Goodbye big banks. Hello crypto. The world of finance is in the process of changing forever, and David Yermack is your guide. Yermack joins Vasant Dhar in episode 30 of Brave New World to share his road map of, well, this brave new world! Useful resources: 1. David Yermack at NYU Stern and Google Scholar. 2. Nandan Nilekani on an Egalitarian Internet -- Episode 15 of Brave New World. 3. Linus's Law (from The Cathedral and the Bazaar). 4. The DAO hack mentioned in the episode.