How Do I Prepare To Marry Someone That Has Debt?
Play • 8 min

The Ramsey Call of the Day is a quick, daily dose of advice on life and money in under ten minutes. Hear from experts like Dave Ramsey, Ken Coleman, Rachel Cruze, Chris Hogan, Christy Wright, Anthony ONeal, and Dr. John Delony. Part of the Ramsey Network. Delivered to you five days a week.

The Dr. John Delony Show
The Dr. John Delony Show
Ramsey Network
An Aging Man Feels Lost, a Good Stepfather, & a Burnt Out Wife/Mom
The Dr. John Delony Show is a caller-driven show that offers real people a chance to be heard as they struggle with relationship issues and mental health challenges. John will give you practical advice on how to connect with people, how to take the next right step when you feel frozen, and how to cut through the depression and anxiety that can feel so overwhelming. You are not alone in this battle. You are worth being well—and it starts by focusing on what you can control. Let us know what’s going on by leaving a voicemail at 844.693.3291 or visiting johndelony.com/show. We want to talk to YOU! Show Notes for this Episode * I'm struggling with depression at 60 years old and I feel lost * I have a 2-year-old daughter and my fiancée has a 3-year-old daughter. How can I be the best dad and stepdad I can be? * Teaching Segment: Box Breathing * I'm married with two kids and a job as a special ed teacher. I am overwhelmed and sometimes wish I could walk away. * Lyrics of the Day: "Terry's Song" - Bruce Springsteen tags: depression, counseling/therapy, workplace/career, money, marriage, parenting, sexuality/intimacy These platforms contain content, including information provided by guests, that is intended for informational and entertainment purposes only. The content is not intended to replace or substitute for any professional medical, counseling, therapeutic, financial, legal, or other advice. The Lampo Group, LLC d/b/a Ramsey Solutions as well as its affiliates and subsidiaries (including their respective employees, agents and representatives) make no representations or warranties concerning the content and expressly disclaim any and all liability concerning the content including any treatment or action taken by any person following the information offered or provided within or through this show. If you have specific concerns or a situation in which you require professional advice, you should consult with an appropriately trained and qualified professional expert and specialist. If you are having a health or mental health emergency, please call 9-1-1 immediately.
52 min
The Table with Anthony ONeal
The Table with Anthony ONeal
Ramsey Network
Become irresistible in YOUR relationship! (Here’s How)
You guys. This talk right here was straight fire. I invited my friends Marvin and LaKiesha Richardson and Jacent Wamala (y’all will probably recognize her) to The Table to dive into singleness, relationships and the idea of oneness in marriage. And man, they did not disappoint. We talked about the controversial word “submission,” how to be a team, and things both men and women can be doing in their season of singleness to really prepare them for that next step. Don’t miss it! Get a money plan for real life! Start your free trial of Ramsey+: https://bit.ly/2OlserM S U B S C R I B E & Join the Fam: https://www.youtube.com/c/anthonyoneal?sub_confirmation=1 And if you send me a text at 615.930.3431, you’ll get connected to me and my team so we can help you get out of debt and build true wealth. This is our year! Connect with me! + Website: http://bit.ly/2LQYSPN + Instagram: http://bit.ly/313Mv6r + Facebook: http://bit.ly/313Mwr1 + Twitter: http://bit.ly/318xwrP Hey, y’all! I’m Anthony. I’m fired up about meeting you where you are in a real, relevant and relatable way. Here on this YouTube channel, we’ll be having honest conversations about all things money and relationships. After hitting rock bottom at age 19—homeless and deep in debt—I turned my life around by becoming debt-free, and I decided to spend the rest of my life helping people avoid the same money mistakes I made. Today, by the grace of God, that’s what I’m doing every day at Ramsey Solutions! You can rock with me on Instagram @anthonyoneal or online at anthonyoneal.com. S U B S C R I B E & Join the Fam
42 min
The Money Pit Home Improvement Podcast
The Money Pit Home Improvement Podcast
Tom Kraeutler & Leslie Segrete
Episode #2079: Low-Voltage Landscape Lighting | Automatic Pet Doors | Kitchen Cabinet Organization | Your Q & A
While most folks focus on how their landscape looks they may not be as focused on their “LIGHT” scape! With the right combination of outdoor low-voltage lighting, there’s a whole new view awaiting you. We’ll walk you through the options. And also, ahead, if you’re a dog lover, getting up at all hours of the day or night to let your pooch out is not always very convenient. Now there’s a new type of automatic pet door on the market that gets built right into your home’s exterior door. We’ll share this new innovation that lets your pooches go in and out whenever they please. We’ll also share some tips on avoiding identify theft - a growing crime that can impact your ability to buy a home, especially if someone pretending to you ruins your credit. There’s a new government resource that can help victims. A disorganized kitchen pantry can make it difficult to find what you are looking for, add to the prep time for meals, and might even lead you to add things to the shopping list you already have! We’ve got easy ways to clear the clutter with pantry designs that deliver spacious and orderly food storage Plus, answers to your home improvement questions about, installing a whole house generator, testing for radon, collecting rainwater, repairing and exhaust fan, hiring a home inspector before buying a home. Do you have a home improvement or decor question? Call the show 24/7 at 888-MONEY-PIT (888-666-3974) or post your question here. Learn more about your ad choices. Visit podcastchoices.com/adchoices
40 min
MoneyWise
MoneyWise
Rob West & Steve Moore
Home Title Theft Insurance
To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29 It seems that identity thieves are no longer content just taking out a credit card in your name or emptying your bank account. Now they want your house! It’s a growing form of identity theft: home title fraud. A lender notifies you that they’re about to foreclose on your home. Today, Kingdom Advisors President Rob West tells you how to protect yourself. How does title theft work? It can take several forms but all of it starts with identity theft. There’s a very sophisticated version involving wire fraud that has the FBI’s attention. But here we’re talking about a much simpler and more common variety, title fraud. The thief simply strolls into your county deeds office. Then faking your signature, he files a false deed transfer in your name to someone else. The thief then takes out a home equity loan or refinances with cash out and skips town. After a few months of nonpayment, the lender then begins foreclosure proceedings. So what exactly are you buying with title fraud insurance that usually costs around $15 a month? First we need to clarify something. This isn’t what is typically known as title insurance which you should always get when you purchase a property. In fact, title fraud insurance really isn’t insurance and it doesn’t lock your title, as the name sometimes implies. Real title insurance protects you against any claim involving the validity of your ownership of the property. And it’s a one time purchaseusually several hundred dollars. Title fraud insurance is a completely different product and it won’t protect you if a scammer forges your signature and transfers your title. These products will usually just monitor whether your deed has been transferred out of your name at the county records office. Thatmightbe helpful if you’re able to react in time and challenge the deed transfer at the records office before the scammer takes out a new loan. But that’s a big if. Also, there’s no way to actually lock a title in any stateat least not yet. There’s nothing to stop a scammer from forging your signature and transferring a deed out of your name. If you don’t challenge a deed transfer in time, how do you protect yourself from home title fraud? In theory, you don’t really need protection against it because it’s fraud. If someone forges your signature, transfers your deed and then takes out a loan against it, it’s still fraud. The con artist didn’t legally own your property so the lender doesn’t have a legal claim to it. If they tried to foreclose on you, it would be wrongful foreclosure and wouldn’t hold up in court. Plusand this is kind of weirdthe lender almost certainly required the scammer to buy lender’s title insurance at closing, protecting them against loss. So the lender would be covered and might not even take you to court. What would be better to do is to take out your title insurance documents from when you purchased the property. Look to see what it covers and what it doesn’t. It’ll always protect you from legal claims against your ownership, but not necessarily against fraud. If it doesn’t, you can purchase a title insurance policy that protects against fraud, even if you bought the property years ago. Finally, it’s important that you also get owner’s title insurance when you buy a home. That will not only protect you from a loss, but will also cover any legal fees involved with defending your ownership. In most cases, the title company will actually provide an attorney to represent you. So the bottom line is that title insurance is always a good idea; title fraud insurance is probably not worth the money. On today’s program we also answer your questions: What do you think about being a landlord? What advice can you give teaching my children the best way to handle money? What investment can you recommend that would give me a good return on my money for retirement? And what about Bitcoin? Ask your questions at (800) 525-7000 or email them atquestions@moneywise.org. Visit our website atmoneywise.orgwhere you can connect with a MoneyWise Coach, purchase books, and even download free, helpful resources. Like and Follow us on Facebook atMoneyWise Mediafor videos and the very latest discussion!Remember that it’s your prayerful and financial support that keeps MoneyWise on the air. Help us continue this outreach by clicking the Donate tab at the top of the page.
Play
The Christy Wright Show
The Christy Wright Show
Ramsey Network
Ep 40: How to Have GREAT Friends
How to Have GREAT Friends 0:46 Four Ways to Have Great Friendships as an Adult 11:42 How to Make Time for Friends 33:55 What Do Your Friendships Look Like? Resources Christy's Devotional - Living True: 40 Days to Get Back to You Get back to you with my brand-new devotional, Living True: 40 Days to Get Back to You. It will help you break through the busyness of life and build the confidence you need to embrace the person you want to be. https://bit.ly/3bC0yan Christy's 5-Day Confidence Boost Sign up for my free 5-Day Confidence Boost. You’ll receive five days of encouragement focused on helping you become a more confident you! https://bit.ly/3k8va7c Today, we’re talking about something we all want but may not know how to find: great friendships. I'll share four practical steps you can take to make and keep awesome friends. Also, I get to sit down with two of my best friends, Jenny and Sarah. We'll wrap up the show with a few journal questions about the importance of friendship. 4 Ways to Have Great Friendships as an Adult Let’s face it: It’s hard to make friends as an adult. We don’t have many natural ways to meet new people. We get set in our ways and get busy with kids and work and errands. If you want to have more friends—or better friendships—you’re going to have to decide to make time for it. Here are four practical actions you can take to get started! How to Make Time for Friends In today’s interview, I get to sit down with two of my real-life best friends! Through all of life’s ups and downs and changes and challenges, we’ve managed to make time for each other. No—it’s not always easy to coordinate calendars. But it’s worth it. We’ll share some of secrets that have helped us maintain our friendship for almost two decades. What Do Your Friendships Look Like? “Two are better than one, because they have a good return for their labor. If either of them falls down, one can help the other up. But pity anyone who falls and has no one to help them up! Also, if two lie down together, they will keep warm. But how can one keep warm alone? Though one may be overpowered, two can defend themselves. A cord of three strands is not quickly broken.” Ecclesiastes 4:9–12 (NIV) We weren’t created to live alone. We need community. I want you to have people who will be there for you—people you can laugh and cry with, share the bad things with, and celebrate your milestones with. To start making some practical changes in the area of friendship, spend some time journaling your thoughts to these questions: * What are you looking for in friendships right now? * What specific types of friendships do you desire this year? * What’s one step you can take to grow your friendships this year?
42 min
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