How Do I Balance My Financial Goals and Having a Life?
Play • 6 min

The Ramsey Call of the Day is a quick, daily dose of advice on life and money in under ten minutes. Hear from experts like Dave Ramsey, Ken Coleman, Rachel Cruze, Chris Hogan, Christy Wright, Anthony ONeal, and Dr. John Delony. Part of the Ramsey Network. Delivered to you five days a week.

The Dr. John Delony Show
The Dr. John Delony Show
Ramsey Network
A Life-changing Car Accident, a Dull Sex Life, & a Panhandling Mom
The Dr. John Delony Show is a caller-driven show that offers real people a chance to be heard as they struggle with relationship issues and mental health challenges. John will give you practical advice on how to connect with people, how to take the next right step when you feel frozen, and how to cut through the depression and anxiety that can feel so overwhelming. You are not alone in this battle. You are worth being well—and it starts by focusing on what you can control. Let us know what’s going on by leaving a voicemail at 844.693.3291 or visiting johndelony.com/show. We want to talk to YOU! Show Notes for this Episode * My son was in a car accident in the fall. His hand was crushed and his career as a diesel mechanic is done. He is struggling, how can I help him? * After 22 years of marriage, our sex life is not very good. How do I convince my husband to see a sex therapist with me? * I asked my brother if he would be my power of attorney if something happens to me. He said he doesn't want that responsibility. What should I do? * My mom has been seen panhandling. It’s very embarrassing. How do I talk about this with her? * Lyrics of the Day: "Terry's Song" - Bruce Springsteen tags: workplace/career, sickness/illness, grief, sexuality/intimacy, marriage, counseling/therapy, family, money These platforms contain content, including information provided by guests, that is intended for informational and entertainment purposes only. The content is not intended to replace or substitute for any professional medical, counseling, therapeutic, financial, legal, or other advice. The Lampo Group, LLC d/b/a Ramsey Solutions as well as its affiliates and subsidiaries (including their respective employees, agents and representatives) make no representations or warranties concerning the content and expressly disclaim any and all liability concerning the content including any treatment or action taken by any person following the information offered or provided within or through this show. If you have specific concerns or a situation in which you require professional advice, you should consult with an appropriately trained and qualified professional expert and specialist. If you are having a health or mental health emergency, please call 9-1-1 immediately.
49 min
The Table with Anthony ONeal
The Table with Anthony ONeal
Ramsey Network
The Hard Truth About Being Black (Lecrae Drops Facts!)
I sat down and talked with Grammy award winning hip-hop artist and author of the book, I Am Restored: How I Lost My Religion but Found My Faith, Lecrae about the hard truth about being black, why he had a deep disdain for black churches, if black people are able to be 100% themselves, how to deal with racial PTSD, and we talk about his thoughts on racial tension in America. Get a money plan for real life! Start your free trial of Ramsey+: https://bit.ly/3aYm2xt S U B S C R I B E & Join the Fam: https://www.youtube.com/c/anthonyoneal?sub_confirmation=1 And if you send me a text at 615.930.3431, you’ll get connected to me and my team so we can help you get out of debt and build true wealth. This is our year! Connect with me! + Website: http://bit.ly/2LQYSPN + Instagram: http://bit.ly/313Mv6r + Facebook: http://bit.ly/313Mwr1 + Twitter: http://bit.ly/318xwrP Hey, y’all! I’m Anthony. I’m fired up about meeting you where you are in a real, relevant and relatable way. Here on this YouTube channel, we’ll be having honest conversations about all things money and relationships. After hitting rock bottom at age 19—homeless and deep in debt—I turned my life around by becoming debt-free, and I decided to spend the rest of my life helping people avoid the same money mistakes I made. Today, by the grace of God, that’s what I’m doing every day at Ramsey Solutions! You can rock with me on Instagram @anthonyoneal or online at anthonyoneal.com. S U B S C R I B E & Join the Fam
35 min
MoneyWise
MoneyWise
Rob West & Steve Moore
A Hybrid Envelope System
To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29 You can buy a box of envelopes online delivered to your door for just a few dollars. But using them to budget, well, that could save you a fortune.It’s true, the old tried and true cash envelope budgeting systemwill help you spend less, but many folks still prefer to use credit and debit cards instead. Today, Kingdom Advisors President Rob West has a way to get the best of both worlds. Then it’s your calls at 800-525-7000. Studies consistently show that when you have to take actual dollars out of an envelope at checkout you naturally want to spend less, usually 10 to 30-percent less then when we use a credit or debit card. It’s best to use a hybrid system that incorporates both. You can continue to pay some of your bills online using a credit or debit account, like your mortgage, utilities and insurance, things that tend to be the same from month to month. But for discretionary categories, like food, clothing, shopping and entertainment you would use the envelope system and pay with cash. That allows you to still save money in a significant part of your overall budget. You need to track your spending for a couple of months to see where your money’s going.A very easy way to do that is by downloading the free MoneyWise app, which is actuallybased on the envelope system. It enables you to track every penny you spend and assign it to the appropriate category. Once you have a good idea of how you’re spending your money you can decide which categories you’ll commit to cash.Then you stop using credit cards for those categories. Always keep a little money on you at all times, say 20 to 50 dollars. That’s your I forgot my envelope money. It’ll keep you from using plastic. Remember, the whole idea is to get the benefit of spending less with cash. Here are a couple of questions we answered from our callers on today’s program: My husband and I have an account for our adult, disabled daughter. I have been told to get a wealth management company to help manage this account. Is this wise? My wife and I are expecting bonuses. Should we put this towards retirement or put it towards the home? What is the best instrument to use to get someone else to manage your accounts? My husband passed away last year. The mortgage is in this name and my credit is bad. I don’t know if I will be able to refinance. Advice? Ask your questions at (800) 525-7000 or email them toQuestions@MoneyWise.org. Visit our website atMoneyWise.orgwhere you can connect with a MoneyWise Coach, purchase books, and even download free, helpful resources like the MoneyWise app. Like and Follow us on Facebook atMoneyWise Mediafor videos and the very latest discussion!Remember that it’s your prayerful and financial support that keeps MoneyWise on the air. Help us continue this outreach by clicking the Donate tab at the top of the page.
Play
Live Inspired Podcast with John O'Leary
Live Inspired Podcast with John O'Leary
John O'Leary
Ben Nemtin of MTV's 'The Buried Life': What Do You Want to Do Before You Die? (ep. 336)
In 2006, Ben Nemtin and three childhood friends started The Buried Life: a list of 100 things to do before you die. For every item on the list they accomplished, they helped a stranger cross something off their bucket list. Ben has crossed off 93 including write a New York Times bestselling book What Do You Want to Do BeforeYou Die?, make a TV show, be interviewed by Oprah (who called their mission “truly inspiring") and play basketball with President Obama (who said Ben is an “inspiration for a new generation”). Today, Ben shares what inspired the bucket list quest, its impact on millions to thrive personally and professionally and the practical steps you can take to create your bucket list today. SHOW NOTES: * Growing up in Pleasantville: Although Victoria, British Columbia + his childhood was idyllic, Ben put unsurmountable pressure on himself leading to anxiety and crippling depression as a young adult. After being dropped from the national rugby team, Ben dropped out of school and became isolated. * Rediscovering a zest for life, Ben + three friends set out on a two-week road trip with a bucket list of 100 things they’d like to do before they die, and helping others accomplish something on their list along the way. * MTV's The Buried Life * The series name The Buried Life was inspired by Matthew Arnold’s poem written in 1852 by the same name. * "But often, in the world's most crowded streets, But often, in the din of strife, There rises an unspeakable desire After the knowledge of our buried life." Read the full poem here. * A-Ha, the Ripple Effect: During the 14-year journey, The Buried Life team was inspiring others to create and go after their own personal goals and passions. * When creating an item for the list, which included play basketball with President Obama, ride a bull and sing the National Anthem to a packed stadium, they pretended they had $10 millions and that anything was possible. Get the full list here. * In 2006, a man named Brent wanted to deliver pizzas to the homeless shelter he spent three years living in. He pulled himself out of that homeless shelter by starting a business that relied heavily on a now-broken down truck. With $408, the team bought him a truck and felt the profound impact they were having on others. * Valuing authenticity, they battled to executive produce The Buried Life when MTV signed them to a contract in 2010. * “No goal is greater than any other goal.” Kissing the Stanley Cup was a reminder that no matter how mundane or epic a list item was, it was important as long as it was important to them. * “You’re 77% more likely to achieve your goal if you have someone checking in on you.” * Take action on your bucket list: * Take 30 minutes to develop your initial list with things that are important to you, understanding it will evolve as you evolve. * Create accountability by sharing your goals with others. * Break down the bigger, more important items into smaller, tangible steps. * “You are the architect for your own inspiration. Start taking steps towards your goals to create inspiration through action.” * “Accountability and inspiration through action will drive us towards our personal goals.” * Of the original 100, Ben looks forward to crossing off “make a movie” and “go to space”. * Organically over time, Ben graduated into the next evolution of his career as the outrageous list items seemed less intriguing. * How to manage + improve your mental wellbeing: * Acknowledge that feeling any type of anxiety or depression is okay. * Speak to someone you trust about these feelings, giving others the chance to help you. * Develop a Resilience or Mental Health Toolkit with things that increase your wellbeing. BEN NEMTIN'S LIVE INSPIRED 7 1. What is the best book you’ve ever read? The Overstory by Richard Powers and Third Door by Alex Banayan. 2. What is a characteristic or trait that you possessed as a child that you wish you still exhibited today? Naivety. 3. Your house is on fire, all living things and people are out. You have the opportunity to run in and grab one item. What would it be? Mugs from when my grandfather was in the war. 4. You are sitting on a bench overlooking a gorgeous beach. You have the opportunity to have a long conversation with anyone living or dead. Who would it be? President Obama. 5. What is the best advice you’ve ever received? The truth will set you free. 6. What advice would you give your 20-year-old self? Slow down and smell the roses. 7. It’s been said that all great people can have their lives summed up in one sentence. How do you want yours to read? What do you want to do before you die? *** About our sponsor: Keeley Companies wholeheartedly believes that if you get the people right -the results will follow. They set themselves apart with a forward-thinking culture that empowers their people and fosters loyal partnerships. Keeley Companies are a proud sponsor, partner, and super fan of the Live Inspired Podcast. Learn more about Keeley Companies.
57 min
Crazy Money with Paul Ollinger
Crazy Money with Paul Ollinger
Paul Ollinger
The Glass Closet: Why Coming Out is Good Business (w/Lord John Browne)
“Never tell anyone a secret because they will surely use it against you.” That’s what Lord John Browne’s mother, an Auschwitz survivor, always told her son. The former CEO of BP followed her advice until he was 59 years old when his secret—the fact that he was a closeted gay man—was exposed by an ex-boyfriend in the British tabloids. The revelation resulted in a media storm and Lord Browne’s immediate resignation. Just like that, after almost 40 years of service to his employer, he was out of a job and out of the closet. Keep in mind that in the few years before he was outed, Lord Browne had been knighted by Queen Elizabeth II, named to the house of Lords, won the UK’s “Most Admired Leader” Award 4 times in a row. John Browne, Baron Browne of Maddingley served as BP's CEO from 1995 until 2007. When he took the helm, the company was called British Petroleum. The re-branding to BP was only one of several major accomplishments during his tenure. He also engineered mergers with Amoco, Arco, and oversaw major exploration projects around the globe. Lord Browne is the former President of the Royal Academy of Engineering and has served on the boards of Intel, Daimler-Benz and Goldman Sachs. He is the author of five books, including The Glass Closet: Why Coming Out is Good for Business, which is what we disussed in most detail today. He holds a BA in Physics from St. John’s College, Cambridge and earned a Masters at Stanford. See a list of countries that still have the death penalty for homosexuality here. Learn more about Lord Browne on his Twitter feed and his foundation’s website. **Please rate and review Crazy Money.** Follow Crazy Money on Instagram here and join the Crazy MoneyListeners Group here. Read Paul’s latest thoughts on life on Medium. Topics covered in this episode include: business, leadership, executives, oil, fossil fuels, LGBT, homosexuality, inclusivity, diversity, inclusion, homophobia, gay employees About Crazy Money: Unlike traditional personal finance shows, Crazy Money is not about how to make a million bucks, how to beat the stock market, or how to save money by switching credit cards. It is about deciding what role we want money to play in our lives and how we can use it to be our best selves. Topics covered include: philosophy, happiness, contentment, meaning, dreams, purpose, success, Rat Race, society, mental health, Buddhism, Stoicism, the hedonic treadmill, morality, mid-life crisis, business, work, careers, authors, books, consumerism, values, capitalism, economics, investing, saving, spending, personal finance, charity, philanthropy, altruism, affluence, wealth, wealth management, culture, society, status. Are you really still reading? Go listen to another episode, silly.
45 min
Credit Repair Business Secrets
Credit Repair Business Secrets
Daniel Rosen
5 Simple Steps to Identity Theft Resolution
Did you know that ID theft is the fastest-growing crime worldwide? Last year, 33% of adults in the United States experienced identity theft which is more than twice the global average! As a Credit Hero, you’ll run into folks that have accounts show up on their credit reports that don’t belong to them. The fraudulent accounts are usually credit cards but, lately, identity thieves are getting more creative! They may open all types of loans in your name, finance vehicles, and chop ‘em up for parts, or they could file your taxes and steal your tax refund. And they can even get medical procedures under your identity so you get stuck with the bill! When thieves get their dirty little hands on your personal information and assume your identity, the damage they can do is limitless. That is why today, I’m going to let you know how you can help your clients clear these issues from their credit reports once and for all! So stick around! Key Takeaways for This Week: * Some worrying statistics about identity theft (0:44) * One of the most harrowing identity theft stories I’ve heard (2:13) * 5 steps to removing identity theft issues from a credit report (4:43) * How to reach out to the bureaus about identity theft (8:17) * What to expect after completing these 5 steps? (10:14) Additional Resources: * Get a free trial to Credit Repair Cloud * Sign up for the Credit Hero Challenge Make sure to subscribe so you stay up to date with our latest episodes!
15 min
The Christy Wright Show
The Christy Wright Show
Ramsey Network
Ep 39: Stop Holding Yourself Back with Jamie Kern Lima
Stop Holding Yourself Back with Jamie Kern Lima 1:00 You Need to Stop Doing This Today . . . 9:38 Why It’s Okay to Be Successful with Jamie Kern Lima 30:56 How Do You Respond to Compliments? Resources Christy's Devotional - Living True: 40 Days to Get Back to You Get back to you with my brand-new devotional, Living True: 40 Days to Get Back to You. It will help you break through the busyness of life and build the confidence you need to embrace the person you want to be. https://bit.ly/37n26Ds Christy's 5-Day Confidence Boost Sign up for my free 5-Day Confidence Boost. You’ll receive five days of encouragement focused on helping you become a more confident you! https://bit.ly/2NzFVmC Women, I believe, face a specific challenge: We downplay our success out of a sense of shame. I tackle that lie in today's show. I also get to interview Jamie Kern Lima, founder of IT Cosmetics, which is the fastest-growing cosmetic company in the world. She knows a thing or two about success! Finally, we'll wrap with some journaling prompts about celebrating—not shaming—our success. You Need to Stop Doing This Today . . . Why is it so hard to accept compliments? I believe it’s because we don’t know what true humility looks like. The next time someone notices or congratulates you, don’t dismiss or downplay it. Say this instead. Why It’s Okay to Be Successful with Jamie Kern Lima Before she started IT Cosmetics, Jamie Kern Lima was saving her tip money from waiting tables at Denny’s to buy fancy makeup. But just a few years ago, she sold her company for $1.2 billion! In our interview, Jamie shares the lessons she’s learned about hard work, rejection and—ultimately—success. How Do You Respond to Compliments? “Every good and perfect gift is from above, coming down from the Father of the heavenly lights, who does not change like shifting shadows.” — James 1:17 (NIV) There’s nothing we accomplish or enjoy on our own effort. Every single thing—from our relationships to our skills to our opportunities—is a gift from God. That’s a humbling (and freeing) truth! Let’s unpack it with a few journaling questions: * How do you normally respond to compliments? * What does humility look like to you? * How can you practice being grateful for everything God has done and is doing in your life?
39 min
The Charles Mizrahi Show
The Charles Mizrahi Show
Charles Mizrahi
Health & Wealth - Bill Bonner
What was once a side project is now a newsletter powerhouse… Author, lawyer and businessman Bill Bonner established his publishing career by communicating ideas that are often underrepresented. Bonner discusses the humble beginnings of his business, the focus of his publications and his predictions for the future of financial publishing and our country with Agora colleague and host, Charles Mizrahi. Topics Discussed: From Law School to Newsletters (00:02:05) The Next Step (00:04:55) International Living (00:09:10) When the Internet Came Along (00:10:59) Back in the Day (00:13:55) Interpreting Events (00:17:45) Health & Wealth (00:20:01) Where the Industry Is Going (00:25:41) Bill’s Biggest Concern (00:27:19) The Importance of Domestic Life (00:32:34) Expanding Agora (00:34:01) Guest Bio: Bill Bonner is founder and chairman of The Agora, the largest independent research network in the world, and co-founder of Bonner & Partners publishing. Over the course of several decades, Bonner established a powerful newsletter business with a global footprint — spanning 14 countries and eight languages. His continued success stems from a desire to share opportunities that are overlooked or stifled by most media outlets. Bonner is also a New York Times best-selling author and has co-written several books and essays on debt, family fortunes and the market. You can check them out https://www.amazon.com/William-Bonner/e/B001ITRR4O/ref=dp_byline_cont_pop_book_1 (here). Resources Mentioned: ·      https://internationalliving.com/ (International Living) ·    https://www.rogueeconomics.com/bill-bonner-diary/ (Bill Bonner’s Diary) Don't Forget To...  https://the-charles-mizrahi-show.captivate.fm/listen (Subscribe to my podcast! ) Download this episode to save for later  Liked this episode? Leave a kind review!   Subscribe to Charles' Alpha Investor newsletter today: https://pro.banyanhill.com/m/1729783
37 min
Suze Orman's Women & Money (And The Men Smart Enough To Listen)
Suze Orman's Women & Money (And The Men Smart Enough To Listen)
Suze Orman Media
Ask Suze (and KT) Anything: February 25, 2021
On this edition of Ask Suze (and KT) Anything, Suze answers questions from Women & Money listeners Kelly, Joyce, Nicole, Kim, Marcia, Tommy, Jessica, Robert, Zoya, Lori, Laura, Paul and Tony, selected and read by KT.   This week’s questions: Is it true that I’m wasting money if I get a tax refund? If I have NerdWallet, should I still pull my credit report annually? Should I buy out my car lease outright, or finance it? My company’s 410(k) plan is ending, what should I do? Should we sell the second home we rent out, to pay off debt? Should my wife take the 100% or 50% option on her pension? Should we update our trust, after 10 years? I think my partner’s brother may be pushing him to do something he doesn’t want to do financially.  Should I stay out of the way? Is the Bitwise 10 Crypto Index Fund a good investment? Why does the nursing home I am moving into keep calling me, asking me for my Social Security number? At 56, should I open a ROTH IRA? What should I do with the ashes I have, from loved ones? This week’s Quizzie (from Lance): What should I do with the 401(k) I have from my last job? Take advantage of the Ultimate Opportunity Savings Account with Alliant Credit Union by clicking here! Join Suze’s Women & Money Community for FREE and ASK SUZE your questions which may just end up on her podcast! To ask Suze a question, download by following one of these links: CLICK HERE FOR APPLE   CLICK HERE FOR GOOGLE PLAY See omnystudio.com/listener for privacy information.
34 min
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