Today we explore entrepreneurialism – the spirit that drives it, and what it takes to turn that spiritual drive into tangible action. The journey takes us to hallowed halls at Harvard and Stanford, but it starts in – perhaps – a less likely location: The Philippines. The U.S. health care challenge is likely well known to listeners of this podcast. But the U.S. is far from the only country that struggles with access, cost, payment, coverage and more. That’s the challenge that students and entrepreneurs Jiawen Tang and Camille Ang have taken on in an award-winning, globally-recognized way through Hive Health, a digital health insurer providing simplified, affordable, and quality healthcare to Filipino employees through a data science-powered platform. Hive Health was co-winner of the 2021 Dubilier Grand Prize at Harvard’s prestigious New Ventures Competition. The Dubilier Prize was established by Clayton, Dubilier & Rice in 1998 in honor of CD&R Co-Founder, Martin Dubilier (MBA 1952), to support entrepreneurship. This conversation not only digs into the business itself, but also, importantly, what it takes to bootstrap a new business from idea to reality. In other words, what it takes to be an entrepreneur. About the entrepreneurs themselves: Jiawen Tang is pursuing an MPA-International Development at the Harvard Kennedy School and an MBA at the Stanford Graduate School of Business. She has worked on data science and digital development initiatives with the IMF, World Bank, and UN, and on economic development initiatives with TechnoServe Swaziland and its successor Catalyze. She also served at Oliver Wyman, where she focused on consumer financial services and digital payments. Camille Ang is pursuing an MPA-International Development degree at the Harvard Kennedy School and an MBA at the Harvard Business School. She worked in Private Equity at Macquarie, managed insurance funds, and played critical roles in the acquisition and management of companies across South East Asia. Camille has also previously worked on public-private partnership projects in the government of the Philippines, with McKinsey, as well as the Rwandan Development Board.