How Do I Balance My Financial Goals and Having a Life?
Play • 6 min

The Ramsey Call of the Day is a quick, daily dose of advice on life and money in under ten minutes. Hear from experts like Dave Ramsey, Ken Coleman, Rachel Cruze, Chris Hogan, Christy Wright, Anthony ONeal, and Dr. John Delony. Part of the Ramsey Network. Delivered to you five days a week.

The Dr. John Delony Show
The Dr. John Delony Show
Ramsey Network
Helping Out Family, Husband's Drug Addiction, & a Struggling NICU Nurse
The Dr. John Delony Show is a caller-driven show that offers real people a chance to be heard as they struggle with relationship issues and mental health challenges. John will give you practical advice on how to connect with people, how to take the next right step when you feel frozen, and how to cut through the depression and anxiety that can feel so overwhelming. You are not alone in this battle. You are worth being well—and it starts by focusing on what you can control. Let us know what’s going on by leaving a voicemail at 844.693.3291 or visiting johndelony.com/show. We want to talk to YOU! Show Notes for this Episode * My younger brother is 32 and still lives with my parents. How do I speak into this situation? * My husband is a cocaine addict. I didn’t know when we got married. When does rehab become an option? * Teaching Segment: Books I Have Read * Lost Connections: Why You’re Depressed and How to Find Hope - Johann Hari * The Deepest Well: Healing the Long-Term Effects of Childhood Adversity - Nadine Burke Harris M.D. * Discipline Equals Freedom - Jocko Willink * Know Yourself, Know Your Money - Rachel Cruze * I'm a wife, mom and NICU nurse. How do I juggle all three? * Lyrics of the Day: "Drivers License" - Olivia Rodrigo tag: family, boundaries, substance abuse, marriage, workplace/career These platforms contain content, including information provided by guests, that is intended for informational and entertainment purposes only. The content is not intended to replace or substitute for any professional medical, counseling, therapeutic, financial, legal, or other advice. The Lampo Group, LLC d/b/a Ramsey Solutions as well as its affiliates and subsidiaries (including their respective employees, agents and representatives) make no representations or warranties concerning the content and expressly disclaim any and all liability concerning the content including any treatment or action taken by any person following the information offered or provided within or through this show. If you have specific concerns or a situation in which you require professional advice, you should consult with an appropriately trained and qualified professional expert and specialist. If you are having a health or mental health emergency, please call 9-1-1 immediately.
50 min
The Table with Anthony ONeal
The Table with Anthony ONeal
Ramsey Network
The Hard Truth About Being Black (Lecrae Drops Facts!)
I sat down and talked with Grammy award winning hip-hop artist and author of the book, I Am Restored: How I Lost My Religion but Found My Faith, Lecrae about the hard truth about being black, why he had a deep disdain for black churches, if black people are able to be 100% themselves, how to deal with racial PTSD, and we talk about his thoughts on racial tension in America. Get a money plan for real life! Start your free trial of Ramsey+: https://bit.ly/3aYm2xt S U B S C R I B E & Join the Fam: https://www.youtube.com/c/anthonyoneal?sub_confirmation=1 And if you send me a text at 615.930.3431, you’ll get connected to me and my team so we can help you get out of debt and build true wealth. This is our year! Connect with me! + Website: http://bit.ly/2LQYSPN + Instagram: http://bit.ly/313Mv6r + Facebook: http://bit.ly/313Mwr1 + Twitter: http://bit.ly/318xwrP Hey, y’all! I’m Anthony. I’m fired up about meeting you where you are in a real, relevant and relatable way. Here on this YouTube channel, we’ll be having honest conversations about all things money and relationships. After hitting rock bottom at age 19—homeless and deep in debt—I turned my life around by becoming debt-free, and I decided to spend the rest of my life helping people avoid the same money mistakes I made. Today, by the grace of God, that’s what I’m doing every day at Ramsey Solutions! You can rock with me on Instagram @anthonyoneal or online at anthonyoneal.com. S U B S C R I B E & Join the Fam
35 min
Live Inspired Podcast with John O'Leary
Live Inspired Podcast with John O'Leary
John O'Leary
Ben Nemtin of MTV's 'The Buried Life': What Do You Want to Do Before You Die? (ep. 336)
In 2006, Ben Nemtin and three childhood friends started The Buried Life: a list of 100 things to do before you die. For every item on the list they accomplished, they helped a stranger cross something off their bucket list. Ben has crossed off 93 including write a New York Times bestselling book What Do You Want to Do BeforeYou Die?, make a TV show, be interviewed by Oprah (who called their mission “truly inspiring") and play basketball with President Obama (who said Ben is an “inspiration for a new generation”). Today, Ben shares what inspired the bucket list quest, its impact on millions to thrive personally and professionally and the practical steps you can take to create your bucket list today. SHOW NOTES: * Growing up in Pleasantville: Although Victoria, British Columbia + his childhood was idyllic, Ben put unsurmountable pressure on himself leading to anxiety and crippling depression as a young adult. After being dropped from the national rugby team, Ben dropped out of school and became isolated. * Rediscovering a zest for life, Ben + three friends set out on a two-week road trip with a bucket list of 100 things they’d like to do before they die, and helping others accomplish something on their list along the way. * MTV's The Buried Life * The series name The Buried Life was inspired by Matthew Arnold’s poem written in 1852 by the same name. * "But often, in the world's most crowded streets, But often, in the din of strife, There rises an unspeakable desire After the knowledge of our buried life." Read the full poem here. * A-Ha, the Ripple Effect: During the 14-year journey, The Buried Life team was inspiring others to create and go after their own personal goals and passions. * When creating an item for the list, which included play basketball with President Obama, ride a bull and sing the National Anthem to a packed stadium, they pretended they had $10 millions and that anything was possible. Get the full list here. * In 2006, a man named Brent wanted to deliver pizzas to the homeless shelter he spent three years living in. He pulled himself out of that homeless shelter by starting a business that relied heavily on a now-broken down truck. With $408, the team bought him a truck and felt the profound impact they were having on others. * Valuing authenticity, they battled to executive produce The Buried Life when MTV signed them to a contract in 2010. * “No goal is greater than any other goal.” Kissing the Stanley Cup was a reminder that no matter how mundane or epic a list item was, it was important as long as it was important to them. * “You’re 77% more likely to achieve your goal if you have someone checking in on you.” * Take action on your bucket list: * Take 30 minutes to develop your initial list with things that are important to you, understanding it will evolve as you evolve. * Create accountability by sharing your goals with others. * Break down the bigger, more important items into smaller, tangible steps. * “You are the architect for your own inspiration. Start taking steps towards your goals to create inspiration through action.” * “Accountability and inspiration through action will drive us towards our personal goals.” * Of the original 100, Ben looks forward to crossing off “make a movie” and “go to space”. * Organically over time, Ben graduated into the next evolution of his career as the outrageous list items seemed less intriguing. * How to manage + improve your mental wellbeing: * Acknowledge that feeling any type of anxiety or depression is okay. * Speak to someone you trust about these feelings, giving others the chance to help you. * Develop a Resilience or Mental Health Toolkit with things that increase your wellbeing. BEN NEMTIN'S LIVE INSPIRED 7 1. What is the best book you’ve ever read? The Overstory by Richard Powers and Third Door by Alex Banayan. 2. What is a characteristic or trait that you possessed as a child that you wish you still exhibited today? Naivety. 3. Your house is on fire, all living things and people are out. You have the opportunity to run in and grab one item. What would it be? Mugs from when my grandfather was in the war. 4. You are sitting on a bench overlooking a gorgeous beach. You have the opportunity to have a long conversation with anyone living or dead. Who would it be? President Obama. 5. What is the best advice you’ve ever received? The truth will set you free. 6. What advice would you give your 20-year-old self? Slow down and smell the roses. 7. It’s been said that all great people can have their lives summed up in one sentence. How do you want yours to read? What do you want to do before you die? *** About our sponsor: Keeley Companies wholeheartedly believes that if you get the people right -the results will follow. They set themselves apart with a forward-thinking culture that empowers their people and fosters loyal partnerships. Keeley Companies are a proud sponsor, partner, and super fan of the Live Inspired Podcast. Learn more about Keeley Companies.
57 min
Crazy Money with Paul Ollinger
Crazy Money with Paul Ollinger
Paul Ollinger
The Glass Closet: Why Coming Out is Good Business (w/Lord John Browne)
“Never tell anyone a secret because they will surely use it against you.” That’s what Lord John Browne’s mother, an Auschwitz survivor, always told her son. The former CEO of BP followed her advice until he was 59 years old when his secret—the fact that he was a closeted gay man—was exposed by an ex-boyfriend in the British tabloids. The revelation resulted in a media storm and Lord Browne’s immediate resignation. Just like that, after almost 40 years of service to his employer, he was out of a job and out of the closet. Keep in mind that in the few years before he was outed, Lord Browne had been knighted by Queen Elizabeth II, named to the house of Lords, won the UK’s “Most Admired Leader” Award 4 times in a row. John Browne, Baron Browne of Maddingley served as BP's CEO from 1995 until 2007. When he took the helm, the company was called British Petroleum. The re-branding to BP was only one of several major accomplishments during his tenure. He also engineered mergers with Amoco, Arco, and oversaw major exploration projects around the globe. Lord Browne is the former President of the Royal Academy of Engineering and has served on the boards of Intel, Daimler-Benz and Goldman Sachs. He is the author of five books, including The Glass Closet: Why Coming Out is Good for Business, which is what we disussed in most detail today. He holds a BA in Physics from St. John’s College, Cambridge and earned a Masters at Stanford. See a list of countries that still have the death penalty for homosexuality here. Learn more about Lord Browne on his Twitter feed and his foundation’s website. **Please rate and review Crazy Money.** Follow Crazy Money on Instagram here and join the Crazy MoneyListeners Group here. Read Paul’s latest thoughts on life on Medium. Topics covered in this episode include: business, leadership, executives, oil, fossil fuels, LGBT, homosexuality, inclusivity, diversity, inclusion, homophobia, gay employees About Crazy Money: Unlike traditional personal finance shows, Crazy Money is not about how to make a million bucks, how to beat the stock market, or how to save money by switching credit cards. It is about deciding what role we want money to play in our lives and how we can use it to be our best selves. Topics covered include: philosophy, happiness, contentment, meaning, dreams, purpose, success, Rat Race, society, mental health, Buddhism, Stoicism, the hedonic treadmill, morality, mid-life crisis, business, work, careers, authors, books, consumerism, values, capitalism, economics, investing, saving, spending, personal finance, charity, philanthropy, altruism, affluence, wealth, wealth management, culture, society, status. Are you really still reading? Go listen to another episode, silly.
45 min
Student Loan Planner
Student Loan Planner
Travis Hornsby
The Perfect Income for Peak Happiness as a Student Loan Borrower
Do you wonder if you made the right decision to go into the field you did? After investing years of time and effort, along with hundreds of thousands of dollars in student loan debt, do you ask yourself “is the grass greener on the other side?” Join me as I take a deep dive into what peak happiness might look like, how to deal with job regret and the perfect income to achieve maximum happiness as a student loan borrower. In today’s episode, you'll find out: * What is “the grass is greener syndrome” * Pros and cons of physician mortgage (or doctor mortgage) loans * How to pay down your student loan using gains from stock market training * Whether to double-dip on the federal poverty line deduction when filing taxes separately * The perfect income you need to earn to reach peak happiness * Why your level of engagement at work is a huge factor in attaining your perfect income * How to calculate your perfect income depending on your current student debt * How to deal with job regret * Ways to overcome unhappiness with your profession Like the show? There are several ways you can help! * Subscribe on Apple Podcasts, Spotify or Google Podcasts * Leave an honest review on Apple Podcasts * Follow on Facebook, Twitter, or LinkedIn Feeling helpless when it comes to your student loans? * Try our free student loan calculator * Check out our refinancing bonuses we negotiated * Book your custom student loan plan
59 min
The Christy Wright Show
The Christy Wright Show
Ramsey Network
Ep 39: Stop Holding Yourself Back with Jamie Kern Lima
Stop Holding Yourself Back with Jamie Kern Lima 1:00 You Need to Stop Doing This Today . . . 9:38 Why It’s Okay to Be Successful with Jamie Kern Lima 30:56 How Do You Respond to Compliments? Resources Christy's Devotional - Living True: 40 Days to Get Back to You Get back to you with my brand-new devotional, Living True: 40 Days to Get Back to You. It will help you break through the busyness of life and build the confidence you need to embrace the person you want to be. https://bit.ly/37n26Ds Christy's 5-Day Confidence Boost Sign up for my free 5-Day Confidence Boost. You’ll receive five days of encouragement focused on helping you become a more confident you! https://bit.ly/2NzFVmC Women, I believe, face a specific challenge: We downplay our success out of a sense of shame. I tackle that lie in today's show. I also get to interview Jamie Kern Lima, founder of IT Cosmetics, which is the fastest-growing cosmetic company in the world. She knows a thing or two about success! Finally, we'll wrap with some journaling prompts about celebrating—not shaming—our success. You Need to Stop Doing This Today . . . Why is it so hard to accept compliments? I believe it’s because we don’t know what true humility looks like. The next time someone notices or congratulates you, don’t dismiss or downplay it. Say this instead. Why It’s Okay to Be Successful with Jamie Kern Lima Before she started IT Cosmetics, Jamie Kern Lima was saving her tip money from waiting tables at Denny’s to buy fancy makeup. But just a few years ago, she sold her company for $1.2 billion! In our interview, Jamie shares the lessons she’s learned about hard work, rejection and—ultimately—success. How Do You Respond to Compliments? “Every good and perfect gift is from above, coming down from the Father of the heavenly lights, who does not change like shifting shadows.” — James 1:17 (NIV) There’s nothing we accomplish or enjoy on our own effort. Every single thing—from our relationships to our skills to our opportunities—is a gift from God. That’s a humbling (and freeing) truth! Let’s unpack it with a few journaling questions: * How do you normally respond to compliments? * What does humility look like to you? * How can you practice being grateful for everything God has done and is doing in your life?
39 min
MoneyWise
MoneyWise
Rob West & Steve Moore
The Trouble With Home Warranties
To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29 If you’re looking to buy peace of mind with a home warranty to cover appliance and system repairs, consumer experts say you may be disappointed. Turn on the radio or TV and you won’t have to wait long to hear a commercial about home warranties; do they deliver on their promises? Today, Kingdom Advisors President Rob West has the low down on these offers. Are home warranties worth the money? Well, although home warranty companies have their satisfied customers, there are so many more dissatisfied customer reviews that I don’t think they’re worth the time, trouble and expense. In fact, theWashington Posthas reported that the nation’s largest home warranty company was hit with nearly 11,000 complaints to the Better Business Bureau in the last three years. And that’s justonewarranty company. Really,you just don’t needone. These warranties usually cost between $300 and $600 a year. That adds up. You’re better off putting that money into liquid savings so that you can cover the cost of any needed repairs or replacement yourself. One of the biggest selling points of a warranty is peace of mind. Well, you can also get peace of mind by having an adequate emergency fund! Limitations. Customers tend to think they’re buying a blanket form of insurance that’ll cover just about anything that breaks in the home. But that’s not the case. Typically, these contracts are quite specific, covering major appliances and heating and cooling systems and not much else. A lot of things can go bad in a house so there’s a long list of things there are typically not covered by a home warranty. Alarm systems and telephone wiring, and root-damaged or collapsed plumbing lines outside the foundation are just a few areas not covered. Also, window air conditioners aren’t covered and neither are fireplaces, wood or pellet heating units, freestanding freezers, garage door assemblies, hot tubs, and piping for wells. A very common complaint is that even when the company agrees to repair an item, they require you to use their technicians and so the work suffers. You’ll often hear that a homeowner was required to pay an additional $50 or $75 fee to the contractor just for showing up but the problem still didn’t get fixed. Or if an item is replaced, it’s often with the least expensive appliance available. On today’s program we also answer your questions: What do you think about prenuptial agreements? I was recently diagnosed with breast cancer, and I’m widowed and have two, adult children in college. I owe about $70,000 on my mortgage. Should I use my 401(k) money to pay off the house? Is it inappropriate to expect our grown, working children who still live with us to help with some of the home expenses? I was saving for a home, I built my credit score up, but got into an auto accident. Unfortunately, gap insurance fell through and the auto loan sent me to collections and absolutely crushed my credit. What advice do you have? Ask your questions at (800) 525-7000 or email them atquestions@moneywise.org. Visit our website atmoneywise.orgwhere you can connect with a MoneyWise Coach, purchase books, and even download free, helpful resources. Like and Follow us on Facebook atMoneyWise Mediafor videos and the very latest discussion!Remember that it’s your prayerful and financial support that keeps MoneyWise on the air. Help us continue this outreach by clicking the Donate tab at the top of the page.
Play
Anderson Business Advisors Podcast
Anderson Business Advisors Podcast
AndersonAdvisors.com
Tax Tuesday with Toby Mathis 02-16-2021
It’s never a good idea to gift things to somebody. Instead, make them work for it. Take care of yourself, your family, and your taxes. Toby Mathis and Jeff Webb of Anderson Advisors answer your tax questions. Submit your tax question to taxtuesday@andersonadvisors. Highlights/Topics: * How do I gift my son a fully depreciated rental property without causing a tax consequence? Typically, gifts do not cause tax consequences; however, it is not always wise to do so * We are considering purchasing a vehicle, which will be used about probably 75% of the time for our real estate business. Should we purchase it in the LLC (an S Corp) or personally? What are the advantages and disadvantages of both? Consider liability, tax consequences, cost factor, and value of vehicle; unless it’s a maintenance or utility vehicle, put it in your personal name and get reimbursed for the mileage because commercial insurance is much more expensive * Excluding the 1031 Exchange, is there any way to legally avoid paying depreciation recapture tax when you sell a rental property? Don’t have a gain on your sale * I have several vendors refusing to give me their W-9, and I have to threaten to withhold payments. When should I collect and not collect W-9? Vendors need to complete the W-9, but you are not required to issue them 1099s—although you should anyway * Can we sell our home on an installment sale to an Intentionally Defective Grantor Trust (IDGT) and then lease it back? And at the same time, have the depreciation and other costs flow to our return because of IDGT taxation rules? IDGT is an irrevocable trust that is not actually irrevocable because of adding ‘Grantor’ wording to make it intentionally defective for tax purposes For all questions/answers discussed, sign up to be a Platinum member to view the replay! Go to iTunes to leave a review of the Tax Tuesday podcast. Resources: Tax and Asset Protection Workshop (Free 1-Day Virtual Event on Feb. 27) http://aba.link/TAP227 Wills and Trusts https://andersonadvisors.com/living_trusts/ MileIQ https://www.mileiq.com/ Real Estate Professional Requirements https://www.irs.gov/pub/irs-utl/33-Real Estate Professionals.pdf Doing Business As (DBA) https://www.entrepreneur.com/encyclopedia/doing-business-as-dba Entity Formation https://andersonadvisors.com/entity_formation/ 1031 Exchange https://www.irs.gov/pub/irs-news/fs-08-18.pdf Bonus Depreciation https://www.irs.gov/newsroom/new-rules-and-limitations-for-depreciation-and-expensing-under-the-tax-cuts-and-jobs-act Depreciation Recapture https://www.investopedia.com/terms/d/depreciationrecapture.asp Form W-9 https://www.irs.gov/forms-pubs/about-form-w-9 Intentionally Defective Grantor Trust (IDGT) https://www.investopedia.com/terms/i/igdt.asp Section 121 Exclusion https://www.irs.gov/taxtopics/tc701 FHA Loan Requirements https://www.fha.com/fha_loan_requirements Capital Gains and Losses https://www.irs.gov/newsroom/capital-gains-and-losses-10-helpful-facts-to-know-0 Form 1099 https://www.irs.gov/forms-pubs/about-form-1099-misc Retirement Plans https://andersonadvisors.com/retirement_plan/ Self-Directed IRA (SDIRA) https://www.investopedia.com/terms/s/self-directed-ira.asp Unrelated Business Income Tax (UBIT) https://www.irs.gov/charities-non-profits/unrelated-business-income-tax Conservation Easements https://www.conservationeasement.us/what-is-a-conservation-easement/ Solar Investment Tax Credit (ITC) https://www.seia.org/initiatives/solar-investment-tax-credit-itc#:~:text=Quick%20facts,large%2Dscale%20utility%20solar%20farms. Taxpayer Certainty and Disaster Tax Relief Act of 2020 https://www.finance.senate.gov/download/section-by-section_-taxpayer-certainty-and-disaster-tax-relief-act-of-2020 Step-Up in Basis https://www.investopedia.com/terms/s/stepupinbasis.asp#:~:text=A%20step%2Dup%20in%20basis%20is%20the%20readjustment%20of%20the,for%20tax%20purposes%20upon%20inheritance.&text=The%20asset%20receives%20a%20step,of%20property%20transferred%20at%20death. CARES Act https://www.congress.gov/116/bills/hr748/BILLS-116hr748enr.pdf Charitable Organizations https://www.irs.gov/charities-non-profits/charitable-organizations Opportunity Zones https://www.irs.gov/credits-deductions/opportunity-zones-frequently-asked-questions Rollovers as Business Start-Ups (ROBS) https://www.irs.gov/retirement-plans/rollovers-as-business-start-ups-compliance-project Toby Mathis http://tobymathis.com/about-toby-mathis/ Anderson Advisors https://andersonadvisors.com/ Anderson Advisors Events https://andersonadvisors.com/all-events/ Events@andersonadvisors.com Anderson Advisors Tax and Asset Protection Workshop https://andersonadvisors.com/asset-protection/ Anderson Advisors Tax-Wise Workshop https://andersonadvisors.com/tax-wise-workshop-for-businesses-investors/ Anderson Advisors Infinity Investing Workshop https://andersonadvisors.com/investing-workshop-passive-income-generating-machine/ Anderson Advisors on YouTube https://www.youtube.com/channel/UCX5nh607M8hSBLiMB9MgbIQ Anderson Advisors on Facebook https://www.facebook.com/AndersonBusinessAdvisors/ Anderson Advisors Podcast https://andersonadvisors.com/podcast/
1 hr 9 min
Retirement Answer Man
Retirement Answer Man
Roger Whitney, CFP®, CIMA®, RMA, CPWA®, AIF®
Let’s Get Physical - Creating Your Health Action Plan
Over the past 3 episodes, we have been talking about different ways that you can improve your health in retirement. Today you’ll take action. Choose the habits you want to build and learn how to actually build these habits and set yourself up for success. Learning about health and nutrition is one thing, but taking action is something else entirely. Press play so you don’t miss out on these tips to learn how to create and stick with healthy habits. Do you need to redefine your fitness identity? When we are young it can be easy to take on a fitness identity. I’m a mountain biker. He’s a basketball player. She’s a swimmer. But as we age we can face a fitness identity crisis. Our fitness becomes more about mobility and nutrition. To help yourself create your new fitness identity think about what you want to accomplish. What do you want to improve about yourself? What new version of yourself would you like to see? Think about your motivation. Why do you want to have a healthy body? This is how you can define yourself. Listen in to hear my new motivation for good health. Choose the habits you want to build The power of good (or poor) health comes from habits. Positive and negative habits compound over time so to begin a healthy lifestyle you have to start by building healthy habits. You could start by building a huge meal plan or exercise routine, but that could also set you up for failure. Rather than creating a strict workout routine try tinkering with your movements to explore healthy activities that you really enjoy. How to build a habit and make it stick You may already understand the importance of building healthy habits but some of us don’t know how to make them stick. Many of us try to create a routine but then struggle to maintain the habits we have created. Luckily, starting and keeping up healthy habits doesn’t have to be as complicated as you think. Try using these tips to help you create and maintain your healthy habits. To create healthy habits: * Set yourself up for success. Make the habit simple to do. * Create friction. Take a bad habit and make it hard to do. * Start with a small habit. Plan on starting with 5 or 10 minutes a day. To maintain and build up your new habits: * Over time increase your routine in small ways. * As you build up your routine, split it up into separate times each day. * When you falter restart quickly and don’t beat yourself up about it. You have the opportunity to change your health Retirement gives you the freedom to change your lifestyle. You have the opportunity to structure your day in a more purposeful manner. Think about who you want to be in retirement and get started building the habits you need to become that person. Listen in to the Coaches Corner segment with BW to hear how movement and mindset can shape your retirement. OUTLINE OF THIS EPISODE OF THE RETIREMENT ANSWER MAN PRACTICAL PLANNING SEGMENT * [3:30] Most of us have to redefine our fitness identity as we age * [7:25] How to build a habit * [15:32] Two stories to demonstrate different life views COACHES CORNER WITH BW * [19:45] Movement and mindset can help keep you young * [26:52] Use technology to improve your health TODAY’S SMART SPRINT SEGMENT * [34:36] Start to make a change to improve your health Resources Mentioned In This Episode Streaks app Noom app Peloton app Oura Ring James Clear Habit Guide BOOK - Atomic Habits by James Clear Stride app Leave me a comment! Rock Retirement Club Roger’s YouTube Channel - Roger That BOOK - Rock Retirement by Roger Whitney Work with Roger Roger’s Retirement Learning Center
37 min
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