Popcorn Finance
Popcorn Finance
Nov 23, 2020
401(k) Q&A - What's Better, Traditional or Roth 401(k)?
Play • 10 min

401(k) Q&A Time!

What's better, the Traditional or Roth 401(k)? We tackle this question and more this week!


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Paychecks & Balances
Paychecks & Balances
Rich Jones
Freedom Based Banking ft Ryan Clark of Qube Money - PB181
Ryan Clark, founder and President of Qube Money, entered the financial services industry, first in the real estate market, then as a mortgage broker, before realizing that his true passion was teaching people about money. In his ten years as a financial planner, Ryan watched his clients fail at budgeting repeatedly despite his recommendations and wanted to find a solution to help them manage their money successfully. This inspired him to create a digital cash envelope system, and he launched Qube Money to provide better tools, systems, and training to clients, to allow them to work toward real financial freedom. Ryan joins me today to dive into why he developed Qube Money in response to his frustration over not finding something that suited him and his clients and enabled them to exercise real-time control over their finances. He discusses why Qube’s mission is central to their long term success and how it ensures that they meet their commitment to freeing people from the tyranny of money. Ryan also shares the number one reason people hate budgeting and explains how Qube can cut the time you spend managing your finances.   “Everything that you want to do in life stems from how you control the resources that you’re given - and money is a resource. It builds a financial house, and cash flow is the foundation.” - Ryan Clark   *This week on Paychecks and Balances: * ●      Why current fintech solutions for tracking your money don’t work ●      Ryan’s entrepreneurship journey and how he moved from financial planning to the tech arena ●      The central belief  that continues to motive Ryan and the Qube Money team  ●      Why there have been so many ups and downs in developing the Qube technology and bringing it out of the beta phase ●      What digital cash envelopes are, how they work, and why Qube technology continues to improve its customer experience and efficacy ●      How Qube connects you to your money and stops you from overspending in the moment ●      Why intentional financial planning is empowering and gives you the freedom to spend where it’s most important to you ●      How Qube is different from other platforms out there right now ●      Why Ryan is confident that Qube Money goes further than other apps to prevent fraudulent transactions   *Connect with Pete McPherson:* ●      Qube Money Website ●      Qube Money on Facebook  ●      Qube Money Instagram ●      Qube Money on Twitter *Connect with Paychecks and Balances:* ●      Paychecks and Balances Website ●      Patreon Paychecks and Balances ●      Paychecks and Balances on Instagram ●      Paychecks and Balances on Facebook ●      Paychecks and Balances on Twitter
35 min
The David Bach Show
The David Bach Show
David Bach
026: How & Why You Must Protect Yourself and Your Family
What do you need to do financially to protect yourself and your family? If you’ve followed me for any length of time, you’ve heard me talk about my 3-basket approach to financial planning. Basically, Grandma always said not to put all your eggs in one basket. Well, she was right. And this same principle applies to your finances too! Today specifically, I want to go over The Security Basket — which is all about protecting you and your family against the unexpected (such as a medical emergency, the death of a loved one, or the loss of a job.) In this episode, you’re going to be reminded why the security basket is so critical. I’m going to help you commit to getting financially organized and teach you the 4 things you must do to protect you and your family. Are you ready to make this the year that you finally fix your finances? Then don’t miss this episode! In this session, here’s what we cover: * The single most important piece of advice for making financial progress. * The importance of knowing your net worth. * What happens if you die without a will? HINT: BAD IDEA! * Why life insurance is critically important - and the fastest/cheapest policy you can buy to protect your family! * Setting up a security account to survive emergencies - and why you should have enough savings to cover at least 6 months of expenses. * The 100-day financial challenge that will push you to set up a security account that will be there when you need it most. * The reason I’m retiring soon, and how we can spend more time together this year. Your Invite to GrowthDay Coaching David Bach now offers his monthly coaching on GrowthDay, where you get David and a dozen other world-class personal growth teachers LIVE every month, all year long. CLICK HERE to get LIVE coaching from David and other experts for less than $1/day! Interview Resources * GrowthDay Coaching with David Bach * The Best Life Insurance Companies * Smart Women Finish Rich * Smart Couples Finish Rich * The 3 Minute Sunday Newsletter * The Latte Factor: Why You Don’t Have to Be Rich to Live Rich * 11 Ways to Improve Finances * The Best Life Insurance Companies * Personal Capital * Clarity Money App * Mint.com Get Access to More Great Content! To get access to the best financial tools, resources, and advice to help you LIVE RICH NOW, visit www.FinishRich.com Connect with David Bach * Instagram * Facebook * Twitter * YouTube
25 min
Journey To Launch
Journey To Launch
Jamila Souffrant
195- Healthcare Options for Financial Independence, Early Retirement Seekers and Entrepreneurs w/ Lynn Frair
What should I do about my healthcare? This is one of the questions I get asked most frequently regarding financial independence/ retire early and entrepreneurship. This week on the podcast I have Lynn Frair, a nurse and founder of FI Healthcare, which is a knowledge base for healthcare options for early retirees and people who cannot depend on employer provided healthcare. Lynn also became financially independent and work flexible at the age of 38. After having a brain tumor in her 20s which completely wiped out her savings, she built her investments and passive income to replace her nursing wages. Tune in to this week’s episode to get the resources and information you need to understand what healthcare options are available to you and how you can better plan to budget for healthcare as an entrepreneur or early retiree. In this episode you’ll learn: * What is a premium, deductible, and out of pocket max * What options you have in terms of healthcare * What resources are available to you to learn more about your health care options * When the open enrollment period is and how to enroll if it is outside of that period and much more… Special thanks to DCU for sponsoring the episode! Learn more about DCU by clicking here. Other related blog posts/links mentioned in this episode: * How to enroll in the "marketplace" plan * The 10 essential health benefits that are covered under the ACA * My favorite algorithm for deciding if you should buy health insurance through the "marketplace" * Wex Health HSA vs. traditional health plan * Marketwatch video of our family FIREstarters documentary (6 mins) * And the Marketwatch features about fihealthcare.com: https://www.marketwatch.com/story/this-early-retiree-has-a-unique-glimpse-into-the-covid-19-pandemic-and-her-side-hustle-helps-people-sidestep-financial-ruin-2020-06-08 * If you missed enrollment, join the waitlist for my FI course and Money Launch Club. * Check out the other tools that help me with my finances and business here. * Join The Weekly Newsletter List * Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! * Watch me on News12 Watch my latest segments on News12 * YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. Connect with Lynn: * Website * Instagram: FIHealthcare_Frair Connect with me: * Instagram: @Journeytolaunch * Twitter: @JourneyToLaunch * Facebook: Journey To Launch * Join the private Facebook Group * Join The Money Launch Club Waitlist * Join the Waitlist for My FI Course * Jumpstart Guide
52 min
Student Loan Planner
Student Loan Planner
Travis Hornsby
Feeling Frustrated About Your Student Debt? Here’s the High Cost of Student Loan Complexity
It’s no secret that student loan debt affects people’s lives — and not in a good way. The ever-increasing student loan debt is a major cause of frustration and stress for many college graduates in America. Why is that? Who benefits from student loan complexity? Join me as I discuss why you need to know the complexity behind student loans and who are the biggest beneficiaries. In today’s episode, you'll find out: * Why you need to know the complexity behind student loans * How student loan complexity can benefit borrowers * Why student loans are as complex as they are * When the student loan interest rate is irrelevant * How borrowers overestimate the accumulated interest * Why student loan interest isn’t the real problem - and what is * How knowing the rules can give you control over your student debt * The myth that says you can’t control your own future * How your student loan balance grows with capitalized interest * How forbearance can double your student loan balance every 10 years * The one-step plan to making sure your debt doesn’t stress you out anymore * Why student loan debt cancellation will never happen * How dental service organizations profit off the high cost of education * The way banks profit off the system by offering private student loans * The role of loan servicers in student loan complexity * Why student loans don’t have to be scary or frustrating and what to do about it Full show notes at: http://studentloanplanner.com/112 Like the show? There are several ways you can help! * Subscribe on Apple Podcasts, Spotify or Google Podcasts * Leave an honest review on Apple Podcasts * Follow on Facebook, Twitter, or LinkedIn Feeling helpless when it comes to your student loans? * Try our free student loan calculator * Check out our refinancing bonuses we negotiated * Book your custom student loan plan
40 min
Millennial Money
Millennial Money
Shannah Compton Game
How to Get Your Finances Back on Track | Christine DiGangi
We’ve said goodbye to 2020, thankfully, so how do you make the most of this new year and get your money working for you? Christine DiGangi, editorial director of The Balance, shares tips for getting back on track in 2021 and how to build a financial plan that works in this episode. Meet Christine Christine DiGangi has dedicated the majority of her career to financial education. In early 2019, she joined The Balance as Editorial Director, where she oversees content strategy and operations. Previously, DiGangi served as the managing editor of mortgage content at LendingTree, an editor, and writer for Credit.com, communications coordinator for the Society of Professional Journalists, and a copy editor for The New York Times. She has more than a decade of experience in service journalism, as a writer, editor, and vocal advocate for ethics and accuracy in publishing. Her writing has been featured on MarketWatch, USA Today, MSN Money, Yahoo Finance, and The New York Times International Weekly. What You'll Learn * Biggest money takeaways from 2020 * Overall money themes that will emerge from 2021 * Why it's important to get your money back on track * How to set achievable money goals * How to think about money if you were laid off or furloughed * Strategies to get rid of debt and increase your savings Links * The Balance * The Balance on Instagram * Christine on Twitter * Financial Resolutions for the New Year Episode Sponsors Make it the year you finally cross life insurance off your list, and get protection for your loved ones. Go to Policygenius.com and get started. You could save 50% or more by comparing quotes and start the new year with one less thing to worry about.  Literati Kids is a subscription book club for kids ages 0 - 12 that sends 5 beautiful children’s books to your door each hand-picked by experts. Go to http://www.literati.com/mymoney for TWENTY-FIVE PERCENT OFF your FIRST TWO ORDERS and pick your kid's book club gift today. SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! 👉 Sign up for my weekly LET’S TALK MONEY email newsletter. Ask Shannah Have an Ask Shannah question, submit it here Get Social * Shannah on Twitter * Shannah on Instagram
38 min
The Stacking Benjamins Show
The Stacking Benjamins Show
StackingBenjamins.com / Westwood One Podcast Network
Peering Into This Year's Travelscope (with Joseph Rosendo)
Today we welcome the two-time Emmy award-winning host of Travelscope, Joseph Rosendo to the show to share travel tips as we dust off the suitcases and hopefully get ready to hit the road during the latter part of the year. What should we plan to see? Should we try for more or see less? What does he think about travel groups, packing, and learning the language? We'll discuss FOMO, getting to know diverse people, and even having the right mindset on today's show. Plus, anyone who's ever tried to receive an insurance payout knows how much these companies can drag their feet: the tourism and hospitality industry is discovering their pandemic-related claims aren't going the way they'd hoped in many cases. During our headlines, we'll cover what's been going on behind the scenes, and hopefully, leave you with an urge to go recheck your policies for sneaky language from your insurers. During our Haven Life Line, Stacker Steve left us a Stacking Benjamin's BINGO card worth of trigger points, but we didn't let that stop us! Between automatic contributions, NOT getting caught up in a Robinhood rant (only the second time we passed on that opportunity), and pensions - we definitely took the high road on this one. That's not all! Doug shares his own tips on travel points, shares some trivia, and more. It's just another day in the basement! Enjoy!
1 hr 8 min
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