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Daryl and Camille
Rehab life decisions, Live with intention.
Sep 13, 2022
016 | Paying Off $115k Debt, The Baby and Mommy Fund
"Numbers DON'T lie!" -@Mags Balisi Welcome to the TheraFIRE Podcast Season 2 Finale!!!!! For our last episode, we had the honor of talking to Mags Balisi. A physical therapist in NY and also a brand new mom to a beautiful baby girl. Her journey to financial independence is one of the most inspiring stories that led to starting this F.I. podcast. Out of the blue she reached out to us to share her family's great challenge of tackling $$$ debt. Although we were complete strangers, she had been very honest and open on how she lives her FI life. Ate Mags is a living proof that Pinoys could also get out of debt and enjoy living this unconventional path. In this conversation, we will talk about: - How they were able to pay off $115k debt in 15 months - Strategies for a stress-free financial independence journey - The ins and outs of the Mama Fund and the Baby Fund - Maintaining a healthy F.I. relationship with your partner Enjoy!!! Let us know what you think! Like! Share! Subscribe! Website: https://therafire.com/category/financial-independence/ Spotify: https://open.spotify.com/episode/5PAepkH6rbuB43eLhCmgNb?si=7ea0f20e008b4d14 YouTube: https://youtu.be/Hf3W_6u-ccU --- Mags Balisi-Benjamin FB: https://www.facebook.com/emvee.Mags Balisi
1 hr 31 min
Sep 5, 2022
015 | Mini Retirements, Prioritizing the Present, Saving for the Future
In this financial freedom episode, we will talk about the importance of building a family team, educating yourself on your finances, doing mini retirements and importance of living in the now without sacrificing your future.
1 hr 27 min
Aug 27, 2022
014 | Transition from YOLO to Financial Independence
When Geodel first arrived in the U.S., it was like a completely different world to him. He earned much more than his salary in the Philippines. Money was not a problem anymore. He could buy anything he wanted by just working a little bit more. He splurged on the things that he believed could give him true happiness and contentment. Strangely, when he thought that he had it all, it seemed that something is missing. Compared to most of our guests’ stories, this would be quite different. In this episode we will talk about the things Geodel did, that you shouldn’t do to achieve financial freedom. His life greatly resonates to most of us, sometimes, life just gets overwhelming enough that you just want to tame that little child inside you to make everything simpler… until it’s not! Geodel is a physical therapist working in US, he is a husband to Dana and a brand-new father to their precious daughter, Olivia. Also, he is now a real estate investor. He started from living a carefree/ YOLO life and now on the path to financial independence. We would like to thank Geods for bravely sharing his story with us. Truly, the path to financial freedom is diverse, it’s not a one size fits all. You will forge your own to make it all worthwhile. ►Website: https://therafire.com/category/financial-independence/ If you are new to our channel, We're happy you clicked on our video! Hopefully, this video made you stay for good!
Aug 20, 2022
013 | Climbing Out of Debt Through Different Rackets
In this Financial Freedom Podcast, we will discuss how our guest (from the Philippines) was able to change her financial situation by working on different side hustles or gigs. She and her family is now in the path to financial independence. ►Website: https://therafire.com/category/financial-independence/
1 hr 8 min
Aug 12, 2022
012 | Making it in NYC, Side Gigs and the Real OFW Struggles
“I can do all things through Christ who strengthens me.” -Philippians 4:13 This is the bible verse that our guest lives by. Rachelle is an overseas Filipino worker who faced numerous struggles when she first moved to the United States. Amidst the challenges, she was still able to save enough to buy a property in the Philippines in her first year, and a lot more thereafter! People could easily dismiss her success by saying, “She lives in the US, of course she can do that!” I will tell you though, that she lives in New York city, where the cost of living is crazy high and the temptation to purchase branded goods, dine in expensive restaurants, and a lot more money-burning activity persist. This episode is relatable to OFWs all over the world as she will discuss her hacks, side hustles and strategies of earning and saving more as an OFW to reach financial independence. Dr. Rachelle Mae Ayonayon is working as a fulltime Doctor of Physiotherapist in US but aside from that, she also has other side hustles like modeling, hosting, yoga instructor, managing properties and many more!
1 hr 35 min
Aug 7, 2022
011 | Job Security, Designing Your Financial Life and Sandwich Generation
“Life will nudge you on things, instances and events that you’ll say; I can’t take this anymore, hindi ganito ang gusto ko!” -Irene Tayamora Irene is an architect based in the Philippines. In this episode, we will discuss how she’s still worried about job security in the Philippines even with a good paying job, how she's designing her financial blueprint like an architect and what Sandwich Generation means. Welcome to TheraFIRE Podcast Season 2 Episode 1! In our podcast, we want to learn how Filipinos all over the world in different industries and walk of life earn, spend, save, and invest money to achieve financial independence. This path is not exclusive to the affluent, celebrities, businessman and politicians. We aim to empower all our “kababayans” that financial freedom is something that is within our reach. Come and join us! Website: https://therafire.com/category/financial-independence/
1 hr 3 min
Apr 2, 2022
010 | Designing a Financial Independence Life and Marriage
“Falling is easy Staying in love is hard Hard to be honest And keep your heart open To be who we truly are Without the excuses Without the façade There’s no pretending Here in your love.” -Sails (Pat Barrett) Most guest in the F.I. podcasts that we listen to mentions that the greatest hack you can do to achieve financial independence is to choose the right partner For our SEASON 1 FINALE, we invited two of our “FloriFriends” and life mentors, Angela and Chris Pempsell. Angela is one of the founders and admins of @Minimalist Philippines and Chris have been pursuing financial independence way before it was even popular. They will share with us why they started the Minimalist Ph group, their struggles, and strategies as they venture in their financial independence journey as a couple. Aside from debonaire looks and good moral character, having same interests, values and dreams in life are some of the most common things to look for a partner. As the song says, falling in love is easy but keeping that FIRE burning is quite difficult. Let’s be honest, one of the most common points of conflict in marriage is money. A third of people say they argue about money with their spouse, hide purchases that would not be approved leading to separation and divorce. Setting clear boundaries before entering this sacred union could be helpful in the long run, especially if one is trying to reach financial freedom. The effort each should bring in the marriage is never 50/50, but 100/0 to make the marriage work. We are no expert in this as we just started our married life and FI journey, but what we do know is that… money will never be an issue between us.
1 hr 10 min
Mar 25, 2022
009 | Investing Beliefs and Core Principles
Do you feel secured having all your hard-earned money inside a locked suitcase under your bed AKA your bank account? Does investing feel like gambling your financial future away? Do you want to start investing but thinks that you don’t have enough money or the know-how to do so? What most people don’t realize is that smart investing is a simple yet powerful way of building wealth and achieving financial freedom. In this podcast episode, we had a great time talking with Mr. Jerome Paguyo and Mr. Quiolo Angeles about the fears, doubts, and uncertainties behind investing.
1 hr 1 min
Mar 19, 2022
008 | Choosing to Hire (Or Not) a Financial Advisor
Have you ever been scammed by a financial advisor? We understand how losing blood, sweat and tears of hard work in an instant could make you lose faith in financial advisors altogether. There are bad apples out there but not all financial advisors are created equal. There are those who will understand, support, and look at you as a person and not just another number to meet their quota. In this episode, we invited Charmayne Galang, one of the top personal financial advisors of Sun Life Philippines. She will debunk the myths, give insider advice, and clear doubts in choosing to hire (or not) a financial advisor—especially for those who want to be financially independent
1 hr 17 min
Mar 12, 2022
007 | Striving to be Better Stewards of Success
Do you think that Financial Independence is NOT the path for you? This is because you bear the responsibility of taking care of yourself and helping your family. As Filipinos, it is our second nature to be there for our family when given the opportunity to do so. For this reason, we left them back home in search for a better life. Now in another country, we receive plentiful resources that we could deploy as we see fit. Taking responsibility for the gifts and resources we’ve been given is no easy task. You wish to take your family with you as you climb the success ladder, but it’s not as easy as it looks. How do you manage your financial life without forsaking your responsibilities? How can you provide for them and not neglect your personal needs in the process? How do you become a better steward of success? In our 7th episode (We cannot believe this is the 7th already!!!), we invited our first ever female guest, Almira Rabaca. In this episode we will talk about her beginnings, struggles, and wins as she walks the unconventional path to Financial Independence.
1 hr 10 min
Mar 4, 2022
006 | Military Path To Financial Independence
Serving your country is a worthy and noble cause. Giving up the liberties of your civilian life could be mentally, physically, and emotionally challenging, but what if aside from being a hero to your nation you could also be financially free. Does this make these challenges worth it? In this episode we chatted with our dear friend, Mark Robin Tiu. We talked about the perks and challenges one could expect in joining the military, and how this could be a solid path to financial independence. Hello everyone! We are very excited to welcome you to the 6th episode of THERAFIRE PODCAST! In this podcast, we want to learn how Filipinos all over the world in different industries and walk of life earn, spend, save, and invest money to achieve financial independence. This path is not exclusive to the affluent, celebrities, businessman and politicians. We aim to empower all our “kababayans” that financial freedom is something that is within our reach.
1 hr 5 min
Feb 25, 2022
005 | Managing Emotions Behind Money
We know that making better decisions leads to fewer regrets and amplifies our success in life. However, there are numerous circumstances that push us towards the opposite direction. We make mistakes along the way, but these also make us stronger and equipped with a better mindset that could improve our lives. Hopping to the train to financial independence is not an easy ride, more like riding the “Space Mountain” at Disney! Different feelings will rise and fall unexpectedly. Therefore, learning how to interpret and manage these could help you overcome trials and bumps that will come your way. Recognizing that there are possible challenges that could influence your decisions and learning how to maneuver around it could make your journey more fun and exciting. In this episode, we invited Jaime Zulueta, awarded as one of the TOP 100 Filipinos in LinkedIn for two years in a row. We discussed about his FI mindset, motivations, journey and how he helps other professionals to overcome t…
1 hr 4 min
Feb 18, 2022
004 | Real Estate Investing 101
Imagine yourself with a steady income source without clocking in to your 9-5 everyday… What if that income is enough to pay for everything you need and then some? It will take research, guts, and a bit of luck, but Real Estate Investing could take you there. In this episode, we invited one of our engines in life and career, Mr. Bernard Sanga to share his two cents on how you can use real estate investing to take your financial independence journey to hyperdrive. He and his lovely wife, Margarette, built their real estate “empire in the US in 2 years’ time and it continues to grow… Hello everyone! We are very excited to welcome you to the 4th episode of THERAFIRE PODCAST! In this podcast, we want to learn how Filipinos all over the world in different industries and walk of life earn, spend, save, and invest money to achieve financial independence. This path is not exclusive to the affluent, celebrities, businessman and politicians. We aim to empower all our “kababayans” t…
1 hr 8 min
Feb 11, 2022
003 | Building an Accountability Community
Do you sometimes feel afraid to share insights you have just learned because of fear that people will mock you for even trying? You know that they make sense and could help even one person, but the possible rejection wears you down that you keep it to yourself. This is the importance of having a community, having like-minded people who believes in you, and picks you up because they go through the same challenges as you are. The community is your accountability system. They motivate you to achieve your goals beyond a difficult threshold and celebrate with you in the finish line. In an online sphere filled with people who only care about personal gains, we still have some people like our guest, Mr. Kenneth Reyes-Lao who passionately started a Pinoy community in hopes of spreading financial literacy, good vibes, and support to those pursuing the unconventional path. He built a community, a safe zone for people to share their ideas and experiences without being judged nor shamed. You wi…
1 hr 4 min
Feb 5, 2022
002 | Overlapping Principles of Minimalism and Financial Independence
After graduating, you felt this sense of euphoria you finally achieved something you’ve worked hard for. Eager, filled with dreams and aspirations you enter the work force, received your paycheck and you pat yourself on the back saying, “I am winning in life!”. Welcome to the honeymoon stage! As time pass, work becomes more demanding, slowly draining the life out of you and your only outlet is to surround yourself heaps of nice things you feel you deserved. Now, you feel “stuffocated”, physically, mentally, and emotionally, drowning in possessions that doesn’t make you happy. There are times that you just want to break-free from it all but the thought of just making your first step seems daunting… Hello everyone! We are very excited to welcome you to the second episode of THERAFIRE PODCAST! In this podcast, we want to learn how Filipinos all over the world in different industries and walk of life earn, spend, save, and invest money to achieve financial independence. Th…
1 hr 7 min
Jan 29, 2022
001 | Raising Second Generation F.I.R.E.
Hello everyone, welcome to the “very first” episode of the TheraFIRE podcast! Your hosts are Camille and Daryl. We are a Pinoy Physical Therapist duo living somewhat unconventional but intentional lives. We aim to achieve financial independence in a few years, but we make this journey fun, so we don’t go crazy! In this podcast, we want to learn how Filipinos all over the world in different industries and walk of life earn, spend, save, and invest money to achieve financial independence Today we are going to learn "If Financial Independence is Possible with Kids?" with Mr Rommel Guanzon.
1 hr 9 min