Ever wanted to buy cryptocurrency? Well, on this episode you can live vicariously through Sean, who talks with Liz about his experience dabbling in Dogecoin. Then, they discuss our current debt crisis and how to manage debt in 2021. Visit www.nerdwallet.com/podcast for more info on this episode.

Ryan Clark, founder and President of Qube Money, entered the financial services industry, first in the real estate market, then as a mortgage broker, before realizing that his true passion was teaching people about money. In his ten years as a financial planner, Ryan watched his clients fail at budgeting repeatedly despite his recommendations and wanted to find a solution to help them manage their money successfully. This inspired him to create a digital cash envelope system, and he launched Qube Money to provide better tools, systems, and training to clients, to allow them to work toward real financial freedom. Ryan joins me today to dive into why he developed Qube Money in response to his frustration over not finding something that suited him and his clients and enabled them to exercise real-time control over their finances. He discusses why Qube’s mission is central to their long term success and how it ensures that they meet their commitment to freeing people from the tyranny of money. Ryan also shares the number one reason people hate budgeting and explains how Qube can cut the time you spend managing your finances.   “Everything that you want to do in life stems from how you control the resources that you’re given - and money is a resource. It builds a financial house, and cash flow is the foundation.” - Ryan Clark   *This week on Paychecks and Balances: * ●      Why current fintech solutions for tracking your money don’t work ●      Ryan’s entrepreneurship journey and how he moved from financial planning to the tech arena ●      The central belief  that continues to motive Ryan and the Qube Money team  ●      Why there have been so many ups and downs in developing the Qube technology and bringing it out of the beta phase ●      What digital cash envelopes are, how they work, and why Qube technology continues to improve its customer experience and efficacy ●      How Qube connects you to your money and stops you from overspending in the moment ●      Why intentional financial planning is empowering and gives you the freedom to spend where it’s most important to you ●      How Qube is different from other platforms out there right now ●      Why Ryan is confident that Qube Money goes further than other apps to prevent fraudulent transactions   *Connect with Pete McPherson:* ●      Qube Money Website ●      Qube Money on Facebook  ●      Qube Money Instagram ●      Qube Money on Twitter *Connect with Paychecks and Balances:* ●      Paychecks and Balances Website ●      Patreon Paychecks and Balances ●      Paychecks and Balances on Instagram ●      Paychecks and Balances on Facebook ●      Paychecks and Balances on Twitter

Julian and Kiersten of rich & REGULAR return to take a look back at their first appearance way back on episode 099. We get an update on their thoughts on the F.I.R.E. movement (Financial Independence Retire Early) & how their outlook on financial independence and retirement has changed. Today's bag of popcorn is brought to you by H&R Block! Tax season can be scary, but it doesn’t have to be. H&R Block is available to answer your tax questions or handle the whole process for you! Visit https://hrblock.com/popcorn for 20% off your online tax filing! You can learn more about Julian and Kiersten Saunders and rich & REGULAR at https://richandregular.com. You can also find them on Instagram, Facebook, and YouTube. They have an amazing video series called Money on the Table available to watch on both YouTube and Facebook Watch. Connect with Julian and Kiersten: Instagram: https://www.instagram.com/richandregular Facebook: https://www.facebook.com/richandregular YouTube: https://www.youtube.com/channel/UC4HUQztCZd9c1q2rB7SmOAQ Twitter: https://twitter.com/richandregular Take a listen to our original conversation from episode #099 at https://pod.fo/e/2ff4 Have a Question? Send me a message at PopcornFinance.com/Voicemail Connect with me Instagram -@PopcornFinancePodcast Twitter - @PopcornFinance Facebook - Popcorn Finance This Is Awkward Check out my new podcast This Is Awkward using the link below. https://podfollow.com/this-is-awkward

Last week in Retirement Plan Live, Trish dreamed up big dreams for her retirement. In this episode, we are going to outline her resources to see if she has the ability to fund those dreams. Organizing your resources is an important step in retirement planning. Listen in to learn how important it is to plan what you want to use your resources for, and let’s see if Trish has what it takes to build her retirement dreams. What is a resource? A resource is a natural source of wealth or revenue. It is also a natural feature that enhances the quality of life. It’s what you do with your resources that matters. If you are listening to this show you are probably over 50 which means that you have spent decades building your resources. You’ve built up all 3 categories of resources -- human capital, social capital, and financial capital. Human capital includes your skillset and reputation. Social capital includes pensions and Social Security. Financial capital doesn’t only include your money, it also includes houses and boats in addition to your retirement accounts. What will you use your resources for? When you look at your resources in retirement you have to ask yourself to what end are all these resources for? What is this money for? In retirement, your resources are meant to be used to express your values through your goals that you live out in the season of retirement. Dying with too much money is poor stewardship. It means that your resources were never harvested to live out your values. Think about what you want to do with your abundance. Be intentional and create the life that you want. Explore the options you have now so that you don’t leave your resources like a neglected crop left to be absorbed back into the earth. What kind of capital does Trish have? In our last episode, Trish dreamed big -- European vacations, a second and maybe 3rd home, a convertible, the works. Now that we’ve got her thinking big, we have to see what she can afford. It’s time to take stock of her resources. Just like you and I, Trish has social capital, human capital, and financial capital. She will collect Social Security when the time comes and would like to use her human capital in some capacity until she is 59. Listen in to hear how I walk her through her balance sheet and organize her resources. Check out the Rock Retirement Club to help you organize your own resources Have you been enjoying Retirement Plan Live? Would you like to have guidance as you organize your resources? In the Rock Retirement Club, we have a Retirement Masterclass that does just that. We walk you through all of this planning with worksheets and trainings and there is even an entire module that helps you organize all of your capital. Check it out at RockRetirementClub.com. OUTLINE OF THIS EPISODE OF THE RETIREMENT ANSWER MAN WHAT DOES THAT MEAN? * [1:30] What is a resource? PRACTICAL PLANNING SEGMENT * [11:02] What kind of social capital does Trish have? * [15:32] Trish plans on using her human capital * [25:35] We organize Trish’s financial capital Q&A WITH NICHOLE * [36:10] How did we do on our words for 2020? * [37:32] Lisa asks how the 4% rule changes if you retire at 55 * [40:35] Should Jackie stop saving in her Roth IRA since her husband got laid off? * [44:53] Can Jim’s mother transfer an IRA to him? TODAY’S SMART SPRINT SEGMENT * [48:43] What is your word for 2021? Resources Mentioned In This Episode BOOK - So Good They Can’t Ignore You by Cal Newport Social Security Detailed Calculator Rock Retirement Club Roger’s YouTube Channel - Roger That BOOK - Rock Retirement by Roger Whitney Work with Roger Roger’s Retirement Learning Center

The Dining Write-off is the best it's ever been in the history of small business. But this new Act of Congress is easier said than done. Learn from Mark and Mat what you need to know to take advantage of this new strategy. To listen or search for prior episodes, or sign up for their Weekly Free Newsletter, visit www.mainstreetbusiness.com

Anton Mattli is the CEO of Peak Financing. Over the last 15 years, Anton has been advising family offices, high net worth individuals, as well as private investment funds, and facilitating their direct investments in commercial real estate across Europe and the United States, including several hundred million dollars in multifamily developments and acquisitions. In today’s episode, we discuss the commercial financing process for commercial and multifamily real estate, the impacts of COVID-19 on financing including interest rates, underwriting, which markets are suffering, tax strategies, and more. Learn more about Anton and his work: https://peakfinancing.com/ Join our Facebook group, the one-stop shop for real estate investors to learn about tax strategy and stay up to date on changing tax laws: www.facebook.com/groups/taxsmartinvestors To download The Real Estate CPA's in-depth guide to qualifying as a real estate professional visit: www.therealestatecpa.com/guide-to-qua…professional For a free consultation from The Real Estate CPA visit www.therealestatecpa.com/become-client Subscribe to our YouTube channel: www.youtube.com/c/therealestatecpa Like us on Facebook www.facebook.com/realestatecpa/

Are you looking to make a change with a new job, career growth or a raise? Then listen to everything Rachel Rogers, CEO of Hello Seven, has to tell us this week! Rachel dishes on how to ask for more money, and what makes her say “yes” when one of her employees asks for a raise. She talks about how we can find roles that don’t just provide us with a paycheck, but also profit sharing, equity, commission and more. In Mailbag, we talk about switching 401(k) contributions from a ROTH to a traditional account, and financially assisting our aging parents. In Thrive, the email phrases that make you sound unprofessional.

Did 2020’s red-hot real estate markets catch you by surprise? Get ready because Sacramento-based Realtor Kyle Renke believes homes will sell just as fast through 2021. Tune in and discover why adaptable action takers will dominate in fast-moving markets this year. You’ll also learn how to win clients via Zoom and get tips from Kyle on running virtual showings like a pro. Plus, we discuss how to make working from home work for you. Get Instant Access to Hundreds of Free Real Estate Tools Visit hibandigital.com/toolbox Claim Real Estate Discounts, Free Trials, and More Visit hibandigital.com/resources Sponsors Rebus University - Get Over $10,000 in Real Estate Training for as Little as $97 Visit futureofrealestatetraining.com PadHawk - Find Your Market's Best Leads for FREE with a 7-Day Trial Visit padhawk.com Roddy's FLS - Discover Unbeatable Real Estate Deals with a FREE Foreclosure List Visit 4closure.info Learn more about your ad choices. Visit megaphone.fm/adchoices

It's time for a Friday Flight! These episodes are all about the week’s news and the effects of the pandemic on your personal finances. There are a lot of headlines out there, but we are distilling it down to specific takeaways that will allow you to not just weather this health and financial crisis, but to come out on the other side even stronger. In this episode we cover some interesting and helpful stories like: crazy low mortgage rates, free tax filing, payment app security issues, getting credit card annual fees waived, awful financial advice on TikTok, astronomical food delivery fees, smart grocery carts, states that everyone is moving to, and the states with the highest credit scores. And as we’ve kicked things off with a bang in 2021, we could really use your help to spread the word- let friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to spread the word to get more people doing smart things with their money in these difficult times! Best friends out! Learn more about your ad-choices at https://www.iheartpodcastnetwork.com

Work Matters is a quick, daily dose of what’s going on in the job market and how it affects you and your career journey. Hosted by Ken Coleman, #1 bestselling author and host of Ramsey Network’s The Ken Coleman Show, you’ll get a practical take on topics like burnout, today’s most in-demand job skills, how to deal with a deadbeat boss and more. The work you do matters––it’s time to make the most of it. For a full-length daily podcast, subscribe to The Ken Coleman Show.

The IRS delays the acceptance of returns until February 12, the IP-PIN voluntary program opens up nationwide and more.

Getting older doesn't necessarily make you wiser! We've noticed some trends around mistakes people tend to make in their 20s, 30s, 40s, 50s, and 60s. Let this be a cautionary tale of what NOT to do in your financial life!

Welcome to 2021, BA Fam. To say the least, we are still reeling from the attack on our nation's capitol last (and DEMOCRACY ... and REALITY?) last week —OK, let's be real here the entire last four years. It was tough to find the words for this, y'all, but we are here to vent (a lot) with you and try to unpack what this means for the year to come. We're doing the best we can to take care of ourselves and each other, and sometimes that's all we can do. But most importantly, Brown Ambition is back in business for 2021, talking about self-care, career, personal finance, and empowerment. We got some great questions this week: 28:53 - Can you really take online surveys as a side hustle? 32:52 - What's the key to finding good virtual assistants for your business? Don't forget to check out the Brown Ambition merch store to get yourself some swag, and we'll see you all next week! Check the links below for more: Our song of the show: The Earth is Ghetto What's on Tiffany's bookshelf this year: Small Giants: Companies That Choose to Be Great Instead of Big Contagious: Why Things Catch on The Catalyst: How to Change Anyone's Mind The Effective Executive: The Definitive Guide to Getting the Right Things Done Lead from the Outside: How to Build Your Future and Make Real Change Vagabonding: An Uncommon Guide to the Art of Long-Term World Travel

Does your home ever feel like “a Money Pit?”  It doesn’t have to be that way!  Whether you’re dealing with a repair or dreaming about a reno, hosts Tom Kraeutler and Leslie Segrete serve as your coach, helper or home improvement therapist for all things remodeling, decor or fix up! From bathrooms to basements, and gardening to garages, you’ll get expert advice to help you tackle your to-do’s with confidence, and have a little fun along the way! Learn more about your ad choices. Visit podcastchoices.com/adchoices

Tax headlines are swirling after several tax-related developments following the enactment of the 2021 Consolidated Appropriations Act on December 27, 2020. Tune in as host Damien Martin cuts through the static of these significant changes with returning guests Jesse Palmer and Yelena Bosovik. Here’s what’s covered: * Expanded and extended employee retention credit (ERC) * What is the ERC? [01:55] * What changed? [05:17] * How do you claim the ERC retroactively for 2020? [09:54] * Extended credits under the Families First Coronavirus Relief Act [10:50] * Paid sick leave vs expanded family leave [12:32] * Importance of documentation [13:45] * Important considerations for the ERC [15:45] * Business meal deduction changes [22:00] * Charitable provisions for individuals [25:52] * Deferral of the employee’s portion of Social Security tax [27:26] * Other employment benefit changes [31:15] * Extender provisions [35:12] * Closing remarks [42:30] Learn more about our guest and get additional resources here. GET MORE “SIMPLY TAX” We’re excited to also provide video content to strengthen your tax mind! Check it out on our YouTube channel. A complete archive of our episodes is available on our website and YouTube playlist. We’d love to hear from you! Email feedback and questions to SimplyTax@bkd.com. Connect with Damien on social media! LinkedIn | Twitter | Instagram | YouTube

Adam Carroll is joining us on this episode of the His & Her Money Show, and he's here to drop some serious nuggets of wisdom on all things wealth building and smart money management. Adam is an author, TED Talk alumni, and a force to be reckoned with in the personal finance community. Moreover, he shares a huge stockpile of practical advice and information to spread around to anybody who's listening! He's discussing some topics he's most passionate about equity, liquidity, and paving your road to generational wealth! WHAT YOU WILL LEARN * How to maximize your checking account * Adam's thoughts on the FIRE movement and how you can get started on your path * The HELOC, explained * Teaching your kids lessons in money * Unpacking the step by step process to picking your line of credit * Adam's step-by-step process to financial planning RESOURCES MENTIONED * The Shred Method | hisandhermoney.com/theshredmethod

in this episode I interview Antoine Delmas about how to overcome stress and anxiety in high pressure work environments. As an entrepreneur Antoine has an interesting story to tell in dealing with inevitable setbacks and the stress they create. I hope you enjoy. Antoine is a French entrepreneur based in Barcelona who specialises in education, hospitality and experietial marketing. He is currently running a number of different sucessful projects. He teaches entrepreneurship at Universities in both Barcelona and Madrid. To get in touch with Antoine you can find him on Linkedin: https://www.linkedin.com/in/antoine-delmas/ To contact me, you can find me on Instagram @robertjamescoachinguk or you can check out my website www.robertjamescoaching.com Disclaimer: Robert James Pizey (of Robert James Coaching) is not a medical professional and is also not providing therapy or medical treatment. Robert James Pizey recommends that anyone experiencing anxiety or OCD to seek professional medical help straight away to get a medical opinion and rule out other conditions or illnesses. The comments and opinions as written on this site are simply that and are not to be taken as professional medical opinions. Robert James Pizey provides coaching, education, accountability and peer support around Anxiety through his own personal experiences.

I’m feeling optimistic this year and I want to continue to spread that optimism. That’s why I want to focus several shows on travel. Most people’s travel plans were foiled by covid in 2020, so 2021 will be the year of the vacation! We’ll be interviewing experts and discussing the mental and physical health benefits […] The post What to Do with $500,000 I Don’t Need? Ep. #175 appeared first on Retirement Starts Today Radio.