Growth Optimization: Metrics & Frameworks by MasterClass Sr PM
Play • 29 min

Michael is a Senior Product Manager of Growth at MasterClass. In this day's episode he'll talk about creating and applying a growth model and a "double-down", "quick-wins", "don't do" resourcing framework.

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Fintech Insider Podcast by 11:FS
Fintech Insider Podcast by 11:FS
11:FS
506. News: The Kalifa Review: how can UK fintech stay ahead?
Our expert hosts, David Brear and Kate Moody, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Ron Kalifa, OBE, Chairman of Network International and Future Learn Charlotte Crosswell, CEO of Innovate Finance We cover the following stories from the fintech and financial services space: The Kalifa Fintech Review 03:22 Basiq brings Open Banking to bear on consumer BNPL debt as AfterPay teams up with Stripe 31:58 Former Bank of England Governor Mark Carney joins the board of Stripe 39:21 Brex files for bank charter 48:18 Michael Bolton wants you to break up with your brokerage 1:03:19 Banking as a Service is deconstructing the banking stack. It's enabling brands to embed finance more easily, and to tailor financial products to specific customer needs. This is presenting new opportunities for specialised providers and offers banks extra revenue streams. Download our report for a comprehensive, no BS view of what Banking as a Service is and what it means for the industry. Head to bit.ly/bankingasaservice (https://bit.ly/bankingasaservice). Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com! Special Guests: Charlotte Crosswell and Ron Kalifa.
1 hr 11 min
Wharton FinTech Podcast
Wharton FinTech Podcast
Wharton Fintech Podcast
Milind Mehere, YieldStreet Founder/CEO - Transforming Digital Wealth Management
Miguel Armaza is joined by the fascinating Milind Mehere, serial entrepreneur, and Founder/CEO of YieldStreet, a digital wealth management platform that aims to transform the investing landscape by enabling individual investors to invest in classes such as Real Estate, Marine Finance, Art Finance, Legal Finance, and Commercial loans. The company has raised over $180M in equity and debt from top VCs including Edison Partners, Greycroft, and Raine Ventures. They discuss: - His successful entrepreneurial journey and the path to Yieldstreet as a second-time founder - Company Culture - Challenges of building an investing platform and disrupting an industry traditionally reserved for the wealthy - Leveraging regulatory opportunities for a new asset class - The incredible impact of COVID on the business - And a lot more! Milind Mehere Milind Mehere is an award-winning entrepreneur with a track record of building large scalable businesses and creating new product categories. He is the founder and CEO of YieldStreet, a digital wealth management platform changing the way financial products are delivered and how wealth is created. Previously, Milind co-founded and scaled Yodlee (an ad-tech platform for SMBs) to $200M+ in revenue and 1,400 employees - the company was acquired by Web.com for $342M in 2016. About Yieldstreet YieldStreet is striving to become the world’s largest digital wealth management platform to change the way wealth is created. YieldStreet is accomplishing this by transforming the investing landscape, opening up access to investments for individual investors across a range of asset classes such as Real Estate, Marine Finance, Art Finance, Legal Finance and Commercial loans. Headquartered in New York City with offices in Brazil, Argentina and Greece, the company is backed with $178M in equity and debt funding from firms including Edison Partners, Greycroft and Raine Ventures. Join the movement at www.yieldstreet.com.
34 min
Payments on Fire®
Payments on Fire®
Glenbrook Partners, LLC
Episode 144 - Innovation in Fast Money: 4th Annual RTP Network Update - Steve Ledford, The Clearing House
A Global Phenom Realtime Retail Payments (RTRP) systems are a global phenomenon. These systems exist or will soon in over 50 countries around the world. Some have been in operation for decades. The UK’s Faster Payments system, operated by Mastercard’s Vocalink unit, has been in operation for over ten years. Still others are still in the design stage. These account-to-account systems (A2A) have gained in regulator popularity because: * They are fast. The receiver has near instant availability * They are push payment systems. Transactions don’t take place unless the sender has enough money to fund the transaction. In other words, authorization takes place before the transaction * User authentication is up to the financial institution * These systems operate year round, 24x7 * They are inexpensive. Transaction pricing is fixed, regardless of the value of the payment itself * They have rich data carrying capability * Some include a new message type called Request for Payment, essentially a digital invoice message that prompts the payer to send money and smooths account reconciliation. Still New to the US Most Americans still have no idea there’s a new national payment system in operation. Or that a similar one will begin operation in a few years. Wallets like Venmo and the Cash App abound. But an entirely new set of payment rails? That happens once in a generation. Some of those Americans, on the other hand, may have experienced what a system like this can do. Zelle is a fast push payment system that moves money between banks accounts. But Zelle is more of a directory-enabled messaging layer. The money movement between banks relies on older payment rails like ACH and wires. New Age messaging and user experience; old fashioned settlement. Key RTP Characteristics Payments geeks, like Payments on Fire® listeners, know that the Real Time Payments Network takes a different approach. Operated by bank processor, The Clearing House, the RTP Network leaves management of the user experience and the use case up to the bank, the processor, or the provider serving a particular industry. The RTP Network provides: * The messaging between the sender and the receiver and each of their banks * Nearly instant availability of the funds into the receiver’s account (by network rule) * 24/7/365 operation (ACH and wires take a break after working hours) * Instant settlement between the sending and receiving financial institutions In short: the RTP Network provides the plumbing and pipes. What it looks like and how it’s used is up to another stakeholder. Members of the network are financial institutions who either expose the RTP rails themselves or sponsor third party access so that those entities can make use of them. Nothing groundbreaking there. An RTRP with RTGS One of the impressive features of the RTP Network is that interbank settlement, the movement of funds between the sender and receiver banks, happens in realtime. The two banks settle their positions instantly. Settlement happens in realtime for every transaction. That’s what a realtime gross settlement (RTGS) does. Contrast that with a system like Zelle that provides instant messaging among the stakeholders but typically leaves the final movement of monies between banks to an overnight batch process via ACH. And this is net, not gross, settlement. The amount includes all of the day’s transactions. The RTP network achieves its RTGS capabilities using the following technique: * RTP requires each member financial institution to pre-fund monies sufficient to handle its transactions. The money to operate the system has to be in place ahead of time. This eliminates settlement risk between the banks * Each FI’s monies are pooled in a single pooled account, owned in common by the RTP Network’s member financial institutions. This pooled account is held at the the Federal Reserve * The Clearing House maintains a ledger that tracks every transaction, that debits and credits FI pairs in realtime for each transaction * Each Member FI is responsible for making sure it has enough funds to cover each of the transactions initiated by its accountholders. Each FI uses another open loop payment system, FedWire, to move monies into and out of its share of the pooled account as needed. A Maturing System That’s a lot of background to help US contrast this system against the other four mostly digital systems in the U.S. (If you’re not clear on that, join us for the best in payments education at a Glenbrook Payments Boot Camp®) The RTP Network is in its fifth year of operation. In this Payments on Fire® episode, Steve Ledford updates us on: * The growth in member financial institutions * The growth in transaction volume * The expanding set of use cases * Who is using the RTP Network * How COVID-19 accelerated usage in new use cases So, take a listen. Here’s Steve talking about those new COVID-driven use cases. For a snapshot of how the faster payments phenomenon is growing in the U.S. here is the 2020 Faster Payments Barometer. Read the episode transcript Find more podcasts, visit Glenbrook's Payments on Fire® site Read expert payments industry commentary at Payments Views. Read the latest at Payments News. Subscribe here. Read our COVID-19 Payments Industry eBook
38 min
Startup Stories - Mixergy
Startup Stories - Mixergy
Andrew Warner
#2051 How do you know if you’re failing?
Joining me is an entrepreneur who’s been in the news quite a bit because he raised a bunch of money. But before all that, the company failed on many ways with many early customers. Today’s guest is willing to talk openly with me about that. Vivek Sharma is the founder of Movable Ink which activates any data into real-time, personalized content in any customer engagement. Over 700 of the world’s most innovative brands rely on Movable Ink to accelerate their marketing performance. Vivek Sharma is the founder of Movable Ink which activates any data into real-time, personalized content in any customer engagement. Over 700 of the world’s most innovative brands rely on Movable Ink to accelerate their marketing performance. Sponsored by SaneBox – We all get so much email and most of it does not need to be read, let alone interrupt your day. SaneBox’s AI makes sure that only important email stays in your Inbox. Cut your team’s email management time in half and have more productive days with SaneBox. Mixergy listeners who sign up for a free trial get a $25 credit towards a SaneBox subscription. HostGator – Ready to take your website to the next level? Whether you’re a first-time blogger or an experienced web pro, HostGator has all the tools you need to create a great-looking website or online store. A wide range of options includes cloud-based web hosting, reseller hosting, VPS hosting and dedicated servers. Founded in 2002, HostGator is the perfect web partner for business owners and individuals seeking hands-on support. Visit www.hostgator.com/mixergy to see what HostGator can do for your website. More interviews -> https://mixergy.com/moreint Rate this interview -> https://mixergy.com/rateint
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