. Through humor, grace and grit, John gives you the tools you need to cut through the chaos of anxiety, depression and disconnection. You can own your present and change your future—and it starts now. So send us your questions at johndelony.com/show or leave a voicemail at 844-693-3291. We want to talk to YOU! Show Notes for this Episode * 4:32: How do I navigate my co-worker getting promoted to be my supervisor? * 17:13: My alcoholic son is coming to visit for the holidays; how do we set boundaries? * 25:48: Teaching Segment: Toxic Positivity * 30:29: I was sexually molested by my older brother and have never told anyone. I also struggle with porn/sex addiction. * 48:37: Lyrics of the Day: "Motorcycle Drive By" - Third Eye Blind tags: workplace/career, disagreement/conflict, substance abuse, family, boundaries, abuse, sexuality/intimacy, addiction, culture/current events These platforms contain content, including information provided by guests, that is intended for informational and entertainment purposes only. The content is not intended to replace or substitute for any professional medical, counseling, therapeutic, financial, legal, or other advice. The Lampo Group, LLC d/b/a Ramsey Solutions as well as its affiliates and subsidiaries (including their respective employees, agents and representatives) make no representations or warranties concerning the content and expressly disclaim any and all liability concerning the content including any treatment or action taken by any person following the information offered or provided within or through this show. If you have specific concerns or a situation in which you require professional advice, you should consult with an appropriately trained and qualified professional expert and specialist. If you are having a health or mental health emergency, please call 9-1-1 immediately.
51 min
Massive Agent Podcast
Massive Agent Podcast
Dustin Brohm
How to Do HGTV Quality Videos on a Tight Budget w/ Brad McCallum
Brad McCallum is a Realtor in Calgary, Alberta and also happens to be one of the most talented video producers I've ever seen in real estate. His videos look like they were produced by someone at Netflix or HGTV, but in reality, he does all his filming and editing himself! On this episode, Brad shares what type of camera and stabilizing equipment he uses, what he edits video with, and what types of videos he thinks Realtors should be doing. Brad did a great job breaking down the ingredients to a successful video, and some of what goes into making a great video may not be what you think. This podcast episode is for any real estate agent on a budget who wants to start producing high quality video to grow their brand, or improve the performance and quality of the real estate video they're already putting out.  Brad's YouTube Channel Follow Brad on Instagram -- CLICK HERE to get our new "what to post on social media" app, the Massive Agent Daily. ********************** Dustin's Recommended Products or Services: Witly: the fully automated Facebook Ad management system for real estate agents and loan officers. Get a 14 day free trial HERE Wise Agent: The real estate CRM I use - 14 Day Free Trial PLUS get my drip campaigns for free Shop my Amazon Store: podcasting equipment, my favorite books, cool stuff for Realtors, etc Massive Agent Society: Our "One Agent Per Market" Real Estate Lead Gen Coaching Program and online course - Claim Your Market Now Buzzsprout: Affordable, user-friendly podcast hosting for real estate agents - New users get a $20 Amazon Gift Card Follow us on Instagram *The Massive Agent Podcast is a production of the Industry Syndicate podcast network
1 hr 32 min
The Art of Manliness
The Art of Manliness
The Art of Manliness
#665: How Childhood Shapes Adulthood
Ask an adult, especially if they're struggling in life, what caused them to end up the way they did, and they might cite certain factors from their childhood, like having a mother that was too cold. The problem here, of course, is that memories change over time, and narratives about the past develop to fit one's current situation. My guests today work on the kind of research that corrects this problem to figure out how aspects of childhood truly affect adulthood, by studying humans from the time they're babies through middle age and beyond. Their names are Jay Belsky and Terrie Moffitt, and they're professors of human development, and two of the four contributors to The Origins of You: How Childhood Shapes Later Life. To begin our conversation, Jay and Terrie discuss the longitudinal studies they and their colleagues have used to track people over decades of their lives, and how aggressiveness and shyness in childhood end up impacting adulthood. We then discuss the limitations of the famous marshmallow experiment, and what these more expansive longitudinal studies have shown about the importance of self-control in achieving a successful adulthood. We unpack whether the negative outcomes associated with being bullied in childhood are inevitable, who's most likely to become a bully, and who's most likely to be bullied (which as it turns out, isn't a matter of being fat or wearing glasses). We discuss how children who act out in childhood, but avoid making certain mistakes in adolescence, can still turn out okay, and why you probably shouldn't worry about children who were good kids, but get into a little trouble in their teen years. We also dig into the impact that childcare has on kids, and the role that genes play in development. We end our conversation with some allowance-related ideas for cultivating greater self-control in your kids.  Get the show notes at aom.is/childhood. See omnystudio.com/listener for privacy information.
55 min
The Jordan Harbinger Show
The Jordan Harbinger Show
Jordan Harbinger
442: Sextortion Scam Security for Naive Nudes | Feedback Friday
In a momentary lapse of your usual good sense, you naïvely provided nude selfies to someone on a dating app, and now they're trying to extort a ransom from you. If you don't pay up, they've threatened to share said nude selfies with your family, friends, and employer. Now what can you do? We examine your solution for this quandary and more here on Feedback Friday! And in case you didn't already know it, Jordan Harbinger (@JordanHarbinger) and Gabriel Mizrahi (@GabeMizrahi) banter and take your comments and questions for Feedback Friday right here every week! If you want us to answer your question, register your feedback, or tell your story on one of our upcoming weekly Feedback Friday episodes, drop us a line at friday@jordanharbinger.com. Now let's dive in! Full show notes and resources can be found here: jordanharbinger.com/442 On This Week's Feedback Friday, We Discuss: * A sextortionist is threatening to send your nude selfies to family, friends, and employer if you don't pay up! Now what? * You've always found it easier to make friends with women, but you're married and it seems inappropriate. What can you do to better relate to other men and strike up friendships with them when it always seems like an awkward, fruitless effort? * You're proud to work for a company that rallies around racial equity, LGBTQ+, and mental health awareness. But you feel pressured to add hashtags and pronouns to your email closing in order to signal support, which just feels performative and icky -- because you believe action should precede speech. Are you being unreasonable? * Even though you landed your dream job in February, the drudgery of working from home every day since the pandemic started has worn down whatever motivation you once had to stay in physical and mental shape. How can you climb out of the funk of feeling bad about your situation and not wanting to do anything about it? * You've been getting Spanish lessons through Fiverr, and you're at the awkward stage between being able to hold a fluid conversation and knowing most of the stuff covered in basic lessons. What can you do to make further progress on your language learning from here? * Have any questions, comments, or stories you'd like to share with us? Drop us a line at friday@jordanharbinger.com! * Connect with Jordan on Twitter at @JordanHarbinger and Instagram at @jordanharbinger. * Connect with Gabriel on Twitter at @GabeMizrahi. Sign up for Six-Minute Networking -- our free networking and relationship development mini course -- at jordanharbinger.com/course! Like...
59 min
BiggerPockets Money Podcast
BiggerPockets Money Podcast
BiggerPockets
153: Bill Bengen (The Inventor of the 4% Rule) Talks Retirement, Past Crashes, and How You Can Withdraw Even More!
He really is the man who needs no introduction (but here’s one anyways). Bill Bengen, the inventor of the 4% rule (and personal finance hero of Mindy & Scott) stops by the Money Podcast to talk about how he calculated his famed 4%, how he managed his client’s portfolios, and how the 4% has aged throughout the past three decades. In his Original Article from the Journal Of Financial Planning, October 1994, Bengen outlined a groundbreaking calculation: a 4% withdrawal rate from your retirement accounts is all you need to comfortably retire (if enough is saved up). Bengen was hit with praise and criticism, but is still applauded to this day for having such a simple yet crucial metric for knowing how & when you can retire. Using over 200+ retirement account portfolios spanning decades of time as research, Bengen still says with confidence, the 4% rule is a winner! He has the proof and we couldn’t agree more. Whether you’re a few years or a few decades away from retirement, this episode features life-changing advice from one of the leaders in financial research. This is an episode you won’t want to miss! In This Episode We Cover * What the 4% rule is * How Bengen came up with the 4% rule and why it stands the test of time * How inflation becomes the “thief in the night” for many investors * The best (and worst) times to invest * How to stay the course during financial downturn * Which asset classes boost great returns and withdrawal rates * Steering clear of “1 more year syndrome” * The importance of rebalancing your portfolio * How to not accumulate too much wealth for retirement * Why everyone needs to learn how to be a saver, so they can enjoy life! * And So Much More! Links from the Show * BiggerPockets Money Facebook Group * BiggerPockets Forum
1 hr 3 min
Retirement Starts Today Radio
Retirement Starts Today Radio
Benjamin Brandt CFP®, RICP®
Retirement Rewind: The Hidden Challenges of Retirement with Fritz Gilbert, Ep # 168
Welcome to Retirement Rewind! Each year I take the holiday season off from podcasting to spend more time with my family. The good news is that I prepare my favorite episodes from the past for you to enjoy. This episode is an interview with Fritz Gilbert over at the Retirement Manifesto blog. In this interview, Fritz and I discuss his new book, Keys to a Successful Retirement as well as his firsthand experience now that he has recently retired. If you’ve already listened to this episode before you might be surprised to hear the tidbits that you forgot about and if you missed it the first time around, you won’t want to miss the interview this time. Outline of This Episode * [2:37] Why your first cup of coffee in retirement is the best cup of your life * [5:22] Retirement advice for a 38-year-old * [9:53] If you only had $500 to spend on retirement education what would you do? * [13:28] Are we in the golden era of Roth Conversions? * [16:27] A question about chapter 4 of Fritz’s book * [20:21] How to create the ideal retirement You have to experience retirement to really understand it Fritz spent years leading up to retirement trying to understand what retirement would be like. However, after finally retiring, he realized that it isn’t something that you can explain to others. You have to actually experience it yourself to understand. I like his analogy of having a locked door in front of you your whole life and on the day of your retirement, you are finally given the key. What do you think? Do you think the feeling of retirement can be conveyed to others? More than half of all people retire before they think they will Save, save, save! Even if you are one of those people that think they will continue working forever, it is still important to save for retirement. 60% of all people are forced into retirement before they have planned. What if you were forced into retirement tomorrow? Would you be ready? What are you doing now to help yourself prepare for the inevitable time when you won’t be able to work anymore? What is the biggest bang for your buck for learning about retirement? I asked Fritz how he would spend his money if he only had $500 to spend on learning about retirement. It’s not a lot of money to spend on such an important topic, but fortunately, there is so much free content available; you can learn just about anything without too much money. YouTube, podcasts, and blogs provide a lot of information for free. Fritz would spend his $500 in one of two ways. He loves books and feels like they provide a wealth of information. He also values the money he spent on hiring a CFP for a once over on his accounts. As a DIY investor, the peace of mind of having a professional give him the green light was invaluable. If you only had $500 to spend learning about retirement how would you spend it? Create your ideal retirement by embracing your passion Retirement is a fantastic time to devote yourself to the passions that you’ve had to put on the backburner during your working years. Do you have a passion? How will you pursue it in retirement? If you don’t have a passion yet a curious mind can take you a long way to discovering one. Fritz found a passion that he never knew he had. Find out what it is by listening to this interview. Resources & People Mentioned * Garrett Planning Network * XY Planning Network Connect with Fritz Gilbert * Retirement Manifesto * Keys to a Successful Retirement * Fritz on Twitter @RetireManifesto Connect with Benjamin Brandt * Get the Retire-Ready Toolkit:http://retirementstartstodayradio.com/ * Follow Ben on Twitter:https://twitter.com/retiremeasap Subscribe to Retirement Starts Today on Apple Podcasts, Stitcher, TuneIn, Podbean, Player FM, iHeart, or Spotify
28 min
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