Zerodha Educate
Zerodha Educate
Jul 10, 2020
A step-by-step guide to investing in mutual funds - part 2
Play • 30 min

In part 1, Vidya spoke about why mutual funds, having the right expectations, setting goals, importance of asset allocation, and how to pick an equity fund. We figured given all the issues, the topic of debt mutual funds deserves a separate episode unto itself. Debt is supposed to be the boring part of your portfolio that provides stability while equity provides growth. But we've seen that investors driven by past returns, star ratings, and poor understanding of the various categories of funds have seen losses in the debt part of their portfolios. In this episode Vidya talks about:

  1. The need for a debt fund in a portfolio
  2. How to analyse and pick debt funds - the do's and dont's 
  3. Understanding credit risk and duration risk
  4. How to use gilt funds
  5. What is rebalancing, the need for rebalancing and how tor rebalancing?
  6. Growth vs dividend plans and why it makes NO sense to invest in dividend plans
  7. Vidya's investing philosophy
  8. Her favourite books

Do check out PrimeInvestor for some insightful perspectives on investing, fund selection, portfolio construction by Vidya and her colleagues.

You can also check out this LearnApp course on the basics of investing in mutual funds.

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