Southwest Execs are Taking HUGE Pay Cuts to Avoid Layoffs
8 min

The Ramsey Call of the Day is a quick, daily dose of advice on life and money in under ten minutes. Hear from experts like Dave Ramsey, Ken Coleman, Rachel Cruze, Chris Hogan, Christy Wright, Anthony ONeal, and Dr. John Delony. Part of the Ramsey Network. Delivered to you five days a week.

The Brian Buffini Show
The Brian Buffini Show
Brian Buffini
Real Estate: The Greatest Career in the World #253
“Not only is America still a land of opportunity, but real estate is the very essence of that land of opportunity.” – Brian Buffini Brian Buffini has been working in the real estate industry for the past 35 years. In this episode, he explains how real estate set him up for many more opportunities in life and how, with the right training, it can do the same for others. Topics discussed include: the importance of constantly developing your skills, why systems are the key to consistency and how you can successfully kickstart a career in the industry. YOU WILL LEARN: * Why real estate is fair. * Why real estate is hard. * Why real estate is rewarding. MENTIONED IN THIS EPISODE: The National Association of REALTORS ® “The Alchemist,” by Paulo Coelho Episode 226, The Magic of Owning a Home 100 Days to Greatness INSPIRATIONAL QUOTES FROM THIS EPISODE: “The real estate business is not perfect. The real key is, is it perfect for you?” — Brian Buffini “The same wind blows on us all; the winds of disaster, opportunity and change. Therefore, it is not the blowing of the wind but the setting of the sails that will determine our direction in life.” — Jim Rohn “Don't wait for the right opportunity: create it.” — George Bernard Shaw “In this business, top earners are top learners.” — Brian Buffini “Real estate is a contact sport. You need to be connecting with people and building relationships.” — Brian Buffini “Real estate rewards action, and the rewards are enormous.” — Brian Buffini https://www.TheBrianBuffiniShow.com http://www.brianbuffini.com Instagram: https://www.instagram.com/brian_buffini Facebook: https://www.facebook.com/brianbuffini Twitter: https://twitter.com/brianbuffini Theme Music: “The Cliffs of Moher” by Brogue Wave
36 min
Parenting Great Kids with Dr. Meg Meeker
Parenting Great Kids with Dr. Meg Meeker
Dr. Meg Meeker
#122: The Dad's Edge (with guest Larry Hagner)
Being a father in this day in time can be filled with distractions, stress, and seemingly impossible to overcome issues with your kids. Pair that with society using fathers as the butt of every joke on television and advertisements giving you every reason to ignore your family and invest in temporary excitement, and you have a toxic recipe for failure as a father. In comes The Good Dad Project founder Larry Hagner. He’s got no accolades behind his name, he’s got no special degrees, he’s a normal dad just like you. He started a simple movement called The Good Dad Project that has turned into a strong community of fathers who all share the same set of values in raising children and loving their wives. That’s why Dr. Meg couldn’t wait to have him as a guest on today’s episode. They talk about all kinds of things that will help you be a better father and husband. Be sure to listen to this episode with a notebook, you don’t want to miss this one! Do you have a question for Dr. Meg to answer in an upcoming social question episode? If so, email them to askmeg@megmeekermd.com and listen to future episodes to see if your question is featured!   WELCOME Dr. Meg starts this episode by introducing her special guest, Larry Hagner. Founder of The Good Dad Project. She also teases her points to ponder that you can start using right away.   A CONVERSATION WITH LARRY HAGNER (PART 1) In today’s episode Dr. Meeker talks with Larry Hagner. They talk about Larry’s newest book The Dad’s Edge and how dads can have unlimited patience, improve relationships, and make positive lasting memories.   BREAK   A CONVERSATION WITH LARRY HAGNER (PART 2) In today’s episode Dr. Meeker talks with Larry Hagner. They talk about Larry’s newest book The Dad’s Edge and how dads can have unlimited patience, improve relationships, and make positive lasting memories.   POINTS TO PONDER Dr. Meg gives you her points to ponder as you learn more about how dads can have unlimited patience, improve relationships, and make positive lasting memories.   PARENT PEP RALLY   FROM THE PRODUCER Thanks for listening to Episode 122, The Dad’s Edge and for helping Dr. Meg’s parenting revolution reach almost FIVE MILLION downloads! Subscribe, rate, and leave a review for us on iTunes!   Get Social with Dr. Meg on Facebook, Twitter or Instagram @MegMeekerMD   Have a parenting question? Write Dr. Meg at askmeg@megmeekermd.com and she could answer your question during the show or you can let us know what you’d like to hear about in a future episode!   Dr. Meg’s parenting resources and tools are available at www.megmeekermd.com and click on “Parenting Resources”. Subscribe, rate, and leave a review for us on iTunes! See omnystudio.com/listener for privacy information.
41 min
The Dr. John Delony Show
The Dr. John Delony Show
Ramsey Network
Coping With a Suicide Attempt, Broken Relationships, & Growing Up at 27
The Dr. John Delony Show is a caller-driven show that gives you real talk on life, relationships and mental health challenges. Through humor, grace and grit, John gives you the tools you need to cut through the chaos of anxiety, depression and disconnection. You can own your present and change your future—and it starts now. So send us your questions at johndelony.com/show or leave a voicemail at 844-693-3291. We want to talk to YOU! Show Notes for this Episode * 3:52: How do I handle a broken relationship with my mother? * 16:52: How do I overcome anxiety moving out of my parents house at 27 to take a new job? * 28:17: My husband tried to kill himself in September; how do I balance my anger with being supportive? * Why People Die By Suicide by Dr. Thomas Joiner, * 47:26: Lyrics of the Day: "A Head Full of Doubt and a Road Full of Promise" - The Avett Brothers tags: divorce, infidelity, parenting, family, disagreement/conflict, anxiety, responsibility, suicide/self-harm, marriage These platforms contain content, including information provided by guests, that is intended for informational and entertainment purposes only. The content is not intended to replace or substitute for any professional medical, counseling, therapeutic, financial, legal, or other advice. The Lampo Group, LLC d/b/a Ramsey Solutions as well as its affiliates and subsidiaries (including their respective employees, agents and representatives) make no representations or warranties concerning the content and expressly disclaim any and all liability concerning the content including any treatment or action taken by any person following the information offered or provided within or through this show. If you have specific concerns or a situation in which you require professional advice, you should consult with an appropriately trained and qualified professional expert and specialist. If you are having a health or mental health emergency, please call 9-1-1 immediately.
49 min
The Christy Wright Show
The Christy Wright Show
Ramsey Network
Ep 27: How to Have the Best Christmas
How to Have the Best Christmas 0:45 What People Really Want This Christmas 7:59 Always Running Out of Time? This Is Why. 17:07 Why Slowing Down Is So Important Resources Christy's New Devotional - Living True: 40 Days to Get Back to You Get back to you with my brand-new devotional, Living True: 40 Days to Get Back to You, that will help you break through the busyness of life and build the confidence you need to embrace the person you want to be. Get your copy today: https://bit.ly/2UEwRgM Christy's 5-Day Confidence Boost Sign up for Christy’s free 5-Day Confidence Boost. You’ll receive five days of encouragement focused on helping you become a more confident you! https://bit.ly/2UAMpC0 We want to hear your feedback about The Christy Wright Show! Email us at hello@christywright.com to let us know what you think of the show. The very best gift that you can give others and yourself this Christmas is your presence, your attention and your eye contact. So, today on the show, I’m talking about one of the biggest distractions we all struggle with: our phones. Then, I want to unpack some wisdom from John Mark Comer’s book The Ruthless Elimination of Hurry. Finally, I’ll leave you with a few questions that will help you really apply this to your lives. Let’s jump in. What People Really Want This Christmas Every single human being has a need to feel seen. That’s why the very best gift you can give others and yourself this Christmas is simply your presence, your attention and your eye contact. And let's be honest. We all struggle with how much time we spend on our phones. It steals our moments and our ability to be present for the people who matter the most. When you start intentionally putting your phone down and engaging the person in front of you, you start to realize the gift is not just for the other person—it’s a gift for you as well. If you want a great Christmas, you have to show up for it and actually experience it yourself. Believe me: You won’t be disappointed. Always Running Out of Time? This Is Why. I’ve been reading an incredible book by John Mark Comer called The Ruthless Elimination of Hurry. In the book, John talks about the impact our technology is having on our lives and even our attention spans. So, I want to share some of that research with you: In the year 2000, before the digital revolution, our attention span was 12 seconds. It has dropped to eight seconds, to put things in perspective. A goldfish has an attention span of nine seconds. Yeah—we're losing to goldfish. If we can understand the dangerous, addictive nature of technology, screens, apps and notifications, we can guard against it. We can put boundaries and guardrails around our use of technology to help us focus on what matters most. So, if your phone isn’t the most important thing in your life, then stop acting like it is. Stop giving it that much of your attention, your eye contact, your energy and your time. What if you just let yourself live in the moment and experience things in real time? What if you looked up, made eye contact, and were actually present for the people and the moments that mattered the most to you? I think, if you’d do that, you’d completely change how you experience your own life. Why Slowing Down Is So Important “Be still, and know that I am God.” — Psalm 46:10 (NIV) A lot of us have this inner drive—this pull—to be everything to everyone. And if I'm honest, a lot of my hurry and rushing and activity and need to do all the things all the time for all the people comes from this deeper need to be the hero and to save the day. I have this Mother Teresa complex. Like, Well, if I don't do it, who will? If I don't do it, it won't get done. As if, somehow, the world hangs on my shoulders (which is laughable). We're busy, we're burned out, and we're running ragged. We're running ourselves to the ground. This verse doesn't ask us to be still. It's not a suggestion. It's a command. It says “Be still.” Be still and be quiet. Don't look at your phone. Don't even listen to music. Stop the noise. Stop the rushing. Stop the running. Stop trying to perform. Stop trying to keep up. Just stop. Be still. This verse is a beautiful reminder and invitation for me and you to be still and know that God is God and we are not. Take some time to answer these questions as you think about this: * In what area (or areas) of your life do you feel the need to be a hero? * What would need to happen for you to stop? What must be true for you to be still and rest? * How could you be still, even in the chaos?
25 min
Real Estate Rookie
Real Estate Rookie
BiggerPockets
$500 Per Door on Multifamily Properties (During COVID!) with Thomas Tsitouridis
Thomas Tsitouridis is truly a jack of all trades. As a kid, he was used to helping on the project-management side of his parent’s 64-unit apartment building (taking out the trash, helping with tenants, and so on). He later realized that real estate investing would hold a special place in his future. Thomas later worked for a construction manager, then chose to start his own construction business, property management business, and long term buy-and-hold business.  Using the experience and cash flow from his construction business, Thomas found that he could amplify his money by buying deals and using his own team to do the construction and rehab. Now Thomas (and his partner) are buying multifamily deals, fixing them up, and getting sustainable cash flow, so they can retire early. Within his first year as a real estate investor, he has already learnt a lot. Thomas shares some great tips on tenant management, system automations, construction, and even financing so you can get better ROI earlier on!  In This Episode We Cover: * What to look for when partnering up with other investors * The importance of having a great broker on your team * Why you need to take action and lock down your first deal  * How to facilitate a rent increase while having empathy for tenants * How to split responsibility between you and your partner * Why ARM loans are a great choice for the BRRRR strategy * Managing tenants while controlling your own emotions * Why you need to ask the stupid questions to be smarter later on * How to start automating everything in your real estate business * And SO much more! Links from the Show * Real Estate Rookie Facebook Group * Ashley's Instagram * Tony's Instagram * Realtor.com * BiggerPockets Calculators * BiggerPockets Insights * Chase * Buildium * Tidying Up with Marie Kondo Check the full show notes here: https://www.biggerpockets.com/rookie39
50 min
Rabbi Daniel Lapin
Rabbi Daniel Lapin
Blaze Podcast Network
Ep 92 | Finding and Using The Right Tools To Fix…Your Life
You wouldn’t accept laziness or greed in yourself, would you? So why accept unhappiness? Far from the benign maternal spirit fondly imagined by environmentalists and secular fundamentalists, “Mother Nature” is actually trying to kill you. It might be malaria or diphtheria, it could be mosquitoes or mountain lions. Getting lost on a hike and dying of thirst happens to more people than being mysteriously rescued by Gaia or Mother Nature. So we come up with cures for diseases and we build seawalls to protect us from hurricanes. Overcoming nature and defeating her homicidal tendencies is what we are to do. And nothing is harder and nothing is more valuable than learning how to defeat our own internal lower natures. Jeep cars and Craftsman tools (Don’t buy them now!) and the real financial value of reputation, yes yours! The very best place to purchase tools. Think you were just unlucky? Think again. Think you were lucky? Think again. Look younger by identifying the number one culprit that causes lines and wrinkles on your face. Develop your potential with this: https://rabbidaniellapin.com/product/chart-your-course-journal/ How to get into the happy habit.  Sorry about this, but Hollywood is dead wrong! There is not only one person whom you can marry and live happily ever after with. The secrets of making it work. Guys, it really is not about finding the right girl. It is about becoming the right man. Failing a commitment to yourself is just as serious as failing a commitment to someone else. Learn more about your ad choices. Visit megaphone.fm/adchoices
1 hr 24 min
Money! with Stacy Johnson
Money! with Stacy Johnson
MoneyTalksNews.com
How One Hour Today Could Be Worth $1,000 Next Year (Year-End Planning)
Can you really invest an hour today and find yourself $1,000 richer next year? Absolutely. Take taxes, for instance. Much of what you can do to lower your tax bill has to be done before December 31. There are exceptions: For example, you can fund an IRA up until the day you file your taxes. But when it comes to things like batching or prepaying deductible expenses and using up your flexible spending account, once the year is over, so is your opportunity to lower your tax bill. In this week's "Money" podcast ( https://www.moneytalksnews.com/podcasts/ ) , we're going to talk about a few things you should do before the year is out that can make next year less taxing, as well as other end-of-year planning tips and organizational tricks. Links: * 5 Year-End Moves to Make Now and Save Big at Tax Time ( https://www.moneytalksnews.com/30-minutes-now-can-save-you-1000-tax-time/ ) * 10 Ways Your Taxes Will Change in 2021 ( https://www.moneytalksnews.com/how-your-taxes-will-change-in-2021/ ) * 10 Smart Year-End Money Moves You Can Make During Commercial Breaks ( https://www.moneytalksnews.com/make-these-10-money-moves-before-the-year-ends/?all= ) Hosts: * MoneyTalksNews ( https://www.moneytalksnews.com/ ) * MirandaMarquit.com ( https://mirandamarquit.com/ ) Ask us a question ( https://www.moneytalksnews.com/contact/ ) ------------------------------------------------------------- Hey Money! listeners if you have a question, topic or life lesson you want to share with everyone, leave us a voice message by calling 1-833-669-8557 then press 0 to leave a message. We'd love to hear from you. Support this podcast at — https://redcircle.com/money/donations Advertising Inquiries: https://redcircle.com/brands
26 min
Real Estate & Financial Independence Podcast
Real Estate & Financial Independence Podcast
Chad Coach Carson
#142 - How Two Friends Used a Partnership to Successfully Begin Investing in Real Estate
Episode #142 - Two friends, Cory Jacobson and Ryan Bevilacqua, decided to partner up to invest in real estate. In this episode, they share why they partnered up, how they divide tasks, and what steps they plan to take so that the partnership will last. If you've ever considered partnering to invest in real estate, this will be a great episode. Companion article: https://www.coachcarson.com/partnership-real-estate-investing/ Follow the Ryan & Cory of the Weekly Juice Podcast: - https://theweeklyjuice.simplecast.com/ - https://www.instagram.com/weeklyjuicepod/ 🤑BLACK FRIDAY / CYBER MONDAY SALE👨‍🏫 Get all of my available online courses for 40% OFF from Black Friday (11/27) to Cyber Monday (11/23/20). Use code "SALE2020" at checkout for the discount at https://www.coachcarson.com/courses-podcast __________ 🎧SUBSCRIBE to the podcast for more episodes about how to achieve financial independence and do what matters using real estate investing! https://coachcarson.com/podcast ---------------- ▶️WATCH my YouTube channel - Coach Carson TV - for tutorials, tips, strategies, and interviews https://www.youtube.com/user/CoachChadCarson?sub_confirmation=1 ---------------- 📋 GET MY FREE REAL ESTATE INVESTOR TOOLKIT https://coachcarson.com/reitoolkit ---------------- FOLLOW ME ON INSTAGRAM 📸 https://www.instagram.com/coachcarson1/ ---------------- READ MY BOOK ON RETIRING EARLY 📚 https://www.coachcarson.com/retirementbook ---------------- 👋👋 SAY HI ON SOCIAL https://www.facebook.com/coachchadcarson/ https://twitter.com/CoachChadCarson
1 hr 6 min
BiggerPockets Money Podcast
BiggerPockets Money Podcast
BiggerPockets
153: Bill Bengen (The Inventor of the 4% Rule) Talks Retirement, Past Crashes, and How You Can Withdraw Even More!
He really is the man who needs no introduction (but here’s one anyways). Bill Bengen, the inventor of the 4% rule (and personal finance hero of Mindy & Scott) stops by the Money Podcast to talk about how he calculated his famed 4%, how he managed his client’s portfolios, and how the 4% has aged throughout the past three decades. In his Original Article from the Journal Of Financial Planning, October 1994, Bengen outlined a groundbreaking calculation: a 4% withdrawal rate from your retirement accounts is all you need to comfortably retire (if enough is saved up). Bengen was hit with praise and criticism, but is still applauded to this day for having such a simple yet crucial metric for knowing how & when you can retire. Using over 200+ retirement account portfolios spanning decades of time as research, Bengen still says with confidence, the 4% rule is a winner! He has the proof and we couldn’t agree more. Whether you’re a few years or a few decades away from retirement, this episode features life-changing advice from one of the leaders in financial research. This is an episode you won’t want to miss! In This Episode We Cover * What the 4% rule is * How Bengen came up with the 4% rule and why it stands the test of time * How inflation becomes the “thief in the night” for many investors * The best (and worst) times to invest * How to stay the course during financial downturn * Which asset classes boost great returns and withdrawal rates * Steering clear of “1 more year syndrome” * The importance of rebalancing your portfolio * How to not accumulate too much wealth for retirement * Why everyone needs to learn how to be a saver, so they can enjoy life! * And So Much More! Links from the Show * BiggerPockets Money Facebook Group * BiggerPockets Forum
1 hr 3 min
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