Guy Saxelby was a successful charted accountant prior to founding his business Earlytrade, when a trip to New York and a chance blizzard there, changed the course of his career. As an accountant, Guy saw first-hand the strain that late payments could put on small businesses - if they’re not paid on time, they can’t hire, they can’t invest, and they can’t buy the things they need to grow their businesses. So, he came up with an idea to connect suppliers with corporate clients and allow them to offer discounts for early invoice payment. Guy’s mission is to fight for little businesses to get the same benefits that big businesses have always had, and now, over 36 thousand businesses use the Early Trade marketplace for cash flow and working capital. I ask Guy how he managed to build the largest early payment marketplace in the Asia pacific region, and how he can turn chaos, whether in the market place or in his own mind, into something hugely beneficial.